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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,999£8,804850,96214,248
Aberdeen City26£9,738746,10667
Aberdeenshire14£9,681740,55151
Angus11£10,004751,1034
Antrim8£11,049644,03625
Ards6£9,753642,01815
Armagh1£13,250320,3954
Ballymena3£12,799324,64815
Ballymoney2£7,823863,5205
Barking & Dagenham - Greater London16£10,059544,61023
Bedfordshire166£6,711962,100217
Belfast22£10,436640,16041
Berkshire142£5,9671164,897293
Bexley - Greater London3£4,2951462,4604
Blaenau Gwent9£10,131639,64512
Brent - Greater London9£6,7731061,0773
Bristol188£5,9821164,835335
Bromley - Greater London7£8,924840,58229
Buckinghamshire148£8,208951,866238
Cambridgeshire187£8,464856,526325
Cardiff9£9,7711235,14510
Carmarthenshire13£11,933532,89722
Carrickfergus3£5,913872,4502
Ceredigion6£6,995855,83313
Cheshire265£9,288744,193519
City of Edinburgh62£8,677847,394102
City of London - Greater London14£6,839978,55842
Clackmannanshire3£10,765547,7262
Coleraine14£8,331758,3629
Conwy6£10,128829,85512
Cookstown2£16,495311,064-
Cornwall42£10,160746,35550
County Durham135£8,078854,019249
Craigavon12£10,369645,50328
Croydon - Greater London8£6,3281154,90616
Cumbria47£9,774750,724129
Denbighshire2£12,993427,8143
Derbyshire150£9,575744,959393
Derry3£3,9951279,667-
Devon128£9,120846,272247
Dorset59£8,838951,291102
Down2£4,97310109,6986
Dumfries and Galloway4£9,495859,4029
Dundee City45£10,670644,43758
Dungannon6£7,3871076,9135
Ealing - Greater London31£4,8111162,94042
East Ayrshire23£11,348538,85740
East Lothian2£9,575938,7825
East Riding of Yorkshire23£10,931533,82257
East Sussex54£10,091740,34588
Enfield - Greater London5£4,6391364,47613
Essex225£8,862851,131486
Falkirk27£8,840856,05452
Fermanagh2£10,498741,5333
Fife57£10,216741,708103
Glasgow City85£9,902741,102223
Gloucestershire43£6,3861163,709153
Greater Manchester393£7,903852,644782
Gwynedd3£8,993847,86311
Hampshire180£8,412850,150430
Harrow - Greater London8£5,3991158,56728
Havering - Greater London84£6,919958,412186
Herefordshire15£8,476944,78859
Hertfordshire108£9,045747,853271
Highland17£11,203640,01840
Hillingdon - Greater London51£5,5341076,07959
Hounslow - Greater London17£6,2081062,38428
Inverclyde5£10,398732,30010
Isle of Anglesey13£8,473858,8399
Isle of Wight7£8,3381049,16414
Kent159£7,864950,203359
Kingston upon Thames - Greater London3£6,0271165,25714
Lancashire266£8,152850,778558
Larne2£6,7501290,5005
Leicestershire148£8,029951,755314
Limavady1£2,8951586,0002
Lincolnshire142£9,163744,594264
Lisburn15£8,803843,24824
Merseyside124£9,069745,135244
Merthyr Tydfil21£10,791643,88623
Merton - Greater London3£7,698855,2753
Midlothian11£12,018536,50110
Monmouthshire4£4,1461581,7149
Moray10£13,396427,24230
Neath Port Talbot8£7,1571068,48812
Newport10£5,6071178,32611
Newry and Mourne1£14,795321,2143
Newtownabbey8£8,285857,83635
Norfolk169£8,425952,898266
North Ayrshire22£10,288641,38127
North Down3£7,028880,3897
North Lanarkshire31£10,817529,70993
North Yorkshire105£9,692745,021265
Northamptonshire95£8,242850,998212
Northumberland22£10,292745,38243
Nottinghamshire103£7,970956,947227
Omagh4£9,809647,8515
Oxfordshire41£9,282841,522144
Perth and Kinross18£9,071750,00842
Redbridge - Greater London3£6,7981177,27412
Renfrewshire26£10,064639,96974
Rhondda Cynon Taf79£7,167963,92360
Richmond upon Thames - Greater London4£6,6101047,35510
Scottish Borders18£10,477643,38912
Shropshire71£8,920846,782110
Somerset105£8,684852,337171
South Ayrshire24£10,947633,83348
South Lanarkshire3£7,3481057,1281
South Yorkshire179£7,202962,097355
Staffordshire137£9,128843,620302
Stirling19£10,918637,33133
Strabane1£13,995417,9242
Suffolk97£9,639844,728201
Surrey116£7,539955,850284
Sutton - Greater London7£7,563955,49911
Swansea1£14,999429,8412
Torfaen1£7,990857,0001
Tower Hamlets - Greater London1£4,9951265,000-
Tyne and Wear130£8,838850,924319
Warwickshire33£6,9631057,37289
West Dunbartonshire5£7,467872,12814
West Lothian14£7,854761,81760
West Midlands363£7,451957,186753
West Sussex75£8,737849,442146
West Yorkshire272£7,960952,259633
Wiltshire104£9,509849,331207
Worcestershire74£8,956849,235161
Wrexham2£13,445421,445-
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