2009 BMW X3
2.0 20D Se Steptronic Xdrive Euro 5
136,753mi Auto Diesel 2.0L
£2,995
Thatcham
from £63/pm
A 2000 CC diesel engine and automatic transmission are just a couple of the attributes that this car is offering its new driver.
Used BMW X3 on Finance
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
2,566 cars
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
2020 BMW X3
Xdrive M40i Step
32,863mi Auto Petrol 3.0L
£35,991
Sandwich
from £755/pm
Available for viewing at our dealership located in Sandwich is this estate BMW that comes with a petrol, 3.0 L engine and automatic gearbox. Up for sale and ready for you to drive away in the tone of blue with just 32,863 miles clocked up on the dash. A great choice of estate if you're searching to buy a vehicle that has an excellent track record for trustworthiness and reliability.
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2019 BMW X3
3.0 30D M Sport Suv Xdrive Euro 6
40,268mi Auto Diesel 3.0L
£26,490
Canterbury
from £556/pm
On offer is this BMW X3 3.0 30D M Sport Suv Xdrive Euro 6 painted in the shade of black - this second hand model is fitted with a 3.0 LTR diesel engine with automatic transmission and has got 40,268 miles clocked up on the dash.
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2025 BMW X3
X3 20D Xdrive M Sport
6,260mi Auto Diesel 2.0L
£45,995
Craigavon
from £965/pm
The marvellous price of just £45,995 is being offered by our dealership in Craigavon on this BMW which is listed among the top twenty, most reliable and trustworthy cars. This particular model is fitted out with a 2.0 L diesel engine, automatic transmission and has just 6,260 miles on the dash.
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2014 BMW X3
2.0 20D M Sport Xdrive Euro 5 Ss
39,000mi Auto Diesel 2.0L
£12,950
Canvey Island
from £272/pm
Currently available at this dealership in the Canvey Island area is this suv BMW X3 that encompasses a diesel, 2000CC engine and automatic transmission. It is on the market and ready for you to drive home in a finish with a mere 39,000 miles on the dashboard. It could be an excellent choice to make if you're searching to buy a model which has been engineered with dependability in mind.
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2022 BMW X3
2.0 20D Mht M Sport Suv Hybrid Xdr
36,196mi Auto Hybrid 2.0L
£35,490
Canterbury
from £745/pm
Interested in buying a model that's built to be durable and dependable and is among those ranked in the top 20 of the UK's reliability index? Then have a more in depth look at this particular second-hand one from our dealership located in Canterbury with 36,196 miles clocked up on the dash and a 2.0l hybrid motor with automatic transmission.
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2012 BMW X3
2.0 Only 85000
85,000mi Manual Diesel 2.0L
£6,999
J n motors of Frinton
from £147/pm
On the market and ready for you to take home is this X3 that comes with manual transmission and a 2000 cc diesel motor. This second-hand one is advertised at the incredible price of just £6,999, comes finished in the shade of blue and has 85,000 miles clocked-up on the dash.
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2016 BMW X3
Xdrive20d M Sport Step
93,799mi Auto Diesel 2.0L
£12,498
Edinburgh
from £262/pm
Ranked in the top twenty of the UK reliability index, this is a suv vehicle designed by BMW to give drivers a higher standard of reliability than an average model. This second-hand Xdrive20d M Sport Step features a 2000cc diesel motor with automatic transmission and it has 93,799 miles clocked-up on the dash.
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2017 BMW X3
2.0 20D M Sport Xdrive Euro 6 Ss
56,200mi Auto Diesel 2.0L
£15,950
Manchester
from £335/pm
At the low price of only £15,950 is this X3 2.0 20D M Sport Xdrive Euro 6 Ss, it has a 2.0 ltr diesel engine with automatic transmission. This second hand model has 56,200 miles clocked up on the dashboard.
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2015 BMW X3
2.0 20D M Sport Suv Xdrive Euro 6
84,757mi Auto Diesel 2.0L
£11,000
Ellesmere Port
from £231/pm
Dependable and trustworthy, BMW's X3 is in the top twenty of the UK's reliability index, this used 2.0 20D M Sport Suv Xdrive Euro 6 available from this dealer is fitted out with automatic transmission and it's got a 2.0 L diesel motor. It's on offer at the superb price of just £11,000 or with the possibility to buy using finance with achievable payments at hand starting out at around £ per calendar month.
