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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,726£8,928848,61816,353
Aberdeenshire32£9,918739,442129
Angus44£10,500644,13279
Ayrshire77£10,903536,381101
Bedfordshire155£7,003961,655245
Berkshire139£6,4111058,399283
Blaenau Gwent22£7,378858,91333
Borders17£10,123642,02422
Bridgend49£8,757750,29795
Bristol178£5,5861165,387362
Buckinghamshire160£7,428957,553291
Caerphilly25£6,1831075,36628
Cambridgeshire162£8,169956,163337
Cardiff51£9,316847,013115
Carmarthenshire20£11,570538,60627
Ceredigion2£10,345747,1593
Cheshire190£8,807845,904525
Clackmannanshire2£7,998856,7384
Conwy22£9,707847,43434
Cornwall46£9,903747,53574
County Antrim57£8,810750,774101
County Armagh14£10,897540,35141
County Down24£8,201957,54158
County Durham120£7,933856,195271
County Fermanagh2£13,95056,0663
County Londonderry19£8,897755,46925
County Tyrone14£8,670854,06217
Cumbria45£10,334647,273130
Denbighshire2£9,245636,8483
Derbyshire144£9,825744,400351
Devon134£8,342951,554270
Dorset74£9,303843,397138
Dumfries & Galloway3£11,496550,2429
Dunbartonshire11£10,279546,07913
East Lothian4£9,100938,8108
East Riding of Yorkshire60£8,621850,381154
East Sussex79£9,688841,649118
Essex284£8,557850,902610
Falkirk32£9,347750,67057
Fife59£9,312847,354117
Flintshire22£6,6241275,90918
Gloucestershire46£6,5401163,251166
Greater London384£7,387956,391668
Greater Manchester376£7,693952,656785
Gwynedd9£7,246956,22114
Hampshire234£8,483850,145459
Herefordshire19£7,866945,82857
Hertfordshire149£8,351847,699344
Highland20£11,846532,37245
Inverclyde3£12,264520,38511
Isle of Anglesey25£7,0261068,98322
Isle of Wight6£7,5961057,66215
Kent191£7,737953,765503
Lanarkshire106£9,771742,445330
Lancashire272£7,664954,226532
Leicestershire124£8,193849,024352
Lincolnshire123£8,649850,466264
Merseyside167£8,657749,214310
Merthyr Tydfil14£11,008642,71029
Midlothian72£8,678851,039137
Monmouthshire9£5,7131272,19834
Moray16£11,920529,48234
Neath Port Talbot12£9,572846,35216
Newport28£9,130744,78279
Norfolk143£8,644950,628268
North Yorkshire102£9,456847,501269
Northamptonshire106£7,725855,244230
Northumberland29£9,268743,20459
Nottinghamshire148£9,175748,793316
Oxfordshire28£8,648837,676128
Pembrokeshire5£8,511844,62016
Perth & Kinross26£11,437533,91639
Powys1£14,395314,7631
Renfrewshire23£10,776636,70870
Rhondda Cynon Taf92£8,435854,62290
Rutland2£10,300712,3832
Shropshire66£8,591850,410148
Somerset93£8,722949,710196
South Yorkshire166£7,0971065,422325
Staffordshire146£8,329846,965343
Stirling11£10,687638,08446
Suffolk121£9,067848,057247
Surrey180£7,933952,454333
Swansea53£8,952747,36688
Torfaen8£7,320960,43014
Tyne and Wear148£8,282854,126329
Vale of Glamorgan5£10,745737,69825
Warwickshire48£8,653855,274138
West Lothian29£6,5321070,47660
West Midlands366£7,753955,562802
West Sussex110£8,153950,148222
West Yorkshire260£7,882851,059623
Wiltshire114£9,094845,533216
Worcestershire71£8,278951,826170
Wrexham25£7,980850,08235
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