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Used BMW X6 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW X6 on finance

Eyeing a used BMW X6 on finance? This stylish SUV coupe is both sporty and luxurious. Let's dive into what you need to consider.


Q: Why the BMW X6? A: The X6 stands out with its unique design, powerful performance, and premium features. But, like always, read some reviews to see if it's the right fit.

Q: Where can I find a used one? A: Start with BMW's official used car listings. Also, check online car platforms, local BMW dealers, and classifieds for deals.

Q: What finance options are there? A:

  • PCP: Pay a deposit, then monthly payments. At the end, decide to buy, swap, or return the X6.
  • HP: After a deposit, you make monthly payments. Once done, the X6 is yours.
  • Leasing: Think of it as a long rental. Use the X6 for an agreed time, then return it.
  • Personal Loan: Borrow the money, buy the X6, then pay back in monthly chunks.

Q: How do I make sure I'm getting the best deal? A: Shop around. Get quotes from BMW and other finance providers. Check the APR to understand the real cost.

Q: Is my credit score important? A: Yep. A good credit score can lead to better finance terms. Check yours using sites like Experian or Equifax.

Q: How do I budget? A: Decide on a monthly payment that's comfortable for you. A bigger upfront deposit can lead to lower monthly fees.

Q: Any contract details to watch? A: For PCP or leases, keep an eye on mileage limits. Also, see if there are any fees for ending the deal early.

Q: Can I haggle on the price? A: Absolutely! You might get a better deal on the X6 or improved finance terms with some negotiation.


Alright, you're all set. Just make sure to thoroughly read any contracts and ask if something seems off. Good luck finding that BMW X6!

About the BMW X6

The BMW X6, with its audacious design and performance to match, effortlessly treads the line between SUV ruggedness and coupé elegance. This innovative blend has cemented its place in the pantheon of luxury vehicles, particularly appealing to those in the UK who yearn for a unique motoring experience.

The Genesis of a Segment:

When BMW unveiled the X6 in 2008, it introduced the world to the concept of the Sports Activity Coupé (SAC). The X6 wasn't just a new model; it was an entirely new segment. While its sloping roofline sparked debates, the vehicle's unmatched blend of agility, luxury, and commanding presence quickly won over critics and fans alike.

Design & Dynamics:

The X6's distinct design, characterised by its muscular stance and sweeping roofline, ensures it stands out in a crowd. Internally, it exudes BMW's famed luxury, with premium materials, state-of-the-art tech integrations, and a driver-centric layout. Under the bonnet, the X6 offers an array of powertrains, from efficient diesels to roaring V8s, guaranteeing a thrilling drive regardless of the variant chosen.

The Market Rivals:

In the premium SUV-coupé niche, the X6 faces competition from the likes of the Mercedes-Benz GLE Coupé and the Audi Q8. Each brings its blend of luxury and performance, but the X6, with its pioneering spirit and BMW's legacy of engineering excellence, holds its own confidently.

Adapting to Modern Needs:

BMW continues to evolve the X6, integrating advanced tech features, refining its design, and enhancing its eco-credentials with hybrid versions. Such continual innovation ensures the X6 remains both relevant and desirable in a dynamic automotive landscape.

Concluding Thoughts:

The BMW X6, in its audacious design and unmatched performance, exemplifies the brand's "Joy of Driving" ethos. For those in the UK who seek a blend of performance, luxury, and a touch of the avant-garde, the X6 promises to be a fulfilling companion on the road.

Buying Guide

Want to find out everything about all X6 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X6 buying guide here.

BMW X6 Data by County

BMW X6 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All360£35,612755,194506
Aberdeen City1£41,950431,6182
Aberdeenshire1£16,9951185,000-
Antrim2£38,999650,6356
Ards2£15,8731088,498-
Bedfordshire16£25,560879,05832
Belfast3£33,565655,6473
Berkshire4£19,1191170,9266
Bristol6£25,172952,4296
Bromley - Greater London1£41,850641,4933
Buckinghamshire6£15,2171287,6786
Cambridgeshire3£18,321982,94512
Carrickfergus1£39,995442,000-
Cheshire10£43,645555,18812
City of Edinburgh8£30,493968,0883
City of London - Greater London1£24,999865,0004
Cornwall1£69,900-6,135-
County Durham9£21,527981,15510
Craigavon4£54,495326,0473
Croydon - Greater London3£63,794314,6712
Cumbria1£11,9951294,3331
Derbyshire10£39,760650,82311
Devon3£44,247630,3976
Dorset1£64,99518,5752
Dundee City1£72,49517,2152
Dungannon4£23,745899,5751
Ealing - Greater London1£39,990546,000-
East Ayrshire1£21,498869,735-
East Riding of Yorkshire1£23,400851,2372
East Sussex1£21,995880,0002
Enfield - Greater London1£21,995869,5003
Essex15£41,605550,27122
Falkirk2£21,490976,950-
Flintshire1£20,990983,345-
Glasgow City6£54,248329,90613
Greater Manchester21£31,047763,47533
Hampshire10£19,7471179,2359
Harrow - Greater London1£19,9959102,8091
Havering - Greater London4£62,795218,8507
Hertfordshire21£29,986764,65127
Highland1£74,498010-
Hillingdon - Greater London6£16,4671288,9424
Hounslow - Greater London2£52,481410,9741
Kent7£34,671656,5894
Lancashire13£32,245762,57828
Leicestershire6£34,533760,55017
Lincolnshire9£29,253861,15610
Magherafelt1£59,995332,0004
Merseyside2£53,372347,1993
Newport1£17,4911081,7683
Norfolk3£35,498665,8452
North Ayrshire3£34,796837,640-
North Lanarkshire1£25,260768,500-
North Yorkshire4£33,493664,47518
Northamptonshire3£43,147649,8077
Northumberland1£35,499756,0001
Nottinghamshire12£33,184755,75419
Perth and Kinross1£52,999320,4671
Redbridge - Greater London1£48,990365,000-
Rhondda Cynon Taf1£13,9911557,999-
Shropshire7£33,639675,1912
Somerset1£12,9951642,3002
South Ayrshire1£23,498768,501-
South Lanarkshire2£48,245320,7831
South Yorkshire11£29,811868,03817
Staffordshire7£42,770642,11113
Stirling1£44,495339,5371
Strabane1£43,090354,938-
Suffolk7£36,140653,9174
Surrey4£39,313651,73810
Torfaen1£12,290-59,000-
Tyne and Wear2£30,126853,23710
Warwickshire3£60,000231,7946
West Dunbartonshire1£34,495692,6931
West Lothian2£27,993969,0004
West Midlands20£34,337762,55128
West Sussex5£36,347551,5815
West Yorkshire7£31,293854,15324
Wiltshire7£60,699417,3984
Worcestershire4£40,411747,545-
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