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Used Citroen Berlingo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Citroen Berlingo on finance

Embarking on the journey to finance a used Citroen Berlingo? This guide aims to navigate you through the various financing options, ensuring a smooth ride toward owning your vehicle.

1. Understanding Your Financial Capacity:

  • Budgeting: Consider all expenses, including the car price, insurance, maintenance, and potential loan interest.
  • Credit Assessment: A good credit score often leads to favorable loan terms and rates.

2. Exploring Financing Avenues:

a. Bank Loan:
  • Pros: Potentially fixed rates and clear terms.
  • Cons: Eligibility and rates are highly influenced by your credit score.
b. Hire Purchase (HP):
  • Pros: Simple, and you own the vehicle at the end.
  • Cons: Monthly payments can be higher compared to other methods.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexibility at the end of the term.
  • Cons: A large final payment to own the car outright.
d. Dealer Financing:
  • Pros: Convenience and possible special promotions.
  • Cons: Interest rates may be higher compared to banks.
e. Peer-to-Peer Lending (P2P):
  • Pros: Might offer competitive rates and an uncomplicated online process.
  • Cons: Requires thorough research to ensure platform credibility.

3. Car Buying Process:

a. Selecting a Dealer:
  • Choose a dealer with strong reviews and/or positive personal references.
b. Negotiation:
  • Understanding the market price of a used Citroen Berlingo will enhance your negotiating position.
c. Contract Scrutiny:
  • Carefully read and agree to all terms before signing any contract.
d. Insurance:
  • Ensure your vehicle is insured before leaving the dealership.

4. Maintenance and Loan Management:

  • Upkeep: Regular maintenance preserves the vehicle’s condition.
  • Timely Repayments: Always pay on time to maintain your credit rating.

5. Additional Tips:

  • Vehicle Examination: Inspect the vehicle thoroughly and be cognizant of its condition.
  • Depreciation: Keep in mind that cars depreciate, affecting their resale value.
  • Warranty: Explore warranty options and evaluate if extended coverage is beneficial.

Conclusion:

Purchasing a used Citroen Berlingo via finance demands judicious planning and a clear understanding of your financial health and the available options. By meticulously approaching each stage, you can enjoy your vehicle while steering clear of financial missteps.

About the Citroen Berlingo

The Citroën Berlingo, a versatile and practical MPV (Multi-Purpose Vehicle), has gained a strong following among British families and adventurers who prioritize space and functionality in their vehicles. In a country where road trips and outdoor adventures are cherished traditions, the Berlingo has carved its own niche as a reliable and spacious choice. In this article, we'll explore the standout features of the Citroën Berlingo, introduce its competitors in the UK market, and discuss the appealing financing options available for this versatile MPV.

Citroën Berlingo Key Features:

  • Generous Interior Space: The Berlingo offers an exceptionally spacious and configurable interior, with three rows of seating that can comfortably accommodate large families and luggage.
  • Practical Design: With its boxy and utilitarian design, the Berlingo maximizes cargo capacity and provides easy access through large sliding doors, making loading and unloading a breeze.
  • Fuel Efficiency: The Berlingo is available with efficient petrol and diesel engines, ensuring good fuel economy for both city driving and long journeys.
  • Comfort and Safety: Citroën equips the Berlingo with modern infotainment systems and safety features, creating a comfortable and secure driving experience.

Rivals in the UK Market:

The Citroën Berlingo faces competition from other MPVs and family cars in the UK's family vehicle segment:

  • Vauxhall Combo Life: The Combo Life offers a similar combination of space and practicality, appealing to those seeking a family-oriented MPV.
  • Renault Scenic: Renault's Scenic provides a comfortable ride, modern tech features, and a flexible interior for families on the go.
  • Ford C-Max: The C-Max combines a compact size with practicality and efficient engines, making it an attractive option for urban families.
  • Peugeot Rifter: Peugeot's Rifter offers versatility and ample space, suitable for active families and those with outdoor hobbies.

Conclusion:

The Citroën Berlingo, with its generous interior space, practical design, and fuel efficiency, has established itself as a reliable and spacious MPV for British families and adventurers. In a country where space and functionality matter, the Berlingo delivers a compelling package. With flexible financing options, owning this versatile MPV becomes an accessible and attractive proposition for those who seek a family vehicle that can handle both daily life and outdoor adventures.