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2015 BMW X3
20D Xline Suv
49,533mi Auto Diesel 2.0L
£13,995
Redditch
from £294/pm
Painted in the shade of black, this BMW X3 has clocked up 49,533 miles and features a 2000cc diesel engine with automatic transmission.
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2018 BMW X3
2.0 20I M Sport Suv Xdrive Euro 6
62,000mi Auto Petrol 2.0L
£20,850
Tonbridge
from £438/pm
Durable and dependable, the BMW X3 is in the top 20 of the UK's reliability index and at this dealer in Tonbridge you can buy this used 2.0 20I M Sport Suv Xdrive Euro 6 for £20,850.
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2020 BMW X3
2.0 20D Mht M Sport Xdrive Euro 6 Ss
73,000mi Auto Hybrid 2.0L
£20,995
Uxbridge
from £441/pm
Currently on show at this dealership is this BMW X3 2.0 20D Mht M Sport Xdrive Euro 6 Ss that incorporates a 2000cc hybrid engine and automatic transmission.
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2022 BMW X3
2.0 30E 12Kwh M Sport Xdrive Euro 6 Ss
75,230mi Auto Hybrid 2.0L
£24,995
Doncaster
from £525/pm
Fitted out with a 2.0l hybrid engine with automatic transmission, this used BMW X3 2.0 30E 12Kwh M Sport Xdrive Euro 6 Ss is on offer in and has 75,230 miles clocked up on the dashboard.
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2019 BMW X3
Xdrive 30D M Sport 4Wd
97,500mi Auto Diesel 3.0L
£18,900
Watford
from £397/pm
Commencing from £ per month, you could enjoy this BMW with 97,500 miles on the clock, diesel 3.0 ltr motor and automatic transmission.
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2025 BMW X3
X3 20D Xdrive M Sport
11,577mi Auto Diesel
£46,950
Huddersfield
from £986/pm
This second-hand X3 from this dealer in Huddersfield has a cc diesel engine with automatic transmission and it has 11,577 miles on the dashboard.
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2025 BMW X3
X3 20D Xdrive M Sport
6,260mi Auto Diesel
£45,995
Craigavon
from £965/pm
The great price of only £45,995 is being offered by our dealership in Craigavon on this low mileage BMW X3 X3 20D Xdrive M Sport in an excellent, nearly new condition.
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2025 BMW X3
2.0 20D Mht M Sport Xdrive Euro 6 Ss
Auto Diesel 2.0L
£43,999
Southport
from £924/pm
A bargain price of £43,999 from this dealer in Southport on this BMW X3 in an impeccable, like new condition. An excellent choice to make if you're on the lookout for a model that has been created to have reliability in mind.
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2019 BMW X3
Xdrive20d M Sport Step
33,798mi Auto Diesel 2.0L
£21,998
Edinburgh
from £462/pm
On the market and ready for its next owner to take home is this BMW X3 Xdrive20d M Sport Step that is ranked as one of the most reliable and trustworthy motors on the market. It is fitted out with a 2000 cc diesel motor and automatic transmission. This second hand model now available from our dealership has been finished in grey and has 33,798 miles clocked up on the dashboard.
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2016 BMW X3
Suv
63,000mi Auto Diesel 3.0L
£16,750
Gaston Gate Garage
from £352/pm
Commencing at just £ each month, you could own this used car with a diesel 3.0 L engine, automatic transmission and 63,000 miles on the dash.
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2019 BMW X3
Suv
94,100mi Auto Diesel 3.0L
£25,200
Preston
from £529/pm
Best known for its dependability, this BMW is fitted with automatic transmission and a 3.0 L diesel motor. This dealership currently has this second hand model in stock that has 94,100 miles clocked-up on the dashboard. It is available at the really amazing price tag of just £25,200 or by making monthly payments starting off at only £ per calendar month.
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2019 BMW X3
2L Se
123,150mi Auto Diesel 2.0L
£12,995
Dukinfield
from £273/pm
A terrific price of just £12,995 is currently being advertised by our dealership for this BMW X3 that has an outstanding track record for dependability and is amongst those rated in the top twenty of the UK's reliability index.
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2024 BMW X3
30D Mht M Sport Xdrive Euro 6
22,993mi Auto Diesel 3.0L
£43,999
Swindon
from £924/pm
The BMW X3 is in the top 20 of Britain's reliability index and this dealer currently has this used one for sale at just £43,999. That's great value for this model and it's even better when you take into account that it's less likely to need extra trips to the mechanic.
