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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,182£8,660851,32814,542
Aberdeen City30£9,742745,68763
Aberdeenshire20£9,605843,10848
Angus3£10,262661,3066
Antrim7£9,190856,08826
Ards5£7,300953,22413
Armagh3£8,565767,5622
Ballymena3£6,4651146,70417
Ballymoney1£8,195756,6006
Barking & Dagenham - Greater London17£9,238650,41629
Barnet - Greater London1£2,5002156,3004
Bedfordshire161£6,3661064,636258
Belfast21£10,904639,22762
Berkshire151£5,9651164,845303
Bexley - Greater London3£4,5621267,3505
Blaenau Gwent8£11,461533,89216
Brent - Greater London8£7,2471055,5865
Bristol192£6,5191060,274363
Bromley - Greater London8£11,018529,11538
Buckinghamshire132£8,618850,491232
Cambridgeshire184£8,607855,783337
Cardiff26£11,473830,15424
Carmarthenshire11£12,040523,97116
Carrickfergus1£11,495337,1253
Ceredigion20£7,4381058,82936
Cheshire267£9,403743,458496
City of Edinburgh58£8,930845,785106
City of London - Greater London24£6,401977,16661
Clackmannanshire1£8,498754,1393
Coleraine5£8,002864,23314
Conwy10£8,855942,90315
Cornwall38£10,398744,13952
County Durham125£7,856855,144261
Craigavon16£11,476537,42035
Croydon - Greater London7£7,2601151,48015
Cumbria56£10,623743,625123
Denbighshire2£13,393327,1733
Derbyshire171£9,563745,478404
Derry2£4,9951267,0003
Devon136£9,199845,378246
Dorset49£8,379952,727113
Down3£7,498866,1266
Dumfries and Galloway7£9,654750,6078
Dundee City41£11,236639,18561
Dungannon6£7,844976,7356
Ealing - Greater London35£4,8461163,65238
East Ayrshire23£10,048644,38239
East Lothian2£6,5731041,1325
East Riding of Yorkshire28£9,700738,96768
East Sussex60£10,215737,19290
Enfield - Greater London9£6,1101258,00710
Essex226£8,937851,359450
Falkirk35£9,697748,01755
Fermanagh2£5,7481184,4665
Fife60£10,439742,712110
Flintshire1£2,79012129,1244
Glasgow City93£10,554638,699204
Gloucestershire44£6,2121169,268151
Greater Manchester394£8,139851,138793
Gwynedd3£6,6321161,47814
Hampshire186£8,920846,022465
Harrow - Greater London14£6,6051051,48019
Havering - Greater London83£7,009961,300195
Herefordshire22£8,310947,59458
Hertfordshire120£8,605848,340238
Highland14£11,603632,58835
Hillingdon - Greater London54£5,5081072,58156
Hounslow - Greater London20£6,768964,27230
Inverclyde5£10,298734,7789
Isle of Anglesey11£8,204957,25725
Isle of Wight6£11,559622,58917
Kent152£7,3701056,198353
Kingston upon Thames - Greater London4£6,5701157,19313
Lancashire296£8,239850,933564
Larne4£5,9951188,0295
Leicestershire143£8,259850,267296
Limavady1£2,8951586,0002
Lincolnshire146£9,346747,423262
Lisburn8£10,089648,40830
Merseyside116£9,230748,623267
Merthyr Tydfil21£11,141644,07325
Merton - Greater London2£8,173865,8591
Midlothian11£13,528426,13315
Monmouthshire9£5,0851273,08018
Moray12£13,221425,69427
Neath Port Talbot13£6,7381065,63912
Newport9£5,3641271,53011
Newtownabbey15£10,390544,49938
Norfolk152£8,870949,762282
North Ayrshire24£10,055642,53226
North Down4£6,6951076,2729
North Lanarkshire31£10,373633,41690
North Yorkshire134£9,744744,379261
Northamptonshire101£8,432850,471195
Northumberland26£11,358743,41455
Nottinghamshire93£8,499852,932214
Omagh6£9,921642,5087
Oxfordshire56£10,095740,540126
Pembrokeshire3£7,6951050,4864
Perth and Kinross16£10,722740,84353
Redbridge - Greater London5£4,6481278,79911
Renfrewshire26£10,636639,39888
Rhondda Cynon Taf74£7,233961,00578
Richmond upon Thames - Greater London2£6,985956,9539
Rutland2£7,3251051,2791
Scottish Borders11£11,605534,05324
Shropshire53£9,812741,676121
Somerset102£9,408846,166166
South Ayrshire23£11,736533,39750
South Lanarkshire3£7,4151057,1283
South Yorkshire190£7,468959,401367
Staffordshire132£9,148840,223331
Stirling14£12,397530,52231
Strabane1£13,995417,9241
Suffolk94£9,703843,291182
Surrey127£7,864854,907330
Sutton - Greater London5£8,136853,97910
Swansea20£8,319848,25923
The Vale of Glamorgan1£4,7501091,6944
Tower Hamlets - Greater London1£5,4951265,000-
Tyne and Wear127£9,173744,843314
Warwickshire46£8,189944,21277
West Dunbartonshire9£8,253759,94813
West Lothian19£9,465752,62353
West Midlands364£7,627959,113728
West Sussex65£9,470843,052151
West Yorkshire298£8,179850,067642
Wiltshire96£9,506847,885204
Worcestershire73£10,567740,646140
Wrexham1£14,250320,1583
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