Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
2,553 cars
2.0D M Sport Suv 4Wd
48,000mi Auto Diesel 2.0L
£13,490
Oakley Specialist Cars
from £283/pm
A suv vehicle designed by the BMW company to offer motorists a higher degree of reliability than an average model, it comprises of a diesel 2.0 ltr motor and automatic gearbox. this dealer currently has this second hand model in stock that has 48,000 miles on the dashboard and a black finish.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
2.0 20D Mht M Sport Suv Hybrid Xdr
27,000mi Auto Hybrid 2.0L
£28,232
Cannock
from £593/pm
Painted with a black finish, this suv BMW X3 has 27,000 miles on the clock and contains a 2000 cc hybrid engine with automatic transmission. First Registered in 2021, this X3 is now on the market and ready for its next owner to drive away for only £28,232.
Xdrive 20D M Sport Mhev 4Wd
34,771mi Auto Hybrid 2.0L
£25,995
Beckenham
from £546/pm
On the market and ready for its new owner to take home is this suv X3 at the fabulous price of only £25,995. This dealer also provides you with the possibility to buy using flexible monthly repayments with instalment plans beginning from only £ per calendar month.
30D M Sport
44,340mi Auto Diesel 3.0L
£24,990
Reading
from £525/pm
Now available at our dealership in Reading is this BMW that has automatic transmission and a 3.0 Litre diesel engine. It is available for sale in a grey finish with 44,340 miles on the dash.
2.0 20D Mht M Sport Suv Hybrid Xdr
114,230mi Auto Hybrid 2.0L
£17,795
Hinckley
from £374/pm
Now available from this dealership's show room in Hinckley is this BMW X3 2.0 20D Mht M Sport Suv Hybrid Xdr which contains a 2.0l hybrid engine and automatic transmission.
2.0 20D Mht M Sport Suv Hybrid Xdr
9,418mi Auto Diesel 2.0L
£48,999
Perth
from £1,029/pm
Become the new owner of this X3 2.0 20D Mht M Sport Suv Hybrid Xdr that comes fitted with a 2000CC diesel motor and automatic transmission. This second hand one in Perth has got 9,418 miles clocked-up on the dash.
Xdrive30e M Sport -Technology Package Harma
26,700mi Auto Hybrid 2.0L
£37,990
Sheffield
from £797/pm
Coming fitted with automatic transmission and a 2.0 Litre hybrid motor, this used BMW X3 Xdrive30e M Sport -Technology Package Harma comes in grey and has 26,700 mi clocked up on the dash.
Suv
121,000mi Manual Diesel 2.0L
£5,995
Northampton
from £126/pm
Have a closer look at this BMW X3 Suv which comes equipped with a 2.0L diesel motor with manual transmission. This second-hand one currently up for sale at our dealership in Northampton has 121,000 mi clocked-up on the dash.
2.0 20D Se
100,431mi Auto 2.0L
£9,840
Peterborough
from £207/pm
This X3 2.0 20D Se has 100,431 miles clocked up on the dashboard and is fitted with a 2.0 L engine with automatic transmission.
2.0 20D M
82,244mi Auto 2.0L
£13,299
Richmond
from £279/pm
A 5 door suv car designed by the BMW company that offers its driver a higher degree of reliability and trustworthiness than an average vehicle. This X3 contains a 2000CC motor with automatic transmission and has got 82,244 mi clocked up on the dash. Available to drive away at the brilliant price of just £13,299 or with the option to buy on finance with achievable instalments on hand starting from £ monthly.
3.0 M40i Suv Xdrive Euro 6 Ss
46,000mi 3.0L
£34,990
Horsham
from £734/pm
Equipping the driver with a 3000 CC motor and a gearbox, this reliable BMW X3 is available for sale in with 46,000 miles clocked up on the dashboard. This used car is priced at £34,990 with achievable payments starting off at only £ per calendar month.
Xdrive20d M Sport Step
72,461mi Auto Diesel 2.0L
£18,998
Glasgow
from £399/pm
Get behind the steering wheel of this BMW for only £18,998. It incorporates a 2000cc diesel motor with automatic transmission and it has 72,461 miles clocked up on the dash.
X3 Xdrive20d M Sport
28,358mi Auto Diesel 2.0L
£35,950
Cheltenham
from £755/pm
Painted in the tone of , this second hand car has 28,358 miles clocked up on the dash and comes fitted with a 2000 cc diesel motor with automatic transmission.