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2022 BMW X3
Xdrive 30E M Sport
50,557mi Auto Hybrid 2.0L
£31,850
Ballymena
from £669/pm
On the market and ready for you to take home is this X3 that has a 2.0 Litre hybrid engine with automatic transmission. This second-hand model has 50,557 miles clocked up on the dash.
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Getting a BMW X3 on finance
Getting a used BMW X3 can be a rewarding experience, especially if you navigate the financing path wisely. Here’s a thorough guide on the key aspects you should consider and the options you might explore when financing a used BMW X3:
1. Assess Your Requirements and Budget:
- Budget Planning: Define your budget constraints for both down payment and monthly instalments.
- Model Selection: Choose the BMW X3 variant that fits your preferences and needs.
- Vehicle Check: Ensure a thorough inspection of the vehicle and verify its history report.
2. Explore Various Financing Options:
a. Bank Loans:
- Pros: Often have competitive interest rates and clear terms.
- Cons: Stringent credit checks and approval processes.
b. Hire Purchase (HP):
- Pros: Simple structure and you own the car at the end.
- Cons: Higher monthly payments compared to some other methods.
c. Personal Contract Purchase (PCP):
- Pros: Lower monthly payments with several options at the end of the term.
- Cons: Possible higher total costs and mileage limits.
d. Dealer Financing:
- Pros: Convenient and might have special promotions.
- Cons: Rates might not be as favourable compared to bank loans.
e. Peer-to-Peer Lending (P2P):
- Pros: Often hassle-free and may have competitive rates.
- Cons: Your credit score plays a vital role in approval and determining rates.
3. Proceeding with the Purchase:
a. Choose a Trustworthy Seller:
- Opt for a reputable dealer or private seller.
b. Negotiation:
- Use your research to negotiate the price and terms effectively.
c. Finalize the Deal:
- Review and comprehend all terms before signing the deal.
d. Insurance:
- Secure an insurance policy before driving away with the vehicle.
4. Responsibilities After Purchase:
- Routine Maintenance: Uphold the vehicle’s condition through regular servicing.
- Loan Management: Ensure punctuality and consistency with loan payments.
Key Considerations:
- Total Loan Cost: Be mindful of the total cost of the loan throughout its duration.
- Depreciation: Be aware that the car will depreciate and consider this when choosing finance terms.
- Warranties: Check for any existing warranties and consider extending them for peace of mind.
- Early Repayment: Understand terms or any penalties regarding early loan repayment.
Conclusion:
Financing a used BMW X3 necessitates strategic planning and careful consideration of your financial situation and the financing options available. Ensure due diligence in vehicle checking, effective negotiation, and a clear understanding of your agreement terms. Align your choices with your financial stability and individual requirements, consulting financial experts when needed.
About the BMW X3
The BMW X3, a premium midsize SUV that combines luxury with versatility, has gained popularity among British drivers who value both style and practicality in their vehicles. In a country that appreciates the comfort of an SUV along with the agility of a compact car, the X3 has established itself as a go-to choice. In this article, we'll explore the standout features of the BMW X3, introduce its competitors in the UK market, and discuss the enticing financing options available for this prestigious SUV.
BMW X3 Key Features:
- Spacious Interior: The X3 offers a roomy cabin with premium materials, comfortable seating, and ample cargo space, making it suitable for both daily commutes and long journeys.
- Powerful Performance: With a range of potent engines and precision-tuned suspension, the X3 delivers impressive acceleration, handling, and off-road capability.
- Modern Technology: Inside, you'll find a cutting-edge infotainment system and a host of driver assistance features that enhance safety and convenience.
- Elegant Design: The X3 combines a sleek exterior with BMW's signature design elements, giving it a distinctive and sophisticated presence on British roads.
Rivals in the UK Market:
The BMW X3 faces competition from other midsize luxury SUVs in the UK's SUV segment:
- Audi Q5: Audi's Q5 offers a blend of luxury and performance, with a well-crafted interior and a range of engine choices, making it a direct rival to the X3.
- Mercedes-Benz GLC: Known for its elegant design and innovative tech, the GLC is a strong contender in the luxury SUV category.
- Volkswagen Tiguan Allspace: The Tiguan Allspace provides a spacious interior, a comfortable ride, and a range of engine options for those seeking practicality and performance.
- Volvo XC60: Volvo's XC60 combines safety innovations with Scandinavian design, appealing to those who prioritize both security and style.
