Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
2,484 cars
Xdrive20d M Sport
100,846mi Auto Diesel 2.0L
£10,995
Maldon
from £231/pm
Rated in the UK's top 20 for its dependability, this BMW X3 Xdrive20d M Sport comes with automatic transmission and a 2000CC diesel motor. This second hand model from this dealer has 100,846 miles clocked up on the dashboard and is available for sale in a grey finish.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Xdrive35d M Sport Step
74,232mi Auto Diesel 3.0L
£15,999
Luton
from £336/pm
For sale and available to take on a test drive is this BMW X3 coming in silver; this particular model is equipped with a 3000cc diesel motor with automatic transmission and has 74,232 miles clocked up on the dashboard.
X3 Xdrive20d M Sport
9,588mi Auto Diesel 2.0L
£39,450
Hereford
from £828/pm
Now on display at this dealership's showroom in the Hereford area - BMW X3 X3 Xdrive20d M Sport that incorporates a 2000cc diesel motor and automatic transmission.
Xdrive20d Mht M Sport Step
22,217mi Auto Diesel 2.0L
£36,495
Ipswich
from £766/pm
Be the new owner of this BMW that's been engineered to have dependability in mind. It is fitted with automatic transmission and has a 2.0 Litre diesel engine. This second hand model available from this dealer priced at £36,495 has a mere 22,217 miles on the clock and has been finished in the tone of white.
20D M Sport Suv
69,229mi Auto Diesel 2.0L
£18,985
Fareham
from £399/pm
Incorporating a 2000cc diesel motor and automatic transmission; this grey second-hand BMW X3 20D M Sport Suv is currently on the market and ready for its new owner to take home with 69,229 miles clocked up on the dash.
3.0 M40i Gpf Xdrive Euro 6 Ss
67,000mi Auto Petrol 3.0L
£29,990
Ashford
from £630/pm
Featured in the list of the top twenty, most reliable and trustworthy vehicles in the UK, this BMW X3 3.0 M40i Gpf Xdrive Euro 6 Ss is fitted with a 3.0 LTR petrol engine with automatic transmission. This dealership currently has this second hand model on offer that has 67,000 miles on the dash and a white finish.
Xdrive M40i Step
40,466mi Auto Petrol 3.0L
£33,995
Brighton
from £714/pm
Currently available at this dealership in the Brighton area is this suv BMW X3 incorporating a petrol, 3000cc engine and automatic gearbox. On the market and ready for its new owner to take home in the tone of blue with 40,466 miles on the dashboard.
Xdrive20d M Sport Step
41,426mi Auto Diesel 2.0L
£18,000
High Wycombe
from £378/pm
A remarkable price of only £18,000 from this dealership in High Wycombe for this BMW that's listed amongst the top twenty, most reliable and trustworthy models in the United Kingdom.
20D Xline Xdrive Euro 6 Ss
57,040mi Auto Diesel 2.0L
£13,750
Stowmarket
from £289/pm
Providing the next privileged owner a really incredible and top of the range level of transport, this suv BMW X3 is finished in the tone of black, is fitted with a 2.0L diesel engine with automatic transmission and it has 57,040 miles clocked-up on the dash.
3.0 30D M Sport Xdrive Euro 6 Ss
53,326mi Auto Diesel 3.0L
£23,995
Fordingbridge
from £504/pm
Currently up for sale and ready for its next owner to drive home is this BMW with a 3.0 Ltr diesel motor and 53,326 miles clocked-up on the dash.
2015 2.0 20D M Sport Xdrive Euro 6 Ss
89,840mi Auto Diesel 2.0L
£11,695
Stourbridge
from £245/pm
The Reliability Index accounts for several factors: inconvenience caused, a car's failure rate and price. It is made up of data collected from the large number of insurance claims that are made throughout each year and provides you with a detailed overview of vehicles on the UK's roads today. The BMW X3 is amongst those ranked in the top 20 for reliability and this dealership in Stourbridge has this second hand 2015 2.0 20D M Sport Xdrive Euro 6 Ss in stock for just £11,695. That is a really great price for this particular model and even better taking into account that it's less likely to let you down and cost you extra money in repairs.
2.0 20D M Sport
59,000mi Auto Diesel 2.0L
£24,950
Newry
from £524/pm
Ranked in the UK's top twenty for its trustworthiness and durability, this BMW comes fitted with automatic transmission and a 2000CC diesel engine. This second hand model has 59,000 miles clocked-up on the dash and is available to drive away in a silver finish.
