Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Listed among the top 20, most durable and trustworthy models in Britain, this X3 comes fitted with automatic transmission and a 3.0l diesel motor. This dealer currently has this second hand model on offer that has 57,690 miles on the dashboard.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Become the new owner of this dependable and durable BMW X3 which is featured in Britain's top 20 reliability index. It features a 3.0 Litre hybrid engine with automatic transmission. This one with low mileage from this dealer has been finished in the shade of grey and has only got 34,745 miles clocked up on the dash.
Be the new owner of this X3 Xdrive20d M Sport that contains a 2.0 ltr diesel motor with automatic transmission. This second hand model located in Rotherham comes finished in silver and has got 100,400 miles on the dash.
Considering going for a vehicle that's manufactured to be durable and trustworthy and is amongst those ranked in the top 20 of Britain's reliability index? Then take a more in depth look at this particular model from this dealer with 68,636 miles clocked-up on the dash and a 2.0l diesel motor with automatic transmission.
Currently up for sale and ready for its next owner to drive away is this BMW X3 20D Xdrive M Sport Step 2025 with a CC diesel engine and 10,589 miles clocked-up on the dash.
In a grey finish and in a like new condition, this BMW X3 20D Xdrive M Sport Step only has 4,087 mi clocked up on the dash and contains a Ltr diesel motor with automatic transmission.
There's a bargain price of just £46,000 on this X3 at this dealer in Tring. It is a used vehicle, however it was well maintained by the previous owner and is still in a like new, almost spotless condition both inside and out.
Up for sale and ready to drive home is this BMW X3 Xdrive20d Mht M Sport Step 2021 in white - this second hand model has 62,913 miles clocked up on the dash and features a LTR diesel motor with automatic transmission.
Containing a 2.0 ltr diesel motor and a automatic gearbox, this dependable and trustworthy X3 2L M Sport is currently available to buy in red with 44,000 miles on the dashboard. This used car is advertised at £18,995 with practical repayment packages at hand starting out at just £ per calendar month.
A remarkable price of £48,750 from this dealership in Sheffield on this BMW X3 that has been engineered with reliability in mind. This model contains a L petrol engine, automatic gearbox and has 15,100 miles clocked up on the dashboard.
Up for sale and ready for its next owner to take home is this X3 that has an outstanding reputation for reliability. It is fitted with a 2000cc hybrid motor and automatic transmission. This model now available from our dealership in Ashford is a second-hand vehicle, however it was wonderfully maintained by the last owner so it's still in a like new, almost pristine condition with only 14,445 miles clocked up on the dash.
Interested in buying a vehicle that's been built to be durable and dependable and is among those rated in the top 20 of the UK's reliability index? Well, take a closer look at this particular second hand one from our dealership in the Shefford, Bedfordshire area that’s got a 2.0l diesel engine, 128,400 miles on the dash and manual transmission.
On the market and ready for its next owner to drive away is this BMW X3 M40i Mhev which has been engineered with trustworthiness and reliability in mind. It comes equipped with a 3000 cc petrol motor and automatic transmission. This second hand low mileage one available from this dealer priced at £41,995 only has 27,000 mi clocked-up on the dashboard and is finished in the tone of black.
On the market and ready for you to take home is this trusty X3 which has a top 20 ranking for its reliable build. It comes fitted out with a 2.0 Ltr diesel motor and automatic transmission. This low mileage one now available from this dealer has only got 36,000 miles clocked-up on the dashboard.
A great price is currently being advertised by this dealer in Stalybridge for this BMW X3 that has been designed with trustworthiness and reliability in mind. This particular model has a 2.0 L diesel motor, automatic gearbox and has 178,000 miles on the dash.
Now available at our dealership in Jack Henry Group is this X3 Xdrive 20D M Sport 4Wd that features a 2000CC diesel motor and automatic transmission. It's on the market and ready for its new owner to take home in a finish with 81,500 miles clocked up on the dashboard.
The BMW X3 is among the top rated for reliability and you can pick up this second hand one from this dealer for just £18,750 with a 1.0 ltr diesel engine, automatic transmission and 62,364 miles clocked-up on the dash.
Up for sale and ready for its new owner to drive away is this X3 that has a 2000 CC diesel motor with automatic transmission. This used model in stock at our dealership in BMW Bury St Edmunds is for sale at our bargain price of £26,190.
Seize the chance to purchase this X3 3.0 X3 Xdrive30d M Sport that is up for sale at only £14,495. It is finished in the shade of black, has got 80,381 mi clocked up on the dash and comes equipped with a 3.0 litre diesel motor with automatic transmission.
