Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,944£8,926850,20115,900
Aberdeen City34£9,886743,51776
Aberdeenshire24£9,315845,31842
Angus6£10,096748,36812
Antrim10£9,427852,11629
Ards7£8,364947,4296
Armagh1£13,250320,3952
Ballymena5£10,155724,94914
Ballymoney3£5,2271171,8594
Barking & Dagenham - Greater London21£8,691751,11534
Barnet - Greater London7£10,868627,00022
Bedfordshire196£6,2861065,704285
Belfast26£10,871538,85149
Berkshire163£6,1781163,747330
Bexley - Greater London26£7,691943,74360
Blaenau Gwent6£8,830754,33225
Brent - Greater London8£7,0651055,1245
Bristol183£6,4221062,196356
Bromley - Greater London15£12,014628,84837
Buckinghamshire135£8,540851,734234
Caerphilly16£7,169968,81129
Cambridgeshire192£8,127959,073354
Cardiff42£10,449837,39357
Carmarthenshire12£11,995529,40617
Carrickfergus1£11,495337,1253
Ceredigion31£7,737959,81250
Cheshire275£9,400744,455496
City of Edinburgh65£8,552848,726106
City of London - Greater London95£8,440852,450190
Clackmannanshire1£8,498754,1394
Coleraine5£8,993758,93415
Conwy11£8,159953,75418
Cornwall39£10,263742,98660
County Durham133£7,698955,438265
Craigavon12£9,858744,63737
Croydon - Greater London12£6,9801149,64431
Cumbria50£10,369742,246115
Denbighshire2£9,823657,7964
Derbyshire185£9,533845,345409
Derry5£11,570641,99111
Devon135£9,826741,584256
Dorset45£8,314953,982132
Down3£8,048757,1106
Dumfries and Galloway7£9,582751,44716
Dundee City45£10,859642,06359
Dungannon5£8,734973,0956
Ealing - Greater London29£4,7501164,89138
East Ayrshire25£9,916644,19940
East Dunbartonshire3£14,831415,3033
East Lothian2£6,5731041,1328
East Riding of Yorkshire74£9,035846,167115
East Sussex80£10,643737,946125
Enfield - Greater London9£6,3861256,06313
Essex253£8,442953,819513
Falkirk34£9,269853,51556
Fermanagh3£9,330846,0674
Fife53£10,190843,299112
Flintshire2£5,8981093,5859
Glasgow City82£10,772639,159196
Gloucestershire44£7,3591057,251169
Greater Manchester398£7,989950,802780
Gwynedd3£7,078871,05610
Hampshire233£9,043846,557497
Harrow - Greater London15£6,9801053,64226
Havering - Greater London95£7,777953,666152
Herefordshire24£8,591944,76556
Hertfordshire143£8,292850,444261
Highland19£11,017642,85040
Hillingdon - Greater London53£6,0271070,04251
Hounslow - Greater London19£6,9271057,75436
Inverclyde9£11,498632,07011
Isle of Anglesey12£9,395847,36225
Isle of Wight8£10,106734,50624
Kent192£7,998953,717384
Kingston upon Thames - Greater London8£5,7361255,63511
Lancashire286£8,105850,767551
Larne5£6,3941079,6234
Leicestershire154£8,196849,060298
Limavady1£3,45013109,0001
Lincolnshire143£9,623745,969268
Lisburn11£12,142530,83631
Merseyside169£9,297748,238339
Merthyr Tydfil17£11,798643,42329
Merton - Greater London2£8,173865,8592
Midlothian13£13,200532,27016
Monmouthshire12£5,8461162,17925
Moray13£12,980528,41027
Neath Port Talbot18£6,762959,3859
Newport35£7,779952,89584
Newtownabbey17£11,203538,86138
Norfolk166£8,775949,599297
North Ayrshire20£10,847637,96022
North Down7£6,5461075,1929
North Lanarkshire32£10,794731,84291
North Yorkshire129£9,989741,858268
Northamptonshire100£8,638852,183209
Northumberland45£10,181742,20895
Nottinghamshire156£9,653747,078290
Omagh6£8,813753,3327
Oxfordshire61£9,713743,200127
Pembrokeshire11£10,389644,77013
Perth and Kinross21£11,180642,20254
Redbridge - Greater London5£8,399867,40016
Renfrewshire28£10,364740,27483
Rhondda Cynon Taf70£7,687957,30097
Richmond upon Thames - Greater London2£5,7351057,1128
Scottish Borders14£11,075637,65124
Shropshire55£9,017847,249136
Somerset102£10,118843,306181
South Ayrshire27£11,598537,65752
South Lanarkshire10£9,410757,07326
South Yorkshire166£7,567960,073418
Staffordshire171£9,027842,533357
Stirling13£12,032538,86934
Strabane1£13,995417,9241
Suffolk117£9,483842,758229
Surrey162£7,915952,928343
Sutton - Greater London8£8,659746,7705
Swansea28£8,621850,92249
The Vale of Glamorgan2£5,3731154,2683
Torfaen1£8,495744,2154
Tower Hamlets - Greater London1£5,4951265,000-
Tyne and Wear116£8,844848,350333
Waltham Forest - Greater London2£5,14511122,500-
Warwickshire60£8,534947,70889
West Dunbartonshire5£7,216867,70916
West Lothian33£7,567964,65658
West Midlands365£7,689959,682751
West Sussex61£9,073845,802177
West Yorkshire272£8,284950,398697
Wiltshire87£9,313849,878191
Worcestershire72£10,384743,194149
Wrexham14£8,156950,10936
Add postcode for better results.