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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,323£8,677851,61114,254
Aberdeen City30£10,333743,42565
Aberdeenshire21£9,418843,56847
Angus3£10,262661,3066
Antrim9£9,460758,21126
Ards7£8,581846,87613
Armagh3£8,565767,5622
Ballymena3£6,613955,57019
Ballymoney1£8,195756,6006
Barking & Dagenham - Greater London16£9,312652,08929
Bedfordshire164£6,4091063,911248
Belfast18£11,175535,52059
Berkshire145£5,9831164,391299
Bexley - Greater London3£4,5621267,3505
Blaenau Gwent8£11,461533,89216
Brent - Greater London8£7,647957,8674
Bristol190£6,1621161,801346
Bromley - Greater London9£11,554427,24635
Buckinghamshire139£8,528851,335227
Cambridgeshire194£8,772854,310336
Cardiff11£9,6441136,73412
Carmarthenshire13£10,879533,15117
Carrickfergus2£7,745678,5633
Ceredigion6£6,995954,16720
Cheshire277£9,524742,577488
City of Edinburgh64£9,062844,333105
City of London - Greater London14£7,971874,77148
Clackmannanshire1£8,498754,1393
Coleraine6£8,135864,39812
Conwy11£8,550943,21312
Cookstown2£16,495311,064-
Cornwall39£10,428743,43754
County Durham129£8,067854,662260
Craigavon16£10,595642,86935
Croydon - Greater London6£7,9721047,06015
Cumbria57£10,709643,046120
Denbighshire2£13,393327,1733
Derbyshire176£9,695745,236397
Derry2£4,9951267,000-
Devon139£8,920847,690242
Dorset47£8,711951,500115
Down4£5,973987,6936
Dumfries and Galloway6£9,597752,1629
Dundee City46£10,757642,65054
Dungannon6£7,844976,7356
Ealing - Greater London31£4,8511164,76242
East Ayrshire20£10,116644,63641
East Lothian2£6,5731041,1325
East Riding of Yorkshire26£9,603740,01863
East Sussex61£10,169739,50088
Enfield - Greater London9£6,0481258,00710
Essex230£8,817850,807454
Falkirk32£9,080749,24556
Fermanagh3£8,830858,3335
Fife61£10,427743,064107
Flintshire1£2,79012129,1241
Glasgow City99£10,499738,807204
Gloucestershire51£6,4801165,273147
Greater Manchester397£8,136850,808805
Gwynedd3£6,6321161,47814
Hampshire194£8,890846,008462
Harrow - Greater London14£6,6051051,48018
Havering - Greater London84£6,876960,737186
Herefordshire22£8,662946,18061
Hertfordshire119£8,569849,770239
Highland15£11,829530,87336
Hillingdon - Greater London52£5,0231175,58841
Hounslow - Greater London20£6,757964,27228
Inverclyde5£10,298734,7788
Isle of Anglesey7£6,7091071,21013
Isle of Wight6£11,476622,58917
Kent159£7,3961054,363349
Kingston upon Thames - Greater London3£7,6281051,25713
Lancashire313£8,286850,275562
Larne3£6,3301188,3726
Leicestershire154£8,277850,099289
Limavady1£2,8951586,0002
Lincolnshire147£9,315747,691255
Lisburn14£9,334747,67231
Magherafelt1-873,0003
Merseyside120£9,174748,758260
Merthyr Tydfil21£10,622647,67525
Merton - Greater London2£8,173865,8591
Midlothian12£12,984527,56415
Monmouthshire4£4,4591378,43110
Moray13£12,649527,72326
Neath Port Talbot13£6,7381065,63911
Newport8£5,3101269,74611
Newtownabbey15£9,708650,04239
Norfolk163£8,844849,839276
North Ayrshire25£9,722643,24927
North Down4£6,6951076,2727
North Lanarkshire38£10,094635,19786
North Yorkshire129£9,829744,136256
Northamptonshire105£8,311850,890197
Northumberland23£11,095745,17257
Nottinghamshire99£8,139954,676214
Omagh6£9,921642,5087
Oxfordshire55£9,945840,040126
Pembrokeshire1£12,995514,6014
Perth and Kinross15£9,937747,76453
Redbridge - Greater London6£4,6981378,66611
Renfrewshire28£13,095639,49684
Rhondda Cynon Taf74£7,264961,55975
Richmond upon Thames - Greater London2£6,985956,9538
Rutland2£7,3251051,2791
Scottish Borders12£11,221637,38224
Shropshire59£9,524745,230114
Somerset109£9,366846,732160
South Ayrshire25£11,517532,83251
South Lanarkshire3£7,4151057,1283
South Yorkshire190£7,373960,195361
Staffordshire135£9,079841,503321
Stirling18£12,575531,39328
Strabane1£13,995417,9241
Suffolk93£9,663843,667186
Surrey115£7,974853,325298
Sutton - Greater London5£7,137969,63811
Swansea17£7,970944,74315
The Vale of Glamorgan1£4,5001091,6944
Torfaen1£8,990837,0002
Tower Hamlets - Greater London1£5,4951265,000-
Tyne and Wear137£8,893748,291301
Warwickshire48£7,859946,45577
West Dunbartonshire9£8,308759,94813
West Lothian20£9,587750,93251
West Midlands381£7,542958,655730
West Sussex67£9,526843,153150
West Yorkshire307£8,042951,309630
Wiltshire103£9,335847,434206
Worcestershire70£10,718739,545145
Wrexham1£13,995320,158-
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