X3 30E Xdrive M Sport
9,555mi Auto Hybrid 2.0L
£49,950
Cheltenham
from £1,048/pm
Second hand BMW with 9,555 miles clocked up on the dashboard and a 2.0 ltr hybrid motor with automatic transmission. First registered in 2025.
Xdrive20d M Sport Step
48,091mi Auto Diesel 2.0L
£19,890
Leicester
from £418/pm
At the marvellous price of just £19,890 is this X3 Xdrive20d M Sport Step that has got a 2000cc diesel motor with automatic transmission. This second hand model located in Leicester has 48,091 miles on the clock and comes in the tone of black.
X3 20 Xdrive M Sport
9,749mi Auto Petrol 2.0L
£47,450
Cheltenham
from £996/pm
With 9,749 mi clocked up on the dash, this BMW X3 X3 20 Xdrive M Sport features automatic transmission and a 2.0 ltr petrol motor.
30E Xdrive M Sport Pro Pack
8,066mi Auto Hybrid 2.0L
£47,250
Romford
from £992/pm
Up for sale and ready for its next owner to drive away today is this durable BMW X3 which is listed as one of the UK's top 20 most reliable cars. This one now for sale at our dealership is a second-hand model, however it was well cared for by the last owner so it is still in an excellent, near mint condition both in and out.
Xdrive20i M Sport Step
30,900mi Auto Petrol 2.0L
£25,000
Luton
from £525/pm
Currently up for sale from this dealer at the outstanding price of just £25,000 is this X3 with low mileage. An excellent choice of estate if you're on the lookout to buy a vehicle that has an excellent reputation for trustworthiness and reliability.
2.0 20D Se Suv Xdrive Euro 6 Ss
73,893mi Auto Diesel 2.0L
£10,999
Kirkcaldy
from £231/pm
On offer at the remarkable price of only £10,999 is this BMW X3 2.0 20D Se Suv Xdrive Euro 6 Ss that incorporates a 2.0 LTR diesel engine with automatic transmission. This used one has 73,893 miles clocked up on the dashboard and has been finished in the shade of grey.
X3 20 Xdrive M Sport
9,413mi Auto Petrol 2.0L
£46,950
Cheltenham
from £986/pm
A fantastic price of just £46,950 from this dealership for this BMW X3 in an excellent, nearly new condition. A great choice if you're looking for a vehicle that's been engineered to have reliability in mind.
2.0 20D Mht M Sport Suv Hybrid Xdr
60,123mi Auto Hybrid 2.0L
£23,995
Wallasey
from £504/pm
Available to test-drive at our dealership in Wallasey is this very reliable and trustworthy BMW X3 with 60,123 mi on the dash, automatic transmission and a 2.0l hybrid motor
X3 20 Xdrive M Sport
10,466mi Auto Petrol 2.0L
£45,950
Cheltenham
from £965/pm
Take a closer look at this X3 X3 20 Xdrive M Sport in like new condition which has got automatic transmission and a 2000CC petrol motor. This second hand model currently for sale at our dealership has 10,466 miles clocked up on the dashboard and has been finished in the shade of .
X3 20 Xdrive M Sport
9,818mi Auto Petrol 2.0L
£47,450
Cheltenham
from £996/pm
This dealer is advertising a remarkable price of only £47,450 on this BMW X3 X3 20 Xdrive M Sport that has been created to have dependability and trustworthiness in mind. This second hand model contains a 2.0 Litre petrol motor with automatic transmission and it has a mere 9,818 miles on the dash.
Suv 2.0 20D Mht M Sport Xdrive Euro 6 Ss 5
44,000mi Auto Hybrid 2.0L
£25,995
Poole
from £546/pm
This second hand X3 2.0 20D Mht M Sport Xdrive Euro 6 Ss in the tone of white is now available for sale with the added option for you to buy with credit.
Getting a used BMW X3 can be a rewarding experience, especially if you navigate the financing path wisely. Here’s a thorough guide on the key aspects you should consider and the options you might explore when financing a used BMW X3:
Financing a used BMW X3 necessitates strategic planning and careful consideration of your financial situation and the financing options available. Ensure due diligence in vehicle checking, effective negotiation, and a clear understanding of your agreement terms. Align your choices with your financial stability and individual requirements, consulting financial experts when needed.
The BMW X3, a premium midsize SUV that combines luxury with versatility, has gained popularity among British drivers who value both style and practicality in their vehicles. In a country that appreciates the comfort of an SUV along with the agility of a compact car, the X3 has established itself as a go-to choice. In this article, we'll explore the standout features of the BMW X3, introduce its competitors in the UK market, and discuss the enticing financing options available for this prestigious SUV.
