Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
2,332 cars
Xdrive20d Mht M Sport Step Tech Pack
36,117mi Auto Diesel 2.0L
£27,499
Burnley
from £577/pm
Equipped with a 2.0 litre diesel engine and a automatic gearbox, this trustworthy and very dependable X3 is available to buy in black with 36,117 miles clocked up on the dash. This second hand car is advertised at £27,499 with cost efficient repayments available beginning from as little as £ per month.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
2.0 20D Mht M Sport Suv Hybrid Xdr
34,500mi Auto Hybrid 2.0L
£27,495
Mansfield
from £577/pm
Starting out at £ each month, you can acquire this BMW X3 2.0 20D Mht M Sport Suv Hybrid Xdr with a hybrid 2.0 ltr motor, automatic transmission and 34,500 miles on the dash.
X3 Xdrive20i M Sport
42,587mi Auto Hybrid 2.0L
£30,950
Brighton
from £650/pm
A 5 door suv vehicle designed by BMW that gives its driver a higher level of reliability than most ordinary vehicles. It is fitted with a 2.0 litre hybrid motor with automatic transmission and has 42,587 miles clocked up on the dashboard. On the market at the fabulous price of only £30,950 or with the option to buy on finance with manageable repayments at hand starting from £ pm.
2.0 20D M Sport
74,422mi Auto Diesel 2.0L
£21,491
Nottingham
from £451/pm
A brilliant price of only £21,491 is currently being advertised by us at this dealer on this X3 2.0 20D M Sport that is rated as one of the most trusty motors on the market. This model offers a 2.0 L diesel motor, automatic gearbox and has 74,422 miles on the dashboard.
2.0 20D M Sport Suv Xdrive Euro 5
98,000mi Auto Diesel 2.0L
£7,600
Dukinfield
from £160/pm
Up for sale and ready for its next owner to drive away is this BMW X3 for the total price of only £7,600. This dealer also gives you the option to purchase using flexible monthly instalments to suit all budgets with instalment packages beginning from only £ per calendar month.
Xdrive M40i Step
50,362mi Auto Petrol 3.0L
£28,998
Wakefield
from £609/pm
This suv used car is fitted out with automatic transmission and a 3.0 litre petrol motor with 50,362 miles clocked up on the dash.
X3 20 Xdrive M Sport
8,790mi Auto Petrol
£45,500
Wakefield
from £955/pm
Trustworthy and durable, BMW's X3 is amongst those rated in the top 20 for reliability and this dealer has this second hand model available to buy priced at £45,500.
X3 Xdrive30 M Sport
20,253mi Auto Hybrid
£38,850
Wakefield
from £815/pm
The BMW X3 is in the top 20 of the UK's reliability index and at this dealer in Wakefield you can pick up this second hand X3 Xdrive30 M Sport for just £38,850. That is already great value for this model, particularly if you take into account that it's less likely to need extra trips to the mechanic.
M50 Xdrive 2025
20,002mi Auto Petrol
£52,980
IP31 1SX
from £1,112/pm
First registered in 2025: Second hand X3 with automatic transmission, a ltr petrol engine and only 20,002 miles on the dashboard.
2.0 30E 12Kwh M Sport Xdrive Euro 6 Ss
Auto Hybrid 2.0L
£35,999
Chester
from £756/pm
Containing a 2.0 ltr hybrid motor and automatic transmission, this used BMW with only few miles clocked up on the dash has had such a good upkeep, it could quite easily be mistaken for a brand spanking new car.
20D M Sport Suv
97,245mi Auto Diesel 2.0L
£11,890
Tavistock
from £250/pm
Up for sale from our dealership, for the fantastic price of £11,890 is this X3 that has been created with dependability in mind and is amongst those rated in the top 20 for reliability.
Xdrive20d M Sport Step
27,992mi Auto Diesel 2.0L
£20,495
OL7 0QN
from £430/pm
A fantastic price is being advertised by this dealer on this low mileage X3 that is fitted with a 2000CC diesel engine and automatic transmission
2.0 20D M Sport Xdrive Euro 6 Ss
55,668mi Auto Diesel 2.0L
£20,495
Stoke-on-Trent
from £430/pm
Available to view at this dealership in Stoke-on-Trent is this car encompassing a diesel, 2.0 ltr engine and automatic gearbox. Up for sale in a white finish with 55,668 miles on the clock.
