Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
2,482 cars
M50 Xdrive
10,598mi Auto Petrol 3.0L
£62,390
Sheffield
from £1,310/pm
On offer and ready for its new owner to drive away today is this estate in a like new condition, it contains a 3.0 litre petrol engine and automatic transmission. This second hand model has 10,598 miles on the dash and has been finished in the shade of black.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
2.0 20I Mht Xline Suv Hybrid Xdriv
10,983mi Auto Petrol 2.0L
£39,999
Edinburgh
from £840/pm
On the market and ready for you to take home is this BMW X3 that incorporates a 2.0L petrol motor with automatic transmission. This one now in stock at our dealership is a second-hand vehicle, but it was beautifully maintained by the last owner and is still in an almost pristine, like new condition both in and out..
Xdrive 30E Xline
63,273mi Auto Hybrid 2.0L
£25,498
Kirkcaldy
from £535/pm
Now displayed at our dealership is this grey X3 Xdrive 30E Xline which is equipped with a 2.0L hybrid motor with automatic transmission.
Xdrive20i Mht Xline Step
12,153mi Auto Petrol 2.0L
£33,695
Bedford
from £707/pm
This used car comes with automatic transmission, a 2.0l petrol motor and has 12,153 miles clocked up on the dash. It is up for sale and ready for its next owner to drive home for the terrific price of only £33,695.
M50 Xdrive
9,878mi Auto Petrol 3.0L
£62,898
Glasgow
from £1,320/pm
Up for sale and ready for its next owner to take home is this BMW that has a high ranking for its trustworthiness and reliability. It is fitted out with a 3.0L petrol motor and automatic transmission. This second hand model now for sale at our dealership has only got 9,878 miles on the dash and has been finished in the shade of black.
2.0 20D M Sport Xdrive Euro 6 S S
60,000mi Auto Diesel 2.0L
£19,990
Basingstoke
from £420/pm
At this dealership there's an outstanding price on this second hand X3 with automatic transmission, a 2000 cc diesel motor and 60,000 miles on the clock.
2L M Sport
74,570mi Auto Diesel 2.0L
£14,995
Haywards Heath
from £315/pm
Are you looking at buying a X3? Well, consider choosing this second hand model from this dealer in Haywards Heath, it has got 74,570 miles clocked up on the dashboard and has a 2.0L diesel engine.
3.0 M50i Mht Xdrive Euro 6 Ss
15mi Auto Petrol 3.0L
£64,990
Edinburgh
from £1,364/pm
Painted in black, this second hand car has 15 miles clocked-up on the dashboard and incorporates a automatic 3.0 LTR engine requiring petrol.
Xdrive20d Se
44,798mi Auto Diesel 2.0L
£12,995
Epsom
from £273/pm
This second hand X3 Xdrive20d Se painted in the shade of is currently on the market and ready for its next owner to take home with the option to purchase with credit.
30E Xdrive M Sport Pro Pack
4,667mi Auto Hybrid 2.0L
£52,000
Solihull
from £1,092/pm
Take a test drive in this dependable and durable BMW that is ranked as one of the UK's top 20 most reliable vehicles. It is a pre-owned, second hand model, but it has been well maintained and still remains in an almost pristine, like new condition throughout.
20D Mht M Sport
24,000mi Auto Hybrid 2.0L
£31,995
Newry
from £672/pm
Currently available for sale is this X3 20D Mht M Sport at the fabulous price of only £31,995. This dealer also provides you with the option to purchase with flexible monthly repayments with repayment plans starting from only £ monthly.
Xdrive 30E M Sport
49,300mi Auto Hybrid 2.0L
£29,450
Maidenhead
from £618/pm
Currently available for sale today is this BMW which comes fitted out with a 2.0l hybrid motor and automatic transmission. At the fantastic price of only £29,450 and manageable instalments at hand beginning from only £ monthly.
M50 Xdrive
2,889mi Auto Petrol 3.0L
£58,350
Lincoln
from £1,225/pm
Up for sale and ready for its next owner to take home is this BMW X3 that is equipped with a 3.0 LTR petrol motor with automatic transmission. This second-hand one currently available from our dealership in Lincoln has only got 2,889 miles clocked up on the dashboard.
20D Xdrive M Sport Step
10,838mi Auto Diesel 2.0L
£45,950
Maidenhead
from £965/pm
A fantastic price of £45,950 is being advertised by this dealer in Maidenhead for this low mileage estate vehicle in almost pristine, nearly new condition. It is equipped with a 2.0 litre diesel engine, automatic gearbox and 10,838 miles on the dash. It could be an excellent choice to make if you're looking to buy a vehicle that has an excellent reputation for reliability.
