Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Currently available from our dealership in the Coventry area is this BMW 4 Series 3L M Sport with a 3.0 litre diesel engine and automatic transmission. It is on offer and ready for its next owner to drive away in the tone of white with 88,970 miles clocked-up on the dashboard.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
At our outstanding price of only £14,690 is this convertible, it features automatic transmission, a 2000cc diesel motor and has 81,000 mi clocked up on the dash.
Are you planning on going for a model that's manufactured to be dependable and trustworthy and is among those ranked in the top 20 of the UK's reliability index? Well, take a more in depth look at this used almost spotless, like new BMW that is in fantastic condition both inside and out. This model from our dealership in Melksham has got a mere 4,900 miles on the clock and contains a 2.0 Litre petrol motor with automatic transmission.
Take a look at the fabulous price at this dealership in Stamford on this low mileage 4 Series that’s got a 2000cc petrol engine, automatic transmission and 36,600 miles clocked up on the dash.
A fantastic price of £51,950 is currently being offered by our dealership for this near flawless, like new, low mileage 4 Series M440i Xdrive Mht 392 Step 2026.
This BMW 4 Series 420I M Sport Step 2026 is rated as one of the top twenty, most trustworthy and reliable motors in Great Britain. It is fitted out with a Litre petrol engine and automatic transmission. This second-hand model comes finished in black and has 2,500 miles on the dash. Currently available on the market at the brilliant price of just £42,950 or with the possibility to purchase on finance with manageable repayments at hand from £ monthly.
Go for a test drive in this BMW 4 Series 420I M Sport Step 2026 that comes fitted out with automatic transmission and a Ltr petrol motor. This second-hand model currently for sale at our dealership in BMW Tunbridge Wells has done 1,860 miles.
Become the next owner of this 4 Series 2.0 Luxury Convertible Euro 6 S that has a 2000cc motor with transmission. This second-hand model now in stock at our dealership comes in and has got just 20,000 mi clocked up on the dash.
Up for sale and ready for its next owner to drive away is this durable 4 Series which is ranked as one of Britain's top 20 most reliable cars. It has got automatic transmission and a 2000cc petrol engine. This second hand one from us at this dealer comes finished in the shade of blue and has clocked up 27,264 mi.
Ranked among the top 20, most dependable models in Britain, this convertible comes fitted with automatic transmission and a 2.0 litre petrol motor. This second hand model from this dealer has 64,149 miles clocked-up on the dashboard.
In the shade of white, this coupe 4 Series M Sport has 61,000 miles clocked up on the dash and incorporates a automatic 2000 CC engine running on diesel.
Available to view at our dealership in Cheltenham is this BMW 4 Series 420I M Sport Convertible which encompasses a petrol, 2.0 ltr engine and automatic transmission. Up for sale and ready for you to drive away in the shade of with a mere 31,008 miles clocked up on the dash. It's an excellent choice to make if you're searching to buy a vehicle which has been designed with reliability in mind.
The BMW 4 Series is in the top twenty of the United Kingdom's reliability index and at this dealer you can get this second hand model with a 2000cc diesel engine with automatic transmission and 85,000 miles on the clock.
Finished in the tone of grey, this coupe BMW is fitted with a 3000cc hybrid motor with automatic transmission and it has 50,102 miles clocked-up on the dash.
Beginning from £ each month, you could drive this BMW 4 Series with a diesel 3000 CC motor, automatic transmission and 50,000 miles clocked-up on the dashboard.
The remarkable price of only £18,990 is being offered by our dealership in Barnsley for this BMW that is ranked as one of the most durable and trustworthy motors available. This particular model encompasses a 2.0l petrol engine and has 39,707 miles on the clock.
Painted in blue, this convertible second hand car has got 31,300 miles on the dashboard and is fitted with a 3000 CC diesel engine. First Registered in 2018, this 4 Series is now on the market and ready for its next owner to drive home for £22,450.
Take a closer look at this 4 Series 420D M Sport Convertible that features a 2.0 litre diesel motor with automatic transmission. This second hand one is available at the remarkable price of £12,695, has been finished in blue and has 71,045 mi clocked up on the dash.
Purchasing a used BMW 4 Series via finance involves considering various aspects from budgeting to selecting the most suitable finance option. Here's a structured guide to assist you:
1. Budgeting and Financial Planning:
Define Requirements: Identify the specific 4 Series model and features you desire.
