Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Get yourself in the driver's seat of this BMW 4 Series M Sport with a 2.0 litre petrol motor and automatic transmission. This second hand model has 80,000 miles clocked-up on the dash.
Are you looking for a car that has been built to be durable and trustworthy and is one of the top 20 in the UK's reliability index? Then consider going for this model from this dealer with 62,864 mi clocked up on the dash, automatic transmission and a 2000 cc petrol engine.
Purchase this second hand 4 Series Coupe for only £24,494. Credit plans begin at £ a month for this vehicle that features a 2000CC hybrid motor with automatic transmission.
Containing a 2000cc petrol engine with automatic transmission, this second hand 4 Series 2.0 Luxury Euro 6 Ss is currently available on the market in a finish with 57,418 miles on the dashboard.
Dependable and durable, the BMW 4 Series is in the top 20 of the UK's reliability index and this dealership in Staines currently has this used one for sale at £11,690.
Planning on buying a BMW 4 Series 2.0 420I M Sport Euro 6 Ss? Well, consider this second hand model painted in the shade of red with manual transmission, a 2.0 litre petrol engine and 71,000 miles clocked up on the dash.
Containing a 2.0 LTR diesel motor with manual transmission, this second-hand 4 Series M Sport is on offer in a blue finish with 67,000 miles clocked up on the dash.
Coming equipped with a 2.0 Litre diesel engine and automatic transmission, this used BMW is finished in the shade of black and has 89,000 miles clocked up on the dash.
Get behind the wheel of this coupe that
comes fitted out with manual transmission and a 2.0 litre petrol engine. This second-hand model available from this dealer in Uxbridge has got 81,000 miles clocked-up on the dashboard and has been finished in white.
Seize the chance to be the new owner of this 4 Series that is for sale at this dealer's great price of just £10,950. It is available in the tone of blue, has 73,000 miles clocked up on the dash and has a 2.0L motor with automatic transmission.
With only 30,923 miles on the clock and finished in the tone of orange, this BMW comes fitted with automatic transmission and a ltr petrol engine. Currently available on the market at the marvellous price of just £27,795 or with the possibility to buy on finance with manageable payments on offer from £ monthly.
A convertible vehicle that offers drivers a higher standard of durability than most ordinary cars, it comes with a petrol 3.0 Litre engine and automatic transmission. This second hand model from this dealer has 21,000 miles on the dashboard.
This hatchback has 51,377 miles on the dash and comes fitted with a 2.0 L diesel engine. This particular second hand model from this dealer comes finished in the tone of white.
Finished in the shade of , this used BMW is fitted out with a 3000CC petrol engine with automatic transmission and has 43,954 miles clocked-up on the dash.
Have a closer look at this BMW 4 Series which is fitted with a 2.0 Ltr motor and transmission. This used one in stock at our dealership in Bradford is available at the bargain price of £9,995.
Combining several elements, the UK Reliability Index gathers data made up of a vast number of insurance claims which are made by drivers each year. It considers: inconvenience, rate of failure and cost and provides you with a comprehensive overview of all of the cars on the road. The BMW 4 Series is amongst the top 20 rated for reliability and this dealer in Stockport has this used one for sale at just £8,495. That is already a great value for this model, even more so if you take into account that it is less likely to leave you with a repair bill.
Coming in the tone of black, this second hand BMW 4 Series is equipped with a litre diesel motor with automatic transmission and has 56,954 miles clocked up on the dash.
On the market and ready for you to drive away today is this coupe that has an excellent reputation for trustworthiness and reliability. It contains a 2.0l diesel motor and automatic transmission. This second-hand model currently available at our dealership in Burnley has 90,300 miles on the dashboard and is finished in the tone of white.
A terrific price of only £47,495 is being offered by our dealership for this low mileage convertible in almost pristine, like new condition which only has 8,395 mi on the dash.
Now advertised by this dealership located in the BMW Tunbridge Wells area is this used car that is fitted out with a petrol, CC engine and automatic gearbox. It's on offer in the shade of green with 21,226 miles clocked-up on the dashboard.
Purchasing a used BMW 4 Series via finance involves considering various aspects from budgeting to selecting the most suitable finance option. Here's a structured guide to assist you:
1. Budgeting and Financial Planning:
Define Requirements: Identify the specific 4 Series model and features you desire.
