Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Painted in black, this used BMW 4 Series 2.0 420I M Sport Euro 6 Ss has got a 2.0 LTR petrol motor with automatic transmission and has 38,775 mi clocked up on the dash.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Take a test drive in this 4 Series that is equipped with a 3.0 Ltr diesel engine and automatic transmission. This second-hand model from us at this dealer is up for sale at the terrific price of only £12,995.
This dependable BMW 4 Series has got a 2000 CC diesel motor with automatic transmission and it has few miles clocked-up on the dashboard. Grab the chance right now to own this second hand one from this dealer that is for sale at the price of £15,999.
On offer at the outstanding price of only £24,975 is this BMW, it incorporates a 2.0 ltr hybrid engine and automatic transmission. This second hand model at this dealership has been finished in the shade of green and has clocked up 52,892 miles.
Containing a 3.0L petrol motor and automatic transmission, this BMW 4 Series 440I M Sport Professional Media is finished in the tone of yellow and has 14,500 miles on the clock.
Become the new owner of this dependable and durable 4 Series 420D 190 Xdrive M Sport Pro Media Hk that is ranked as one of Britain's top 20 most reliable cars. It incorporates a 2.0l diesel engine and automatic transmission. This used model at this dealership in Gloucester has 70,000 miles clocked up on the dashboard and has been finished in the shade of grey.
Giving the new happy owner a wonderful and high class level of transport, this vehicle is finished in the tone of blue, comes with automatic transmission, a 3.0 ltr diesel engine and has 56,000 miles clocked up on the dash.
Incorporating a 2.0 ltr diesel engine and a automatic transmission, this very trustworthy and dependable BMW 4 Series Luxury 2.0Td 188Bhp Convertible is available on the market in silver with 98,000 miles clocked up on the dashboard. This second-hand motor is for sale at £9,990 with cost efficient payments available starting from only £ per month.
The BMW 4 Series is in the top 20 of the UK's reliability index and at this dealership in Blackburn you can buy this second hand one for only £39,940. That is already really good deal for this particular model and even better if you're less likely to be shelling out for repairs.
Favoured for its reliability and trustworthiness, this coupe comes with automatic transmission and a 2000 CC diesel motor. It has 62,000 miles on the clock and is currently available to buy in a blue finish.
Available in the tone of , this second hand BMW 4 Series is fitted with a 2.0 litre petrol motor with automatic transmission and it has 10 miles on the dash.
A terrific price of £18,498 from this dealership on this BMW 4 Series that is known to be one of the most trustworthy and reliable motors available. This particular model contains a 2.0l diesel engine, automatic transmission and has 42,940 miles on the clock.
Grab the opportunity to be the new owner of this BMW now up for sale at only £12,499. It comes finished in the shade of white, has got a 2000cc diesel motor with automatic transmission and it has 90,044 miles clocked up on the dash.
Grab the opportunity to be the new owner of this convertible that is now priced at only £14,995. It is available in silver, features a 3.0l petrol motor with automatic transmission and it has got 83,930 miles on the dash.
On offer and ready for its next owner to take home is this BMW which is fitted with automatic transmission and a 3000 cc diesel engine. This second-hand model in stock at our dealership in Luton is up for sale at our low price of £15,485.
Currently on offer from this dealer at the brilliant price of just £30,495 is this low mileage BMW 4 Series 420I M Sport Step 2023 which has a mere 25,573 miles clocked-up on the dashboard.
Available for viewing at our dealership located in the Solihull area is this second-hand, low mileage 4 Series 420I M Sport Step Tech Pack that is fitted with a petrol, CC engine and automatic gearbox. It is up for sale and ready for its new owner to drive home in a grey finish with only 11,537 miles on the dash.
Purchasing a used BMW 4 Series via finance involves considering various aspects from budgeting to selecting the most suitable finance option. Here's a structured guide to assist you:
1. Budgeting and Financial Planning:
Define Requirements: Identify the specific 4 Series model and features you desire.
Budget Management: Outline your financial plan, considering down payment, monthly installments, and maintenance costs.
2. Exploring Financing Options:
a. Bank Loan:
Pros: Often provides lower interest rates and structured repayment schedules.