BMW X3 Key Features:
Rivals in the UK Market:
The BMW X3 faces competition from other midsize luxury SUVs in the UK's SUV segment:
Conclusion:
The BMW X3, with its spacious interior, powerful performance, and modern technology, has secured its position as a premium midsize SUV for British drivers who demand both comfort and versatility. In a country where style and practicality are essential, the X3 delivers a compelling package. With flexible financing options, owning this prestigious SUV becomes an accessible and attractive proposition for those who seek the best in automotive luxury.
Want to find out everything about all X3 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X3 buying guide here.
BMW X3 data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 2,206 | £28,841 | 6 | 48,472 | 3,183 |
| Aberdeen City | 15 | £31,693 | 5 | 36,607 | 22 |
| Aberdeenshire | 7 | £42,566 | 4 | 20,259 | 11 |
| Antrim | 6 | £23,297 | 7 | 73,691 | 4 |
| Ards | 1 | £31,495 | 4 | 42,000 | 1 |
| Argyll and Bute | 1 | £3,979 | 21 | 120,000 | - |
| Ballymena | 17 | £25,822 | 6 | 65,311 | 13 |
| Ballymoney | 3 | £30,260 | 5 | 52,305 | 6 |
| Barnet - Greater London | 1 | £27,450 | 8 | 54,900 | 1 |
| Bedfordshire | 63 | £23,688 | 7 | 60,129 | 59 |
| Belfast | 32 | £35,181 | 4 | 36,999 | 50 |
| Berkshire | 26 | £25,896 | 7 | 51,963 | 28 |
| Bexley - Greater London | 2 | £33,495 | 5 | 40,767 | - |
| Bristol | 31 | £26,468 | 6 | 50,126 | 49 |
| Bromley - Greater London | 2 | £30,118 | 4 | 30,378 | 22 |
| Buckinghamshire | 47 | £33,140 | 5 | 44,846 | 51 |
| Cambridgeshire | 49 | £29,520 | 6 | 50,251 | 55 |
| Carrickfergus | 2 | £22,425 | 7 | 70,772 | 1 |
| Cheshire | 59 | £32,833 | 5 | 52,167 | 115 |
| City of Edinburgh | 20 | £35,788 | 4 | 31,649 | 27 |
| City of London - Greater London | 3 | £13,263 | 9 | 84,537 | 4 |
| Coleraine | 1 | £22,750 | 7 | 62,000 | 4 |
| Conwy | 1 | £15,995 | 11 | 34,820 | - |
| Cookstown | 2 | £20,493 | 8 | 60,191 | 3 |
| Cornwall | 19 | £38,202 | 5 | 27,984 | 36 |
| County Durham | 22 | £18,659 | 9 | 71,127 | 23 |
| Craigavon | 20 | £42,695 | 2 | 16,159 | 49 |
| Croydon - Greater London | 11 | £38,901 | 3 | 28,576 | 12 |
| Cumbria | 6 | £27,147 | 7 | 56,496 | 7 |
| Derbyshire | 45 | £32,290 | 6 | 36,124 | 63 |
| Devon | 31 | £26,960 | 7 | 51,550 | 54 |
| Dorset | 24 | £25,327 | 7 | 48,606 | 17 |
| Down | 1 | £23,995 | 5 | 62,389 | - |
| Dumfries and Galloway | 3 | £33,665 | 4 | 28,450 | 1 |
| Dundee City | 17 | £33,646 | 4 | 29,256 | 18 |
| Dungannon | 8 | £21,615 | 8 | 76,025 | 12 |
| Ealing - Greater London | 1 | £5,800 | 14 | 112,277 | 2 |
| East Ayrshire | 2 | £32,998 | 4 | 34,459 | 1 |
| East Sussex | 23 | £31,598 | 6 | 43,133 | 23 |
| Enfield - Greater London | 8 | £38,857 | 2 | 16,384 | 16 |
| Essex | 51 | £27,651 | 6 | 50,356 | 73 |
| Falkirk | 3 | £19,330 | 8 | 72,187 | 3 |
| Fermanagh | 5 | £38,074 | 3 | 43,252 | 4 |
| Fife | 19 | £28,182 | 6 | 43,569 | 22 |
