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Used BMW X6 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW X6 on finance

Eyeing a used BMW X6 on finance? This stylish SUV coupe is both sporty and luxurious. Let's dive into what you need to consider.


Q: Why the BMW X6? A: The X6 stands out with its unique design, powerful performance, and premium features. But, like always, read some reviews to see if it's the right fit.

Q: Where can I find a used one? A: Start with BMW's official used car listings. Also, check online car platforms, local BMW dealers, and classifieds for deals.

Q: What finance options are there? A:

  • PCP: Pay a deposit, then monthly payments. At the end, decide to buy, swap, or return the X6.
  • HP: After a deposit, you make monthly payments. Once done, the X6 is yours.
  • Leasing: Think of it as a long rental. Use the X6 for an agreed time, then return it.
  • Personal Loan: Borrow the money, buy the X6, then pay back in monthly chunks.

Q: How do I make sure I'm getting the best deal? A: Shop around. Get quotes from BMW and other finance providers. Check the APR to understand the real cost.

Q: Is my credit score important? A: Yep. A good credit score can lead to better finance terms. Check yours using sites like Experian or Equifax.

Q: How do I budget? A: Decide on a monthly payment that's comfortable for you. A bigger upfront deposit can lead to lower monthly fees.

Q: Any contract details to watch? A: For PCP or leases, keep an eye on mileage limits. Also, see if there are any fees for ending the deal early.

Q: Can I haggle on the price? A: Absolutely! You might get a better deal on the X6 or improved finance terms with some negotiation.


Alright, you're all set. Just make sure to thoroughly read any contracts and ask if something seems off. Good luck finding that BMW X6!

About the BMW X6

The BMW X6, with its audacious design and performance to match, effortlessly treads the line between SUV ruggedness and coupé elegance. This innovative blend has cemented its place in the pantheon of luxury vehicles, particularly appealing to those in the UK who yearn for a unique motoring experience.

The Genesis of a Segment:

When BMW unveiled the X6 in 2008, it introduced the world to the concept of the Sports Activity Coupé (SAC). The X6 wasn't just a new model; it was an entirely new segment. While its sloping roofline sparked debates, the vehicle's unmatched blend of agility, luxury, and commanding presence quickly won over critics and fans alike.

Design & Dynamics:

The X6's distinct design, characterised by its muscular stance and sweeping roofline, ensures it stands out in a crowd. Internally, it exudes BMW's famed luxury, with premium materials, state-of-the-art tech integrations, and a driver-centric layout. Under the bonnet, the X6 offers an array of powertrains, from efficient diesels to roaring V8s, guaranteeing a thrilling drive regardless of the variant chosen.

The Market Rivals:

In the premium SUV-coupé niche, the X6 faces competition from the likes of the Mercedes-Benz GLE Coupé and the Audi Q8. Each brings its blend of luxury and performance, but the X6, with its pioneering spirit and BMW's legacy of engineering excellence, holds its own confidently.

Adapting to Modern Needs:

BMW continues to evolve the X6, integrating advanced tech features, refining its design, and enhancing its eco-credentials with hybrid versions. Such continual innovation ensures the X6 remains both relevant and desirable in a dynamic automotive landscape.

Concluding Thoughts:

The BMW X6, in its audacious design and unmatched performance, exemplifies the brand's "Joy of Driving" ethos. For those in the UK who seek a blend of performance, luxury, and a touch of the avant-garde, the X6 promises to be a fulfilling companion on the road.

Buying Guide

Want to find out everything about all X6 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X6 buying guide here.

BMW X6 Data by County

BMW X6 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All383£35,951657,173487
Aberdeen City1£42,950431,5562
Angus1£28,395845,900-
Antrim4£36,862550,9443
Ards1£10,75012115,0001
Ballymoney1£18,750993,454-
Barking & Dagenham - Greater London1£37,995527,000-
Barnet - Greater London1£16,39510107,8791
Bedfordshire16£26,937873,55529
Belfast1£14,9501197,0006
Berkshire5£19,5771175,5677
Bristol7£34,581749,5686
Buckinghamshire8£23,0551073,9295
Cambridgeshire6£24,289865,76312
Cardiff5£56,860426,0083
Carrickfergus1£39,995442,0001
Cheshire6£49,483551,48610
City of Edinburgh7£19,1351183,6124
City of London - Greater London2£23,494870,0002
Cornwall1£71,950-6,135-
County Durham8£22,3131076,9608
Craigavon5£53,395330,4031
Croydon - Greater London1£61,795312,0811
Derbyshire4£39,823650,39910
Derry1£37,995478,8161
Devon7£47,811626,3982
Dorset1£26,995864,0091
Dundee City1£40,000537,8322
Dungannon4£24,209899,5751
Ealing - Greater London1£40,990545,000-
East Riding of Yorkshire2£34,372647,1481
East Sussex3£23,960967,6075
Enfield - Greater London2£31,866660,7522
Essex12£33,627761,65521
Falkirk1£23,990966,004-
Flintshire1£20,990983,345-
Glasgow City11£43,469537,4325
Gloucestershire1£24,950855,2243
Greater Manchester22£27,108968,83928
Hampshire9£30,704858,19121
Havering - Greater London5£43,582543,3824
Hertfordshire19£30,994768,40734
Highland1£74,4980104
Hillingdon - Greater London4£29,0291072,6063
Hounslow - Greater London1£73,81015,9481
Kent5£37,277656,7606
Kingston upon Thames - Greater London2£53,021428,2444
Lancashire15£35,845761,54127
Leicestershire6£45,953541,41220
Lincolnshire9£42,087647,5197
Magherafelt2£46,995557,5005
Merseyside2£53,247388,9705
Monmouthshire1£17,9958103,000-
Newport1£17,9951179,7311
Newry and Mourne1£34,995690,000-
Newtownabbey2£18,495976,830-
Norfolk5£39,367551,6681
North Ayrshire1£22,9951042,352-
North Yorkshire11£39,121650,44513
Northamptonshire6£30,863862,4484
Northumberland2£31,247857,500-
Nottinghamshire17£35,504755,90121
Redbridge - Greater London1£49,990365,000-
Shropshire5£39,095655,2672
South Ayrshire1£23,998768,501-
South Lanarkshire4£54,620320,9901
South Yorkshire7£33,169866,01322
Staffordshire4£42,398641,49912
Strabane1£43,090354,938-
Suffolk6£31,831759,2686
Surrey7£42,755545,29413
Swansea1£44,000334,6242
Torfaen1£12,990-59,000-
Tyne and Wear2£20,8001087,5086
Warwickshire4£59,688119,1102
West Lothian1£12,99011122,0005
West Midlands24£30,982861,92919
West Sussex1£40,995535,6006
West Yorkshire11£28,384867,65722
Wiltshire10£59,766425,0653
Worcestershire2£62,850328,3511
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