20 Xdrive M Sport Step
8,000mi Auto Petrol 2.0L
£56,995
Cambridge
from £1,196/pm
Get behind the wheel of this X3 20 Xdrive M Sport Step that has got a 2000CC petrol engine with automatic transmission. This second hand model currently available from our dealership in Cambridge is in an almost spotless, like new condition inside and out and has only got 8,000 miles on the clock.
20D Xdrive M Sport Step Techpro Pk
5,873mi Auto Diesel 2.0L
£47,390
Sheffield
from £995/pm
On the market and ready for you to drive away is this dependable BMW X3 which is ranked amongst Britain's top 10 most reliable models. It comes fitted out with automatic transmission and has got a 2000cc diesel motor. This second hand model now available at our dealership in Sheffield has only got 5,873 miles clocked up on the dashboard and comes in the shade of grey.
Suv
50,300mi Auto Diesel 3.0L
£28,395
Burnley
from £596/pm
This X3 available priced at £28,395 has 50,300 miles on the clock and is available in the shade of blue.
Suv
74,900mi Auto Diesel 2.0L
£19,995
Burnley
from £420/pm
Thinking of buying a BMW? Well, consider going for this second-hand model from this dealer, it has 74,900 mi clocked up on the dash and contains a 2000 CC diesel motor.
Suv
32,900mi Auto Petrol 2.0L
£25,495
Burnley
from £535/pm
On the market and ready for its next owner to take home is this dependable BMW X3 Suv that is featured in the UK's top 20 reliability index. It is equipped with a 2.0 LTR petrol engine and automatic transmission. This used model has clocked up 32,900 miles and has been finished in the tone of blue.
X3 20 Xdrive M Sport
8,790mi Auto Petrol
£47,500
Huddersfield
from £997/pm
First registered in 2025: Second hand BMW X3 with automatic transmission, a cc petrol motor and a mere 8,790 mi on the dashboard.
Xdrive20d Mht M Sport Step 2023
15,500mi Auto Diesel
£39,190
BMW Bury St Edmunds
from £823/pm
Are you considering buying a X3 Xdrive20d Mht M Sport Step 2023? Well, consider choosing this near mint one which is in almost pristine, like new condition inside and out. This particular model has 15,500 miles on the clock and incorporates a l diesel engine with automatic transmission.
20D Xdrive M Sport Step 2025
7,002mi Auto Diesel
£47,690
Chesterfield
from £1,001/pm
BMW X3 20D Xdrive M Sport Step 2025 with a LTR diesel engine and automatic transmission.
Suv
48,300mi Auto Diesel 2.0L
£24,495
Burnley
from £514/pm
This dependable BMW has 48,300 miles clocked up on the dashboard, a 2000cc diesel engine and automatic transmission. Grab the opportunity right now to be the happy buyer of this second hand model that is for sale at the price of just £24,495.
Xdrive20d M Sport Step
89,523mi Auto Diesel 2.0L
£18,900
Bristol
from £397/pm
A estate vehicle designed by the BMW company to provide motorists a higher level of durability and a more reliable performance than most ordinary vehicles. This particular used X3 comes in this colour of grey with a diesel 2000 CC engine, automatic transmission and 89,523 miles on the clock.
Getting a used BMW X3 can be a rewarding experience, especially if you navigate the financing path wisely. Here’s a thorough guide on the key aspects you should consider and the options you might explore when financing a used BMW X3:
Financing a used BMW X3 necessitates strategic planning and careful consideration of your financial situation and the financing options available. Ensure due diligence in vehicle checking, effective negotiation, and a clear understanding of your agreement terms. Align your choices with your financial stability and individual requirements, consulting financial experts when needed.
The BMW X3, a premium midsize SUV that combines luxury with versatility, has gained popularity among British drivers who value both style and practicality in their vehicles. In a country that appreciates the comfort of an SUV along with the agility of a compact car, the X3 has established itself as a go-to choice. In this article, we'll explore the standout features of the BMW X3, introduce its competitors in the UK market, and discuss the enticing financing options available for this prestigious SUV.
BMW X3 Key Features:
Rivals in the UK Market:
The BMW X3 faces competition from other midsize luxury SUVs in the UK's SUV segment:
Conclusion:
The BMW X3, with its spacious interior, powerful performance, and modern technology, has secured its position as a premium midsize SUV for British drivers who demand both comfort and versatility. In a country where style and practicality are essential, the X3 delivers a compelling package. With flexible financing options, owning this prestigious SUV becomes an accessible and attractive proposition for those who seek the best in automotive luxury.
