Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
2,536 cars
X3 M50
6,000mi Auto Hybrid 3.0L
£62,950
Group 1 Reading BMW
from £1,321/pm
A suv that gives a higher level of dependability than your average vehicle, it equips you with a hybrid 3000 cc motor and automatic gearbox. This second hand model being offered by this dealer has 6,000 miles on the dashboard and a grey finish.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
2.0 20D Mht M Sport Suv Hybrid Xdr
114,230mi Auto Hybrid 2.0L
£17,795
Worksop
from £374/pm
On offer and ready for its new owner to drive away is this X3 2.0 20D Mht M Sport Suv Hybrid Xdr that is ranked as one of the most dependable models available. It is equipped with a 2000cc hybrid engine and automatic transmission. This second hand model now for sale at our dealership comes in the tone of blue and has clocked up 114,230 miles.
X3 Xdrive 30D M Sport
66,700mi Auto Diesel 3.0L
£24,300
Preston
from £510/pm
Coming finished in the tone of white, this X3 X3 Xdrive 30D M Sport contains a 3.0 Ltr diesel engine with automatic transmission and has 66,700 miles on the clock.
2.0 20D M Sport Xdrive Euro 6 Ss
67,373mi Auto Diesel 2.0L
£13,999
Car Deal Warehouse Newbridge
from £294/pm
Have a look at this durable estate which is listed as one of Britain's top 20 most reliable models. It features automatic transmission and a 2.0 LTR diesel engine. This second-hand one has 67,373 miles on the dash and comes in white.
Xdrive20i Mht M Sport Step
32,000mi Auto Petrol 2.0L
£30,998
Kirkcaldy
from £651/pm
BMW with a 2.0 L petrol engine and automatic gearbox.
3.0 M40i Gpf Suv Xdrive Euro 6 S
48,890mi Auto Petrol 3.0L
£29,295
Worksop
from £615/pm
This BMW features a 3.0l petrol engine with automatic transmission and has 48,890 mi clocked-up on the dash. It's now on the market and ready for you to drive away for the brilliant price of just £29,295.
3.0 M50i Mht Xdrive Euro 6 5-Door
10mi Auto Petrol 3.0L
£73,879
Swindon
from £1,551/pm
A great price of only £73,879 from this dealer in Swindon for this dependable X3 that is in an excellent, like new condition throughout. It is fitted with a 3.0 LTR petrol motor, automatic gearbox and has 10 miles clocked up on the dash.
2.0 20D M Sport Xdrive Euro 6 Ss
109,051mi Auto Diesel 2.0L
£10,799
Oldham
from £227/pm
A bargain price of only £10,799 is being offered by our dealership on this X3 2.0 20D M Sport Xdrive Euro 6 Ss that is known to be one of the most reliable models around.
3.0 M40d Suv Xdrive Euro 6 Ss
80,810mi Auto Diesel 3.0L
£22,395
Hinckley
from £470/pm
A great price of only £22,395 is being advertised by our dealership on this BMW X3 3.0 M40d Suv Xdrive Euro 6 Ss that has an excellent reputation for reliability. It comes equipped with a 3000 cc diesel motor and has 80,810 miles clocked-up on the dash.
2.0 20I Xline Xdrive Euro 6 Ss
54,000mi Auto Petrol 2.0L
£18,000
Harmony Way
from £378/pm
Grab the opportunity to be the happy owner of this X3 2.0 20I Xline Xdrive Euro 6 Ss which is up for sale at only £18,000. It comes finished in , contains a 2.0l petrol motor with automatic transmission and has 54,000 miles clocked up on the dash.
3.0 M40d Mht Xdrive Euro 6 5-Door
33,043mi Auto Diesel 3.0L
£43,000
Bristol
from £903/pm
UK top 20 rating for trustworthiness - this BMW X3 3.0 M40d Mht Xdrive Euro 6 5-Door incorporates a 3000 cc diesel engine and automatic transmission. It has 33,043 miles clocked-up on the dash and is on the market in a black finish.
Xdrive20i Mht M Sport Step 2023
36,951mi Auto Petrol
£35,550
Harrogate
from £746/pm
Put yourself in the driver's seat of this BMW X3 that comes with automatic transmission and a Litre petrol motor. This second-hand one at this dealer has a black finish and has got 36,951 miles on the clock.
30E Xdrive M Sport 2026
7,770mi Auto Hybrid
£54,450
Milton Keynes
from £1,143/pm
This BMW X3 30E Xdrive M Sport 2026 has a high ranking for its durability and trustworthiness. This second hand model, now available from this dealer has 7,770 miles clocked up on the dash and has a cc hybrid motor with automatic transmission.
