Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
2,389 cars
Xdrive M40i Mht Head-up Display, Harmon K
2,674mi Auto Petrol 3.0L
£45,994
Derby
from £965/pm
Built with a 3.0L petrol engine and a automatic transmission, this highly dependable and trustworthy X3 Xdrive M40i Mht Head-up Display, Harmon K is currently available to buy in grey with 2,674 miles on the dashboard.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
3.0 30D M Sport
76,000mi Auto Diesel 3.0L
£21,500
Newry
from £451/pm
The BMW X3 is in the top twenty of the UK's reliability index and this dealer has this second hand model available to buy priced at £21,500.
2.0D Se 4Wd Euro 4
84,773mi Manual Diesel 2.0L
£2,500
Sheffield
from £52/pm
This second hand BMW X3 2.0D Se 4Wd Euro 4 with a black finish is now on the market and ready for you to drive home with the added option for you to get it with credit.
3.0 M40i Mht Xdrive Euro 6 Ss
72,000mi Auto Hybrid 3.0L
£32,975
West Bromwich
from £692/pm
The BMW X3 is among those ranked in the top 20 for reliability. At this dealer you can get this second hand 3.0 M40i Mht Xdrive Euro 6 Ss with a 3000cc hybrid engine with automatic transmission and 72,000 miles on the dashboard.
20D M Sport
57,737mi Auto Diesel 2.0L
£20,988
CF11 6NY
from £441/pm
Up for sale and ready for its next owner to drive away is this X3 20D M Sport painted in grey. This second hand mode has 57,737 miles clocked up on the dashand incorporates a 2.0 LTR diesel motor and automatic transmission.
3L M Sport
103,800mi Auto Diesel 3.0L
£17,990
Welwyn Garden City
from £378/pm
At this dealership in Welwyn Garden City you'll find the fantastic price of just £17,990 on this BMW with a 3.0 litre diesel engine, automatic transmission and 103,800 miles clocked up on the dash.
X3 Xdrive20d M Sport
17,119mi Auto Hybrid 2.0L
£40,295
Farnborough
from £846/pm
Up for sale and ready for its next owner to drive away today is this trusty BMW X3 X3 Xdrive20d M Sport which is listed as one of the UK's top 20 most reliable vehicles. This second hand one now in stock at our dealership in Farnborough comes finished in grey and has a mere 17,119 miles on the dashboard.
2025 2.0 20D Mht M Sport Suv Hybrid Aut
18,383mi Auto Hybrid 2.0L
£44,995
Dungannon
from £944/pm
On offer and ready for its next owner to take home is this BMW X3 2025 2.0 20D Mht M Sport Suv Hybrid Aut that is ranked as one of the most trustworthy and dependable motors available. It comes equipped with a 2.0 Ltr hybrid motor and automatic transmission. This used model now available from our dealership has been finished in grey and has 18,383 miles clocked up on the dash.
2021 3.0 M40d Mht Pro Edition Suv Hybri
33,629mi Auto Hybrid 3.0L
£44,000
Manchester
from £924/pm
This BMW has 33,629 miles on the dash and is equipped with a 3.0 litre hybrid engine. This used one from this dealership in Manchester comes with a grey finish.
Xdrive20d M Sport Px
217,100mi Auto Diesel 2.0L
£2,980
Leicester
from £63/pm
Beginning from £ per month, you could own this BMW X3 with a diesel 2.0 Ltr engine, automatic transmission and 217,100 miles on the dash.
2019 3.0 M40i Gpf Suv Xdrive Euro
36,259mi Auto Petrol 3.0L
£32,990
SS0 0JR
from £692/pm
This BMW contains a 3.0 ltr petrol motor with automatic transmission and it has 36,259 miles on the dash. This particular second-hand one from this dealership comes with a black finish.
2.00D Mht M Sport Xdrive Euro 6 5-Door
3,845mi Auto Diesel 2.0L
£46,995
RG17 0EG
from £986/pm
The outstanding price of £46,995 is being advertised by our dealership in RG17 0EG on this trustworthy X3 that's in an excellent condition. It could be the one for you if you're searching for a model that has an excellent track record for trustworthiness.
X3 20D Xdrive M Sport
10,844mi Auto Diesel 2.0L
£47,995
Craigavon
from £1,007/pm
Available to buy today is this BMW which is fitted out with a 2000 cc diesel motor with automatic transmission. On offer at the outstanding price of just £47,995 and manageable payments available starting off at as little as £ per calendar month.