Want to find out everything about all X3 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X3 buying guide here.
BMW X3 data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 2,297 | £29,059 | 6 | 47,585 | 3,193 |
| Aberdeen City | 15 | £30,340 | 5 | 41,289 | 22 |
| Aberdeenshire | 2 | £41,995 | 3 | 21,452 | 12 |
| Antrim | 5 | £23,186 | 7 | 71,899 | 3 |
| Argyll and Bute | 1 | £3,979 | 21 | 120,000 | - |
| Armagh | 1 | £9,950 | 10 | 115,000 | 1 |
| Ballymena | 11 | £27,138 | 6 | 59,273 | 12 |
| Ballymoney | 4 | £26,094 | 6 | 65,557 | 5 |
| Barnet - Greater London | 2 | £25,150 | 8 | 44,313 | - |
| Bedfordshire | 64 | £21,779 | 8 | 68,542 | 59 |
| Belfast | 27 | £33,031 | 4 | 37,058 | 45 |
| Berkshire | 19 | £25,664 | 7 | 52,861 | 27 |
| Bexley - Greater London | 2 | £34,495 | 5 | 40,767 | - |
| Bristol | 40 | £26,301 | 7 | 50,436 | 43 |
| Bromley - Greater London | 16 | £38,497 | 3 | 21,048 | 37 |
| Buckinghamshire | 44 | £32,489 | 5 | 47,973 | 54 |
| Cambridgeshire | 48 | £27,317 | 6 | 57,713 | 52 |
| Cardiff | 27 | £36,498 | 4 | 27,871 | 31 |
| Carrickfergus | 2 | £22,425 | 7 | 70,772 | 1 |
| Cheshire | 56 | £34,777 | 4 | 47,245 | 118 |
| City of Edinburgh | 31 | £38,337 | 4 | 25,720 | 42 |
| City of London - Greater London | 7 | £27,248 | 6 | 38,784 | 12 |
| Coleraine | 2 | £28,873 | 6 | 47,250 | 8 |
| Conwy | 1 | £15,995 | 11 | 34,820 | - |
| Cookstown | 2 | £31,495 | 5 | 38,354 | 2 |
| Cornwall | 19 | £33,408 | 7 | 40,174 | 35 |
| County Durham | 23 | £20,712 | 9 | 68,406 | 20 |
| Craigavon | 29 | £44,993 | 2 | 15,605 | 35 |
| Croydon - Greater London | 12 | £35,746 | 4 | 28,378 | 9 |
| Cumbria | 8 | £26,542 | 7 | 52,738 | 4 |
| Derbyshire | 42 | £28,702 | 6 | 45,477 | 71 |
| Derry | 2 | £29,848 | 4 | 50,518 | 4 |
| Devon | 44 | £28,191 | 7 | 47,566 | 51 |
| Dorset | 15 | £26,851 | 6 | 52,534 | 20 |
| Down | 1 | £24,995 | 5 | 62,389 | - |
| Dumfries and Galloway | 3 | £34,231 | 4 | 28,445 | 1 |
| Dundee City | 16 | £30,086 | 5 | 36,708 | 16 |
| Dungannon | 8 | £19,244 | 9 | 76,415 | 13 |
| Ealing - Greater London | 2 | £21,995 | 7 | 59,579 | 1 |
| East Ayrshire | 3 | £25,165 | 6 | 57,365 | 1 |
| East Riding of Yorkshire | 3 | £26,730 | 6 | 38,811 | 2 |
| East Sussex | 32 | £27,572 | 7 | 47,819 | 22 |
| Enfield - Greater London | 8 | £36,624 | 4 | 22,567 | 20 |
| Essex | 55 | £26,182 | 7 | 52,749 | 68 |
| Falkirk | 3 | £13,164 | 10 | 81,663 | 2 |
| Fermanagh | 3 | £39,963 | 2 | 34,840 | 5 |
| Fife | 19 | £29,945 | 5 | 40,497 | 22 |
| Glasgow City | 45 | £37,785 | 4 | 27,802 | 44 |
| Gloucestershire | 29 | £40,924 | 3 | 18,722 | 47 |
| Greater Manchester | 114 | £30,415 | 5 | 44,085 | 169 |
| Greenwich - Greater London | 4 | £46,797 | 2 | 8,547 | 4 |
| Gwynedd | 1 | £9,995 | 11 | 69,000 | - |
| Hampshire | 70 | £30,562 | 5 | 39,235 | 111 |
