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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,985£8,852850,85614,361
Aberdeen City25£9,408746,68969
Aberdeenshire13£9,888740,94551
Angus10£10,235749,0135
Antrim7£11,877643,11326
Ards6£9,753642,01815
Armagh1£13,250320,3954
Ballymena3£12,632543,86116
Ballymoney2£7,823863,5205
Barking & Dagenham - Greater London16£10,059544,61023
Bedfordshire156£6,712961,702223
Belfast23£10,754640,42742
Berkshire143£6,1521164,772296
Bexley - Greater London3£4,2951462,4604
Blaenau Gwent7£8,969744,76413
Brent - Greater London9£6,7401061,0773
Bristol194£5,9761164,690338
Bromley - Greater London6£9,495735,01328
Buckinghamshire147£8,199952,269239
Cambridgeshire190£8,522855,036325
Cardiff9£9,7711235,14510
Carmarthenshire12£11,553535,34622
Carrickfergus4£6,509870,9052
Ceredigion7£6,995850,85713
Cheshire261£9,335743,259521
City of Edinburgh55£8,397849,560110
City of London - Greater London13£6,765978,06341
Clackmannanshire3£10,765547,7262
Coleraine12£8,062859,36611
Conwy9£9,117836,79212
Cookstown2£16,495311,064-
Cornwall41£10,311746,07952
County Durham133£8,050854,804254
Craigavon9£11,387543,00031
Croydon - Greater London8£6,3281154,90615
Cumbria48£9,818750,426129
Denbighshire2£12,493427,8143
Derbyshire152£9,543745,862389
Derry3£3,9951279,667-
Devon125£8,925847,757250
Dorset54£8,960949,900108
Down2£4,97310109,6986
Dumfries and Galloway4£9,495859,4029
Dundee City46£10,823643,23757
Dungannon5£7,665978,0096
Ealing - Greater London29£4,7501163,21243
East Ayrshire22£11,231540,04940
East Lothian3£9,716843,9625
East Riding of Yorkshire22£10,708535,87459
East Sussex57£10,090739,92186
Enfield - Greater London4£4,3741368,46414
Essex221£8,874850,867491
Falkirk30£9,201854,05252
Fermanagh2£10,498741,5333
Fife57£10,224741,645100
Glasgow City86£9,821741,937221
Gloucestershire37£7,0251061,670163
Greater Manchester392£7,818953,714787
Gwynedd3£8,827847,86311
Hampshire184£8,389950,792434
Harrow - Greater London9£6,3141154,17328
Havering - Greater London87£6,683960,282185
Herefordshire18£8,218944,31358
Hertfordshire116£8,852849,032272
Highland16£11,309640,70040
Hillingdon - Greater London49£5,4611076,39562
Hounslow - Greater London17£6,2081062,38428
Inverclyde6£11,081627,94310
Isle of Anglesey13£8,473858,8399
Isle of Wight8£8,2711047,95614
Kent161£7,755950,433360
Kingston upon Thames - Greater London3£3,8281277,00014
Lancashire266£8,203850,595557
Larne2£6,7501290,5005
Leicestershire149£7,865952,659316
Lincolnshire146£9,082745,120261
Lisburn10£8,906846,68729
Merseyside124£8,989745,837247
Merthyr Tydfil20£10,954642,64424
Merton - Greater London3£7,698855,2753
Midlothian12£11,836535,97511
Monmouthshire4£4,1461581,7149
Moray12£13,496423,50429
Neath Port Talbot7£6,710968,48812
Newport10£5,7961178,32611
Newry and Mourne1£14,495321,2143
Newtownabbey7£8,397858,59835
Norfolk172£8,299954,451268
North Ayrshire21£10,649637,65328
North Down3£7,028880,3897
North Lanarkshire35£10,480632,97687
North Yorkshire110£9,811743,206263
Northamptonshire94£8,362850,009216
Northumberland23£10,195746,18742
Nottinghamshire100£7,986956,565233
Omagh3£10,515449,4886
Oxfordshire42£9,356840,150141
Perth and Kinross17£9,387749,41444
Redbridge - Greater London3£6,7981177,27412
Renfrewshire26£9,996739,85474
Rhondda Cynon Taf75£7,149964,61862
Richmond upon Thames - Greater London6£6,5681048,3019
Scottish Borders19£10,477643,10612
Shropshire74£8,944847,716110
Somerset105£8,801851,978173
South Ayrshire25£11,225531,61447
South Lanarkshire3£7,2481057,1281
South Yorkshire178£7,227961,964360
Staffordshire137£9,057842,714306
Stirling22£10,661640,34733
Strabane1£13,995417,9242
Suffolk97£9,783743,844207
Surrey108£7,833954,251293
Sutton - Greater London7£7,563955,49911
Swansea1£14,999429,8412
Torfaen1£7,990857,0001
Tower Hamlets - Greater London1£4,9951265,000-
Tyne and Wear131£8,749851,859319
Warwickshire34£6,7221056,73390
West Dunbartonshire6£7,472868,67314
West Lothian15£8,325755,22160
West Midlands359£7,429957,010761
West Sussex74£8,898848,135143
West Yorkshire274£7,978952,296631
Wiltshire102£9,435848,811212
Worcestershire74£8,913950,067162
Wrexham2£13,445421,445-
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