Xdrive20d M Sport Step 2019
80,419mi Auto Diesel
£18,499
York
from £388/pm
Currently on offer and ready for its new owner to drive home is this BMW X3 with a ltr diesel motor and 80,419mi clocked-up on the dashboard.
Xdrive20i Xline Step 2018
25,218mi Auto Petrol
£22,490
BMW Tunbridge Wells
from £472/pm
On offer at the amazing price of just £22,490 is this X3 which comes fitted out with automatic transmission and a L petrol engine. This used one from this dealer in BMW Tunbridge Wells has 25,218 miles clocked up on the dash.
Xdrive20d M Sport Step 2020
68,000mi Auto Diesel
£21,990
Doncaster
from £462/pm
Advertised by this dealership in the Doncaster area is this suv X3 Xdrive20d M Sport Step 2020 which has a diesel, Ltr engine and automatic transmission. It's up for sale and ready for its new owner to drive away in the tone of blue with 68,000 mi clocked up on the dash.
Xdrive M40i Step 2019
77,505mi Auto Petrol
£26,999
Derby
from £567/pm
Fitted with a L petrol engine and a automatic transmission, this highly trustworthy and reliable BMW X3 is currently available for sale in blue with 77,505 miles on the dashboard.
Suv
74,000mi Auto Diesel 2.0L
£11,490
Chester
from £241/pm
Renowned for its reliability and trustworthiness, this used car features a 2.0 Litre diesel motor and it has got automatic transmission.
Xdrive20d M Sport Step
90,092mi Auto Diesel 2.0L
£20,995
Ballymena
from £441/pm
This second hand from this dealer has got 90,092 miles clocked up on the dash and is fitted out with a 2.0l diesel engine with automatic transmission.
Suv
80,500mi 2.0L
£13,495
Birmingham
from £283/pm
Purchase this used BMW X3 Suv for £13,495. Credit offers begin at around £ monthly for this car that contains a 2.0 LTR engine with transmission.
3.0 30D M Sport
60,000mi Auto Diesel 3.0L
£25,450
Newry
from £534/pm
Get behind the wheel of this BMW X3 3.0 30D M Sport with automatic transmission and a 3.0l diesel motor. This second hand one now up for sale at our dealership has been finished in blue and has 60,000 miles on the dash.
20D M Sport Steptronic
112,277mi Auto Diesel 2.0L
£6,250
Southall
from £131/pm
With 112,277 mi on the clock, this BMW comes fitted with automatic transmission and a 2.0l diesel motor.
Suv 2.0 20D Mht M Sport Xdrive Euro 6 Ss 5
43,803mi Auto Hybrid 2.0L
£33,995
Coleraine
from £714/pm
This X3 is now available on the market. It has 43,803 miles clocked up on the dash and features a 2000 CC hybrid motor with automatic transmission.
20I M Sport
45,794mi Auto Petrol 2.0L
£22,720
Reading
from £477/pm
Available at our dealership in the Reading area is this used car featuring a petrol, 2000CC engine and automatic gearbox. It's on the market and ready for its new owner to drive away in a white finish with 45,794 miles on the dashboard. It could be the one for you if you're looking for a vehicle which has been created with durability in mind.
20D Xdrive M Sport Step
22,220mi Auto Diesel 2.0L
£42,995
Ipswich
from £903/pm
Currently on offer and ready for you to drive home is this suv with a 2.0 LTR diesel engine and 22,220 miles clocked-up on the dashboard.
Getting a used BMW X3 can be a rewarding experience, especially if you navigate the financing path wisely. Here’s a thorough guide on the key aspects you should consider and the options you might explore when financing a used BMW X3:
Financing a used BMW X3 necessitates strategic planning and careful consideration of your financial situation and the financing options available. Ensure due diligence in vehicle checking, effective negotiation, and a clear understanding of your agreement terms. Align your choices with your financial stability and individual requirements, consulting financial experts when needed.
The BMW X3, a premium midsize SUV that combines luxury with versatility, has gained popularity among British drivers who value both style and practicality in their vehicles. In a country that appreciates the comfort of an SUV along with the agility of a compact car, the X3 has established itself as a go-to choice. In this article, we'll explore the standout features of the BMW X3, introduce its competitors in the UK market, and discuss the enticing financing options available for this prestigious SUV.
BMW X3 Key Features:
Rivals in the UK Market:
The BMW X3 faces competition from other midsize luxury SUVs in the UK's SUV segment:
Conclusion:
The BMW X3, with its spacious interior, powerful performance, and modern technology, has secured its position as a premium midsize SUV for British drivers who demand both comfort and versatility. In a country where style and practicality are essential, the X3 delivers a compelling package. With flexible financing options, owning this prestigious SUV becomes an accessible and attractive proposition for those who seek the best in automotive luxury.