Suv
136,000mi Auto Diesel 2.0L
£5,495
Winchester
from £115/pm
On offer and ready for its next owner to take home is this BMW X3 Suv which has got a 2.0 L diesel engine with automatic transmission.
3.0 30D Xline Xdrive
30,000mi Auto Diesel 3.0L
£28,495
Penrith
from £598/pm
This reliable and trustworthy X3 has 30,000 miles on the dashboard and is fitted with a 3.0 L diesel engine with automatic transmission. Grab the chance today to be the happy owner of this second-hand model that is advertised at the price of £28,495.
Xdrive20i M Sport Step
63,686mi Auto Petrol 2.0L
£20,998
Glasgow
from £441/pm
Renowned for its trustworthiness and reliability, this suv BMW comes equipped with automatic transmission and a 2.0 Ltr petrol motor.
2.0 20D Mht M Sport Xdrive Euro 6 Ss
46,416mi Auto Diesel 2.0L
£32,000
Dundee
from £672/pm
A fantastic price is being advertised by this dealership on this BMW X3 2.0 20D Mht M Sport Xdrive Euro 6 Ss that's been engineered to have durability in mind. This particular model is equipped with a 2.0 Ltr diesel motor, automatic transmission and has 46,416 miles clocked-up on the dashboard.
Suv 3.0 M40d Xdrive Euro 6 Ss 201968
41,450mi Auto Diesel 3.0L
£28,490
Hoddesdon
from £598/pm
Are you planning on going for a X3 3.0 M40d Xdrive Euro 6 Ss? Well, consider this second hand one from this dealer, it is fitted out with a 3.0 LTR diesel engine with automatic transmission and has 41,450 miles clocked-up on the dash.
Xdrive20d Se - 2012 62
84,551mi Manual Diesel 2.0L
£5,950
Ripon
from £125/pm
Coming in the shade of silver, this X3 Xdrive20d Se - 2012 62 has got a 2000CC diesel engine with manual transmission and has 84,551 miles clocked-up on the dash.
2.0 30E 12Kwh M Sport Suv Plug-in Hybri
7,955mi Auto Hybrid 2.0L
£39,999
Eastern BMW
from £840/pm
There's an outstanding price at this dealership in Eastern BMW on this used, low mileage BMW X3 2.0 30E 12Kwh M Sport Suv Plug-in Hybri that has automatic transmission with a 2.0l hybrid motor and just 7,955 miles clocked-up on the dash.
2.0 20I Mht Xline Suv Hybrid Xdriv
12,007mi Auto Petrol 2.0L
£38,999
Perth
from £819/pm
Available from our dealership in the Perth area is this BMW that contains a 2.0 Litre petrol engine with automatic transmission. It's on offer in the tone of white with 12,007 mi clocked up on the dashboard.
2.0D M Sport Suv 4Wd
48,000mi Auto Diesel 2.0L
£13,490
Oakley Specialist Cars
from £283/pm
A suv vehicle designed by the BMW company to offer motorists a higher degree of reliability than an average model, it comprises of a diesel 2.0 ltr motor and automatic gearbox. this dealer currently has this second hand model in stock that has 48,000 miles on the dashboard and a black finish.
2.0 20D Mht M Sport Suv Hybrid Xdr
27,000mi Auto Hybrid 2.0L
£28,232
Cannock
from £593/pm
Painted with a black finish, this suv BMW X3 has 27,000 miles on the clock and contains a 2000 cc hybrid engine with automatic transmission. First Registered in 2021, this X3 is now on the market and ready for its next owner to drive away for only £28,232.
Xdrive 20D M Sport Mhev 4Wd
34,771mi Auto Hybrid 2.0L
£25,995
Beckenham
from £546/pm
On the market and ready for its new owner to take home is this suv X3 at the fabulous price of only £25,995. This dealer also provides you with the possibility to buy using flexible monthly repayments with instalment plans beginning from only £ per calendar month.
Getting a used BMW X3 can be a rewarding experience, especially if you navigate the financing path wisely. Here’s a thorough guide on the key aspects you should consider and the options you might explore when financing a used BMW X3:
Financing a used BMW X3 necessitates strategic planning and careful consideration of your financial situation and the financing options available. Ensure due diligence in vehicle checking, effective negotiation, and a clear understanding of your agreement terms. Align your choices with your financial stability and individual requirements, consulting financial experts when needed.
The BMW X3, a premium midsize SUV that combines luxury with versatility, has gained popularity among British drivers who value both style and practicality in their vehicles. In a country that appreciates the comfort of an SUV along with the agility of a compact car, the X3 has established itself as a go-to choice. In this article, we'll explore the standout features of the BMW X3, introduce its competitors in the UK market, and discuss the enticing financing options available for this prestigious SUV.
