Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
2,458 cars
Xdrive20i Mht M Sport Step Techpro Pk
10,100mi Auto Petrol 2.0L
£43,500
Cardiff
from £913/pm
On offer and ready for its new owner to drive away is this X3 that's been engineered to have trustworthiness in mind. It comes equipped with automatic transmission and a 2.0l petrol motor. This second-hand one with low mileage only has 10,100 miles clocked up on the dash and comes finished in grey.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
2L M Sport
84,000mi Auto Diesel 2.0L
£13,250
Newcastle upon Tyne
from £278/pm
At £13,250 you can buy this second hand BMW from this dealership in Newcastle upon Tyne that comes fitted out with automatic transmission and a 2.0 LTR diesel engine.
2.0 20D Mht M
27,000mi Auto Hybrid 2.0L
£31,995
Newry
from £672/pm
This BMW X3 has 27,000 miles on the dash and is fitted out with a 2.0 ltr engine. It runs on hybrid with automatic transmission and comes in the tone of white.
2.0 20D Xline Xdrive Euro 6 Ss
54,300mi Auto Diesel 2.0L
£11,990
Cirencester
from £252/pm
Well known for its reliability, this X3 contains a 2.0 litre diesel motor and automatic transmission. This second hand model from this dealer has 54,300 miles clocked-up on the dashboard and is currently available on the market in a black finish.
3.0 30D M
65,000mi Auto Diesel 3.0L
£22,750
Epping
from £478/pm
A marvellous price of £22,750 from us at this dealer on this X3 3.0 30D M that has an excellent track record for dependability and trustworthiness and is amongst those ranked in the top 20 of the UK's reliability index.
3.0 30D M Sport Suv Xdrive Euro 6
57,800mi Auto Diesel 3.0L
£23,369
Dunstable
from £491/pm
Are you planning on going for a model that's been manufactured to be dependable and trustworthy and is among those ranked in the top 20 of the UK's reliability index? Then take a more in depth look at this particular second-hand model that’s got a 3.0 litre diesel motor, automatic transmission and 57,800 miles clocked-up on the dash.
2.0 20D M Sport
84,000mi Auto Diesel 2.0L
£21,895
Magherafelt
from £460/pm
Currently available from this dealership's show room is this very reliable BMW X3 2.0 20D M Sport with a automatic transmission and 2.0L diesel engine.
2.0 20D Xline Suv Xdrive Euro 6 S
34,550mi Auto Diesel 2.0L
£16,990
Stoke-on-Trent
from £357/pm
Up for sale and ready for you to drive away is this BMW that is known as one of the most durable and trustworthy models available. It is fitted out with a 2.0 Ltr diesel engine and automatic transmission. This one with low mileage has been finished in blue and has only got 34,550 miles clocked up on the dashboard.
3.0 35D M Sport Xdrive Euro 6 Ss
61,448mi Auto Diesel 3.0L
£18,995
Brentwood
from £399/pm
Painted with a white finish, this suv vehicle has 61,448 miles clocked-up on the dashboard and comes fitted out with a 3000CC diesel motor with automatic transmission. First Registered in 2017, this X3 3.0 35D M Sport Xdrive Euro 6 Ss is now on the market and ready for its next owner to take home for only £18,995.
2.0 X3 Xdrive20d M Sport
102,000mi Auto Diesel 2.0L
£8,495
Bristol
from £178/pm
A suv car designed by BMW to give its driver a higher degree of durability and a more reliable performance than the average car, it presents the driver with a diesel 2.0 LTR motor and automatic gearbox. This dealership currently has this second hand model on offer which has 102,000 miles clocked-up on the dashboard.
Xdrive20i Xline Step
68,056mi Auto Petrol 2.0L
£20,000
Maidenhead
from £420/pm
A terrific price of £20,000 from us at this dealer in Maidenhead on this BMW X3 that has been engineered with reliability in mind.
2L M Sport
84,326mi Auto Diesel 2.0L
£8,835
Morecambe
from £185/pm
This suv is rated as one of the top twenty, most reliable motors in Great Britain. It is fitted out with automatic transmission and has got a 2.0 Ltr diesel motor. This used model has been finished in white and has 84,326 miles clocked-up on the dash. On the market at the marvellous price of only £8,835 or with the possibility to purchase on finance with affordable repayments on hand starting from £ monthly.
20D Xdrive M Sport Step
5,000mi Auto Diesel 2.0L
£50,875
Littlehampton
from £1,068/pm
A fabulous price of just £50,875 is currently being offered by us at this dealer for this near flawless, like new, low mileage X3. It has a 2000cc diesel engine with automatic transmission and it only has 5,000 miles on the clock.
Xdrive20d M Sport Step
45,890mi Auto Diesel 2.0L
£23,550
Norwich
from £494/pm
At this dealer you'll find the bargain price of just £23,550 on this BMW X3 with a 2.0l diesel motor, automatic transmission and 45,890 miles on the clock.
