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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,712£8,923848,48116,358
Aberdeenshire41£9,365741,719126
Angus43£10,990641,76877
Ayrshire74£11,083534,68698
Bedfordshire157£6,955961,019247
Berkshire137£6,3051061,434277
Blaenau Gwent21£7,539858,24833
Borders18£10,335639,33921
Bridgend55£8,380851,37492
Bristol182£5,8581163,314355
Buckinghamshire157£7,463957,745294
Caerphilly27£6,4021074,87228
Cambridgeshire164£8,304857,098338
Cardiff54£9,356947,849118
Carmarthenshire19£11,310638,05928
Ceredigion3£9,895743,7732
Cheshire195£8,658847,050524
Clackmannanshire2£7,998856,7384
Conwy23£9,415849,34832
Cornwall48£9,735849,36875
County Antrim51£8,994751,467103
County Armagh16£11,053536,99141
County Down25£8,293959,11558
County Durham127£7,740856,150264
County Fermanagh2£14,49556,0664
County Londonderry20£8,319757,68623
County Tyrone14£8,863854,06217
Cumbria42£10,559646,440137
Denbighshire2£9,245636,8483
Derbyshire144£9,932743,028350
Devon139£8,310950,643262
Dorset76£9,234845,774136
Dumfries & Galloway5£8,737756,4537
Dunbartonshire10£10,507545,58313
East Lothian2£9,625919,1148
East Riding of Yorkshire64£8,600848,211159
East Sussex77£9,511842,758119
Essex288£8,628851,318614
Falkirk31£9,634751,22357
Fife67£9,493845,900116
Flintshire21£6,8291173,78019
Gloucestershire50£7,0571161,426171
Greater London362£7,249959,401691
Greater Manchester361£7,678952,388803
Gwynedd5£9,295749,62015
Hampshire215£8,491849,019467
Herefordshire20£7,746948,17055
Hertfordshire149£8,498846,834344
Highland17£11,720635,07347
Inverclyde3£12,330520,38511
Isle of Anglesey24£7,305962,09922
Isle of Wight6£7,763956,98315
Kent204£7,396954,693483
Lanarkshire107£9,759742,275325
Lancashire272£7,763853,511537
Leicestershire118£8,116850,957356
Lincolnshire118£8,900849,498265
Merseyside158£8,766747,711323
Merthyr Tydfil16£11,050642,59428
Midlothian74£8,696849,877134
Monmouthshire5£4,8351370,66035
Moray16£12,845526,98333
Neath Port Talbot13£9,412847,57115
Newport26£9,393744,08380
Norfolk142£8,626950,814275
North Yorkshire96£9,880745,907273
Northamptonshire102£7,792854,133227
Northumberland27£9,284744,98157
Nottinghamshire148£9,119848,903311
Oxfordshire35£8,722838,767128
Pembrokeshire6£8,059944,23417
Perth & Kinross27£11,404535,65038
Powys1£14,795314,7632
Renfrewshire25£10,854637,28866
Rhondda Cynon Taf97£8,558754,36485
Rutland2£10,300712,3832
Shropshire70£8,211852,907145
Somerset92£8,848847,344194
South Yorkshire164£7,0541066,288327
Staffordshire143£8,550845,228340
Stirling15£10,877639,87644
Suffolk113£9,155847,740250
Surrey177£7,540954,635333
Swansea49£8,804747,73189
Torfaen8£7,382960,43015
Tyne and Wear140£8,423852,433327
Vale of Glamorgan7£8,522948,19324
Warwickshire50£9,080853,628135
West Lothian30£6,3701072,74960
West Midlands375£7,690956,304804
West Sussex112£7,927951,519209
West Yorkshire269£8,025850,979620
Wiltshire118£8,706848,481219
Worcestershire61£8,175952,750176
Wrexham29£7,974850,58632
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