Getting a used BMW X3 can be a rewarding experience, especially if you navigate the financing path wisely. Here’s a thorough guide on the key aspects you should consider and the options you might explore when financing a used BMW X3:
1. Assess Your Requirements and Budget:
Budget Planning: Define your budget constraints for both down payment and monthly instalments.
Model Selection: Choose the BMW X3 variant that fits your preferences and needs.
Vehicle Check: Ensure a thorough inspection of the vehicle and verify its history report.
2. Explore Various Financing Options:
a. Bank Loans:
Pros: Often have competitive interest rates and clear terms.
Cons: Stringent credit checks and approval processes.
b. Hire Purchase (HP):
Pros: Simple structure and you own the car at the end.
Cons: Higher monthly payments compared to some other methods.
c. Personal Contract Purchase (PCP):
Pros: Lower monthly payments with several options at the end of the term.
Cons: Possible higher total costs and mileage limits.
d. Dealer Financing:
Pros: Convenient and might have special promotions.
Cons: Rates might not be as favourable compared to bank loans.
e. Peer-to-Peer Lending (P2P):
Pros: Often hassle-free and may have competitive rates.
Cons: Your credit score plays a vital role in approval and determining rates.
3. Proceeding with the Purchase:
a. Choose a Trustworthy Seller:
Opt for a reputable dealer or private seller.
b. Negotiation:
Use your research to negotiate the price and terms effectively.
c. Finalize the Deal:
Review and comprehend all terms before signing the deal.
d. Insurance:
Secure an insurance policy before driving away with the vehicle.
4. Responsibilities After Purchase:
Routine Maintenance: Uphold the vehicle’s condition through regular servicing.
Loan Management: Ensure punctuality and consistency with loan payments.
Key Considerations:
Total Loan Cost: Be mindful of the total cost of the loan throughout its duration.
Depreciation: Be aware that the car will depreciate and consider this when choosing finance terms.
Warranties: Check for any existing warranties and consider extending them for peace of mind.
Early Repayment: Understand terms or any penalties regarding early loan repayment.
Conclusion:
Financing a used BMW X3 necessitates strategic planning and careful consideration of your financial situation and the financing options available. Ensure due diligence in vehicle checking, effective negotiation, and a clear understanding of your agreement terms. Align your choices with your financial stability and individual requirements, consulting financial experts when needed.
About the BMW X3
The BMW X3, a premium midsize SUV that combines luxury with versatility, has gained popularity among British drivers who value both style and practicality in their vehicles. In a country that appreciates the comfort of an SUV along with the agility of a compact car, the X3 has established itself as a go-to choice. In this article, we'll explore the standout features of the BMW X3, introduce its competitors in the UK market, and discuss the enticing financing options available for this prestigious SUV.
BMW X3 Key Features:
Spacious Interior: The X3 offers a roomy cabin with premium materials, comfortable seating, and ample cargo space, making it suitable for both daily commutes and long journeys.
Powerful Performance: With a range of potent engines and precision-tuned suspension, the X3 delivers impressive acceleration, handling, and off-road capability.
Modern Technology: Inside, you'll find a cutting-edge infotainment system and a host of driver assistance features that enhance safety and convenience.
Elegant Design: The X3 combines a sleek exterior with BMW's signature design elements, giving it a distinctive and sophisticated presence on British roads.
Rivals in the UK Market:
The BMW X3 faces competition from other midsize luxury SUVs in the UK's SUV segment:
Audi Q5: Audi's Q5 offers a blend of luxury and performance, with a well-crafted interior and a range of engine choices, making it a direct rival to the X3.
Mercedes-Benz GLC: Known for its elegant design and innovative tech, the GLC is a strong contender in the luxury SUV category.
Volkswagen Tiguan Allspace: The Tiguan Allspace provides a spacious interior, a comfortable ride, and a range of engine options for those seeking practicality and performance.
Volvo XC60: Volvo's XC60 combines safety innovations with Scandinavian design, appealing to those who prioritize both security and style.
Conclusion:
The BMW X3, with its spacious interior, powerful performance, and modern technology, has secured its position as a premium midsize SUV for British drivers who demand both comfort and versatility. In a country where style and practicality are essential, the X3 delivers a compelling package. With flexible financing options, owning this prestigious SUV becomes an accessible and attractive proposition for those who seek the best in automotive luxury.
Buying Guide
Want to find out everything about all X3 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X3 buying guide here.
BMW X3 Data by County
BMW X3 data for the amount in stock, average price, age and mileage throughout
the UK and by county.