Cons: May impose stricter approval requirements.
b. Hire Purchase (HP):
Pros: Straightforward, with ownership transferred after the final payment.
Cons: Typically has higher monthly payments compared to other options.
c. Personal Contract Purchase (PCP):
Pros: Offers lower monthly payments and multiple end-of-contract options.
Cons: Requires a sizable balloon payment to retain the car at the end.
d. Dealer Financing:
Pros: Convenient and occasionally features special promotions.
Cons: May carry higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
Pros: Can provide competitive rates and is often user-friendly.
Cons: Necessitates diligent checking of platform reliability.
3. Smooth Purchase Journey:
a. Select a Reputable Dealer:
Check reviews and possibly visit the dealer physically to ensure credibility.
b. Negotiation:
Be informed about the market prices of the 4 Series and negotiate confidently.
c. Contract Review:
Thoroughly understand and agree with all terms before signing.
d. Insurance Acquisition:
Secure an insurance policy that matches your needs and legal requirements.
4. Post-Purchase Management:
Scheduled Maintenance: Ensure adherence to maintain vehicle health and resale value.
Loan Management: Make repayments punctually to avoid additional charges and safeguard your credit score.
Additional Advice:
Depreciation Awareness: Understand the vehicle's depreciation rate to plan finances judiciously.
Loan Tenure: Ensure the total loan cost is worthwhile and manageable over its term.
Check for Warranties: Understand any existing warranty and contemplate additional coverage as needed.
Conclusion:
Financing a used BMW 4 Series necessitates detailed research, thoughtful financial planning, and understanding various finance options. Utilize expert advice and online resources to fortify your decision-making. With methodical planning and informed choices, you can enjoy the luxury and performance of your BMW 4 Series while ensuring financial wisdom and stability.
About the BMW 4 Series
The BMW 4 Series, a symbol of sporty elegance and performance, is a standout choice for drivers in the UK who demand both style and substance from their vehicles. In a country known for its passion for driving, the 4 Series delivers on every front, combining dynamic driving dynamics with luxurious features. In this article, we'll explore the distinctive characteristics of the BMW 4 Series, examine its competitors, and dive into the appealing financing options available for this exceptional sports coupe.
BMW 4 Series Key Features:
Dynamic Performance: The 4 Series is engineered for driving enthusiasts, with a range of powerful engines and sport-tuned suspension that ensure an exhilarating experience on UK roads.
Elegant Design: Its sleek and aerodynamic profile, complete with the iconic kidney grille, makes a bold statement. The 4 Series embodies BMW's commitment to sophisticated design.
Advanced Technology: Inside, you'll find a cutting-edge infotainment system, intuitive controls, and driver assistance features that enhance safety and convenience.
Luxurious Comfort: Despite its sporty nature, the 4 Series offers a well-appointed cabin with high-quality materials and comfortable seating, making it suitable for long journeys.
Rivals in the UK Market:
The BMW 4 Series faces competition from other esteemed brands in the UK's performance coupe segment:
Audi A5: Audi's A5 coupe combines elegance with sportiness, offering a refined interior and a choice of powerful engines.
Mercedes-Benz C-Class Coupe: Mercedes-Benz is known for its luxurious and stylish offerings, and the C-Class Coupe is no exception, featuring advanced tech and a comfortable ride.
Alfa Romeo Giulia: Alfa Romeo's Giulia boasts Italian flair and spirited performance, appealing to those seeking a distinctive alternative.
Lexus RC: The RC offers a unique blend of reliability and hybrid power, making it a standout choice in the luxury coupe segment.
Conclusion:
The BMW 4 Series, with its thrilling performance and luxurious features, embodies the essence of driving in the UK. In a nation that values both style and substance, the 4 Series offers an exceptional driving experience. With flexible financing options, it becomes an even more enticing choice for British drivers who want to experience the perfect blend of sportiness and sophistication.
Buying Guide
Want to find out everything about all 4 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 4 Series buying guide here.
BMW 4 Series Data by County
BMW 4 Series data for the amount in stock, average price, age and mileage throughout
the UK and by county.