2.0 20I Mht Xline Suv Hybrid Xdriv
16,500mi Auto Hybrid 2.0L
£29,995
Leatherhead
from £630/pm
Are you interested in a BMW X3 2.0 20I Mht Xline Suv Hybrid Xdriv? Well, take a more in depth look at this used one with only 16,500 miles on the dashboard.
Xdrive M40i Mht
19,259mi Auto Petrol
£49,999
Perth
from £1,050/pm
Incorporating a Ltr petrol engine and automatic transmission: this used X3 is on the market and ready for its new owner to drive home with 19,259 mi clocked-up on the dash.
Xdrive20d Mht M Sport Step Pro Pack
44,916mi Auto Diesel
£34,000
Loughton
from £714/pm
On the market and ready for you to drive away today is this BMW X3 Xdrive20d Mht M Sport Step Pro Pack that has got a CC diesel engine with automatic transmission. This second hand model currently in stock at our dealership has got 44,916 mi on the dash and has been finished in black.
X3 20D Xdrive M Sport
10,844mi Auto Diesel
£47,995
Craigavon
from £1,007/pm
Now advertised by this dealership in Craigavon is this second hand, low mileage suv containing a cc diesel motor with automatic transmission. On the market and ready for its next owner to drive away in the shade of red with only 10,844 mi clocked up on the dashboard.
Xdrive 30E M Sport
16,563mi Auto Hybrid
£38,499
EH28 8TG
from £808/pm
Have a look at this X3 that has been created with reliability in mind. It comes fitted with a LTR hybrid engine and automatic transmission. This second hand model has a mere 16,563 miles on the dashboard.
3.0 M50i Mht Xdrive Euro 6 Ss
Auto Hybrid 3.0L
£57,999
Warrington
from £1,217/pm
Own this X3 for only £57,999. It has a 3.0 Litre hybrid engine with automatic transmission and has few miles on the clock.
3.0I Competition Suv Xdrive Euro 6
27,000mi 3.0L
£59,990
Horsham
from £1,259/pm
Have a good look at this BMW X3 that is listed amongst the top twenty, most trustworthy and durable motors in Britain. This used model painted in , is equipped with a 3.0 ltr motor with transmission and has 27,000 mi clocked up on the dash.
30D M Sport Suv
116,655mi Auto Diesel 3.0L
£16,990
Bradford
from £357/pm
Get behind the wheel of this X3 30D M Sport Suv that features a 3.0 litre diesel engine and automatic transmission. This second-hand model at this dealership in Bradford is advertised at the outstanding price of only £16,990, has been finished in silver and has 116,655 miles on the dash.
2L Xline
113,105mi Auto Hybrid 2.0L
£13,999
Rushden
from £294/pm
This BMW X3 is a model that is rated as one of the most reliable motors around. This dealer has a second hand one in stock that has 113,105 miles clocked up on the dash and comes fitted out with a 2.0l hybrid motor.
2.0 20D Xline Xdrive 190 Ps Full Se
48,350mi Auto Diesel 2.0L
£21,999
SA6 8HR
from £462/pm
Trustworthy and durable, the BMW X3 is in the top 20 of the reliability index. This second hand one at this dealer is currently available to buy in a white finish and has 48,350 miles on the clock.
2.0 20D Mht Xline Xdrive Euro 6 Ss
54,664mi Auto Hybrid 2.0L
£29,995
Lincoln
from £630/pm
Take a good look at this BMW X3 2.0 20D Mht Xline Xdrive Euro 6 Ss that is rated as one of the UK's top twenty, most reliable and trustworthy cars. This second hand model contains a 2000CC hybrid motor with automatic transmission and has 54,664 miles clocked up on the dash.
Getting a used BMW X3 can be a rewarding experience, especially if you navigate the financing path wisely. Here’s a thorough guide on the key aspects you should consider and the options you might explore when financing a used BMW X3:
Financing a used BMW X3 necessitates strategic planning and careful consideration of your financial situation and the financing options available. Ensure due diligence in vehicle checking, effective negotiation, and a clear understanding of your agreement terms. Align your choices with your financial stability and individual requirements, consulting financial experts when needed.
The BMW X3, a premium midsize SUV that combines luxury with versatility, has gained popularity among British drivers who value both style and practicality in their vehicles. In a country that appreciates the comfort of an SUV along with the agility of a compact car, the X3 has established itself as a go-to choice. In this article, we'll explore the standout features of the BMW X3, introduce its competitors in the UK market, and discuss the enticing financing options available for this prestigious SUV.