| Harrow - Greater London | 1 | £15,990 | 9 | 55,000 | 1 |
| Havering - Greater London | 37 | £33,788 | 5 | 42,498 | 30 |
| Herefordshire | 24 | £38,483 | 3 | 26,932 | 24 |
| Hertfordshire | 67 | £29,973 | 6 | 45,761 | 95 |
| Highland | 12 | £46,023 | 2 | 16,302 | 12 |
| Hillingdon - Greater London | 21 | £30,761 | 5 | 44,460 | 14 |
| Hounslow - Greater London | 7 | £43,449 | 3 | 22,242 | 9 |
| Kent | 35 | £28,149 | 6 | 55,077 | 53 |
| Kingston upon Thames - Greater London | 22 | £44,746 | 3 | 14,501 | 14 |
| Lancashire | 86 | £28,723 | 6 | 50,634 | 168 |
| Leicestershire | 50 | £29,654 | 6 | 50,403 | 82 |
| Limavady | 1 | £31,995 | 4 | 37,000 | 2 |
| Lincolnshire | 45 | £32,815 | 5 | 42,361 | 56 |
| Lisburn | 4 | £17,550 | 9 | 71,661 | 3 |
| Magherafelt | 11 | £24,180 | 7 | 67,273 | 10 |
| Merseyside | 35 | £34,935 | 4 | 37,660 | 60 |
| Merthyr Tydfil | 4 | £18,945 | 8 | 64,804 | 1 |
| Monmouthshire | 2 | £6,048 | 15 | 93,500 | 1 |
| Moray | 3 | £34,328 | 6 | 58,779 | 1 |
| Newry and Mourne | 22 | £27,109 | 6 | 58,262 | 30 |
| Newtownabbey | 4 | £22,559 | 7 | 55,835 | 7 |
| Norfolk | 35 | £28,942 | 6 | 50,311 | 49 |
| North Ayrshire | 4 | £32,723 | 5 | 30,343 | 3 |
| North Down | 1 | £5,995 | 15 | 115,873 | 2 |
| North Lanarkshire | 1 | £23,995 | 5 | 32,075 | 5 |
| North Yorkshire | 38 | £34,155 | 5 | 35,838 | 48 |
| Northamptonshire | 21 | £30,630 | 5 | 44,069 | 46 |
| Northumberland | 1 | £21,980 | 7 | 61,360 | 2 |
| Nottinghamshire | 50 | £27,853 | 6 | 52,596 | 78 |
| Omagh | 6 | £34,258 | 4 | 57,108 | 6 |
| Oxfordshire | 19 | £35,040 | 4 | 32,732 | 20 |
| Perth and Kinross | 4 | £46,446 | 1 | 12,727 | 13 |
| Renfrewshire | 2 | £26,498 | 6 | 36,362 | 4 |
| Rhondda Cynon Taf | 1 | £11,699 | 11 | 73,139 | 1 |
| Rutland | 1 | £25,350 | 7 | 31,788 | - |
| Scottish Borders | 1 | £24,149 | 7 | 51,354 | - |
| Shropshire | 26 | £34,083 | 5 | 44,071 | 47 |
| Somerset | 13 | £24,316 | 7 | 55,019 | 18 |
| South Ayrshire | 4 | £24,095 | 6 | 57,450 | 1 |
| South Lanarkshire | 12 | £46,970 | 2 | 13,829 | 15 |
| South Yorkshire | 56 | £32,515 | 5 | 43,844 | 99 |
| Staffordshire | 40 | £37,515 | 3 | 27,384 | 72 |
| Stirling | 12 | £37,712 | 4 | 28,001 | 14 |
| Strabane | 5 | £30,346 | 6 | 72,126 | 6 |
| Suffolk | 13 | £23,323 | 7 | 62,116 | 26 |
| Surrey | 54 | £29,840 | 6 | 37,975 | 73 |
| Swansea | 10 | £40,350 | 3 | 26,065 | 20 |
| The Vale of Glamorgan | 1 | £15,750 | 9 | 70,596 | 1 |
| Tyne and Wear | 26 | £22,409 | 8 | 62,570 | 35 |
| Warwickshire | 18 | £36,098 | 5 | 36,182 | 30 |
| West Lothian | 4 | £30,022 | 7 | 54,299 | 8 |
| West Midlands | 96 | £31,679 | 5 | 45,731 | 170 |
| West Sussex | 27 | £31,447 | 6 | 38,957 | 30 |
| West Yorkshire | 92 | £31,929 | 5 | 44,709 | 105 |
| Wiltshire | 47 | £30,283 | 6 | 47,138 | 63 |
| Worcestershire | 21 | £27,341 | 7 | 47,904 | 27 |