Suv
19,566mi Auto Hybrid 2.0L
£36,950
Carrickfergus
from £776/pm
On offer and ready for its new owner to take home is this BMW X3 that is fitted with a 2.0 litre hybrid engine with automatic transmission. This second hand one currently up for sale at our dealership in Carrickfergus comes in the tone of white and has got 19,566 miles clocked up on the dashboard.
Xdrive 30E Xline
27,920mi Auto Hybrid 2.0L
£28,949
Coventry
from £608/pm
The BMW X3 is in the top 20 of the UK's reliability index and this dealer has this second hand one with 27,920 miles clocked up on the dash, a 2000 cc hybrid motor and automatic transmission.
2.0 20D M Sport Suv Xdrive
69mi Auto Diesel 2.0L
£20,350
Christchurch
from £427/pm
This dealership in Christchurch has a low price of only £20,350 on this BMW with a 2000cc diesel motor, automatic transmission and 63,957 miles clocked up on the dash.
2L M Sport
84,000mi Auto Diesel 2.0L
£20,995
BT47 4NQ
from £441/pm
Currently available from our dealership is this BMW that comes equipped with a 2.0 litre diesel engine and automatic transmission. Available on the market in the shade of blue with 84,000 mi on the dash.
2.0 20I Gpf M Sport Suv Xdrive Eur
105,446mi Auto Petrol 2.0L
£18,795
Hinckley
from £395/pm
The UK Reliability Index figure takes several points into account: cost, the inconvenience for the driver and rate of failure, it is made up of data gathered from millions of pounds of claims that people make each year. The UK Reliability Index brings motorists a detailed overview of cars on the road today. The BMW X3 is in the top 20 of the UK's Reliability Index and at this dealership in Hinckley you can pick up this used 2.0 20I Gpf M Sport Suv Xdrive Eur for only £18,795. It's a really good deal for this model, even more so when you take into account that it's less likely to leave you with a bill for repairs.
Xdrive20d Mht M Sport Step
28,084mi Auto Diesel 2.0L
£39,998
Irvine
from £840/pm
At our superb price of only £39,998 is this X3, it features a 2.0 LTR diesel engine with automatic transmission and has 28,084 miles clocked-up on the dash.
2L M Sport
103,294mi Auto Diesel 2.0L
£15,490
Welwyn Garden City
from £325/pm
BMW's X3 is in the top 20 of Britain's reliability index and this dealer currently has this second hand model in stock for just £15,490. It's a great price for this model, even more so if you take into account that it's less likely to leave you with a bill for repairs.
20D M Sport Suv
100,074mi Manual Diesel 2.0L
£8,499
Birmingham
from £178/pm
Featured in the list of the top twenty, most reliable and trustworthy models in the UK, this X3 comes fitted with manual transmission and a 2.0L diesel engine. This dealership currently has this second hand model on offer that has 100,074 miles clocked up on the dashboard and a white finish.
X3 Xdrive20d M Sport
55,152mi Auto Diesel
£31,500
Aberdeen
from £661/pm
Get yourself behind the wheel of this BMW X3 for just £31,500. It has 55,152 miles on the dashboard and has a L diesel engine.
Xdrive M40i Mht
16,595mi Auto Petrol 3.0L
£43,898
Glasgow
from £921/pm
Up for sale and ready for you to drive away - second hand X3 Xdrive M40i Mht which has a 3000cc petrol engine with automatic transmission. It could be yours for the terrific price of only £43,898 from this dealer in Glasgow.
Suv
87,600mi Auto Diesel 2.0L
£19,295
Burnley
from £405/pm
Painted in the tone of black, this suv BMW has 87,600 miles clocked up on the dash and features a 2.0 LTR diesel motor.
Getting a used BMW X3 can be a rewarding experience, especially if you navigate the financing path wisely. Here’s a thorough guide on the key aspects you should consider and the options you might explore when financing a used BMW X3:
Financing a used BMW X3 necessitates strategic planning and careful consideration of your financial situation and the financing options available. Ensure due diligence in vehicle checking, effective negotiation, and a clear understanding of your agreement terms. Align your choices with your financial stability and individual requirements, consulting financial experts when needed.
The BMW X3, a premium midsize SUV that combines luxury with versatility, has gained popularity among British drivers who value both style and practicality in their vehicles. In a country that appreciates the comfort of an SUV along with the agility of a compact car, the X3 has established itself as a go-to choice. In this article, we'll explore the standout features of the BMW X3, introduce its competitors in the UK market, and discuss the enticing financing options available for this prestigious SUV.
