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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,185£8,663851,49913,146
Aberdeen City26£10,551743,99065
Aberdeenshire16£9,448744,26947
Angus6£8,162868,5696
Antrim10£9,868746,95222
Ards8£8,839745,81914
Armagh2£8,600754,6983
Ballymena3£7,712841,06315
Ballymoney2£7,823863,5206
Barking & Dagenham - Greater London15£9,536649,77124
Bedfordshire165£6,642961,085215
Belfast20£10,823538,16343
Berkshire132£5,9651166,293282
Bexley - Greater London3£4,2951462,4604
Blaenau Gwent9£9,465645,04713
Brent - Greater London9£6,8311061,0773
Bristol205£6,1591062,613308
Bromley - Greater London6£9,886738,19526
Buckinghamshire144£8,172952,094215
Cambridgeshire193£8,813854,474294
Cardiff10£10,5441134,8977
Carmarthenshire13£12,249527,47018
Carrickfergus3£7,662762,1581
Ceredigion5£6,995952,60014
Cheshire281£9,853740,354479
City of Edinburgh67£8,680847,87995
City of London - Greater London18£8,119866,81940
Clackmannanshire3£10,765547,7262
Coleraine8£8,899756,54210
Conwy9£8,962938,89110
Cookstown2£16,495311,064-
Cornwall42£10,088746,93142
County Durham121£8,031855,834230
Craigavon13£10,435647,00331
Croydon - Greater London6£6,2031256,32414
Cumbria56£10,252747,206113
Denbighshire3£13,092327,7392
Derbyshire161£9,185847,282373
Derry2£4,9951267,000-
Devon125£8,920847,206235
Dorset54£8,887849,391101
Down3£4,96510103,3486
Dumfries and Galloway5£9,371755,6458
Dundee City48£10,620644,88952
Dungannon6£7,637975,1265
Ealing - Greater London35£4,9531061,54038
East Ayrshire20£11,385537,28040
East Lothian4£9,4361049,1571
East Riding of Yorkshire25£10,065637,96452
East Sussex58£9,914742,37275
Enfield - Greater London5£4,7181172,94311
Essex222£9,044849,277457
Falkirk31£8,621855,86748
Fermanagh3£10,330645,6862
Fife60£10,577740,24395
Flintshire1£2,79012129,1241
Glasgow City104£10,461637,544198
Gloucestershire43£6,4661166,030138
Greater Manchester383£7,916952,483728
Gwynedd2£6,9981151,16212
Hampshire181£8,604850,561420
Harrow - Greater London13£6,4291150,18122
Havering - Greater London81£7,036956,664171
Herefordshire24£7,776951,83856
Hertfordshire107£8,725848,843239
Highland17£11,356631,44734
Hillingdon - Greater London46£5,1571175,87952
Hounslow - Greater London22£6,084968,40320
Inverclyde5£10,338834,7238
Isle of Anglesey9£9,822749,35212
Isle of Wight3£9,561749,10015
Kent157£7,871950,472330
Kingston upon Thames - Greater London2£6,5931266,88615
Lancashire295£8,227850,789501
Larne3£6,2631188,3724
Leicestershire163£8,042849,780275
Limavady1£2,8951586,0002
Lincolnshire151£9,166746,289243
Lisburn17£9,869739,01724
Magherafelt1£3,5501477,0004
Merseyside124£9,063745,477223
Merthyr Tydfil19£10,465647,43425
Merton - Greater London4£6,3861171,2062
Midlothian9£13,613429,26113
Monmouthshire4£4,4091474,6817
Moray16£11,977631,65922
Neath Port Talbot9£6,9951064,67711
Newport7£5,8961269,75511
Newry and Mourne1£8,995854,6073
Newtownabbey8£10,186645,93134
Norfolk149£9,030949,671255
North Ayrshire21£9,731643,52525
North Down2£6,4951082,2727
North Lanarkshire41£10,095636,42886
North Yorkshire120£9,783743,854235
Northamptonshire92£8,443749,850192
Northumberland22£10,451748,67043
Nottinghamshire108£8,129854,047199
Omagh6£9,921642,5083
Oxfordshire43£9,672839,749134
Pembrokeshire1£12,995514,6013
Perth and Kinross22£9,038848,44542
Redbridge - Greater London4£7,5931255,78114
Renfrewshire24£10,402639,96875
Rhondda Cynon Taf74£7,006965,66659
Richmond upon Thames - Greater London3£6,9851037,3878
Rutland2£7,3251051,2791
Scottish Borders14£10,949641,29311
Shropshire63£8,739848,848105
Somerset112£8,905952,176151
South Ayrshire22£10,878636,44545
South Lanarkshire3£7,4151057,1281
South Yorkshire196£7,481960,214316
Staffordshire138£8,899842,153287
Stirling14£12,436533,45929
Strabane1£13,995417,9241
Suffolk106£9,357845,071179
Surrey126£8,104852,836268
Sutton - Greater London5£8,128850,8999
Swansea21£8,716844,79812
Tower Hamlets - Greater London1£4,9951265,000-
Tyne and Wear128£8,760848,028296
Warwickshire44£7,2531051,04278
West Dunbartonshire5£6,367977,64513
West Lothian20£8,298758,85550
West Midlands361£7,536957,984686
West Sussex74£9,097846,007131
West Yorkshire295£8,183851,390586
Wiltshire97£9,440848,914191
Worcestershire71£10,598740,465133
Wrexham1£13,995320,158-
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