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Used BMW X6 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW X6 on finance

Eyeing a used BMW X6 on finance? This stylish SUV coupe is both sporty and luxurious. Let's dive into what you need to consider.


Q: Why the BMW X6? A: The X6 stands out with its unique design, powerful performance, and premium features. But, like always, read some reviews to see if it's the right fit.

Q: Where can I find a used one? A: Start with BMW's official used car listings. Also, check online car platforms, local BMW dealers, and classifieds for deals.

Q: What finance options are there? A:

  • PCP: Pay a deposit, then monthly payments. At the end, decide to buy, swap, or return the X6.
  • HP: After a deposit, you make monthly payments. Once done, the X6 is yours.
  • Leasing: Think of it as a long rental. Use the X6 for an agreed time, then return it.
  • Personal Loan: Borrow the money, buy the X6, then pay back in monthly chunks.

Q: How do I make sure I'm getting the best deal? A: Shop around. Get quotes from BMW and other finance providers. Check the APR to understand the real cost.

Q: Is my credit score important? A: Yep. A good credit score can lead to better finance terms. Check yours using sites like Experian or Equifax.

Q: How do I budget? A: Decide on a monthly payment that's comfortable for you. A bigger upfront deposit can lead to lower monthly fees.

Q: Any contract details to watch? A: For PCP or leases, keep an eye on mileage limits. Also, see if there are any fees for ending the deal early.

Q: Can I haggle on the price? A: Absolutely! You might get a better deal on the X6 or improved finance terms with some negotiation.


Alright, you're all set. Just make sure to thoroughly read any contracts and ask if something seems off. Good luck finding that BMW X6!

About the BMW X6

The BMW X6, with its audacious design and performance to match, effortlessly treads the line between SUV ruggedness and coupé elegance. This innovative blend has cemented its place in the pantheon of luxury vehicles, particularly appealing to those in the UK who yearn for a unique motoring experience.

The Genesis of a Segment:

When BMW unveiled the X6 in 2008, it introduced the world to the concept of the Sports Activity Coupé (SAC). The X6 wasn't just a new model; it was an entirely new segment. While its sloping roofline sparked debates, the vehicle's unmatched blend of agility, luxury, and commanding presence quickly won over critics and fans alike.

Design & Dynamics:

The X6's distinct design, characterised by its muscular stance and sweeping roofline, ensures it stands out in a crowd. Internally, it exudes BMW's famed luxury, with premium materials, state-of-the-art tech integrations, and a driver-centric layout. Under the bonnet, the X6 offers an array of powertrains, from efficient diesels to roaring V8s, guaranteeing a thrilling drive regardless of the variant chosen.

The Market Rivals:

In the premium SUV-coupé niche, the X6 faces competition from the likes of the Mercedes-Benz GLE Coupé and the Audi Q8. Each brings its blend of luxury and performance, but the X6, with its pioneering spirit and BMW's legacy of engineering excellence, holds its own confidently.

Adapting to Modern Needs:

BMW continues to evolve the X6, integrating advanced tech features, refining its design, and enhancing its eco-credentials with hybrid versions. Such continual innovation ensures the X6 remains both relevant and desirable in a dynamic automotive landscape.

Concluding Thoughts:

The BMW X6, in its audacious design and unmatched performance, exemplifies the brand's "Joy of Driving" ethos. For those in the UK who seek a blend of performance, luxury, and a touch of the avant-garde, the X6 promises to be a fulfilling companion on the road.

Buying Guide

Want to find out everything about all X6 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X6 buying guide here.

BMW X6 Data by County

BMW X6 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All371£36,584653,905473
Aberdeen City1£41,950431,618-
Antrim1£15,9901183,0007
Banbridge1£21,9951065,000-
Bedfordshire20£25,644876,17226
Belfast1£48,995431,6704
Berkshire5£14,3211277,7346
Bristol3£14,6621280,7897
Bromley - Greater London3£41,289434,025-
Buckinghamshire6£21,7291076,6946
Cambridgeshire5£26,221862,62111
Carrickfergus1£40,995444,000-
Cheshire14£43,568658,66014
City of Edinburgh9£36,482859,0944
Cornwall1£69,776-6,135-
County Durham7£17,7781088,9698
Craigavon2£69,99511,0226
Croydon - Greater London2£62,230319,3632
Derbyshire10£34,616758,68710
Devon3£32,494758,6057
Dundee City2£59,248322,6832
Dungannon3£18,9959109,0001
East Ayrshire1£21,498869,735-
East Sussex1£20,995880,0002
Essex11£43,119536,19022
Falkirk2£21,490976,950-
Glasgow City5£61,138118,84115
Greater Manchester39£32,744760,29828
Hampshire8£11,4621397,2047
Harrow - Greater London1£19,9959102,810-
Havering - Greater London6£49,468429,6208
Hertfordshire24£28,881856,70829
Highland1£74,498010-
Hillingdon - Greater London6£18,6551183,0273
Hounslow - Greater London2£57,800311,6244
Kent8£24,826877,9195
Kingston upon Thames - Greater London1£20,000887,0003
Lancashire17£35,627658,01224
Leicestershire7£38,069655,15115
Lincolnshire10£31,182757,45511
Magherafelt2£46,995557,5002
Merseyside2£42,485540,9382
Newry and Mourne1£35,750569,0001
Norfolk4£37,884555,8562
North Ayrshire1£69,89802,5692
North Yorkshire9£42,188549,38916
Northamptonshire3£29,662970,5478
Northumberland1£35,499756,0001
Nottinghamshire11£33,711656,85517
Perth and Kinross1£41,999538,7091
Redbridge - Greater London1£45,990365,000-
Rhondda Cynon Taf1£13,4911557,999-
Shropshire7£35,603671,1402
Somerset1£12,9951642,300-
South Ayrshire1£22,498768,552-
South Lanarkshire3£52,995320,731-
South Yorkshire7£32,048660,34114
Staffordshire5£36,699640,67811
Stirling1£43,495339,537-
Strabane1£43,090354,978-
Suffolk8£36,196656,1513
Surrey3£30,829856,7586
Tyne and Wear1£41,491534,8869
Warwickshire2£54,000244,0997
West Dunbartonshire2£35,245667,994-
West Lothian1£41,995536,0005
West Midlands18£33,893766,81029
West Sussex3£36,953646,6386
West Yorkshire10£28,112962,61124
Wiltshire7£59,629420,1976
Worcestershire3£37,148858,4822
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