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Used BMW X6 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW X6 on finance

Eyeing a used BMW X6 on finance? This stylish SUV coupe is both sporty and luxurious. Let's dive into what you need to consider.


Q: Why the BMW X6? A: The X6 stands out with its unique design, powerful performance, and premium features. But, like always, read some reviews to see if it's the right fit.

Q: Where can I find a used one? A: Start with BMW's official used car listings. Also, check online car platforms, local BMW dealers, and classifieds for deals.

Q: What finance options are there? A:

  • PCP: Pay a deposit, then monthly payments. At the end, decide to buy, swap, or return the X6.
  • HP: After a deposit, you make monthly payments. Once done, the X6 is yours.
  • Leasing: Think of it as a long rental. Use the X6 for an agreed time, then return it.
  • Personal Loan: Borrow the money, buy the X6, then pay back in monthly chunks.

Q: How do I make sure I'm getting the best deal? A: Shop around. Get quotes from BMW and other finance providers. Check the APR to understand the real cost.

Q: Is my credit score important? A: Yep. A good credit score can lead to better finance terms. Check yours using sites like Experian or Equifax.

Q: How do I budget? A: Decide on a monthly payment that's comfortable for you. A bigger upfront deposit can lead to lower monthly fees.

Q: Any contract details to watch? A: For PCP or leases, keep an eye on mileage limits. Also, see if there are any fees for ending the deal early.

Q: Can I haggle on the price? A: Absolutely! You might get a better deal on the X6 or improved finance terms with some negotiation.


Alright, you're all set. Just make sure to thoroughly read any contracts and ask if something seems off. Good luck finding that BMW X6!

About the BMW X6

The BMW X6, with its audacious design and performance to match, effortlessly treads the line between SUV ruggedness and coupé elegance. This innovative blend has cemented its place in the pantheon of luxury vehicles, particularly appealing to those in the UK who yearn for a unique motoring experience.

The Genesis of a Segment:

When BMW unveiled the X6 in 2008, it introduced the world to the concept of the Sports Activity Coupé (SAC). The X6 wasn't just a new model; it was an entirely new segment. While its sloping roofline sparked debates, the vehicle's unmatched blend of agility, luxury, and commanding presence quickly won over critics and fans alike.

Design & Dynamics:

The X6's distinct design, characterised by its muscular stance and sweeping roofline, ensures it stands out in a crowd. Internally, it exudes BMW's famed luxury, with premium materials, state-of-the-art tech integrations, and a driver-centric layout. Under the bonnet, the X6 offers an array of powertrains, from efficient diesels to roaring V8s, guaranteeing a thrilling drive regardless of the variant chosen.

The Market Rivals:

In the premium SUV-coupé niche, the X6 faces competition from the likes of the Mercedes-Benz GLE Coupé and the Audi Q8. Each brings its blend of luxury and performance, but the X6, with its pioneering spirit and BMW's legacy of engineering excellence, holds its own confidently.

Adapting to Modern Needs:

BMW continues to evolve the X6, integrating advanced tech features, refining its design, and enhancing its eco-credentials with hybrid versions. Such continual innovation ensures the X6 remains both relevant and desirable in a dynamic automotive landscape.

Concluding Thoughts:

The BMW X6, in its audacious design and unmatched performance, exemplifies the brand's "Joy of Driving" ethos. For those in the UK who seek a blend of performance, luxury, and a touch of the avant-garde, the X6 promises to be a fulfilling companion on the road.

Buying Guide

Want to find out everything about all X6 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X6 buying guide here.

BMW X6 Data by County

BMW X6 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All456£36,287654,019534
Aberdeenshire1£41,950431,6182
Angus3£54,332328,0451
Ayrshire2£45,698436,1523
Bedfordshire18£26,287874,70122
Berkshire9£43,367539,45413
Blaenau Gwent2£18,4381183,5801
Bristol3£13,8951280,7897
Buckinghamshire14£25,2411076,2056
Caerphilly1£5,9951791,417-
Cambridgeshire8£21,471978,78610
Cardiff3£61,467114,4384
Cheshire11£45,604552,85215
Conwy1£59,9991--
Cornwall1£69,776-6,135-
County Antrim4£31,446758,34817
County Armagh3£58,580223,6817
County Down2£19,9431067,5002
County Durham6£17,3761091,1326
County Londonderry5£41,786554,4832
County Tyrone4£24,894795,4951
Derbyshire13£31,783760,7679
Devon4£41,345646,2385
Dunbartonshire1£33,495692,6931
East Riding of Yorkshire3£35,823660,5286
East Sussex1£20,995880,0003
Essex20£45,215535,11725
Falkirk2£21,490976,950-
Fife2£58,948219,588-
Flintshire2£21,7001274,250-
Greater London25£40,518542,45137
Greater Manchester37£34,864657,18633
Hampshire14£17,7251187,25810
Hertfordshire28£27,094859,04926
Highland1£74,498010-
Kent9£34,623659,11112
Lanarkshire8£54,208321,73610
Lancashire22£35,195759,01825
Leicestershire8£35,236660,03512
Lincolnshire10£32,840752,60014
Merseyside3£57,457322,9044
Midlothian11£36,248759,6205
Monmouthshire1£16,6958103,0003
Newport2£36,500754,5502
Norfolk4£37,309555,8562
North Yorkshire10£47,845445,44815
Northamptonshire4£36,484759,6836
Northumberland1£35,499756,0001
Nottinghamshire14£32,732659,61719
Perth & Kinross1£41,999538,7091
Rhondda Cynon Taf1£12,9911557,999-
Shropshire6£34,878675,0743
Somerset1£12,9951642,300-
South Yorkshire8£36,030661,16712
Staffordshire8£38,186642,27919
Stirling1£42,995339,537-
Suffolk8£33,259665,8136
Surrey9£32,179755,53312
Swansea2£35,498840,7133
Torfaen1£12,490-59,000-
Tyne and Wear2£46,740438,8559
Warwickshire2£54,000244,0996
West Lothian3£34,813653,9803
West Midlands17£34,240667,32028
West Sussex3£36,487646,6383
West Yorkshire10£31,734860,14318
Wiltshire8£59,361419,4103
Worcestershire4£38,423664,6294
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