Conclusion:
The BMW X3, with its spacious interior, powerful performance, and modern technology, has secured its position as a premium midsize SUV for British drivers who demand both comfort and versatility. In a country where style and practicality are essential, the X3 delivers a compelling package. With flexible financing options, owning this prestigious SUV becomes an accessible and attractive proposition for those who seek the best in automotive luxury.
Buying Guide
Want to find out everything about all X3 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X3 buying guide here.
BMW X3 Data by County
BMW X3 data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 2,221 | £28,623 | 6 | 49,591 | 3,284 |
| Aberdeen City | 10 | £32,110 | 5 | 29,112 | 25 |
| Aberdeenshire | 4 | £42,745 | 3 | 23,122 | 8 |
| Antrim | 6 | £26,155 | 6 | 65,157 | 5 |
| Ards | 1 | £30,995 | 4 | 42,000 | - |
| Argyll and Bute | 1 | £3,979 | 21 | 120,000 | - |
| Armagh | 1 | £22,750 | 7 | 56,000 | 2 |
| Ballymena | 17 | £25,627 | 6 | 65,509 | 13 |
| Ballymoney | 3 | £29,947 | 5 | 52,321 | 6 |
| Banbridge | 1 | £27,900 | 6 | 45,000 | - |
| Barking & Dagenham - Greater London | 1 | £13,900 | 9 | 100,000 | 2 |
| Bedfordshire | 65 | £25,533 | 7 | 55,697 | 61 |
| Belfast | 33 | £37,067 | 3 | 33,429 | 52 |
| Berkshire | 27 | £23,666 | 8 | 56,702 | 34 |
| Bexley - Greater London | 2 | £32,745 | 5 | 40,767 | - |
| Brent - Greater London | 1 | £15,495 | 7 | 116,895 | - |
| Bristol | 31 | £27,938 | 6 | 50,334 | 51 |
| Bromley - Greater London | 7 | £32,612 | 4 | 34,276 | 19 |
| Buckinghamshire | 42 | £33,922 | 5 | 42,603 | 66 |
| Cambridgeshire | 43 | £29,380 | 5 | 49,971 | 68 |
| Carrickfergus | 2 | £22,425 | 7 | 70,772 | 1 |
| Cheshire | 66 | £31,748 | 5 | 58,609 | 102 |
| City of Edinburgh | 18 | £31,801 | 5 | 37,809 | 30 |
| City of London - Greater London | 4 | £13,696 | 9 | 91,442 | 3 |
| Coleraine | 1 | £22,750 | 7 | 62,000 | 2 |
| Conwy | 2 | £10,995 | 13 | 66,910 | - |
| Cookstown | 3 | £25,660 | 6 | 53,441 | 4 |
| Cornwall | 22 | £40,367 | 4 | 23,450 | 36 |
| County Durham | 21 | £20,478 | 8 | 67,933 | 25 |
| Craigavon | 21 | £43,614 | 2 | 14,336 | 47 |
| Croydon - Greater London | 15 | £36,465 | 4 | 30,769 | 14 |
| Cumbria | 7 | £21,924 | 9 | 74,431 | 9 |
| Derbyshire | 48 | £31,607 | 5 | 40,295 | 65 |
| Derry | 1 | £10,995 | 10 | 103,000 | 3 |
| Devon | 31 | £28,106 | 7 | 49,655 | 56 |
| Dorset | 23 | £26,495 | 7 | 45,536 | 19 |
| Down | 2 | £30,495 | 4 | 45,195 | - |
| Dumfries and Galloway | 4 | £29,498 | 5 | 34,791 | 1 |
| Dundee City | 21 | £34,020 | 4 | 29,756 | 12 |
| Dungannon | 7 | £21,939 | 8 | 78,224 | 17 |
| East Ayrshire | 1 | £20,498 | 7 | 57,886 | 2 |
| East Sussex | 17 | £29,535 | 6 | 47,558 | 30 |
| Enfield - Greater London | 9 | £41,287 | 2 | 13,748 | 16 |
| Essex | 60 | £26,554 | 6 | 55,139 | 77 |
| Falkirk | 2 | £19,747 | 9 | 78,275 | 3 |
