Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Get behind the wheel of this dependable and durable X3 2.0 20D M Sport Xdrive Euro 6 Ss that is ranked as one of the UK's top 20 most reliable models. It is fitted out with a 2.0L diesel engine and it has automatic transmission. This second hand model has clocked up 69,000 miles and has been finished in the shade of silver.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
With 64,000 miles clocked up on the dash, this BMW X3 2020 2.0 20D Mht M Sport Suv Hybrid Aut comes fitted out with automatic transmission and a 2000 cc hybrid motor.
A marvellous price of only £32,995 from us at this dealer for this X3 X3 Xdrive20d M Sport which has been designed with trustworthiness in mind and is among those rated in the top twenty of the UK's reliability index.
Up for sale and ready for its next owner to drive away is this durable BMW X3 2.0 X3 Xdrive 20D Xline 4Wd that is one of Britain's top 20 most reliable vehicles. It comes fitted with automatic transmission and a 2000CC diesel engine. This second-hand model currently in stock at our dealership in Derby has 22,758 mi clocked-up on the dash and has been finished in the tone of silver.
With only a mere 38,305 miles on the clock and coming in the shade of black, this X3 Xdrive30d M Sport Step comes fitted with automatic transmission and a 3.0L diesel motor. Currently available for sale at the outstanding price of just £25,249 or with the possibility to purchase on finance with affordable instalments on offer starting at £ per calendar month.
Currently available for viewing at this car dealer's show room in the Oxford area is this 5 door, BMW X3 that has a automatic transmission and 2.0L petrol engine.
On the market and ready for its next owner to take home is this vehicle at the terrific price of just £17,790. This dealership also gives you the possibility to purchase with flexible monthly payments with repayment packages commencing from as little as £ pm.
Currently available from our dealership is this BMW X3 that incorporates a 2.0 ltr diesel engine with automatic transmission. It's on the market and ready for its next owner to take home in the shade of white with 43,194 miles on the dash.
Up for sale and ready for its new owner to drive away today is this BMW X3 Xdrive20d Mht M Sport Step which has a high ranking for trustworthiness. It is fitted with automatic transmission and a 2.0 L diesel motor. This second hand one available from this dealership comes finished in silver and has 38,744 miles on the dash.
Become the next owner of this suv that has automatic transmission and a 2000 CC diesel engine. This used model has 123,000 miles clocked up on the dash and comes in the tone of brown.
Planning on buying a BMW X3? Well, take a look at this second hand model coming in white that has a 2.0 l diesel motor, automatic transmission and 43,000 miles clocked up on the dashboard.
Have a closer look at this BMW X3 X3 30E Xdrive M Sport that is ranked as one of the most reliable and trustworthy motors on the market. It is equipped with a L hybrid engine and has automatic transmission. This one with low mileage available from this dealer has just 9,029 miles clocked-up on the dash and comes finished in the tone of grey.
Would you like a BMW X3 20D Xdrive M Sport Step 2026? Then have a more detailed look at this second-hand model available in the tone of grey that has 12,454 miles on the clock and a cc diesel motor with automatic transmission.
Having 86,000 miles clocked up on the dash and coming in the shade of white, this suv BMW comes fitted out with automatic transmission and a 2.0 Litre diesel engine.
Available for viewing at our dealership in Warrington is this suv motor consisting of a petrol, 2.0 LTR engine and automatic transmission. It's on the market and ready for its next owner to take home in a tone of black with a mere few miles clocked-up on the dash. It could be an excellent choice if you're on the lookout for a model that has an outstanding track record for reliability and trustworthiness.
Containing a 2.0 litre diesel motor and automatic transmission, this second hand BMW comes in the tone of black and has 88,350 miles clocked up on the dashboard.
Finished in the shade of grey, this suv BMW X3 has got 20,013 miles on the clock and comes fitted out with a 2.0 Litre hybrid motor with automatic transmission.
On offer and ready for its next owner to take home is this BMW X3 Xdrive20i Mht M Sport Step Pro Pack that has a 2000CC petrol motor with automatic transmission. This second-hand model now up for sale at our dealership in Wolverhampton has 34,376 miles clocked up on the dash.
Have a look at the terrific price of just £51,450 on this near mint, like new BMW that’s got 4,190 miles clocked up on the dashboard, a 2000cc hybrid engine and automatic transmission.
A 5 door suv car manufactured by BMW that offers motorists a higher level of trustworthiness than the average model. This X3 2.0 20D M Sport has got 93,000 mi clocked-up on the dashboard and comes equipped with a 2000cc diesel motor with automatic transmission. On offer at the awesome price of just £18,995 or with the possibility to purchase using finance with affordable repayments at hand starting from £ pm.