BMW X3 Key Features:
Rivals in the UK Market:
The BMW X3 faces competition from other midsize luxury SUVs in the UK's SUV segment:
Conclusion:
The BMW X3, with its spacious interior, powerful performance, and modern technology, has secured its position as a premium midsize SUV for British drivers who demand both comfort and versatility. In a country where style and practicality are essential, the X3 delivers a compelling package. With flexible financing options, owning this prestigious SUV becomes an accessible and attractive proposition for those who seek the best in automotive luxury.
Want to find out everything about all X3 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X3 buying guide here.
BMW X3 data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 2,193 | £28,723 | 6 | 48,986 | 3,240 |
| Aberdeen City | 14 | £32,336 | 5 | 37,832 | 23 |
| Aberdeenshire | 7 | £42,566 | 4 | 20,259 | 11 |
| Antrim | 7 | £26,362 | 6 | 65,735 | 4 |
| Ards | 1 | £31,475 | 4 | 42,000 | 1 |
| Argyll and Bute | 1 | £3,979 | 21 | 120,000 | - |
| Ballymena | 17 | £25,731 | 6 | 65,311 | 13 |
| Ballymoney | 3 | £30,260 | 5 | 52,305 | 6 |
| Barnet - Greater London | 1 | £27,450 | 8 | 54,900 | 1 |
| Bedfordshire | 63 | £23,651 | 7 | 60,129 | 59 |
| Belfast | 32 | £35,181 | 4 | 36,999 | 50 |
| Berkshire | 26 | £25,896 | 7 | 51,960 | 28 |
| Bexley - Greater London | 2 | £33,495 | 5 | 40,767 | - |
| Bristol | 30 | £27,391 | 6 | 49,360 | 50 |
| Bromley - Greater London | 3 | £34,232 | 4 | 30,535 | 22 |
| Buckinghamshire | 48 | £33,315 | 5 | 45,394 | 52 |
| Cambridgeshire | 48 | £29,790 | 6 | 49,423 | 57 |
| Carrickfergus | 2 | £22,425 | 7 | 70,772 | 1 |
| Cheshire | 57 | £33,190 | 5 | 52,199 | 117 |
| City of Edinburgh | 19 | £35,135 | 4 | 32,900 | 28 |
| City of London - Greater London | 2 | £15,745 | 10 | 71,000 | 5 |
| Coleraine | 1 | £22,750 | 7 | 62,000 | 4 |
| Conwy | 1 | £15,995 | 11 | 34,820 | - |
| Cookstown | 2 | £20,493 | 8 | 60,191 | 3 |
| Cornwall | 19 | £38,202 | 5 | 27,984 | 36 |
| County Durham | 22 | £18,659 | 9 | 71,127 | 23 |
| Craigavon | 21 | £41,614 | 2 | 18,109 | 48 |
| Croydon - Greater London | 11 | £38,828 | 3 | 28,576 | 12 |
| Cumbria | 8 | £25,033 | 7 | 59,400 | 7 |
| Derbyshire | 50 | £31,101 | 6 | 38,813 | 63 |
| Devon | 31 | £26,893 | 7 | 51,550 | 54 |
| Dorset | 24 | £25,315 | 7 | 48,606 | 17 |
| Down | 1 | £23,995 | 5 | 62,389 | - |
| Dumfries and Galloway | 3 | £33,665 | 4 | 28,450 | 1 |
| Dundee City | 18 | £33,805 | 4 | 30,484 | 18 |
| Dungannon | 8 | £21,615 | 8 | 76,025 | 12 |
| Ealing - Greater London | 1 | £5,800 | 14 | 112,277 | 2 |
| East Ayrshire | 2 | £32,998 | 4 | 34,459 | 1 |
| East Sussex | 22 | £31,046 | 6 | 43,475 | 24 |
| Enfield - Greater London | 8 | £38,829 | 2 | 16,384 | 16 |
| Essex | 50 | £27,262 | 6 | 51,941 | 76 |
| Falkirk | 3 | £19,330 | 8 | 72,187 | 3 |
| Fermanagh | 5 | £38,074 | 3 | 43,252 | 4 |
| Fife | 20 | £28,323 | 6 | 42,990 | 22 |