Budget Management: Outline your financial plan, considering down payment, monthly installments, and maintenance costs.
2. Exploring Financing Options:
a. Bank Loan:
Pros: Often provides lower interest rates and structured repayment schedules.
Cons: May impose stricter approval requirements.
b. Hire Purchase (HP):
Pros: Straightforward, with ownership transferred after the final payment.
Cons: Typically has higher monthly payments compared to other options.
c. Personal Contract Purchase (PCP):
Pros: Offers lower monthly payments and multiple end-of-contract options.
Cons: Requires a sizable balloon payment to retain the car at the end.
d. Dealer Financing:
Pros: Convenient and occasionally features special promotions.
Cons: May carry higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
Pros: Can provide competitive rates and is often user-friendly.
Cons: Necessitates diligent checking of platform reliability.
3. Smooth Purchase Journey:
a. Select a Reputable Dealer:
Check reviews and possibly visit the dealer physically to ensure credibility.
b. Negotiation:
Be informed about the market prices of the 4 Series and negotiate confidently.
c. Contract Review:
Thoroughly understand and agree with all terms before signing.
d. Insurance Acquisition:
Secure an insurance policy that matches your needs and legal requirements.
4. Post-Purchase Management:
Scheduled Maintenance: Ensure adherence to maintain vehicle health and resale value.
Loan Management: Make repayments punctually to avoid additional charges and safeguard your credit score.
Additional Advice:
Depreciation Awareness: Understand the vehicle's depreciation rate to plan finances judiciously.
Loan Tenure: Ensure the total loan cost is worthwhile and manageable over its term.
Check for Warranties: Understand any existing warranty and contemplate additional coverage as needed.
Conclusion:
Financing a used BMW 4 Series necessitates detailed research, thoughtful financial planning, and understanding various finance options. Utilize expert advice and online resources to fortify your decision-making. With methodical planning and informed choices, you can enjoy the luxury and performance of your BMW 4 Series while ensuring financial wisdom and stability.
About the BMW 4 Series
The BMW 4 Series, a symbol of sporty elegance and performance, is a standout choice for drivers in the UK who demand both style and substance from their vehicles. In a country known for its passion for driving, the 4 Series delivers on every front, combining dynamic driving dynamics with luxurious features. In this article, we'll explore the distinctive characteristics of the BMW 4 Series, examine its competitors, and dive into the appealing financing options available for this exceptional sports coupe.
BMW 4 Series Key Features:
Dynamic Performance: The 4 Series is engineered for driving enthusiasts, with a range of powerful engines and sport-tuned suspension that ensure an exhilarating experience on UK roads.
Elegant Design: Its sleek and aerodynamic profile, complete with the iconic kidney grille, makes a bold statement. The 4 Series embodies BMW's commitment to sophisticated design.
Advanced Technology: Inside, you'll find a cutting-edge infotainment system, intuitive controls, and driver assistance features that enhance safety and convenience.
Luxurious Comfort: Despite its sporty nature, the 4 Series offers a well-appointed cabin with high-quality materials and comfortable seating, making it suitable for long journeys.
Rivals in the UK Market:
The BMW 4 Series faces competition from other esteemed brands in the UK's performance coupe segment:
Audi A5: Audi's A5 coupe combines elegance with sportiness, offering a refined interior and a choice of powerful engines.
Mercedes-Benz C-Class Coupe: Mercedes-Benz is known for its luxurious and stylish offerings, and the C-Class Coupe is no exception, featuring advanced tech and a comfortable ride.
Alfa Romeo Giulia: Alfa Romeo's Giulia boasts Italian flair and spirited performance, appealing to those seeking a distinctive alternative.
Lexus RC: The RC offers a unique blend of reliability and hybrid power, making it a standout choice in the luxury coupe segment.
Conclusion:
The BMW 4 Series, with its thrilling performance and luxurious features, embodies the essence of driving in the UK. In a nation that values both style and substance, the 4 Series offers an exceptional driving experience. With flexible financing options, it becomes an even more enticing choice for British drivers who want to experience the perfect blend of sportiness and sophistication.
Buying Guide
Want to find out everything about all 4 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 4 Series buying guide here.
BMW 4 Series Data by County
BMW 4 Series data for the amount in stock, average price, age and mileage throughout
the UK and by county.