Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

8,034 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,877£8,938848,41116,319
Aberdeenshire36£9,746740,849128
Angus45£10,444644,84978
Ayrshire79£10,756636,91498
Bedfordshire156£6,976961,409250
Berkshire141£6,4741057,927281
Blaenau Gwent21£7,539858,24833
Borders17£10,556642,02422
Bridgend53£8,563852,03992
Bristol187£5,6921164,899354
Buckinghamshire160£7,421957,681287
Caerphilly26£6,3601075,48228
Cambridgeshire165£8,139957,487338
Cardiff52£9,645847,836118
Carmarthenshire19£11,284638,05926
Ceredigion2£10,345747,1593
Cheshire200£8,807845,608523
Clackmannanshire2£7,998856,7384
Conwy22£9,707847,43434
Cornwall47£9,842747,91273
County Antrim54£9,072749,781100
County Armagh15£11,123538,28241
County Down26£8,021957,34856
County Durham131£7,869856,314264
County Fermanagh2£13,95056,0663
County Londonderry20£8,691757,13624
County Tyrone14£8,670854,06217
Cumbria46£10,373646,966130
Denbighshire2£9,245636,8483
Derbyshire148£9,793743,903351
Devon138£8,259951,332266
Dorset81£9,409843,360131
Dumfries & Galloway3£11,496550,2429
Dunbartonshire11£10,279546,07913
East Lothian4£9,100926,5918
East Riding of Yorkshire63£8,618849,169156
East Sussex80£9,634842,250121
Essex291£8,592850,698612
Falkirk34£9,595750,53356
Fife64£9,217846,898114
Flintshire22£6,6241275,90918
Gloucestershire48£6,6971162,644170
Greater London385£7,337956,745675
Greater Manchester383£7,735952,559786
Gwynedd9£7,246956,22114
Hampshire234£8,490849,944460
Herefordshire19£7,866945,82857
Hertfordshire151£8,379846,940349
Highland19£12,064531,75645
Inverclyde2£11,647721,07212
Isle of Anglesey24£7,1441069,02422
Isle of Wight6£7,5961057,66215
Kent200£7,696953,320493
Lanarkshire110£9,506743,431330
Lancashire273£7,771853,681536
Leicestershire123£8,225849,485353
Lincolnshire122£8,715850,381266
Merseyside161£8,759748,036315
Merthyr Tydfil15£10,898642,56628
Midlothian72£8,632850,267137
Monmouthshire7£5,4741264,86934
Moray16£12,908426,74732
Neath Port Talbot12£9,572846,35216
Newport28£9,254744,36080
Norfolk144£8,683951,776271
North Yorkshire103£9,463847,302271
Northamptonshire109£7,712855,388232
Northumberland30£9,308742,93158
Nottinghamshire150£9,151848,971312
Oxfordshire31£8,761838,777126
Pembrokeshire5£8,511844,62017
Perth & Kinross27£11,531533,30238
Powys1£14,795314,7631
Renfrewshire25£10,774637,52168
Rhondda Cynon Taf92£8,499854,25289
Rutland2£10,300712,3832
Shropshire69£8,560850,800145
Somerset98£8,917948,589193
South Yorkshire169£7,0871065,399320
Staffordshire154£8,404846,279339
Stirling12£10,330640,03045
Suffolk121£9,040848,058251
Surrey178£7,752953,544329
Swansea53£8,962747,36690
Torfaen8£7,320960,43015
Tyne and Wear148£8,234853,512323
Vale of Glamorgan6£9,753841,89224
Warwickshire52£8,773854,882136
West Lothian31£6,723968,68861
West Midlands372£7,750955,892808
West Sussex113£7,989951,042216
West Yorkshire270£7,906851,091622
Wiltshire115£9,056846,130221
Worcestershire65£8,474851,072174
Wrexham26£8,096949,70834
Add postcode for better results.