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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,661£8,953848,42116,405
Aberdeenshire44£9,841740,679126
Angus47£10,513644,49282
Ayrshire75£11,313533,86499
Bedfordshire160£7,094960,018250
Berkshire139£6,4821057,986279
Blaenau Gwent20£7,620856,87837
Borders19£9,928647,31423
Bridgend51£8,428852,22194
Bristol168£5,8001163,263350
Buckinghamshire156£7,1281059,329293
Caerphilly24£6,1401074,88126
Cambridgeshire158£8,136956,550343
Cardiff55£9,563846,073109
Carmarthenshire20£10,970640,78325
Ceredigion3£9,828741,1062
Cheshire199£8,828844,676532
Clackmannanshire2£7,998856,7384
Conwy19£9,793751,89835
Cornwall48£9,705746,64777
County Antrim50£8,858749,411103
County Armagh17£11,100534,47441
County Down24£8,812955,77159
County Durham122£8,028856,653267
County Fermanagh2£13,95056,0663
County Londonderry20£8,920754,64623
County Tyrone12£8,995853,71919
Cumbria48£10,580646,190129
Denbighshire4£9,943636,8403
Derbyshire149£9,921742,230352
Devon132£8,515850,552262
Dorset77£9,023844,079135
Dumfries & Galloway2£10,245665,3129
Dunbartonshire11£9,597650,61413
East Lothian6£9,749924,2958
East Riding of Yorkshire59£8,061953,772155
East Sussex79£9,263843,883120
Essex295£8,510849,771625
Falkirk33£9,568751,98750
Fife61£9,581845,020122
Flintshire22£6,2471276,40817
Gloucestershire66£6,9401060,003158
Greater London366£7,485955,542685
Greater Manchester362£7,747852,809773
Gwynedd4£9,495750,40019
Hampshire239£8,634849,988469
Herefordshire21£7,418949,98252
Hertfordshire157£8,226848,218335
Highland15£12,916424,78045
Inverclyde2£11,647721,0727
Isle of Anglesey24£6,6671072,60619
Isle of Wight9£7,140958,04514
Kent197£7,454955,581500
Lanarkshire99£9,667742,833336
Lancashire270£7,665953,320527
Leicestershire130£8,250849,095345
Lincolnshire112£8,817850,759270
Merseyside150£8,495850,240327
Merthyr Tydfil17£11,034640,33127
Midlothian66£8,802850,800147
Monmouthshire11£5,8131173,86529
Moray18£11,929529,50534
Neath Port Talbot11£9,133851,05017
Newport27£9,692743,22683
Norfolk141£8,712850,455282
North Yorkshire102£9,545847,561271
Northamptonshire99£7,695956,726239
Northumberland27£9,256744,55059
Nottinghamshire165£9,074848,261315
Oxfordshire28£8,421840,337116
Pembrokeshire4£9,186741,36115
Perth & Kinross19£11,551530,61945
Powys1£14,395314,7631
Renfrewshire24£10,765638,35673
Rhondda Cynon Taf84£8,446854,17698
Rutland2£10,150712,3833
Shropshire59£8,378851,092155
Somerset93£8,753948,815195
South Yorkshire169£7,2211067,497330
Staffordshire136£8,284846,927345
Stirling13£10,674637,75148
Suffolk116£9,010849,881250
Surrey169£7,879951,867329
Swansea50£9,410745,20593
Torfaen6£6,763959,38715
Tyne and Wear146£8,410853,852325
Vale of Glamorgan5£10,745737,69821
Warwickshire50£9,030851,211136
West Lothian27£6,629969,45558
West Midlands343£7,830954,983805
West Sussex115£8,636846,912228
West Yorkshire257£8,044849,675619
Wiltshire122£9,052846,023205
Worcestershire63£8,413851,475174
Wrexham21£7,612951,15938
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