BMW X3 Key Features:
Rivals in the UK Market:
The BMW X3 faces competition from other midsize luxury SUVs in the UK's SUV segment:
Conclusion:
The BMW X3, with its spacious interior, powerful performance, and modern technology, has secured its position as a premium midsize SUV for British drivers who demand both comfort and versatility. In a country where style and practicality are essential, the X3 delivers a compelling package. With flexible financing options, owning this prestigious SUV becomes an accessible and attractive proposition for those who seek the best in automotive luxury.
Want to find out everything about all X3 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X3 buying guide here.
BMW X3 data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 2,052 | £28,519 | 6 | 50,100 | 3,446 |
| Aberdeen City | 11 | £33,127 | 4 | 33,046 | 30 |
| Aberdeenshire | 5 | £38,195 | 4 | 17,050 | 7 |
| Antrim | 3 | £25,064 | 6 | 73,507 | 9 |
| Ards | 1 | £5,995 | 14 | 123,000 | 1 |
| Argyll and Bute | 2 | £7,979 | 16 | 104,000 | - |
| Ballymena | 17 | £23,744 | 6 | 69,374 | 14 |
| Ballymoney | 2 | £35,445 | 3 | 41,307 | 6 |
| Barking & Dagenham - Greater London | 1 | £13,900 | 9 | 100,000 | 1 |
| Bedfordshire | 49 | £25,950 | 7 | 52,770 | 71 |
| Belfast | 24 | £37,508 | 3 | 29,306 | 62 |
| Berkshire | 24 | £26,541 | 6 | 56,163 | 38 |
| Brent - Greater London | 2 | £20,152 | 6 | 106,948 | 1 |
| Bristol | 23 | £30,119 | 5 | 46,935 | 57 |
| Bromley - Greater London | 14 | £34,697 | 4 | 30,783 | 16 |
| Buckinghamshire | 30 | £35,368 | 4 | 40,160 | 69 |
| Cambridgeshire | 53 | £29,576 | 5 | 50,242 | 62 |
| Carrickfergus | 2 | £20,975 | 7 | 70,772 | - |
| Cheshire | 70 | £33,064 | 4 | 66,845 | 102 |
| City of Edinburgh | 14 | £40,389 | 3 | 22,840 | 27 |
| City of London - Greater London | 2 | £15,370 | 10 | 70,000 | 4 |
| Coleraine | 1 | £21,850 | 7 | 62,000 | - |
| Conwy | 1 | £12,995 | 9 | 85,433 | - |
| Cookstown | 3 | £27,880 | 5 | 50,687 | 2 |
| Cornwall | 23 | £39,615 | 3 | 21,565 | 23 |
| County Durham | 21 | £21,381 | 8 | 65,412 | 30 |
| Craigavon | 17 | £41,227 | 2 | 19,417 | 54 |
| Croydon - Greater London | 12 | £31,341 | 4 | 38,566 | 15 |
| Cumbria | 6 | £18,712 | 9 | 81,219 | 14 |
| Derbyshire | 48 | £32,215 | 5 | 37,314 | 90 |
| Devon | 31 | £28,997 | 7 | 45,680 | 54 |
| Dorset | 21 | £24,062 | 7 | 44,584 | 21 |
| Down | 1 | £23,295 | 5 | 62,389 | 1 |
| Dumfries and Galloway | 2 | £37,498 | 3 | 11,822 | 2 |
| Dundee City | 10 | £40,229 | 3 | 21,897 | 23 |
| Dungannon | 12 | £22,402 | 8 | 72,020 | 13 |
| East Ayrshire | 1 | - | 11 | 98,871 | 3 |
| East Sussex | 16 | £30,858 | 6 | 47,661 | 37 |
| Enfield - Greater London | 7 | £43,474 | 1 | 11,147 | 15 |
| Essex | 49 | £24,452 | 7 | 63,572 | 79 |
| Falkirk | 2 | £19,747 | 9 | 78,275 | 2 |
| Fermanagh | 5 | £35,575 | 3 | 45,457 | 4 |
| Fife | 19 | £34,971 | 5 | 32,734 | 20 |
| Glasgow City | 46 | £37,460 | 4 | 27,766 | 56 |
