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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,958£8,806850,88614,265
Aberdeen City26£9,746746,10668
Aberdeenshire13£9,811741,58753
Angus10£10,105753,1164
Antrim9£10,521746,92124
Ards6£9,753642,01815
Armagh1£13,250320,3954
Ballymena3£12,799324,64816
Ballymoney2£7,823863,5205
Barking & Dagenham - Greater London16£10,073544,61026
Bedfordshire167£6,708962,135217
Belfast21£10,602638,76042
Berkshire142£5,8711165,578293
Bexley - Greater London3£4,2951462,4604
Blaenau Gwent9£10,131639,64512
Brent - Greater London9£6,7731061,0773
Bristol183£6,0191164,277342
Bromley - Greater London8£9,346837,39728
Buckinghamshire146£8,136952,124237
Cambridgeshire176£8,492856,357322
Cardiff9£9,7711235,14510
Carmarthenshire12£12,303529,44722
Carrickfergus3£5,913872,4502
Ceredigion6£6,995855,83313
Cheshire266£9,348743,758520
City of Edinburgh60£8,763846,517107
City of London - Greater London14£6,768978,16141
Clackmannanshire3£10,765547,7262
Coleraine14£8,331758,3629
Conwy6£10,128829,85512
Cookstown2£16,495311,064-
Cornwall43£10,289745,46750
County Durham135£8,069853,725249
Craigavon12£10,369645,50329
Croydon - Greater London8£6,3451154,90616
Cumbria48£9,791749,654126
Denbighshire2£12,993427,8143
Derbyshire154£9,595745,197391
Derry3£3,9951279,667-
Devon124£8,802848,064254
Dorset59£8,770952,053100
Down2£4,97310109,6987
Dumfries and Galloway4£9,495859,4029
Dundee City44£10,834642,22958
Dungannon5£5,7661085,3955
Ealing - Greater London31£4,8111162,94042
East Ayrshire24£11,480538,35240
East Lothian2£9,575938,7825
East Riding of Yorkshire22£10,911533,82957
East Sussex54£10,091740,34590
Enfield - Greater London5£4,3591270,90812
Essex222£8,938850,683492
Falkirk26£8,510856,73652
Fermanagh2£10,498741,5333
Fife61£10,190741,93298
Glasgow City88£9,890741,060219
Gloucestershire42£6,5181163,152156
Greater Manchester391£7,924852,320784
Gwynedd2£10,745739,80011
Hampshire179£8,471849,525433
Harrow - Greater London7£5,6841154,61128
Havering - Greater London84£6,890959,966187
Herefordshire15£8,483944,78862
Hertfordshire108£9,031747,883271
Highland18£10,914640,26640
Hillingdon - Greater London52£5,5921075,57858
Hounslow - Greater London18£6,1411061,56127
Inverclyde6£10,081737,4279
Isle of Anglesey12£9,054855,4519
Isle of Wight7£8,3381049,16415
Kent158£7,851950,384360
Kingston upon Thames - Greater London3£6,0271165,25715
Lancashire268£8,148850,890557
Larne2£6,7501290,5005
Leicestershire145£8,121951,399313
Limavady1£2,8951586,0002
Lincolnshire143£9,042745,399261
Lisburn16£8,752842,75124
Merseyside122£9,116744,876244
Merthyr Tydfil19£11,189643,03723
Merton - Greater London3£7,698855,2753
Midlothian10£12,512533,66810
Monmouthshire4£4,1461581,7149
Moray11£12,632530,45729
Neath Port Talbot7£6,710968,48813
Newport8£4,8711279,86011
Newry and Mourne1£14,795321,2143
Newtownabbey9£8,564754,48034
Norfolk167£8,429952,889269
North Ayrshire22£10,288641,38127
North Down3£7,028880,3897
North Lanarkshire32£10,715531,50893
North Yorkshire107£9,644745,213261
Northamptonshire99£8,220850,975209
Northumberland23£10,323746,01945
Nottinghamshire104£8,041956,108225
Omagh4£9,809647,8515
Oxfordshire41£9,462840,619143
Perth and Kinross17£9,046750,59142
Redbridge - Greater London3£6,7981177,27412
Renfrewshire26£10,045639,97474
Rhondda Cynon Taf78£7,165963,87261
Richmond upon Thames - Greater London4£6,6101047,35511
Scottish Borders18£10,477643,38912
Shropshire67£9,204845,231116
Somerset104£8,744851,297174
South Ayrshire24£10,947633,83148
South Lanarkshire3£7,3481057,1281
South Yorkshire183£7,179962,327352
Staffordshire130£9,162843,262303
Stirling20£11,522635,27931
Strabane1£13,995417,9242
Suffolk96£9,794743,352202
Surrey116£7,704954,902282
Sutton - Greater London8£7,361953,81210
Swansea1£14,999429,8412
Torfaen1£7,990857,0001
Tower Hamlets - Greater London1£4,9951265,000-
Tyne and Wear125£8,615852,560319
Warwickshire35£6,8261056,91486
West Dunbartonshire5£7,467872,12814
West Lothian13£7,827762,07660
West Midlands364£7,465957,104748
West Sussex71£8,616849,442145
West Yorkshire268£7,939952,641639
Wiltshire103£9,484848,931208
Worcestershire73£8,820849,521160
Wrexham2£13,445421,579-
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