Citroen Berlingo Data by County

Citroen Berlingo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,580£12,081651,0672,983
Aberdeen City20£17,05026,70315
Aberdeenshire3£11,996555,8615
Angus2£7,243878,83513
Ards1£5,995986,0001
Armagh7£10,531672,8034
Ballymena8£7,856881,50011
Banbridge2£14,223436,500-
Bedfordshire17£8,712868,62115
Belfast19£17,024228,38925
Berkshire35£10,685662,65635
Bexley - Greater London3£17,167524,56312
Blaenau Gwent7£17,652329,00018
Brent - Greater London2£9,223549,0003
Bristol21£10,496556,26981
Bromley - Greater London4£10,984473,4095
Buckinghamshire17£9,371771,55028
Caerphilly5£7,516952,65910
Cambridgeshire35£9,527766,38942
Cardiff3£12,992339,23113
Carmarthenshire3£9,996748,8304
Carrickfergus1£7,495785,2344
Ceredigion17£11,318651,3518
Cheshire18£11,143652,24135
City of Edinburgh21£16,334219,16256
City of London - Greater London10£13,386545,80117
Coleraine11£18,514218,42711
Cookstown1£8,350682,1211
Cornwall2£17,3501363,13120
County Durham5£13,095745,85925
Croydon - Greater London4£8,943761,4122
Cumbria10£11,235552,22010
Denbighshire1£18,995423,1424
Derbyshire26£15,314427,07948
Derry13£11,692561,34419
Devon35£10,793754,70860
Dorset35£17,618532,06432
Down4£10,388556,4403
Dumfries and Galloway2£10,243588,9742
Dundee City1£13,491418,0925
Dungannon9£12,254478,04129
Ealing - Greater London1£79521130,000-
East Ayrshire33£14,798427,74753
East Renfrewshire7£9,499862,2205
East Riding of Yorkshire3£12,470543,58913
East Sussex12£16,177525,85711
Essex50£11,770450,95047
Falkirk4£9,345683,3938
Fermanagh7£8,986591,9318
Fife2£15,748420,11418
Glasgow City11£17,935213,27919
Gloucestershire23£11,615559,001252
Greater Manchester50£9,858767,81780
Hampshire53£12,236744,74099
Harrow - Greater London4£7,165782,6912
Havering - Greater London6£11,776536,76318
Herefordshire4£10,158669,3742
Hertfordshire12£9,092667,08523
Highland29£17,68819,707113
Hillingdon - Greater London4£8,843575,4685
Hounslow - Greater London1£9,500570,0001
Isle of Anglesey2£5,4751189,378-
Isle of Wight2£6,9951463,0003
Kent59£11,430647,46476
Lancashire51£11,035655,50080
Larne1£10,950636,500-
Leicestershire16£9,993772,91541
Limavady1£8,445590,0004
Lincolnshire16£14,230554,080257
Lisburn1£6,7501461,0001
Magherafelt10£12,046661,89413
Merseyside23£12,125549,99840
Monmouthshire5£12,546641,6001
Neath Port Talbot2£13,997424,7391
Newport21£12,151458,98224
Newry and Mourne4£15,559334,5995
Newtownabbey3£7,8808102,6671
Norfolk17£12,713734,46522
North Ayrshire4£11,872456,5513
North Down3£15,572228,4644
North Lanarkshire5£10,097661,31313
North Yorkshire24£12,707452,33338
Northamptonshire4£9,333659,28518
Northumberland2£9,9951019,8803
Nottinghamshire23£12,468437,18848
Omagh4£14,508235,9647
Oxfordshire7£8,417780,53113
Pembrokeshire6£12,023447,4803
Perth and Kinross22£17,893110,93442
Powys1£20,69013,5002
Renfrewshire1£20,99853,3281
Rhondda Cynon Taf7£6,099998,9952
Rutland1£13,750550,3262
Scottish Borders2£14,298536,3802
Shropshire17£9,438671,46318
Somerset10£13,769642,63621
South Ayrshire4£9,193846,3487
South Lanarkshire2£10,647741,0165
South Yorkshire67£15,843419,009153
Staffordshire16£11,353546,60843
Stirling20£19,228040733
Strabane5£11,346564,6711
Suffolk25£14,462539,11431
Surrey19£12,602440,99729
Sutton - Greater London25£21,75622,49218
Swansea11£15,609433,32131
Torfaen1£3,9951490,9011
Tyne and Wear23£14,688433,46361
Waltham Forest - Greater London1£13,650340,891-
Warwickshire5£10,926570,94211
West Dunbartonshire4£8,559689,6172
West Lothian1£9,995636,0002
West Midlands80£13,028749,20160
West Sussex12£14,900545,86319
West Yorkshire67£13,293543,86594
Wiltshire44£15,656433,55448
Worcestershire15£12,792642,86417
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