| Glasgow City | 42 | £36,936 | 4 | 27,372 | 53 |
| Gloucestershire | 36 | £41,018 | 2 | 20,524 | 48 |
| Greater Manchester | 114 | £29,980 | 6 | 44,224 | 170 |
| Gwynedd | 1 | £9,995 | 11 | 69,000 | - |
| Hampshire | 64 | £30,302 | 5 | 40,652 | 108 |
| Havering - Greater London | 39 | £35,979 | 4 | 38,667 | 34 |
| Herefordshire | 21 | £36,371 | 4 | 30,353 | 24 |
| Hertfordshire | 59 | £28,446 | 6 | 48,244 | 107 |
| Highland | 10 | £48,508 | 2 | 11,069 | 13 |
| Hillingdon - Greater London | 16 | £32,640 | 5 | 41,213 | 21 |
| Hounslow - Greater London | 8 | £43,307 | 3 | 19,932 | 6 |
| Kent | 29 | £28,881 | 5 | 48,342 | 55 |
| Kingston upon Thames - Greater London | 11 | £38,560 | 3 | 21,635 | 9 |
| Lancashire | 93 | £27,804 | 6 | 53,304 | 165 |
| Leicestershire | 38 | £26,419 | 7 | 56,641 | 85 |
| Limavady | 1 | £31,995 | 4 | 37,000 | 1 |
| Lincolnshire | 60 | £32,735 | 5 | 40,891 | 56 |
| Lisburn | 4 | £17,025 | 9 | 73,233 | 5 |
| Magherafelt | 15 | £25,268 | 6 | 62,900 | 6 |
| Merseyside | 36 | £33,128 | 5 | 43,055 | 61 |
| Merthyr Tydfil | 4 | £18,600 | 8 | 64,804 | 1 |
| Monmouthshire | 1 | £5,995 | 15 | 92,400 | 1 |
| Moray | 3 | £34,328 | 6 | 58,779 | - |
| Newport | 1 | £6,995 | 12 | 78,833 | 2 |
| Newry and Mourne | 23 | £27,574 | 6 | 57,238 | 29 |
| Newtownabbey | 4 | £22,370 | 7 | 69,126 | 7 |
| Norfolk | 37 | £27,575 | 6 | 54,783 | 54 |
| North Ayrshire | 5 | £36,358 | 5 | 28,743 | 5 |
| North Lanarkshire | 2 | £25,990 | 7 | 35,038 | 3 |
| North Yorkshire | 38 | £31,010 | 5 | 43,696 | 57 |
| Northamptonshire | 16 | £31,502 | 5 | 44,858 | 54 |
| Northumberland | 2 | £30,980 | 6 | 59,180 | 3 |
| Nottinghamshire | 55 | £26,819 | 6 | 51,462 | 79 |
| Omagh | 7 | £32,678 | 4 | 57,062 | 5 |
| Oxfordshire | 16 | £33,788 | 5 | 34,720 | 20 |
| Perth and Kinross | 7 | £46,968 | 1 | 15,911 | 12 |
| Renfrewshire | 1 | £23,498 | 6 | 47,693 | 4 |
| Rutland | 1 | £24,450 | 7 | 31,788 | - |
| Shropshire | 23 | £34,433 | 5 | 40,256 | 55 |
| Somerset | 11 | £18,125 | 8 | 64,226 | 23 |
| South Ayrshire | 4 | £24,045 | 6 | 57,450 | 1 |
| South Lanarkshire | 18 | £42,534 | 3 | 29,980 | 16 |
| South Yorkshire | 55 | £35,119 | 4 | 39,500 | 112 |
| Staffordshire | 38 | £37,309 | 3 | 30,086 | 71 |
| Stirling | 10 | £36,235 | 4 | 30,357 | 14 |
| Strabane | 6 | £30,488 | 5 | 69,314 | 6 |
| Suffolk | 20 | £28,030 | 6 | 48,469 | 26 |
| Surrey | 53 | £27,610 | 7 | 42,049 | 45 |
| Swansea | 1 | £10,999 | 11 | 80,041 | - |
| The Vale of Glamorgan | 1 | £15,500 | 9 | 70,596 | 1 |
| Tyne and Wear | 25 | £23,376 | 7 | 56,893 | 40 |
| Warwickshire | 21 | £35,239 | 5 | 37,434 | 31 |
| West Lothian | 4 | £31,622 | 5 | 48,607 | 5 |
| West Midlands | 103 | £31,880 | 5 | 45,797 | 168 |
| West Sussex | 26 | £32,244 | 6 | 37,700 | 33 |
| West Yorkshire | 91 | £31,494 | 5 | 44,976 | 109 |
| Wiltshire | 40 | £30,694 | 5 | 47,388 | 75 |
| Worcestershire | 26 | £29,988 | 5 | 45,169 | 27 |