BMW X3 Key Features:
Rivals in the UK Market:
The BMW X3 faces competition from other midsize luxury SUVs in the UK's SUV segment:
Conclusion:
The BMW X3, with its spacious interior, powerful performance, and modern technology, has secured its position as a premium midsize SUV for British drivers who demand both comfort and versatility. In a country where style and practicality are essential, the X3 delivers a compelling package. With flexible financing options, owning this prestigious SUV becomes an accessible and attractive proposition for those who seek the best in automotive luxury.
Want to find out everything about all X3 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X3 buying guide here.
BMW X3 data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 2,003 | £28,136 | 6 | 51,282 | 3,465 |
| Aberdeen City | 13 | £33,246 | 4 | 35,919 | 28 |
| Aberdeenshire | 5 | £37,995 | 4 | 17,050 | 7 |
| Antrim | 3 | £24,964 | 6 | 73,507 | 9 |
| Ards | 1 | £5,995 | 14 | 123,000 | 1 |
| Argyll and Bute | 2 | £7,979 | 16 | 104,000 | - |
| Ballymena | 16 | £23,574 | 6 | 70,335 | 14 |
| Ballymoney | 2 | £35,445 | 3 | 41,307 | 6 |
| Banbridge | 1 | £14,900 | 7 | 120,000 | 1 |
| Barking & Dagenham - Greater London | 1 | £13,900 | 9 | 100,000 | 1 |
| Bedfordshire | 47 | £25,602 | 7 | 54,267 | 74 |
| Belfast | 22 | £37,009 | 3 | 30,984 | 59 |
| Berkshire | 23 | £26,624 | 6 | 56,677 | 36 |
| Brent - Greater London | 2 | £20,152 | 6 | 106,948 | 1 |
| Bristol | 24 | £30,260 | 5 | 46,204 | 55 |
| Bromley - Greater London | 13 | £34,116 | 4 | 30,201 | 15 |
| Buckinghamshire | 33 | £35,500 | 4 | 40,797 | 68 |
| Cambridgeshire | 51 | £29,800 | 5 | 50,081 | 64 |
| Carrickfergus | 2 | £28,450 | 5 | 54,883 | 1 |
| Cheshire | 65 | £32,672 | 4 | 67,152 | 101 |
| City of Edinburgh | 15 | £38,962 | 3 | 25,830 | 27 |
| City of London - Greater London | 2 | £15,370 | 10 | 70,000 | 4 |
| Coleraine | 1 | £21,850 | 7 | 62,000 | - |
| Conwy | 1 | £12,995 | 9 | 85,433 | - |
| Cookstown | 3 | £27,880 | 5 | 50,687 | 2 |
| Cornwall | 22 | £39,986 | 3 | 20,326 | 24 |
| County Durham | 20 | £20,458 | 9 | 65,997 | 31 |
| Craigavon | 13 | £42,991 | 1 | 21,388 | 58 |
| Croydon - Greater London | 10 | £30,451 | 4 | 41,012 | 17 |
| Cumbria | 5 | £20,455 | 9 | 72,163 | 16 |
| Derbyshire | 44 | £33,305 | 5 | 37,039 | 92 |
| Devon | 32 | £28,460 | 7 | 47,292 | 52 |
| Dorset | 20 | £23,690 | 7 | 44,928 | 23 |
| Down | 1 | £23,295 | 5 | 62,389 | 1 |
| Dundee City | 11 | £40,390 | 3 | 21,085 | 22 |
| Dungannon | 12 | £22,402 | 8 | 72,020 | 13 |
| East Ayrshire | 1 | £9,889 | 11 | 98,871 | 3 |
| East Riding of Yorkshire | 1 | £22,998 | 6 | 54,754 | 3 |
| East Sussex | 17 | £30,814 | 6 | 47,362 | 36 |
| Enfield - Greater London | 7 | £43,366 | 1 | 11,147 | 14 |
| Essex | 48 | £24,559 | 7 | 62,111 | 79 |
| Falkirk | 2 | £19,747 | 9 | 78,275 | 2 |
| Fermanagh | 5 | £35,575 | 3 | 45,457 | 4 |
| Fife | 18 | £35,359 | 4 | 31,677 | 21 |
| Glasgow City | 47 | £37,519 | 4 | 27,529 | 54 |