Want to find out everything about all X3 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X3 buying guide here.
BMW X3 data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 2,205 | £28,494 | 6 | 49,101 | 3,298 |
| Aberdeen City | 16 | £31,175 | 5 | 39,329 | 22 |
| Aberdeenshire | 3 | £34,995 | 5 | 20,484 | 11 |
| Antrim | 7 | £25,490 | 6 | 62,921 | 4 |
| Ards | 1 | £31,495 | 4 | 42,000 | 2 |
| Argyll and Bute | 1 | £3,979 | 21 | 120,000 | - |
| Armagh | 1 | £9,950 | 10 | 115,000 | 1 |
| Ballymena | 11 | £26,268 | 6 | 66,827 | 14 |
| Ballymoney | 4 | £25,944 | 6 | 65,557 | 5 |
| Barnet - Greater London | 1 | £27,450 | 8 | 54,900 | 1 |
| Bedfordshire | 71 | £23,610 | 7 | 64,186 | 58 |
| Belfast | 26 | £32,936 | 5 | 41,709 | 50 |
| Berkshire | 22 | £24,658 | 8 | 54,408 | 33 |
| Bexley - Greater London | 2 | £34,495 | 5 | 40,767 | - |
| Bristol | 31 | £26,992 | 6 | 47,889 | 51 |
| Bromley - Greater London | 5 | £32,887 | 4 | 29,021 | 20 |
| Buckinghamshire | 46 | £31,764 | 5 | 46,157 | 58 |
| Cambridgeshire | 49 | £28,201 | 6 | 55,606 | 59 |
| Cardiff | 2 | £20,747 | 8 | 66,156 | 1 |
| Carrickfergus | 2 | £22,425 | 7 | 70,772 | 1 |
| Cheshire | 59 | £33,095 | 5 | 50,013 | 122 |
| City of Edinburgh | 19 | £34,964 | 5 | 34,109 | 37 |
| City of London - Greater London | 3 | £17,480 | 8 | 58,314 | 6 |
| Coleraine | 3 | £30,580 | 5 | 46,101 | 8 |
| Conwy | 1 | £15,995 | 11 | 34,820 | - |
| Cookstown | 1 | £24,995 | 7 | 43,118 | 3 |
| Cornwall | 18 | £34,625 | 6 | 38,724 | 37 |
| County Durham | 28 | £19,987 | 9 | 66,439 | 22 |
| Craigavon | 23 | £43,645 | 2 | 16,042 | 48 |
| Croydon - Greater London | 12 | £34,168 | 4 | 34,329 | 11 |
| Cumbria | 6 | £28,862 | 6 | 51,934 | 6 |
| Derbyshire | 44 | £30,286 | 6 | 42,238 | 73 |
| Derry | 1 | £25,900 | 5 | 77,000 | 5 |
| Devon | 42 | £28,641 | 7 | 44,190 | 54 |
| Dorset | 20 | £27,004 | 6 | 48,863 | 18 |
| Down | 1 | £24,995 | 5 | 62,389 | - |
| Dumfries and Galloway | 3 | £33,831 | 4 | 28,445 | 1 |
| Dundee City | 15 | £32,252 | 4 | 32,649 | 19 |
| Dungannon | 8 | £20,532 | 8 | 75,901 | 15 |
| Ealing - Greater London | 1 | £6,250 | 14 | 112,277 | 2 |
| East Ayrshire | 2 | £33,248 | 4 | 34,459 | 2 |
| East Riding of Yorkshire | 1 | £34,985 | 3 | 25,000 | 4 |
| East Sussex | 22 | £32,780 | 6 | 39,421 | 22 |
| Enfield - Greater London | 7 | £35,639 | 4 | 23,970 | 19 |
| Essex | 55 | £26,544 | 7 | 52,680 | 75 |
| Falkirk | 3 | £12,997 | 10 | 81,663 | 2 |
| Fermanagh | 4 | £38,845 | 3 | 40,671 | 5 |
| Fife | 18 | £30,359 | 5 | 38,373 | 24 |
| Glasgow City | 45 | £38,100 | 4 | 27,394 | 47 |
| Gloucestershire | 25 | £41,197 | 3 | 19,258 | 53 |
| Greater Manchester | 111 | £29,078 | 6 | 49,091 | 185 |
| Gwynedd | 1 | £9,995 | 11 | 69,000 | - |
| Hampshire | 74 | £29,486 | 6 | 41,166 | 104 |
