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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,836£8,691851,82814,452
Aberdeen City30£9,032846,23874
Aberdeenshire12£11,059639,50150
Angus9£9,195752,6744
Antrim9£10,992640,76022
Ards10£9,400746,26612
Armagh3£5,5131199,8984
Ballymena6£10,965545,68415
Ballymoney2£7,823863,5205
Barking & Dagenham - Greater London15£9,489647,81523
Bedfordshire164£6,835960,544216
Belfast25£10,657642,85542
Berkshire140£5,9821165,655297
Bexley - Greater London2£4,6451262,8006
Blaenau Gwent12£9,457641,15811
Brent - Greater London10£7,973957,3013
Bristol201£5,8281164,392349
Bromley - Greater London5£7,794847,14028
Buckinghamshire136£8,036954,126253
Cambridgeshire175£8,560854,583341
Cardiff10£9,4251236,46110
Carmarthenshire10£12,295534,13622
Carrickfergus2£4,873994,0004
Ceredigion7£6,995850,85710
Cheshire256£9,180743,691526
City of Edinburgh54£8,525848,772110
City of London - Greater London14£6,635978,52634
Clackmannanshire3£12,098441,7043
Coleraine10£8,119858,69212
Conwy6£9,295835,55714
Cookstown2£16,495311,064-
Cornwall35£10,561742,74560
County Durham125£8,401851,291259
Craigavon14£10,642586,13628
Croydon - Greater London8£7,2631051,87514
Cumbria43£9,968747,145138
Denbighshire2£12,493427,8143
Derbyshire172£9,429846,157368
Derry3£3,9951279,667-
Devon122£8,768848,496254
Dorset56£9,335844,312112
Down2£4,97310109,6985
Dumfries and Galloway5£8,584859,0216
Dundee City44£10,722642,39359
Dungannon5£7,665978,0095
Ealing - Greater London24£4,9991059,16146
East Ayrshire18£10,948540,24438
East Lothian2£9,475941,2757
East Riding of Yorkshire25£10,414634,38061
East Sussex52£10,152740,96280
Enfield - Greater London5£5,5581164,71614
Essex208£8,608852,320512
Falkirk30£9,196854,61753
Fermanagh2£11,495537,0334
Fife53£9,573846,66195
Glasgow City75£10,181740,995219
Gloucestershire40£6,9661061,882165
Greater Manchester394£7,670954,442768
Gwynedd4£9,120745,52513
Hampshire169£8,035950,401443
Harrow - Greater London9£6,2191052,16129
Havering - Greater London87£6,7581061,252190
Herefordshire23£7,6891046,98758
Hertfordshire113£8,366851,633272
Highland13£11,689535,64044
Hillingdon - Greater London49£5,5381076,28365
Hounslow - Greater London19£6,2771059,58627
Inverclyde6£11,081627,9439
Isle of Anglesey12£8,471961,75111
Isle of Wight9£7,0521155,80813
Kent157£7,403953,434349
Kingston upon Thames - Greater London4£4,6711169,25013
Lancashire243£8,143851,675553
Larne2£6,6231290,5003
Leicestershire143£8,144850,785326
Lincolnshire137£8,849746,830264
Lisburn11£9,523753,77531
Magherafelt1£6,995928,4213
Merseyside120£9,011745,876255
Merthyr Tydfil18£11,067640,78423
Merton - Greater London3£6,3501271,1304
Midlothian12£12,030534,93012
Monmouthshire3£4,4301574,6189
Moray12£12,396628,95031
Neath Port Talbot7£6,5671066,9158
Newport12£6,2631271,18311
Newry and Mourne1£14,395321,2143
Newtownabbey7£9,434752,17333
Norfolk163£8,326953,560261
North Ayrshire23£10,342638,70327
North Down3£8,913755,4748
North Lanarkshire24£9,547736,76893
North Yorkshire105£9,760741,960267
Northamptonshire101£8,280851,557219
Northumberland24£9,294851,37640
Nottinghamshire84£8,251854,499253
Omagh4£9,510650,3666
Oxfordshire36£9,252839,577143
Perth and Kinross17£9,902746,73941
Redbridge - Greater London5£7,1731077,17011
Renfrewshire29£9,648740,82671
Rhondda Cynon Taf70£7,340864,01366
Richmond upon Thames - Greater London4£6,7341050,72812
Scottish Borders22£11,191636,89013
Shropshire64£8,743846,823120
Somerset104£8,785851,601175
South Ayrshire28£10,847633,40444
South Lanarkshire3£10,480742,2512
South Yorkshire176£6,9911063,566354
Staffordshire124£8,934843,377306
Stirling21£11,190635,70339
Suffolk105£9,635743,742207
Surrey109£7,987852,913294
Sutton - Greater London6£8,715640,58211
Swansea1£14,999429,8412
Tower Hamlets - Greater London1£4,4951265,000-
Tyne and Wear134£8,673853,448326
Warwickshire32£7,2491053,02289
West Dunbartonshire5£7,267872,12812
West Lothian15£8,136756,24260
West Midlands354£7,374957,267758
West Sussex89£8,498951,731139
West Yorkshire267£7,930953,653628
Wiltshire111£9,273848,601217
Worcestershire63£8,185954,367160
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