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Used Citroen C3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Citroen C3 on finance

Purchasing a used Citroen C3 on finance involves several steps and requires understanding various financing options available to you. Here's a guide to assist you through this process:

Before You Begin:

1. Budget Assessment:

  • Determine how much you can afford for down payments and monthly instalments.

2. Credit Score:

  • Check your credit score as it will influence your loan terms and interest rates.

3. Model Specification:

  • Choose the specific variant and features of the Citroen C3 you want.

4. Vehicle Inspection:

  • Ensure the vehicle is in good condition by checking its history and arranging an inspection.

Financing Options:

1. Bank Loan:

  • You can secure a loan from a bank, repayable in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly payments, owning the car outright after the final payment.

3. Personal Contract Purchase (PCP):

  • Begin with a deposit, follow with monthly instalments, and choose to pay a balloon payment at the end to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore financing options available through Citroen dealerships, which might offer special deals.

5. Peer-to-Peer Lending:

  • Borrow money directly from individual lenders using P2P platforms, possibly at attractive interest rates.

6. Leasing:

  • Pay monthly to use the car but return it at the end of the lease term.

Acquisition Steps:

1. Choose a Seller:

  • Decide whether to buy from a dealership or a private seller, ensuring they are reputable.

2. Negotiate:

  • Try to get the best price or additional perks through negotiation.

3. Test Drive:

  • Ensure to test drive the Citroen C3 to assess its condition and performance.

4. Finalize Financing:

  • Confirm your financing option and understand all associated terms and conditions.

5. Insurance:

  • Arrange insurance for the vehicle before completing the purchase.

6. Paperwork:

  • Manage documentation for the sale, including registration and title transfer.

Additional Tips:

  • Depreciation: Consider the depreciation rate of the Citroen C3 for future resale value.

  • Warranty: Check if there's an existing warranty and consider purchasing an extended warranty if not.

  • Total Cost: Be aware of the total cost you will pay over the entire financing period.

  • Prepayment: Check for any prepayment penalties or benefits in your finance agreement.

Conclusion:

Acquiring a used Citroen C3 on finance demands thoughtful planning, from selecting a suitable model and choosing the right financing option to expertly navigating the acquisition process. By doing thorough research and ensuring all aspects are considered, you'll be positioned to make informed decisions and enjoy your Citroen C3 while maintaining financial stability.

About the Citroen C3

For those seeking a blend of distinctive style and urban practicality in the compact car segment, the Citroën C3 emerges as an appealing option. With its bubbly design and a suite of innovative features, the C3 has become a favourite among city-dwellers and those looking for a spirited, reliable ride.

Playful Exteriors:

The C3 is instantly recognizable on the streets, thanks to its unique design cues, such as the quirky Airbump panels, which also offer protection against minor dings and scrapes. Its two-tone colour options, rounded edges, and expressive headlights echo Citroën's emphasis on individuality and modern aesthetics.

Comfort-Focused Interiors:

Step inside, and the C3 continues to impress with its emphasis on comfort and utility. High-quality materials, spacious seating arrangements, and a plethora of storage solutions make it versatile and passenger-friendly. The infotainment system, intuitive and user-friendly, ensures connectivity is always at hand.

Agile Urban Performance:

Compact yet spirited, the C3's range of efficient engines offers the perfect balance between fuel economy and performance. Ideal for city jaunts and weekend escapes alike, its nimble handling and compact dimensions make navigating through tight city streets or parking in compact spaces a breeze.

Advanced Safety and Tech:

Citroën doesn't skimp on safety and technological innovations in the C3. Equipped with advanced safety features such as lane departure warning and driver attention alert, the car ensures enhanced security for its occupants. Additionally, its integrated connectivity solutions make for seamless smartphone integration and enhanced on-road experiences.

Conclusion:

The Citroën C3 seamlessly marries fun with functionality. As an embodiment of modern design and innovative engineering in the compact segment, it's a top contender for those who crave style, performance, and comfort in a neatly presented package.

Buying Guide

Want to find out everything about all C3 models, pros and cons, what to look out for and everything else you need to know? Check out our Citroen C3 buying guide here.