Xdrive M40d Step
54,857mi Auto Diesel 3.0L
£30,250
Maidenhead
from £635/pm
This estate vehicle has 54,857 miles on the clock and incorporates a 3000cc diesel engine with automatic transmission.
3.0 30D M Sport Xdrive Euro 6 Ss
54,000mi Auto Diesel 3.0L
£18,699
Plymouth
from £393/pm
Durable and trustworthy, the BMW X3 is in the top twenty of the UK's reliability index, this second-hand model contains a 3.0 LTR diesel motor and automatic transmission. It's on offer at the superb price of only £18,699 or with the possibility to purchase using finance with achievable repayments on offer commencing from only £ per month.
30E Xdrive M Sport Techpro Pack
10,098mi Auto Hybrid 2.0L
£52,500
West Bridgford
from £1,102/pm
Are you interested in buying a BMW? Then consider going for this second hand one from this dealer in West Bridgford, it features a 2000CC hybrid motor with automatic transmission and has got 10,098 miles on the dash.
20D Mht M Sport
72,432mi Auto Hybrid 2.0L
£25,495
Newry
from £535/pm
Available at our dealership in Newry is this X3 that features a 2.0 Litre hybrid engine with automatic transmission. It's on the market and ready for its new owner to drive away in a blue finish with 72,432 miles clocked up on the dashboard.
20D Xdrive M Sport Step
5,000mi Auto Diesel 2.0L
£48,875
Littlehampton
from £1,026/pm
Up for sale and ready for its next owner to take home is this X3 20D Xdrive M Sport Step that has an outstanding track record for dependability. This second-hand model from our dealership in Littlehampton comes in the shade of black and has done 5,000 miles.
Xdrive20d M Sport Step
58,631mi Auto Diesel 2.0L
£22,950
Ipswich
from £482/pm
Providing the new happy owner a fantastic and top rate level of transport, this suv BMW X3 Xdrive20d M Sport Step is available in the shade of black, contains a 2000 cc diesel motor with automatic transmission and it has 58,631 mi clocked up on the dashboard.
20D M Sport U1926 Ulez
43,118mi Auto Diesel 2.0L
£24,995
Cookstown
from £525/pm
At the great price of just £24,995 is this BMW X3 20D M Sport U1926 Ulez, it features a 2.0 Litre diesel motor with automatic transmission and has got 43,118 miles on the clock.
2.5I Sport Suv 4Wd Euro 3 192 B
120,000mi Manual Petrol 2.5L
£3,979
Helensburgh
from £84/pm
Take a look at the low price at this dealership in Helensburgh on this near mint, top ten, best-selling BMW X3 with a 2500cc petrol engine, 120,000 miles clocked up on the dash and manual transmission.
20D Xdrive M Sport Step 2026
101mi Auto Diesel
£50,999
Leeds
from £1,071/pm
This X3 is a model that is ranked as one of the most durable and trustworthy vehicles around. This second hand one priced at £50,999 has 101 mi clocked up on the dash and contains a litre diesel motor with automatic transmission.
Suv
73,500mi Auto Petrol 2.0L
£25,495
Burnley
from £535/pm
Up for sale and ready for you to drive home is this BMW X3 which contains a 2000CC petrol motor and automatic transmission. This second hand one now available from this dealership has 73,500 miles clocked-up on the dash.
Getting a used BMW X3 can be a rewarding experience, especially if you navigate the financing path wisely. Here’s a thorough guide on the key aspects you should consider and the options you might explore when financing a used BMW X3:
Financing a used BMW X3 necessitates strategic planning and careful consideration of your financial situation and the financing options available. Ensure due diligence in vehicle checking, effective negotiation, and a clear understanding of your agreement terms. Align your choices with your financial stability and individual requirements, consulting financial experts when needed.
The BMW X3, a premium midsize SUV that combines luxury with versatility, has gained popularity among British drivers who value both style and practicality in their vehicles. In a country that appreciates the comfort of an SUV along with the agility of a compact car, the X3 has established itself as a go-to choice. In this article, we'll explore the standout features of the BMW X3, introduce its competitors in the UK market, and discuss the enticing financing options available for this prestigious SUV.
BMW X3 Key Features:
Rivals in the UK Market:
The BMW X3 faces competition from other midsize luxury SUVs in the UK's SUV segment:
Conclusion:
The BMW X3, with its spacious interior, powerful performance, and modern technology, has secured its position as a premium midsize SUV for British drivers who demand both comfort and versatility. In a country where style and practicality are essential, the X3 delivers a compelling package. With flexible financing options, owning this prestigious SUV becomes an accessible and attractive proposition for those who seek the best in automotive luxury.
Want to find out everything about all X3 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X3 buying guide here.
