Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

7,951 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,796£8,930848,46916,328
Aberdeenshire34£9,702740,892129
Angus45£10,444644,84978
Ayrshire77£10,903536,381101
Bedfordshire157£6,972961,601250
Berkshire138£6,4641058,026284
Blaenau Gwent22£7,378858,91333
Borders17£10,123642,02422
Bridgend52£8,629851,45193
Bristol180£5,6291165,098359
Buckinghamshire159£7,449957,754289
Caerphilly25£6,1831075,36629
Cambridgeshire162£8,133956,572339
Cardiff51£9,317847,013116
Carmarthenshire20£11,570538,60627
Ceredigion2£10,345747,1593
Cheshire192£8,791845,916526
Clackmannanshire2£7,998856,7384
Conwy22£9,707847,43434
Cornwall47£9,788848,07773
County Antrim56£8,810750,774101
County Armagh14£10,897540,35141
County Down24£8,201957,54158
County Durham123£7,945856,055270
County Fermanagh2£13,95056,0663
County Londonderry19£8,897755,46925
County Tyrone14£8,670854,06217
Cumbria46£10,373646,966130
Denbighshire2£9,245636,8483
Derbyshire148£9,795744,230352
Devon135£8,333951,363269
Dorset76£9,285843,580136
Dumfries & Galloway3£11,496550,2429
Dunbartonshire11£10,279546,07913
East Lothian4£9,100926,5918
East Riding of Yorkshire63£8,627849,927151
East Sussex80£9,688841,966117
Essex285£8,563850,890611
Falkirk33£9,647750,39257
Fife61£9,236847,523116
Flintshire22£6,6241275,90918
Gloucestershire46£6,5401163,251169
Greater London386£7,359956,501667
Greater Manchester380£7,698952,547787
Gwynedd9£7,246956,22114
Hampshire234£8,510849,701456
Herefordshire19£7,866945,82857
Hertfordshire153£8,354847,785342
Highland20£11,846532,37245
Inverclyde2£11,647721,07212
Isle of Anglesey25£7,0261068,98322
Isle of Wight6£7,5961057,66215
Kent195£7,737953,766500
Lanarkshire107£9,725742,563331
Lancashire276£7,692954,006532
Leicestershire123£8,228849,058351
Lincolnshire122£8,677850,501266
Merseyside164£8,761748,448312
Merthyr Tydfil15£10,854642,56628
Midlothian72£8,678851,039137
Monmouthshire8£6,1771267,97334
Moray17£12,101528,65633
Neath Port Talbot12£9,572846,35216
Newport28£9,130744,78279
Norfolk145£8,651952,132268
North Yorkshire101£9,470847,619271
Northamptonshire107£7,730855,158232
Northumberland30£9,309742,93158
Nottinghamshire149£9,201748,471316
Oxfordshire29£8,660838,083127
Pembrokeshire5£8,511844,62017
Perth & Kinross26£11,437533,91639
Powys1£14,395314,7631
Renfrewshire25£10,774637,52168
Rhondda Cynon Taf92£8,435854,62290
Rutland2£10,300712,3832
Shropshire67£8,592850,001147
Somerset95£8,828948,849194
South Yorkshire169£7,1041065,656320
Staffordshire151£8,347846,716339
Stirling12£10,797638,66845
Suffolk121£9,097847,555248
Surrey180£7,946952,734331
Swansea53£8,952747,36688
Torfaen8£7,320960,43014
Tyne and Wear151£8,253854,040325
Vale of Glamorgan5£10,745737,69825
Warwickshire51£8,790855,213135
West Lothian30£6,647969,39359
West Midlands364£7,721956,084807
West Sussex107£8,061950,541220
West Yorkshire265£7,850951,125620
Wiltshire115£9,079845,561218
Worcestershire71£8,278951,826170
Wrexham25£7,980850,08235
Add postcode for better results.