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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,767£8,939848,64416,370
Aberdeenshire38£10,342737,046127
Angus40£10,850641,74482
Ayrshire78£10,867535,999100
Bedfordshire166£6,919962,186245
Berkshire136£6,5541057,621284
Blaenau Gwent24£7,463858,42433
Borders19£10,232642,63522
Bridgend47£8,734849,24295
Bristol169£5,8061163,040366
Buckinghamshire162£7,353958,503290
Caerphilly25£6,1551075,36627
Cambridgeshire170£8,292955,423340
Cardiff56£9,350846,940112
Carmarthenshire19£11,442539,48028
Ceredigion2£10,345747,1592
Cheshire188£8,916845,040530
Clackmannanshire2£7,998856,7384
Conwy20£9,453852,16536
Cornwall47£9,880745,68270
County Antrim58£8,882748,616102
County Armagh17£10,639539,21340
County Down23£8,7971055,53659
County Durham127£8,058855,628271
County Fermanagh2£13,95056,0663
County Londonderry20£8,844754,00323
County Tyrone14£8,670854,06217
Cumbria51£10,400645,688129
Denbighshire3£8,593645,3863
Derbyshire149£9,789743,076351
Devon136£8,296951,613270
Dorset75£9,181844,429136
Dumfries & Galloway2£10,245665,31210
Dunbartonshire10£9,957648,67314
East Lothian5£9,879824,9648
East Riding of Yorkshire58£8,473851,844156
East Sussex80£9,514842,312118
Essex305£8,609850,033610
Falkirk32£9,195753,00354
Fife61£9,232847,507117
Flintshire23£6,4881275,47116
Gloucestershire55£7,1671060,213164
Greater London382£7,402956,287668
Greater Manchester379£7,774852,437770
Gwynedd6£8,663848,83617
Hampshire236£8,380950,253458
Herefordshire17£7,561948,90057
Hertfordshire151£8,387847,815340
Highland17£12,278529,86645
Inverclyde3£12,264520,3856
Isle of Anglesey24£6,7881070,74221
Isle of Wight9£7,729953,72015
Kent192£7,537955,659505
Lanarkshire108£9,891740,678330
Lancashire273£7,535954,611533
Leicestershire124£8,126850,349348
Lincolnshire127£8,627850,559268
Merseyside167£8,539749,797315
Merthyr Tydfil16£11,352641,35029
Midlothian67£8,439852,517144
Monmouthshire8£6,1771267,97334
Moray17£12,072529,09934
Neath Port Talbot12£9,530846,98116
Newport27£9,319747,02980
Norfolk146£8,668851,280274
North Yorkshire98£9,300848,546271
Northamptonshire104£7,689856,439232
Northumberland26£9,360744,18860
Nottinghamshire151£9,220748,046313
Oxfordshire26£8,191940,475129
Pembrokeshire5£8,511844,62016
Perth & Kinross19£11,693530,22045
Powys1£14,395314,7631
Renfrewshire26£10,821637,24372
Rhondda Cynon Taf90£8,269855,05091
Rutland3£9,350819,7472
Shropshire61£8,658850,518149
Somerset94£8,588950,532193
South Yorkshire170£7,1871066,238327
Staffordshire147£8,367846,951347
Stirling9£11,175637,71349
Suffolk117£9,198846,432249
Surrey171£7,804953,169338
Swansea52£9,215747,49890
Torfaen8£7,157961,49613
Tyne and Wear150£8,201854,221321
Vale of Glamorgan5£10,745737,69824
Warwickshire49£8,303855,979141
West Lothian26£6,5481070,49160
West Midlands359£7,721956,003806
West Sussex113£8,251849,659225
West Yorkshire261£7,928850,322619
Wiltshire111£9,235845,099209
Worcestershire69£8,369853,475172
Wrexham24£7,987849,46135
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