Budget Management: Outline your financial plan, considering down payment, monthly installments, and maintenance costs.
2. Exploring Financing Options:
a. Bank Loan:
Pros: Often provides lower interest rates and structured repayment schedules.
Cons: May impose stricter approval requirements.
b. Hire Purchase (HP):
Pros: Straightforward, with ownership transferred after the final payment.
Cons: Typically has higher monthly payments compared to other options.
c. Personal Contract Purchase (PCP):
Pros: Offers lower monthly payments and multiple end-of-contract options.
Cons: Requires a sizable balloon payment to retain the car at the end.
d. Dealer Financing:
Pros: Convenient and occasionally features special promotions.
Cons: May carry higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
Pros: Can provide competitive rates and is often user-friendly.
Cons: Necessitates diligent checking of platform reliability.
3. Smooth Purchase Journey:
a. Select a Reputable Dealer:
Check reviews and possibly visit the dealer physically to ensure credibility.
b. Negotiation:
Be informed about the market prices of the 4 Series and negotiate confidently.
c. Contract Review:
Thoroughly understand and agree with all terms before signing.
d. Insurance Acquisition:
Secure an insurance policy that matches your needs and legal requirements.
4. Post-Purchase Management:
Scheduled Maintenance: Ensure adherence to maintain vehicle health and resale value.
Loan Management: Make repayments punctually to avoid additional charges and safeguard your credit score.
Additional Advice:
Depreciation Awareness: Understand the vehicle's depreciation rate to plan finances judiciously.
Loan Tenure: Ensure the total loan cost is worthwhile and manageable over its term.
Check for Warranties: Understand any existing warranty and contemplate additional coverage as needed.
Conclusion:
Financing a used BMW 4 Series necessitates detailed research, thoughtful financial planning, and understanding various finance options. Utilize expert advice and online resources to fortify your decision-making. With methodical planning and informed choices, you can enjoy the luxury and performance of your BMW 4 Series while ensuring financial wisdom and stability.
About the BMW 4 Series
The BMW 4 Series, a symbol of sporty elegance and performance, is a standout choice for drivers in the UK who demand both style and substance from their vehicles. In a country known for its passion for driving, the 4 Series delivers on every front, combining dynamic driving dynamics with luxurious features. In this article, we'll explore the distinctive characteristics of the BMW 4 Series, examine its competitors, and dive into the appealing financing options available for this exceptional sports coupe.
BMW 4 Series Key Features:
Dynamic Performance: The 4 Series is engineered for driving enthusiasts, with a range of powerful engines and sport-tuned suspension that ensure an exhilarating experience on UK roads.
Elegant Design: Its sleek and aerodynamic profile, complete with the iconic kidney grille, makes a bold statement. The 4 Series embodies BMW's commitment to sophisticated design.
Advanced Technology: Inside, you'll find a cutting-edge infotainment system, intuitive controls, and driver assistance features that enhance safety and convenience.
Luxurious Comfort: Despite its sporty nature, the 4 Series offers a well-appointed cabin with high-quality materials and comfortable seating, making it suitable for long journeys.
Rivals in the UK Market:
The BMW 4 Series faces competition from other esteemed brands in the UK's performance coupe segment:
Audi A5: Audi's A5 coupe combines elegance with sportiness, offering a refined interior and a choice of powerful engines.
Mercedes-Benz C-Class Coupe: Mercedes-Benz is known for its luxurious and stylish offerings, and the C-Class Coupe is no exception, featuring advanced tech and a comfortable ride.
Alfa Romeo Giulia: Alfa Romeo's Giulia boasts Italian flair and spirited performance, appealing to those seeking a distinctive alternative.
Lexus RC: The RC offers a unique blend of reliability and hybrid power, making it a standout choice in the luxury coupe segment.
Conclusion:
The BMW 4 Series, with its thrilling performance and luxurious features, embodies the essence of driving in the UK. In a nation that values both style and substance, the 4 Series offers an exceptional driving experience. With flexible financing options, it becomes an even more enticing choice for British drivers who want to experience the perfect blend of sportiness and sophistication.
Buying Guide
Want to find out everything about all 4 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 4 Series buying guide here.
BMW 4 Series Data by County
BMW 4 Series data for the amount in stock, average price, age and mileage throughout
the UK and by county.