| Gloucestershire | 19 | £34,017 | 5 | 31,753 | 56 |
| Greater Manchester | 104 | £29,380 | 5 | 44,401 | 176 |
| Gwynedd | 1 | £9,995 | 11 | 69,000 | - |
| Hampshire | 57 | £30,730 | 5 | 40,113 | 94 |
| Havering - Greater London | 27 | £35,670 | 4 | 38,030 | 41 |
| Herefordshire | 15 | £38,320 | 3 | 28,264 | 34 |
| Hertfordshire | 77 | £25,789 | 6 | 51,875 | 100 |
| Highland | 5 | £36,497 | 4 | 29,230 | 18 |
| Hillingdon - Greater London | 22 | £27,328 | 6 | 47,943 | 30 |
| Hounslow - Greater London | 9 | £40,567 | 3 | 21,257 | 10 |
| Isle of Wight | 1 | £19,995 | 10 | 18,119 | 1 |
| Kent | 30 | £27,469 | 6 | 54,376 | 69 |
| Kingston upon Thames - Greater London | 8 | £35,318 | 4 | 26,894 | 14 |
| Lancashire | 82 | £27,548 | 6 | 53,503 | 166 |
| Leicestershire | 51 | £30,012 | 5 | 51,315 | 90 |
| Lincolnshire | 61 | £34,069 | 4 | 36,019 | 71 |
| Lisburn | 1 | £16,495 | 8 | 70,177 | 1 |
| Magherafelt | 13 | £28,914 | 5 | 57,325 | 8 |
| Merseyside | 25 | £33,671 | 4 | 44,470 | 56 |
| Merthyr Tydfil | 1 | £15,999 | 9 | 65,556 | 3 |
| Monmouthshire | 1 | £5,995 | 15 | 92,400 | 1 |
| Moray | 2 | £38,495 | 5 | 50,950 | 2 |
| Newry and Mourne | 24 | £28,001 | 5 | 52,537 | 38 |
| Newtownabbey | 2 | £24,397 | 6 | 52,370 | 6 |
| Norfolk | 32 | £27,019 | 6 | 55,232 | 53 |
| North Ayrshire | 6 | £48,465 | 2 | 18,593 | 10 |
| North Down | 1 | £18,495 | 7 | 76,212 | 2 |
| North Yorkshire | 27 | £31,187 | 5 | 49,373 | 71 |
| Northamptonshire | 30 | £28,701 | 5 | 51,429 | 46 |
| Northumberland | 3 | £24,147 | 7 | 64,503 | 3 |
| Nottinghamshire | 49 | £30,361 | 5 | 44,344 | 90 |
| Omagh | 5 | £32,248 | 4 | 56,041 | 5 |
| Oxfordshire | 14 | £29,204 | 6 | 36,157 | 22 |
| Perth and Kinross | 11 | £41,969 | 2 | 19,987 | 18 |
| Renfrewshire | 1 | £6,550 | 13 | 94,142 | 4 |
| Rhondda Cynon Taf | 1 | £10,499 | 11 | 98,802 | 2 |
| Richmond upon Thames - Greater London | 1 | £19,995 | 8 | 40,923 | - |
| Scottish Borders | 1 | £24,649 | 7 | 45,270 | 2 |
| Shropshire | 17 | £33,511 | 4 | 40,986 | 53 |
| Somerset | 8 | £19,079 | 8 | 50,637 | 27 |
| South Ayrshire | 2 | £23,942 | 6 | 48,944 | 3 |
| South Lanarkshire | 15 | £42,462 | 2 | 20,543 | 17 |
| South Yorkshire | 51 | £31,494 | 5 | 42,606 | 104 |
| Staffordshire | 46 | £33,982 | 4 | 31,728 | 65 |
| Stirling | 12 | £44,870 | 2 | 17,085 | 13 |
| Strabane | 6 | £31,397 | 5 | 63,158 | 2 |
| Suffolk | 19 | £27,323 | 6 | 52,285 | 23 |
| Surrey | 37 | £24,412 | 7 | 45,443 | 57 |
| Tower Hamlets - Greater London | 1 | £42,995 | 5 | 39,000 | - |
| Tyne and Wear | 20 | £22,826 | 7 | 57,314 | 41 |
| Warwickshire | 25 | £31,923 | 5 | 42,225 | 40 |
| West Dunbartonshire | 1 | £14,498 | 9 | 64,436 | - |
| West Lothian | 2 | £35,995 | 5 | 49,250 | 5 |
| West Midlands | 94 | £29,493 | 6 | 52,984 | 159 |
| West Sussex | 16 | £33,454 | 5 | 33,931 | 49 |
| West Yorkshire | 80 | £29,766 | 5 | 47,200 | 153 |
| Wiltshire | 34 | £35,617 | 4 | 37,352 | 64 |
| Worcestershire | 13 | £31,703 | 5 | 34,694 | 38 |