Citroen C3 Data by County

Citroen C3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,073£10,048532,7024,246
Aberdeen City3£8,299746,5774
Aberdeenshire4£9,620625,3209
Angus6£11,007326,8294
Antrim17£10,284429,34128
Ards13£11,873321,05819
Ballymena1£15,40011,6506
Ballymoney2£8,895637,5954
Barking & Dagenham - Greater London1£3,990891,0982
Bedfordshire26£11,421526,78559
Belfast9£9,851530,17211
Berkshire19£7,525844,10624
Bexley - Greater London8£11,811316,69222
Blaenau Gwent15£12,958317,09026
Bristol13£7,612746,67531
Bromley - Greater London2£5,2771247,0007
Buckinghamshire36£10,033429,97460
Caerphilly2£4,0951079,5003
Cambridgeshire52£8,458543,564107
Cardiff9£9,720529,04510
Carmarthenshire4£9,495633,16316
Carrickfergus1£10,49539,6401
Ceredigion14£12,164442,52521
Cheshire34£9,098635,19691
City of Edinburgh26£13,240319,15582
City of London - Greater London31£9,068534,71554
Coleraine6£9,422546,68810
Conwy2£12,245528,4394
Cookstown1£10,995436,345-
Cornwall37£11,901324,18228
County Durham46£8,682543,326112
Craigavon2£11,845328,3032
Cumbria6£11,461329,39118
Denbighshire8£13,864314,78214
Derbyshire48£9,583433,337110
Derry7£10,662324,70434
Devon62£13,162215,719102
Dorset18£11,496423,49143
Down4£9,596544,460-
Dundee City7£8,196649,2019
Dungannon2£11,145312,222-
East Ayrshire23£14,311215,21686
East Dunbartonshire1£8,998540,2721
East Lothian2£11,249438,9851
East Riding of Yorkshire18£8,519637,91331
East Sussex16£11,429422,66840
Enfield - Greater London2£7,398851,1072
Essex28£8,801536,46353
Falkirk7£8,344638,18710
Fife1£14,74316217
Flintshire2£8,295643,485-
Glasgow City32£12,180323,13879
Gloucestershire26£12,081318,76842
Greater Manchester94£8,799637,069178
Hampshire78£11,080324,713127
Harrow - Greater London1£9,795223,7952
Havering - Greater London18£9,836434,45719
Herefordshire1£5,995964,0004
Hertfordshire32£8,608640,52958
Highland32£16,86314,626109
Hillingdon - Greater London6£5,288979,69611
Hounslow - Greater London6£7,747842,25610
Isle of Wight6£10,612827,4832
Kent42£9,247537,10283
Lancashire86£8,968539,275187
Larne1£5,990961,0004
Leicestershire17£9,234532,08154
Lincolnshire29£9,469537,99450
Lisburn8£10,933324,5328
Magherafelt2£13,600218,5001
Merseyside39£11,360424,08672
Merthyr Tydfil5£11,549318,8377
Merton - Greater London1£5,295780,3642
Monmouthshire2£8,945625,6073
Moray1£5,990956,8772
Neath Port Talbot1£7,495927,6841
Newport6£7,979652,47813
Newry and Mourne6£11,528129,7846
Norfolk46£9,525535,78460
North Ayrshire5£10,577428,7125
North Down2£9,245526,1243
North Lanarkshire9£10,607424,57118
North Yorkshire29£11,674421,16661
Northamptonshire27£9,096532,44747
Northumberland12£11,076421,27810
Nottinghamshire57£9,789427,289117
Oxfordshire11£13,94629,80619
Pembrokeshire2£9,899617,1124
Perth and Kinross12£16,473196532
Powys1£11,497317,5573
Redbridge - Greater London1£4,995859,0001
Renfrewshire5£7,797746,66021
Rhondda Cynon Taf17£8,361643,98122
Scottish Borders3£12,363223,2763
Shropshire20£13,048316,89159
Somerset31£13,378314,57672
South Ayrshire4£11,853327,2038
South Lanarkshire8£9,715534,42711
South Yorkshire73£10,434528,435168
Staffordshire33£10,262427,14179
Stirling13£15,92128,54451
Strabane2£12,17047,3592
Suffolk14£10,715526,24031
Surrey25£8,026642,46945
Swansea17£10,046525,85152
Torfaen1£6,995750,5163
Tyne and Wear41£9,841436,007155
Warwickshire7£8,132642,72618
West Dunbartonshire2£10,997417,5261
West Lothian9£8,691741,11916
West Midlands78£8,208642,067153
West Sussex36£12,845318,77568
West Yorkshire96£8,911539,310209
Wiltshire29£9,888537,02143
Worcestershire11£6,239963,08618
Wrexham2£7,747747,0296
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