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Used BMW X6 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW X6 on finance

Eyeing a used BMW X6 on finance? This stylish SUV coupe is both sporty and luxurious. Let's dive into what you need to consider.


Q: Why the BMW X6? A: The X6 stands out with its unique design, powerful performance, and premium features. But, like always, read some reviews to see if it's the right fit.

Q: Where can I find a used one? A: Start with BMW's official used car listings. Also, check online car platforms, local BMW dealers, and classifieds for deals.

Q: What finance options are there? A:

  • PCP: Pay a deposit, then monthly payments. At the end, decide to buy, swap, or return the X6.
  • HP: After a deposit, you make monthly payments. Once done, the X6 is yours.
  • Leasing: Think of it as a long rental. Use the X6 for an agreed time, then return it.
  • Personal Loan: Borrow the money, buy the X6, then pay back in monthly chunks.

Q: How do I make sure I'm getting the best deal? A: Shop around. Get quotes from BMW and other finance providers. Check the APR to understand the real cost.

Q: Is my credit score important? A: Yep. A good credit score can lead to better finance terms. Check yours using sites like Experian or Equifax.

Q: How do I budget? A: Decide on a monthly payment that's comfortable for you. A bigger upfront deposit can lead to lower monthly fees.

Q: Any contract details to watch? A: For PCP or leases, keep an eye on mileage limits. Also, see if there are any fees for ending the deal early.

Q: Can I haggle on the price? A: Absolutely! You might get a better deal on the X6 or improved finance terms with some negotiation.


Alright, you're all set. Just make sure to thoroughly read any contracts and ask if something seems off. Good luck finding that BMW X6!

About the BMW X6

The BMW X6, with its audacious design and performance to match, effortlessly treads the line between SUV ruggedness and coupé elegance. This innovative blend has cemented its place in the pantheon of luxury vehicles, particularly appealing to those in the UK who yearn for a unique motoring experience.

The Genesis of a Segment:

When BMW unveiled the X6 in 2008, it introduced the world to the concept of the Sports Activity Coupé (SAC). The X6 wasn't just a new model; it was an entirely new segment. While its sloping roofline sparked debates, the vehicle's unmatched blend of agility, luxury, and commanding presence quickly won over critics and fans alike.

Design & Dynamics:

The X6's distinct design, characterised by its muscular stance and sweeping roofline, ensures it stands out in a crowd. Internally, it exudes BMW's famed luxury, with premium materials, state-of-the-art tech integrations, and a driver-centric layout. Under the bonnet, the X6 offers an array of powertrains, from efficient diesels to roaring V8s, guaranteeing a thrilling drive regardless of the variant chosen.

The Market Rivals:

In the premium SUV-coupé niche, the X6 faces competition from the likes of the Mercedes-Benz GLE Coupé and the Audi Q8. Each brings its blend of luxury and performance, but the X6, with its pioneering spirit and BMW's legacy of engineering excellence, holds its own confidently.

Adapting to Modern Needs:

BMW continues to evolve the X6, integrating advanced tech features, refining its design, and enhancing its eco-credentials with hybrid versions. Such continual innovation ensures the X6 remains both relevant and desirable in a dynamic automotive landscape.

Concluding Thoughts:

The BMW X6, in its audacious design and unmatched performance, exemplifies the brand's "Joy of Driving" ethos. For those in the UK who seek a blend of performance, luxury, and a touch of the avant-garde, the X6 promises to be a fulfilling companion on the road.

Buying Guide

Want to find out everything about all X6 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X6 buying guide here.

BMW X6 Data by County

BMW X6 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All446£35,468754,584556
Aberdeenshire1£41,950431,6182
Angus2£59,248322,6833
Ayrshire3£37,965546,9522
Bedfordshire19£25,965874,56227
Berkshire9£31,660855,66012
Blaenau Gwent2£18,4381183,5711
Bristol3£14,6621280,7897
Buckinghamshire10£23,3821076,2176
Caerphilly1£5,9951791,417-
Cambridgeshire6£26,213866,17211
Cardiff3£61,800114,4385
Cheshire12£47,137553,46413
Conwy1£59,9991--
Cornwall1£69,776-6,135-
County Antrim7£30,136759,10615
County Armagh3£58,580223,6817
County Down2£19,9431067,5002
County Durham7£17,7781088,9697
County Londonderry4£42,984557,1793
County Tyrone4£25,019795,4951
Derbyshire11£35,946657,90610
Devon4£41,595646,2386
Dunbartonshire2£35,245667,994-
East Riding of Yorkshire4£30,475768,1815
East Sussex1£20,995880,0004
Essex17£41,175639,22825
Falkirk2£21,490976,950-
Flintshire2£21,7001274,250-
Greater London30£42,254543,83331
Greater Manchester39£33,167760,24830
Hampshire11£14,1251190,44214
Hertfordshire25£27,442856,87130
Highland1£74,498010-
Kent8£34,761659,83810
Lanarkshire9£54,018323,13416
Lancashire19£36,333655,92931
Leicestershire7£37,948655,15114
Lincolnshire12£30,665758,38912
Merseyside3£34,907658,6253
Midlothian9£36,482859,0944
Monmouthshire1£16,6958103,0003
Newport2£37,000754,5503
Norfolk4£37,884555,8562
North Yorkshire10£39,349556,27416
Northamptonshire3£29,662970,5478
Northumberland1£35,499756,0001
Nottinghamshire12£28,792765,54021
Perth & Kinross1£41,999538,7091
Rhondda Cynon Taf1£13,4911557,999-
Shropshire7£35,603671,1402
Somerset1£12,9951642,300-
South Yorkshire8£32,708656,97614
Staffordshire8£33,811748,68015
Stirling1£43,495339,537-
Suffolk8£36,134656,1515
Surrey8£34,165755,88411
Swansea2£59,250213,2474
Torfaen1£12,490-59,000-
Tyne and Wear1£41,491534,8869
Warwickshire2£54,000244,0996
West Lothian2£41,223639,3684
West Midlands22£37,490661,14326
West Sussex3£36,620646,6385
West Yorkshire9£29,014861,16722
Wiltshire7£59,506420,3395
Worcestershire5£36,678765,6264
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