BMW X3 data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 2,350 | £28,638 | 6 | 48,246 | 3,215 |
| Aberdeen City | 17 | £29,829 | 6 | 41,335 | 20 |
| Aberdeenshire | 3 | £34,995 | 5 | 20,484 | 11 |
| Antrim | 4 | £23,045 | 7 | 75,874 | 4 |
| Armagh | 1 | £9,950 | 10 | 115,000 | 1 |
| Ballymena | 11 | £27,450 | 6 | 59,273 | 12 |
| Ballymoney | 4 | £26,094 | 6 | 65,557 | 5 |
| Banbridge | 8 | £25,589 | 6 | 60,375 | 6 |
| Barnet - Greater London | 2 | £25,150 | 8 | 44,313 | - |
| Bedfordshire | 63 | £21,801 | 8 | 69,367 | 59 |
| Belfast | 29 | £32,073 | 5 | 37,273 | 44 |
| Berkshire | 13 | £22,585 | 8 | 61,455 | 26 |
| Bexley - Greater London | 3 | £33,593 | 4 | 39,178 | 2 |
| Bristol | 39 | £28,702 | 6 | 44,505 | 38 |
| Bromley - Greater London | 16 | £38,557 | 3 | 21,048 | 37 |
| Buckinghamshire | 46 | £32,345 | 5 | 48,320 | 51 |
| Cambridgeshire | 50 | £26,213 | 7 | 59,737 | 50 |
| Cardiff | 26 | £35,267 | 4 | 31,094 | 31 |
| Carmarthenshire | 1 | £20,995 | 8 | 86,711 | - |
| Carrickfergus | 2 | £22,425 | 7 | 70,772 | 1 |
| Ceredigion | 2 | £11,747 | 12 | 97,423 | 7 |
| Cheshire | 57 | £34,352 | 4 | 49,613 | 117 |
| City of Edinburgh | 34 | £35,740 | 4 | 29,817 | 39 |
| City of London - Greater London | 18 | £21,029 | 7 | 66,187 | 22 |
| Coleraine | 2 | £28,873 | 6 | 47,250 | 8 |
| Conwy | 1 | £15,995 | 11 | 34,820 | - |
| Cookstown | 5 | £18,334 | 9 | 85,518 | 8 |
| Cornwall | 18 | £29,558 | 8 | 44,330 | 34 |
| County Durham | 18 | £24,899 | 7 | 59,392 | 19 |
| Craigavon | 26 | £45,155 | 2 | 13,558 | 33 |
| Croydon - Greater London | 12 | £31,749 | 5 | 30,572 | 9 |
| Cumbria | 8 | £26,563 | 7 | 52,738 | 4 |
| Derbyshire | 46 | £27,654 | 6 | 48,361 | 63 |
| Derry | 2 | £29,848 | 4 | 50,518 | 4 |
| Devon | 43 | £28,047 | 7 | 47,808 | 51 |
| Dorset | 15 | £26,902 | 6 | 52,403 | 19 |
| Down | 1 | £24,995 | 5 | 62,389 | - |
| Dumfries and Galloway | 3 | £34,231 | 4 | 28,445 | 1 |
| Dundee City | 14 | £29,098 | 6 | 39,783 | 15 |
| Dungannon | 4 | £24,843 | 7 | 54,330 | 7 |
| Ealing - Greater London | 3 | £21,995 | 7 | 46,219 | 1 |
| East Ayrshire | 3 | £25,165 | 6 | 57,365 | 1 |
| East Riding of Yorkshire | 4 | £21,942 | 8 | 53,089 | 4 |
| East Sussex | 32 | £27,191 | 7 | 47,979 | 22 |
| Enfield - Greater London | 7 | £35,655 | 4 | 23,807 | 20 |
| Essex | 56 | £26,620 | 7 | 50,802 | 65 |
| Falkirk | 3 | £13,164 | 10 | 81,663 | 2 |
| Fermanagh | 3 | £39,963 | 2 | 34,840 | 5 |
| Fife | 21 | £29,331 | 6 | 40,939 | 21 |
| Glasgow City | 44 | £37,453 | 4 | 27,058 | 42 |
| Gloucestershire | 36 | £36,783 | 4 | 29,462 | 46 |
| Greater Manchester | 110 | £30,186 | 5 | 44,586 | 172 |
| Greenwich - Greater London | 4 | £47,103 | 2 | 8,547 | 4 |
| Gwynedd | 1 | £9,995 | 11 | 69,000 | - |
| Hampshire | 70 | £30,226 | 6 | 39,957 | 111 |
| Haringey - Greater London | 1 | £52,499 | 1 | 3,200 | - |
| Harrow - Greater London | 1 | £15,990 | 9 | 55,000 | 1 |
