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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,892£8,645852,13214,354
Aberdeen City32£9,002846,51271
Aberdeenshire12£11,225637,08549
Angus8£9,283752,8675
Antrim8£10,554641,48023
Ards10£9,400746,26612
Armagh3£5,5131199,8984
Ballymena6£10,965545,68415
Ballymoney2£7,823863,5205
Barking & Dagenham - Greater London16£9,549645,83422
Bedfordshire163£6,813960,699221
Belfast23£10,252645,82643
Berkshire140£5,9841166,672295
Bexley - Greater London2£4,6451262,8006
Blaenau Gwent13£9,475639,52910
Brent - Greater London10£7,973957,3013
Bristol207£5,8701164,093347
Bromley - Greater London5£7,794847,14028
Buckinghamshire136£8,113954,021258
Cambridgeshire177£8,534854,739334
Cardiff10£9,4251236,46110
Carmarthenshire10£12,295534,13621
Carrickfergus2£4,873994,0004
Ceredigion8£6,145854,7509
Cheshire259£9,307742,956515
City of Edinburgh53£8,451848,761111
City of London - Greater London14£7,246876,37835
Clackmannanshire2£11,498546,1884
Coleraine9£8,149858,08811
Conwy7£8,966837,33513
Cookstown2£16,495311,064-
Cornwall38£9,959844,25860
County Durham128£8,336851,456254
Craigavon16£10,341580,03526
Croydon - Greater London9£6,7331157,91614
Cumbria49£10,016646,519135
Denbighshire2£12,493427,8143
Derbyshire185£9,489745,815353
Derry2£3,9951384,000-
Devon117£8,544848,957240
Dorset60£8,914945,029112
Down2£4,97310109,6985
Dumfries and Galloway5£8,584859,0216
Dundee City44£10,652642,67261
Dungannon5£7,665978,0095
Ealing - Greater London23£4,9991059,12546
East Ayrshire20£10,732539,90237
East Lothian2£9,475941,2757
East Riding of Yorkshire23£10,770532,95863
East Sussex56£10,038741,91980
Enfield - Greater London5£5,5581164,71613
Essex211£8,725852,067516
Falkirk28£8,759857,82356
Fermanagh2£11,495537,0334
Fife55£9,531847,07995
Glasgow City77£10,132741,730213
Gloucestershire38£7,2841058,657164
Greater Manchester395£7,674953,885775
Gwynedd5£8,296852,95712
Hampshire162£8,092950,344449
Harrow - Greater London10£6,1371154,54129
Havering - Greater London93£6,7441060,506188
Herefordshire27£7,6011048,38457
Hertfordshire118£8,312850,651268
Highland11£11,770534,75746
Hillingdon - Greater London50£5,6841075,99565
Hounslow - Greater London20£6,1621061,45624
Inverclyde6£11,081627,9439
Isle of Anglesey12£8,492961,75111
Isle of Wight10£7,0471155,72813
Kent153£7,521953,308352
Kingston upon Thames - Greater London3£4,5301271,66613
Lancashire252£8,125851,086538
Larne2£6,6231290,5003
Leicestershire139£8,168851,017326
Lincolnshire134£8,975746,414265
Lisburn12£9,396753,79930
Magherafelt1£6,995928,4213
Merseyside117£9,039745,560259
Merthyr Tydfil19£10,918641,59923
Merton - Greater London3£6,3501271,1304
Midlothian12£12,030534,91712
Monmouthshire3£5,0971268,95110
Moray13£12,289531,38632
Neath Port Talbot7£6,5671066,9158
Newport12£6,2631271,18410
Newry and Mourne1£14,395321,2143
Newtownabbey7£9,448752,17332
Norfolk160£8,355953,718264
North Ayrshire23£10,342638,70324
North Down3£8,913755,4747
North Lanarkshire24£10,000635,25695
North Yorkshire103£9,744741,489266
Northamptonshire103£8,049853,163217
Northumberland25£9,083851,77540
Nottinghamshire82£8,069855,943251
Omagh3£10,515449,4887
Oxfordshire36£9,125839,522140
Perth and Kinross16£9,928747,15442
Redbridge - Greater London5£7,1731077,17010
Renfrewshire32£9,541742,42363
Rhondda Cynon Taf70£7,247963,92168
Richmond upon Thames - Greater London5£7,383950,83112
Scottish Borders22£11,191636,89012
Shropshire70£8,648847,159113
Somerset107£8,811851,458174
South Ayrshire26£10,835634,60944
South Lanarkshire4£9,023853,6882
South Yorkshire178£6,9471064,445353
Staffordshire117£8,798843,308305
Stirling20£11,367634,14840
Suffolk106£9,656743,643203
Surrey113£7,770953,466290
Sutton - Greater London6£7,832844,08212
Swansea1£14,999429,8412
Tower Hamlets - Greater London1£4,4951265,000-
Tyne and Wear128£8,453855,051331
Warwickshire32£7,2451053,02288
West Dunbartonshire6£8,056766,77712
West Lothian14£8,127756,35861
West Midlands359£7,426956,914763
West Sussex91£8,524951,523139
West Yorkshire270£7,894953,330615
Wiltshire114£9,503847,093217
Worcestershire57£7,3121058,888151
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