| Fermanagh | 5 | £36,775 | 3 | 41,429 | 5 |
| Fife | 17 | £26,586 | 6 | 50,082 | 27 |
| Glasgow City | 45 | £38,049 | 3 | 25,439 | 52 |
| Gloucestershire | 32 | £40,642 | 3 | 21,884 | 42 |
| Greater Manchester | 102 | £30,258 | 5 | 43,230 | 184 |
| Gwynedd | 1 | £9,995 | 11 | 69,000 | - |
| Hampshire | 70 | £31,521 | 5 | 37,558 | 104 |
| Harrow - Greater London | 1 | £8,495 | 11 | 109,556 | 1 |
| Havering - Greater London | 32 | £34,752 | 4 | 41,642 | 36 |
| Herefordshire | 22 | £39,985 | 2 | 19,201 | 28 |
| Hertfordshire | 66 | £28,732 | 6 | 48,447 | 105 |
| Highland | 9 | £50,109 | 1 | 8,470 | 16 |
| Hillingdon - Greater London | 21 | £29,784 | 6 | 43,479 | 24 |
| Hounslow - Greater London | 10 | £42,864 | 3 | 15,813 | 7 |
| Isle of Wight | 1 | £19,995 | 10 | 18,119 | 1 |
| Kent | 28 | £25,731 | 6 | 53,575 | 63 |
| Kingston upon Thames - Greater London | 11 | £39,419 | 3 | 16,341 | 9 |
| Lancashire | 102 | £27,137 | 6 | 54,893 | 165 |
| Larne | 1 | £16,950 | 9 | 73,000 | - |
| Leicestershire | 43 | £27,010 | 6 | 51,007 | 87 |
| Lincolnshire | 59 | £33,776 | 4 | 35,868 | 59 |
| Lisburn | 3 | £17,083 | 9 | 73,392 | 5 |
| Magherafelt | 13 | £26,755 | 6 | 60,731 | 6 |
| Merseyside | 38 | £33,602 | 4 | 42,199 | 59 |
| Merthyr Tydfil | 3 | £17,659 | 8 | 64,701 | 1 |
| Monmouthshire | 1 | £5,995 | 15 | 92,400 | 1 |
| Moray | 3 | £34,328 | 6 | 58,779 | - |
| Newry and Mourne | 21 | £26,382 | 6 | 60,213 | 33 |
| Newtownabbey | 4 | £22,370 | 7 | 69,126 | 6 |
| Norfolk | 34 | £27,829 | 6 | 55,175 | 52 |
| North Ayrshire | 5 | £41,538 | 4 | 27,147 | 7 |
| North Lanarkshire | 1 | £30,985 | 8 | 38,000 | 3 |
| North Yorkshire | 37 | £30,730 | 5 | 46,077 | 60 |
| Northamptonshire | 19 | £32,038 | 4 | 40,091 | 50 |
| Northumberland | 3 | £25,137 | 7 | 61,046 | 4 |
| Nottinghamshire | 51 | £29,666 | 6 | 47,084 | 85 |
| Omagh | 6 | £31,857 | 4 | 59,034 | 7 |
| Oxfordshire | 15 | £30,490 | 5 | 35,499 | 19 |
| Perth and Kinross | 11 | £40,679 | 2 | 18,993 | 15 |
| Rutland | 1 | £24,450 | 7 | 31,788 | - |
| Shropshire | 22 | £34,250 | 4 | 38,291 | 52 |
| Somerset | 12 | £20,456 | 8 | 54,813 | 25 |
| South Ayrshire | 4 | £23,545 | 6 | 57,450 | - |
| South Lanarkshire | 15 | £42,528 | 2 | 25,666 | 15 |
| South Yorkshire | 55 | £34,024 | 4 | 41,531 | 110 |
| Staffordshire | 41 | £33,489 | 4 | 33,448 | 69 |
| Stirling | 8 | £41,458 | 2 | 17,501 | 18 |
| Strabane | 4 | £26,870 | 6 | 78,090 | 6 |
| Suffolk | 21 | £27,710 | 6 | 52,203 | 22 |
| Surrey | 48 | £27,933 | 7 | 41,131 | 49 |
| Tyne and Wear | 23 | £24,292 | 7 | 53,788 | 37 |
| Warwickshire | 22 | £38,001 | 4 | 30,540 | 33 |
| West Lothian | 4 | £31,497 | 5 | 48,607 | 4 |
| West Midlands | 108 | £30,946 | 6 | 48,849 | 155 |
| West Sussex | 27 | £30,405 | 6 | 41,820 | 37 |
| West Yorkshire | 80 | £31,353 | 5 | 45,687 | 135 |
| Wiltshire | 53 | £34,942 | 4 | 38,630 | 72 |
| Worcestershire | 23 | £30,555 | 5 | 40,845 | 31 |