| Havering - Greater London | 34 | £35,185 | 4 | 39,590 | 28 |
| Herefordshire | 25 | £38,542 | 3 | 27,017 | 22 |
| Hertfordshire | 69 | £29,202 | 6 | 47,167 | 89 |
| Highland | 13 | £44,275 | 2 | 19,436 | 13 |
| Hillingdon - Greater London | 20 | £31,102 | 5 | 44,583 | 14 |
| Hounslow - Greater London | 5 | £46,113 | 3 | 20,010 | 8 |
| Isle of Wight | 1 | £14,995 | 9 | 72,959 | - |
| Kent | 37 | £27,327 | 6 | 58,477 | 51 |
| Kingston upon Thames - Greater London | 18 | £42,357 | 3 | 14,335 | 14 |
| Lancashire | 78 | £29,556 | 6 | 50,077 | 165 |
| Leicestershire | 48 | £29,646 | 6 | 49,955 | 82 |
| Limavady | 1 | £31,995 | 4 | 37,000 | 2 |
| Lincolnshire | 45 | £32,423 | 5 | 41,859 | 54 |
| Lisburn | 5 | £18,030 | 8 | 74,594 | 3 |
| Magherafelt | 17 | £24,226 | 7 | 62,163 | 19 |
| Merseyside | 36 | £35,557 | 4 | 35,483 | 60 |
| Merthyr Tydfil | 4 | £19,095 | 8 | 64,804 | 1 |
| Monmouthshire | 2 | £6,048 | 15 | 93,500 | 2 |
| Moray | 3 | £34,328 | 6 | 58,779 | 1 |
| Newport | 15 | £38,650 | 3 | 22,912 | 23 |
| Newry and Mourne | 22 | £26,766 | 6 | 59,924 | 27 |
| Newtownabbey | 3 | £24,080 | 6 | 55,835 | 8 |
| Norfolk | 36 | £28,666 | 6 | 52,000 | 51 |
| North Ayrshire | 5 | £32,978 | 5 | 27,910 | 2 |
| North Down | 1 | £19,495 | 7 | 73,833 | 2 |
| North Lanarkshire | 1 | £23,995 | 5 | 32,075 | 6 |
| North Yorkshire | 38 | £34,201 | 5 | 35,838 | 48 |
| Northamptonshire | 23 | £31,508 | 5 | 42,440 | 46 |
| Northumberland | 1 | £21,980 | 7 | 61,360 | 2 |
| Nottinghamshire | 56 | £27,207 | 6 | 53,020 | 85 |
| Omagh | 5 | £33,539 | 4 | 58,930 | 6 |
| Oxfordshire | 17 | £35,035 | 4 | 33,315 | 21 |
| Perth and Kinross | 5 | £46,157 | 1 | 14,367 | 12 |
| Powys | 1 | £21,495 | 8 | 44,233 | 1 |
| Renfrewshire | 2 | £26,498 | 6 | 36,362 | 4 |
| Rhondda Cynon Taf | 1 | £11,699 | 11 | 73,139 | 1 |
| Rutland | 1 | £25,350 | 7 | 31,788 | - |
| Scottish Borders | 1 | £24,149 | 7 | 51,354 | - |
| Shropshire | 41 | £30,318 | 6 | 50,710 | 61 |
| Somerset | 14 | £25,515 | 7 | 50,960 | 17 |
| South Ayrshire | 4 | £24,095 | 6 | 57,450 | 1 |
| South Lanarkshire | 11 | £46,968 | 2 | 14,602 | 16 |
| South Yorkshire | 56 | £31,714 | 5 | 44,591 | 95 |
| Staffordshire | 45 | £35,678 | 4 | 32,361 | 77 |
| Stirling | 12 | £37,712 | 4 | 28,001 | 14 |
| Strabane | 5 | £30,346 | 6 | 72,126 | 6 |
| Suffolk | 12 | £23,371 | 8 | 62,407 | 26 |
| Surrey | 50 | £30,243 | 6 | 37,068 | 71 |
| Swansea | 13 | £37,957 | 4 | 32,281 | 20 |
| The Vale of Glamorgan | 1 | £15,750 | 9 | 70,596 | 1 |
| Tyne and Wear | 25 | £22,847 | 8 | 61,713 | 35 |
| Warwickshire | 18 | £32,660 | 6 | 40,139 | 31 |
| West Lothian | 6 | £25,806 | 7 | 59,496 | 6 |
| West Midlands | 91 | £31,638 | 5 | 45,773 | 168 |
| West Sussex | 24 | £30,725 | 6 | 40,303 | 30 |
| West Yorkshire | 93 | £31,494 | 5 | 45,901 | 102 |
| Wiltshire | 46 | £30,189 | 6 | 47,794 | 63 |
| Worcestershire | 21 | £27,341 | 7 | 47,904 | 27 |
| Wrexham | 1 | £19,995 | 8 | 73,225 | - |