| Gloucestershire | 20 | £36,014 | 4 | 29,999 | 55 |
| Greater Manchester | 105 | £28,789 | 5 | 45,034 | 180 |
| Gwynedd | 1 | £9,995 | 11 | 69,000 | - |
| Hampshire | 61 | £30,490 | 5 | 40,439 | 91 |
| Havering - Greater London | 29 | £35,395 | 4 | 38,321 | 41 |
| Herefordshire | 16 | £39,203 | 3 | 23,931 | 33 |
| Hertfordshire | 77 | £26,389 | 6 | 50,845 | 98 |
| Highland | 4 | £42,997 | 2 | 18,053 | 19 |
| Hillingdon - Greater London | 21 | £27,879 | 6 | 47,640 | 30 |
| Hounslow - Greater London | 8 | £42,151 | 3 | 22,277 | 12 |
| Isle of Wight | 1 | £19,995 | 10 | 18,119 | 1 |
| Kent | 29 | £28,067 | 6 | 53,961 | 72 |
| Kingston upon Thames - Greater London | 8 | £36,661 | 4 | 25,247 | 14 |
| Lancashire | 88 | £27,467 | 6 | 53,901 | 167 |
| Leicestershire | 50 | £28,878 | 6 | 52,887 | 93 |
| Limavady | 1 | £30,450 | 4 | 50,000 | 1 |
| Lincolnshire | 62 | £34,072 | 4 | 35,485 | 67 |
| Magherafelt | 12 | £29,456 | 5 | 56,102 | 9 |
| Merseyside | 28 | £35,178 | 4 | 41,927 | 53 |
| Merthyr Tydfil | 1 | £15,999 | 9 | 65,556 | 3 |
| Monmouthshire | 1 | £5,995 | 15 | 92,400 | 1 |
| Moray | 3 | £31,595 | 7 | 55,462 | 1 |
| Newry and Mourne | 22 | £28,117 | 6 | 52,485 | 39 |
| Newtownabbey | 2 | £24,397 | 6 | 52,370 | 7 |
| Norfolk | 31 | £27,456 | 6 | 53,459 | 52 |
| North Ayrshire | 6 | £46,131 | 2 | 21,111 | 9 |
| North Down | 1 | £18,495 | 7 | 76,212 | 2 |
| North Yorkshire | 27 | £31,109 | 5 | 49,955 | 70 |
| Northamptonshire | 29 | £29,453 | 5 | 49,629 | 45 |
| Northumberland | 2 | £29,980 | 6 | 59,180 | 4 |
| Nottinghamshire | 53 | £30,019 | 5 | 45,465 | 86 |
| Omagh | 5 | £32,248 | 4 | 56,041 | 5 |
| Oxfordshire | 13 | £27,423 | 6 | 38,238 | 23 |
| Perth and Kinross | 12 | £40,747 | 3 | 21,024 | 19 |
| Renfrewshire | 1 | £6,550 | 13 | 94,142 | 4 |
| Rhondda Cynon Taf | 1 | £10,499 | 11 | 98,802 | 2 |
| Richmond upon Thames - Greater London | 1 | £19,995 | 8 | 40,923 | - |
| Shropshire | 18 | £32,984 | 5 | 41,410 | 54 |
| Somerset | 11 | £19,955 | 7 | 62,068 | 26 |
| South Ayrshire | 2 | £23,942 | 6 | 48,944 | 3 |
| South Lanarkshire | 15 | £44,562 | 2 | 18,311 | 15 |
| South Yorkshire | 54 | £31,726 | 5 | 41,623 | 105 |
| Staffordshire | 45 | £34,685 | 4 | 29,563 | 69 |
| Stirling | 11 | £46,023 | 2 | 13,844 | 13 |
| Strabane | 6 | £31,397 | 5 | 63,158 | 2 |
| Suffolk | 19 | £27,591 | 6 | 52,755 | 21 |
| Surrey | 38 | £24,681 | 7 | 46,413 | 55 |
| Tower Hamlets - Greater London | 1 | £42,995 | 5 | 39,000 | - |
| Tyne and Wear | 20 | £22,323 | 7 | 58,539 | 41 |
| Warwickshire | 25 | £33,065 | 5 | 39,684 | 38 |
| West Dunbartonshire | 1 | £14,498 | 9 | 64,436 | - |
| West Lothian | 2 | £35,995 | 5 | 49,250 | 6 |
| West Midlands | 103 | £30,557 | 5 | 51,218 | 153 |
| West Sussex | 17 | £32,047 | 5 | 36,817 | 50 |
| West Yorkshire | 81 | £29,249 | 5 | 46,937 | 150 |
| Wiltshire | 34 | £35,078 | 4 | 38,045 | 66 |
| Worcestershire | 14 | £29,415 | 6 | 41,780 | 36 |