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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,761£8,968849,82514,563
Aberdeen City31£10,054741,69470
Aberdeenshire23£9,399845,42341
Angus7£10,411643,38712
Antrim11£8,834949,46025
Ards6£7,660948,4348
Armagh1£13,250320,3952
Ballymena7£7,5881041,66314
Ballymoney2£5,3451189,8005
Barking & Dagenham - Greater London20£8,792749,31332
Barnet - Greater London6£11,266623,66421
Bedfordshire180£6,3451065,402259
Belfast20£11,449536,17554
Berkshire149£5,8641166,141284
Bexley - Greater London25£7,447944,75653
Blaenau Gwent6£8,830754,33224
Brent - Greater London8£7,0651055,1243
Bristol189£6,4381061,168337
Bromley - Greater London13£12,779525,70435
Buckinghamshire125£8,569850,919220
Caerphilly15£6,867972,26524
Cambridgeshire194£8,249858,441307
Cardiff41£10,286838,43149
Carmarthenshire13£12,072430,22116
Carrickfergus1£11,495337,1253
Ceredigion28£7,495960,18848
Cheshire263£9,231744,711463
City of Edinburgh62£8,641848,187104
City of London - Greater London92£8,157954,033181
Clackmannanshire1£8,498754,1393
Coleraine5£8,993758,93414
Conwy10£8,245955,17117
Cornwall39£10,336741,71651
County Durham128£7,605956,713247
Craigavon12£9,728744,17130
Croydon - Greater London10£6,9121153,54531
Cumbria53£10,506742,398109
Denbighshire2£9,823657,7964
Derbyshire184£9,617744,636374
Derry6£11,855537,44111
Devon131£10,033739,596245
Dorset45£7,9741056,525114
Down3£8,048757,1106
Dumfries and Galloway6£9,746751,02117
Dundee City45£11,081640,82455
Dungannon6£7,961976,7356
Ealing - Greater London32£4,8451163,33835
East Ayrshire24£10,084644,07340
East Dunbartonshire3£14,831415,3033
East Lothian2£6,5731041,1324
East Riding of Yorkshire69£8,913846,388106
East Sussex78£10,920736,850112
Enfield - Greater London9£6,3861256,06310
Essex260£8,751851,732460
Falkirk34£9,226750,58150
Fermanagh3£9,330846,0673
Fife54£10,080845,085101
Flintshire2£5,8981093,5859
Glasgow City80£10,490740,186185
Gloucestershire48£6,9781061,621153
Greater Manchester395£8,088849,773703
Gwynedd2£7,873774,4809
Hampshire229£9,286845,847456
Harrow - Greater London15£6,9801053,64220
Havering - Greater London79£7,740953,729153
Herefordshire21£8,936940,79454
Hertfordshire136£8,223950,840240
Highland13£11,865638,05941
Hillingdon - Greater London52£5,8621070,75245
Hounslow - Greater London19£6,5591060,23132
Inverclyde8£11,123733,11812
Isle of Anglesey10£9,127849,87922
Isle of Wight8£10,106734,50620
Kent182£7,810956,039363
Kingston upon Thames - Greater London8£5,7111255,63510
Lancashire282£7,981851,275513
Larne5£6,1941079,6234
Leicestershire142£8,368849,014275
Lincolnshire142£9,462747,221243
Lisburn12£11,713531,95428
Merseyside160£9,066749,989323
Merthyr Tydfil17£11,424645,33426
Merton - Greater London2£8,173865,8592
Midlothian12£13,317531,21113
Monmouthshire13£6,1881163,05621
Moray13£12,788530,59023
Neath Port Talbot17£6,6311058,8179
Newport39£8,073952,40374
Newtownabbey13£11,631538,95637
Norfolk152£8,746948,701280
North Ayrshire20£10,797638,62019
North Down6£6,8041074,8918
North Lanarkshire33£10,661632,67288
North Yorkshire137£10,243741,611236
Northamptonshire94£8,574852,764188
Northumberland43£10,164744,27894
Nottinghamshire149£9,755746,222267
Omagh6£8,813753,3327
Oxfordshire61£9,858740,355118
Pembrokeshire10£9,978646,08714
Perth and Kinross20£11,489540,19948
Powys1£8,995913,2161
Redbridge - Greater London5£8,399867,40014
Renfrewshire28£10,298738,41379
Rhondda Cynon Taf69£7,674958,05887
Richmond upon Thames - Greater London1£6,985855,1308
Scottish Borders14£11,025637,65122
Shropshire52£9,313845,318128
Somerset102£10,041843,646159
South Ayrshire24£11,364539,44651
South Lanarkshire9£9,456756,15324
South Yorkshire173£7,987956,742369
Staffordshire157£9,006842,217339
Stirling13£11,801536,96828
Strabane1£13,995417,9241
Suffolk117£9,362843,866190
Surrey157£7,783954,938309
Sutton - Greater London7£8,397752,1846
Swansea30£8,248852,61342
The Vale of Glamorgan1£4,7501091,6944
Torfaen1£8,495744,2154
Tower Hamlets - Greater London1£5,4951265,000-
Tyne and Wear136£9,144745,447293
Waltham Forest - Greater London1£7,595791,0001
Warwickshire56£8,380949,82881
West Dunbartonshire4£7,021871,79815
West Lothian32£7,173968,13455
West Midlands367£7,685959,393694
West Sussex56£9,510844,560154
West Yorkshire280£8,290850,516617
Wiltshire86£9,267850,053182
Worcestershire68£10,082744,472137
Wrexham13£8,400949,54032
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