| Glasgow City | 41 | £36,203 | 4 | 28,925 | 55 |
| Gloucestershire | 35 | £41,495 | 2 | 19,742 | 48 |
| Greater Manchester | 112 | £29,678 | 6 | 44,790 | 173 |
| Gwynedd | 1 | £9,995 | 11 | 69,000 | - |
| Hampshire | 64 | £30,314 | 5 | 41,173 | 109 |
| Harrow - Greater London | 1 | £8,495 | 11 | 109,556 | 2 |
| Havering - Greater London | 38 | £35,517 | 4 | 39,263 | 35 |
| Herefordshire | 19 | £35,679 | 4 | 30,512 | 26 |
| Hertfordshire | 58 | £28,620 | 6 | 47,603 | 110 |
| Highland | 9 | £51,265 | 1 | 6,810 | 14 |
| Hillingdon - Greater London | 18 | £32,372 | 5 | 41,859 | 21 |
| Hounslow - Greater London | 8 | £43,307 | 3 | 19,932 | 6 |
| Kent | 28 | £28,876 | 5 | 49,339 | 56 |
| Kingston upon Thames - Greater London | 12 | £38,619 | 3 | 20,889 | 9 |
| Lancashire | 95 | £27,422 | 6 | 53,366 | 165 |
| Leicestershire | 38 | £26,478 | 7 | 55,268 | 88 |
| Limavady | 1 | £31,995 | 4 | 37,000 | 1 |
| Lincolnshire | 59 | £32,502 | 5 | 41,283 | 57 |
| Lisburn | 4 | £17,025 | 9 | 73,233 | 5 |
| Magherafelt | 14 | £25,412 | 6 | 64,179 | 7 |
| Merseyside | 36 | £33,128 | 5 | 43,055 | 61 |
| Merthyr Tydfil | 4 | £18,600 | 8 | 64,804 | 1 |
| Monmouthshire | 1 | £5,995 | 15 | 92,400 | 1 |
| Moray | 3 | £34,328 | 6 | 58,779 | - |
| Newport | 1 | £6,995 | 12 | 78,833 | 2 |
| Newry and Mourne | 22 | £27,764 | 6 | 57,476 | 30 |
| Newtownabbey | 4 | £22,370 | 7 | 69,126 | 7 |
| Norfolk | 36 | £27,836 | 6 | 53,716 | 55 |
| North Ayrshire | 5 | £36,358 | 5 | 28,743 | 5 |
| North Lanarkshire | 2 | £25,990 | 7 | 35,038 | 3 |
| North Yorkshire | 38 | £30,629 | 5 | 44,185 | 59 |
| Northamptonshire | 16 | £31,502 | 5 | 44,858 | 54 |
| Northumberland | 2 | £30,980 | 6 | 59,180 | 3 |
| Nottinghamshire | 54 | £27,524 | 6 | 50,974 | 82 |
| Omagh | 7 | £32,678 | 4 | 57,062 | 5 |
| Oxfordshire | 15 | £31,705 | 5 | 36,561 | 21 |
| Perth and Kinross | 7 | £46,968 | 1 | 15,911 | 12 |
| Renfrewshire | 1 | £23,498 | 6 | 47,693 | 4 |
| Rutland | 1 | £24,450 | 7 | 31,788 | - |
| Shropshire | 23 | £35,041 | 5 | 39,475 | 56 |
| Somerset | 12 | £17,725 | 8 | 66,068 | 23 |
| South Ayrshire | 4 | £24,045 | 6 | 57,450 | 1 |
| South Lanarkshire | 18 | £42,534 | 3 | 29,980 | 16 |
| South Yorkshire | 55 | £35,692 | 4 | 38,120 | 114 |
| Staffordshire | 38 | £37,309 | 3 | 30,464 | 71 |
| Stirling | 8 | £37,795 | 3 | 32,039 | 16 |
| Strabane | 6 | £30,488 | 5 | 69,314 | 6 |
| Suffolk | 20 | £28,007 | 6 | 48,469 | 26 |
| Surrey | 53 | £27,615 | 7 | 42,049 | 45 |
| Swansea | 1 | £10,999 | 11 | 80,041 | - |
| The Vale of Glamorgan | 1 | £15,500 | 9 | 70,596 | 1 |
| Tyne and Wear | 23 | £24,340 | 7 | 55,638 | 42 |
| Warwickshire | 21 | £35,239 | 5 | 37,434 | 31 |
| West Lothian | 4 | £31,622 | 5 | 48,607 | 5 |
| West Midlands | 100 | £31,619 | 5 | 46,164 | 171 |
| West Sussex | 25 | £31,549 | 6 | 39,074 | 34 |
| West Yorkshire | 90 | £31,203 | 5 | 45,301 | 112 |
| Wiltshire | 41 | £32,457 | 5 | 44,248 | 76 |
| Worcestershire | 26 | £29,220 | 6 | 46,890 | 28 |