Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,799£8,942848,28016,321
Aberdeenshire35£9,188842,174127
Angus44£10,972641,74777
Ayrshire69£11,093535,24599
Bedfordshire166£6,932960,750240
Berkshire142£6,1911061,870278
Blaenau Gwent20£7,609859,05633
Borders16£10,881636,94321
Bridgend54£8,541851,30195
Bristol178£5,8451163,416362
Buckinghamshire157£7,526957,551294
Caerphilly25£6,4151075,29030
Cambridgeshire168£8,245957,181334
Cardiff58£9,430948,288112
Carmarthenshire18£11,133639,11828
Ceredigion3£9,895743,7732
Cheshire198£8,636847,023529
Clackmannanshire2£7,998856,7384
Conwy25£9,593848,30430
Cornwall47£9,664848,54876
County Antrim49£9,401748,683107
County Armagh16£11,013539,43740
County Down25£8,424957,90558
County Durham120£7,782855,541266
County Fermanagh2£14,49556,0664
County Londonderry21£8,319758,62522
County Tyrone13£9,179852,41017
Cumbria46£10,379646,166138
Denbighshire2£9,495636,8483
Derbyshire147£9,651744,398348
Devon136£8,370950,288264
Dorset74£9,024847,539135
Dumfries & Galloway5£8,737756,4537
Dunbartonshire11£10,206647,80512
East Lothian2£9,625919,1148
East Riding of Yorkshire66£8,628848,524163
East Sussex81£9,720742,133114
Essex298£8,720850,583607
Falkirk35£9,619751,31554
Fife66£9,388846,464118
Flintshire20£6,5481275,37019
Gloucestershire48£7,2411060,040172
Greater London346£7,258957,070690
Greater Manchester366£7,743952,225803
Gwynedd6£8,578853,58715
Hampshire225£8,600847,660461
Herefordshire20£7,510949,90856
Hertfordshire151£8,498846,387342
Highland17£11,778634,31948
Inverclyde3£12,330520,38512
Isle of Anglesey24£7,425962,09922
Isle of Wight6£7,763956,98316
Kent208£7,644952,644478
Lanarkshire111£9,573743,032321
Lancashire276£7,799853,188538
Leicestershire127£8,097851,655350
Lincolnshire124£8,770849,333261
Merseyside156£8,848747,450327
Merthyr Tydfil16£11,091642,59428
Midlothian78£8,764849,019137
Monmouthshire5£4,9661365,64036
Moray16£12,814527,34233
Neath Port Talbot14£9,412847,57114
Newport28£9,494743,18581
Norfolk142£8,568950,903274
North Yorkshire97£10,003744,342279
Northamptonshire102£7,997852,223227
Northumberland29£9,204742,26956
Nottinghamshire147£9,198748,292315
Oxfordshire38£8,409840,695131
Pembrokeshire5£8,0711046,08118
Perth & Kinross27£11,570535,39738
Powys1£14,795314,7632
Renfrewshire29£10,960636,01164
Rhondda Cynon Taf94£8,636753,96584
Rutland2£10,300712,3832
Shropshire71£8,556850,914142
Somerset97£9,060846,412191
South Yorkshire167£7,168965,796320
Staffordshire143£8,635845,403346
Stirling14£11,661537,27745
Suffolk116£9,103848,285253
Surrey175£7,363955,957341
Swansea51£8,909747,37587
Torfaen7£6,724959,97115
Tyne and Wear143£8,420851,828325
Vale of Glamorgan8£8,082951,85422
Warwickshire54£9,276850,410132
West Lothian30£6,533971,13460
West Midlands384£7,670955,855792
West Sussex107£7,831951,935210
West Yorkshire271£8,103850,618614
Wiltshire118£8,795848,269218
Worcestershire72£8,301952,204168
Wrexham27£8,094850,20934
Add postcode for better results.