| Harrow - Greater London | 1 | £15,990 | 9 | 55,000 | 1 |
| Havering - Greater London | 34 | £31,900 | 5 | 43,230 | 37 |
| Herefordshire | 25 | £37,914 | 3 | 26,905 | 24 |
| Hertfordshire | 65 | £29,103 | 6 | 47,080 | 104 |
| Highland | 11 | £47,925 | 2 | 13,507 | 13 |
| Hillingdon - Greater London | 19 | £33,110 | 5 | 38,459 | 20 |
| Hounslow - Greater London | 8 | £43,198 | 3 | 19,932 | 9 |
| Kent | 33 | £27,037 | 6 | 55,153 | 54 |
| Kingston upon Thames - Greater London | 23 | £43,944 | 3 | 15,611 | 13 |
| Lancashire | 88 | £27,835 | 6 | 52,126 | 178 |
| Leicestershire | 46 | £28,638 | 6 | 50,288 | 87 |
| Limavady | 1 | £31,995 | 4 | 37,000 | 2 |
| Lincolnshire | 51 | £32,750 | 5 | 42,213 | 60 |
| Lisburn | 5 | £18,238 | 8 | 71,825 | 3 |
| Magherafelt | 14 | £24,716 | 7 | 65,214 | 9 |
| Merseyside | 35 | £34,583 | 4 | 37,678 | 64 |
| Merthyr Tydfil | 4 | £18,777 | 8 | 64,804 | 1 |
| Merton - Greater London | 1 | £11,395 | 10 | 79,000 | - |
| Monmouthshire | 1 | £5,995 | 15 | 92,400 | 2 |
| Moray | 3 | £34,328 | 6 | 58,779 | 1 |
| Newry and Mourne | 27 | £26,957 | 6 | 56,459 | 31 |
| Newtownabbey | 4 | £22,434 | 7 | 69,126 | 8 |
| Norfolk | 37 | £30,905 | 5 | 48,030 | 50 |
| North Ayrshire | 4 | £32,473 | 5 | 30,343 | 3 |
| North Lanarkshire | 1 | £22,995 | 5 | 32,075 | 4 |
| North Yorkshire | 34 | £33,572 | 5 | 39,957 | 56 |
| Northamptonshire | 21 | £33,933 | 4 | 39,846 | 48 |
| Northumberland | 3 | £22,818 | 8 | 74,453 | 2 |
| Nottinghamshire | 52 | £27,886 | 6 | 49,475 | 81 |
| Omagh | 5 | £35,219 | 3 | 56,287 | 7 |
| Oxfordshire | 17 | £35,236 | 4 | 31,502 | 21 |
| Perth and Kinross | 6 | £47,829 | 1 | 9,606 | 14 |
| Rutland | 1 | £24,450 | 7 | 31,788 | - |
| Scottish Borders | 1 | £24,149 | 7 | 51,354 | - |
| Shropshire | 25 | £34,103 | 4 | 41,325 | 53 |
| Somerset | 13 | £22,486 | 8 | 58,711 | 18 |
| South Ayrshire | 4 | £24,095 | 6 | 57,450 | 1 |
| South Lanarkshire | 15 | £44,142 | 2 | 15,510 | 15 |
| South Yorkshire | 62 | £32,933 | 5 | 44,581 | 105 |
| Staffordshire | 38 | £37,093 | 3 | 30,306 | 74 |
| Stirling | 11 | £36,686 | 4 | 30,142 | 13 |
| Strabane | 6 | £30,738 | 5 | 69,314 | 6 |
| Suffolk | 19 | £25,999 | 7 | 55,238 | 27 |
| Surrey | 47 | £27,659 | 7 | 42,609 | 56 |
| Swansea | 1 | £11,999 | 11 | 80,041 | - |
| The Vale of Glamorgan | 1 | £15,750 | 9 | 70,596 | 1 |
| Tyne and Wear | 26 | £23,209 | 7 | 58,956 | 35 |
| Warwickshire | 16 | £36,242 | 4 | 35,280 | 32 |
| West Lothian | 4 | £29,747 | 7 | 54,299 | 6 |
| West Midlands | 83 | £32,895 | 5 | 44,142 | 184 |
| West Sussex | 25 | £29,617 | 6 | 40,855 | 33 |
| West Yorkshire | 84 | £31,423 | 5 | 45,807 | 116 |
| Wiltshire | 47 | £29,024 | 6 | 51,170 | 69 |
| Worcestershire | 20 | £27,476 | 6 | 48,104 | 27 |