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Used BMW X6 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW X6 on finance

Eyeing a used BMW X6 on finance? This stylish SUV coupe is both sporty and luxurious. Let's dive into what you need to consider.


Q: Why the BMW X6? A: The X6 stands out with its unique design, powerful performance, and premium features. But, like always, read some reviews to see if it's the right fit.

Q: Where can I find a used one? A: Start with BMW's official used car listings. Also, check online car platforms, local BMW dealers, and classifieds for deals.

Q: What finance options are there? A:

  • PCP: Pay a deposit, then monthly payments. At the end, decide to buy, swap, or return the X6.
  • HP: After a deposit, you make monthly payments. Once done, the X6 is yours.
  • Leasing: Think of it as a long rental. Use the X6 for an agreed time, then return it.
  • Personal Loan: Borrow the money, buy the X6, then pay back in monthly chunks.

Q: How do I make sure I'm getting the best deal? A: Shop around. Get quotes from BMW and other finance providers. Check the APR to understand the real cost.

Q: Is my credit score important? A: Yep. A good credit score can lead to better finance terms. Check yours using sites like Experian or Equifax.

Q: How do I budget? A: Decide on a monthly payment that's comfortable for you. A bigger upfront deposit can lead to lower monthly fees.

Q: Any contract details to watch? A: For PCP or leases, keep an eye on mileage limits. Also, see if there are any fees for ending the deal early.

Q: Can I haggle on the price? A: Absolutely! You might get a better deal on the X6 or improved finance terms with some negotiation.


Alright, you're all set. Just make sure to thoroughly read any contracts and ask if something seems off. Good luck finding that BMW X6!

About the BMW X6

The BMW X6, with its audacious design and performance to match, effortlessly treads the line between SUV ruggedness and coupé elegance. This innovative blend has cemented its place in the pantheon of luxury vehicles, particularly appealing to those in the UK who yearn for a unique motoring experience.

The Genesis of a Segment:

When BMW unveiled the X6 in 2008, it introduced the world to the concept of the Sports Activity Coupé (SAC). The X6 wasn't just a new model; it was an entirely new segment. While its sloping roofline sparked debates, the vehicle's unmatched blend of agility, luxury, and commanding presence quickly won over critics and fans alike.

Design & Dynamics:

The X6's distinct design, characterised by its muscular stance and sweeping roofline, ensures it stands out in a crowd. Internally, it exudes BMW's famed luxury, with premium materials, state-of-the-art tech integrations, and a driver-centric layout. Under the bonnet, the X6 offers an array of powertrains, from efficient diesels to roaring V8s, guaranteeing a thrilling drive regardless of the variant chosen.

The Market Rivals:

In the premium SUV-coupé niche, the X6 faces competition from the likes of the Mercedes-Benz GLE Coupé and the Audi Q8. Each brings its blend of luxury and performance, but the X6, with its pioneering spirit and BMW's legacy of engineering excellence, holds its own confidently.

Adapting to Modern Needs:

BMW continues to evolve the X6, integrating advanced tech features, refining its design, and enhancing its eco-credentials with hybrid versions. Such continual innovation ensures the X6 remains both relevant and desirable in a dynamic automotive landscape.

Concluding Thoughts:

The BMW X6, in its audacious design and unmatched performance, exemplifies the brand's "Joy of Driving" ethos. For those in the UK who seek a blend of performance, luxury, and a touch of the avant-garde, the X6 promises to be a fulfilling companion on the road.

Buying Guide

Want to find out everything about all X6 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X6 buying guide here.

BMW X6 Data by County

BMW X6 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All465£36,650652,540523
Aberdeenshire1£41,950431,6182
Angus4£50,748426,7172
Ayrshire2£45,698436,1523
Bedfordshire16£26,276871,20420
Berkshire10£44,054640,17911
Blaenau Gwent1£23,495957,1602
Bristol4£32,623953,8635
Buckinghamshire13£26,798972,7596
Caerphilly1£5,9951791,417-
Cambridgeshire9£26,568972,19410
Cardiff3£60,800114,5072
Cheshire14£45,835553,14214
Conwy1£58,3991--
Cornwall1£69,776-6,135-
County Antrim5£31,847660,88216
County Armagh3£58,580223,6817
County Down1£17,8901070,0003
County Durham6£16,6891094,4757
County Londonderry6£41,786653,5692
County Tyrone4£24,894795,4951
Derbyshire13£30,614762,1359
Devon4£41,220646,2384
East Riding of Yorkshire2£35,020664,3967
East Sussex2£19,4931069,2053
Essex21£43,552539,63025
Falkirk2£21,490976,950-
Fife2£58,948219,588-
Flintshire3£17,6321275,833-
Greater London26£39,139545,29337
Greater Manchester33£35,423655,52137
Hampshire14£17,2231184,22512
Hertfordshire28£28,046860,03424
Highland1£74,498010-
Kent11£34,954660,28412
Lanarkshire9£52,896319,94410
Lancashire23£32,540760,99726
Leicestershire7£34,276763,56812
Lincolnshire13£29,539761,44214
Merseyside3£57,457322,9044
Midlothian11£39,557756,9056
Newport2£35,625754,5502
Norfolk4£36,934555,8562
North Yorkshire8£48,408447,83515
Northamptonshire4£36,234759,6835
Northumberland1£34,999756,0001
Nottinghamshire16£33,658655,90116
Perth & Kinross2£32,249750,1291
Shropshire6£34,792675,0743
Somerset1£12,9951642,300-
South Yorkshire9£38,591556,08312
Staffordshire11£44,708536,16517
Stirling1£42,795339,537-
Suffolk8£33,134665,8136
Surrey7£39,842644,85113
Swansea1£9,9951379,0004
Torfaen1£12,490-59,000-
Tyne and Wear3£53,326330,5148
Warwickshire2£53,750244,0994
West Lothian2£31,223762,9714
West Midlands19£38,037660,38928
West Sussex1£18,9901171,0005
West Yorkshire11£31,513861,49416
Wiltshire8£59,073419,4102
Worcestershire4£37,999664,6294
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