A low price of £38,998 from us at this dealer in Carlisle on this trustworthy and very dependable BMW X3. It's a second hand vehicle but it was wonderfully maintained by its last owner it therefore remains in an excellent, nearly new condition both on the exterior and interior.
There's an amazing price of just £43,950 for this like new BMW that has a 2.0 l petrol engine, automatic transmission and a mere 8,100 miles clocked-up on the dash.
Getting a used BMW X3 can be a rewarding experience, especially if you navigate the financing path wisely. Here’s a thorough guide on the key aspects you should consider and the options you might explore when financing a used BMW X3:
1. Assess Your Requirements and Budget:
Budget Planning: Define your budget constraints for both down payment and monthly instalments.
Model Selection: Choose the BMW X3 variant that fits your preferences and needs.
Vehicle Check: Ensure a thorough inspection of the vehicle and verify its history report.
2. Explore Various Financing Options:
a. Bank Loans:
Pros: Often have competitive interest rates and clear terms.
Cons: Stringent credit checks and approval processes.
b. Hire Purchase (HP):
Pros: Simple structure and you own the car at the end.
Cons: Higher monthly payments compared to some other methods.
c. Personal Contract Purchase (PCP):
Pros: Lower monthly payments with several options at the end of the term.
Cons: Possible higher total costs and mileage limits.
d. Dealer Financing:
Pros: Convenient and might have special promotions.
Cons: Rates might not be as favourable compared to bank loans.
e. Peer-to-Peer Lending (P2P):
Pros: Often hassle-free and may have competitive rates.
Cons: Your credit score plays a vital role in approval and determining rates.
3. Proceeding with the Purchase:
a. Choose a Trustworthy Seller:
Opt for a reputable dealer or private seller.
b. Negotiation:
Use your research to negotiate the price and terms effectively.
c. Finalize the Deal:
Review and comprehend all terms before signing the deal.
d. Insurance:
Secure an insurance policy before driving away with the vehicle.
4. Responsibilities After Purchase:
Routine Maintenance: Uphold the vehicle’s condition through regular servicing.
Loan Management: Ensure punctuality and consistency with loan payments.
Key Considerations:
Total Loan Cost: Be mindful of the total cost of the loan throughout its duration.
Depreciation: Be aware that the car will depreciate and consider this when choosing finance terms.
Warranties: Check for any existing warranties and consider extending them for peace of mind.
Early Repayment: Understand terms or any penalties regarding early loan repayment.
Conclusion:
Financing a used BMW X3 necessitates strategic planning and careful consideration of your financial situation and the financing options available. Ensure due diligence in vehicle checking, effective negotiation, and a clear understanding of your agreement terms. Align your choices with your financial stability and individual requirements, consulting financial experts when needed.
About the BMW X3
The BMW X3, a premium midsize SUV that combines luxury with versatility, has gained popularity among British drivers who value both style and practicality in their vehicles. In a country that appreciates the comfort of an SUV along with the agility of a compact car, the X3 has established itself as a go-to choice. In this article, we'll explore the standout features of the BMW X3, introduce its competitors in the UK market, and discuss the enticing financing options available for this prestigious SUV.
BMW X3 Key Features:
Spacious Interior: The X3 offers a roomy cabin with premium materials, comfortable seating, and ample cargo space, making it suitable for both daily commutes and long journeys.
Powerful Performance: With a range of potent engines and precision-tuned suspension, the X3 delivers impressive acceleration, handling, and off-road capability.
Modern Technology: Inside, you'll find a cutting-edge infotainment system and a host of driver assistance features that enhance safety and convenience.
Elegant Design: The X3 combines a sleek exterior with BMW's signature design elements, giving it a distinctive and sophisticated presence on British roads.
Rivals in the UK Market:
The BMW X3 faces competition from other midsize luxury SUVs in the UK's SUV segment:
Audi Q5: Audi's Q5 offers a blend of luxury and performance, with a well-crafted interior and a range of engine choices, making it a direct rival to the X3.
Mercedes-Benz GLC: Known for its elegant design and innovative tech, the GLC is a strong contender in the luxury SUV category.
Volkswagen Tiguan Allspace: The Tiguan Allspace provides a spacious interior, a comfortable ride, and a range of engine options for those seeking practicality and performance.
Volvo XC60: Volvo's XC60 combines safety innovations with Scandinavian design, appealing to those who prioritize both security and style.
Conclusion:
The BMW X3, with its spacious interior, powerful performance, and modern technology, has secured its position as a premium midsize SUV for British drivers who demand both comfort and versatility. In a country where style and practicality are essential, the X3 delivers a compelling package. With flexible financing options, owning this prestigious SUV becomes an accessible and attractive proposition for those who seek the best in automotive luxury.
Buying Guide
Want to find out everything about all X3 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X3 buying guide here.
BMW X3 Data by County
BMW X3 data for the amount in stock, average price, age and mileage throughout
the UK and by county.