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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,050£8,793851,12214,398
Aberdeen City25£9,436746,68869
Aberdeenshire14£9,681740,55151
Angus10£10,235749,0135
Antrim8£11,049644,03625
Ards6£9,753642,01815
Armagh1£13,250320,3954
Ballymena3£12,632543,86116
Ballymoney2£7,823863,5205
Barking & Dagenham - Greater London16£10,059544,61023
Bedfordshire162£6,706961,878222
Belfast22£10,436640,16041
Berkshire144£6,1001164,859296
Bexley - Greater London3£4,2951462,4604
Blaenau Gwent8£9,523641,25712
Brent - Greater London9£6,7731061,0773
Bristol194£5,9871164,848338
Bromley - Greater London6£9,496735,01330
Buckinghamshire148£8,193952,288240
Cambridgeshire196£8,485855,887320
Cardiff9£9,7711235,14510
Carmarthenshire12£11,553535,34623
Carrickfergus4£6,509870,9052
Ceredigion7£6,995850,85713
Cheshire272£9,298743,698519
City of Edinburgh58£8,533848,678107
City of London - Greater London14£6,807978,55842
Clackmannanshire3£10,765547,7262
Coleraine13£8,434757,81110
Conwy7£9,895835,30412
Cookstown2£16,495311,064-
Cornwall41£10,094747,08651
County Durham134£8,089854,232252
Craigavon10£10,548645,00030
Croydon - Greater London8£6,3281154,90616
Cumbria49£9,793750,499129
Denbighshire2£12,993427,8143
Derbyshire152£9,544745,023394
Derry3£3,9951279,667-
Devon126£9,128846,458250
Dorset58£9,038948,814106
Down2£4,97310109,6986
Dumfries and Galloway4£9,495859,4029
Dundee City46£10,823643,23759
Dungannon5£7,665978,0096
Ealing - Greater London30£4,8181162,70543
East Ayrshire22£11,231540,04940
East Lothian3£9,716843,9625
East Riding of Yorkshire23£10,643535,82958
East Sussex55£10,240739,70490
Enfield - Greater London4£4,3741368,46414
Essex224£8,811851,242491
Falkirk28£8,828856,05452
Fermanagh2£10,498741,5333
Fife56£10,148742,194103
Glasgow City86£9,862741,758224
Gloucestershire46£6,6371161,614155
Greater Manchester395£7,872852,850789
Gwynedd3£8,827847,86311
Hampshire185£8,477950,256432
Harrow - Greater London8£5,3991158,56728
Havering - Greater London85£6,872958,886186
Herefordshire16£8,465943,82559
Hertfordshire110£9,007747,932273
Highland17£11,203640,01840
Hillingdon - Greater London49£5,4501076,86561
Hounslow - Greater London17£6,2081062,38428
Inverclyde5£10,398732,30010
Isle of Anglesey13£8,473858,8399
Isle of Wight8£8,2711047,95614
Kent164£7,795950,353359
Kingston upon Thames - Greater London3£3,8281277,00015
Lancashire267£8,145850,772566
Larne2£6,7501290,5005
Leicestershire152£7,987951,832315
Limavady1£2,8951586,0002
Lincolnshire147£9,072745,288264
Lisburn13£8,581844,51326
Merseyside124£9,132744,967248
Merthyr Tydfil20£10,954642,64424
Merton - Greater London3£7,698855,2753
Midlothian12£12,183534,50710
Monmouthshire4£4,1461581,7149
Moray11£13,814425,40930
Neath Port Talbot7£6,710968,48813
Newport10£5,7961178,32611
Newry and Mourne1£14,495321,2143
Newtownabbey7£8,397858,59836
Norfolk174£8,351953,264267
North Ayrshire21£10,216640,41928
North Down3£7,028880,3897
North Lanarkshire35£10,402632,04691
North Yorkshire107£9,645744,330265
Northamptonshire93£8,325850,163217
Northumberland23£10,192746,18743
Nottinghamshire101£8,048956,065230
Omagh3£10,515449,4886
Oxfordshire41£9,333840,504145
Perth and Kinross16£9,131750,61944
Redbridge - Greater London3£6,7981177,27412
Renfrewshire26£10,006739,85475
Rhondda Cynon Taf76£7,158964,35563
Richmond upon Thames - Greater London5£6,885947,05310
Scottish Borders18£10,477643,38912
Shropshire72£9,024846,938113
Somerset103£8,651852,888173
South Ayrshire26£11,140532,70447
South Lanarkshire3£7,2481057,1281
South Yorkshire177£7,239961,606361
Staffordshire138£9,050843,543308
Stirling19£10,918637,33133
Strabane1£13,995417,9242
Suffolk98£9,610844,759204
Surrey110£7,772954,743292
Sutton - Greater London7£7,563955,49911
Swansea1£14,999429,8412
Torfaen1£7,990857,0001
Tower Hamlets - Greater London1£4,9951265,000-
Tyne and Wear133£8,840850,973323
Warwickshire34£6,7221056,73390
West Dunbartonshire6£7,472868,67314
West Lothian15£8,343755,22160
West Midlands370£7,470956,736760
West Sussex75£8,857848,358147
West Yorkshire276£7,924952,331641
Wiltshire106£9,472848,715210
Worcestershire75£8,843950,636163
Wrexham2£13,445421,445-
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