Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
BMW's 4 Series is in the top 20 of the United Kingdom's reliability index and you can buy this second hand one at this dealership for just £22,500 that has 40,200 miles on the clock, a 3.0 ltr petrol motor and automatic transmission.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Be the new owner of this BMW 4 Series 430D M Sport Convertible that is ranked as one of the most dependable and trustworthy vehicles on the market. It comes with automatic transmission and it has got a 3.0 LTR diesel motor. This second hand model currently available at our dealership in Norwich has been finished in black and has 36,891 miles on the dash.
Combining several points, the UK Reliability Index collects data based on a large number of claims that are made every year. It considers: inconvenience caused, rate of failure and the cost, giving you a comprehensive guide of the cars on the UK's roads today. BMW's 4 Series is amongst the top twenty rated for reliability and this dealer currently has this second hand model available to buy priced at only £11,995. It's a great price for this model and even better if you take into account that it is less likely to let you down and cost you extra money in repairs.
Currently available from our dealership in the Birmingham area is this BMW that comes fitted out with automatic transmission and a 3.0 ltr motor. It's on the market and ready for you to take home in the tone of purple with 72,345 miles clocked up on the dash.
Available to test-drive at our dealership - this low mileage BMW in like new condition that is fitted out with a cc petrol motor and automatic transmission.
Have a look at this BMW 4 Series Xdrive M Sport 4Wd that's one of the top twenty, most trustworthy and durable vehicles in the UK. This used one painted in the shade of , has 95,255 miles clocked-up on the dashboard and comes equipped with a 3.0L diesel motor with automatic transmission.
On the market is this BMW that has automatic transmission and a 3000 CC petrol motor. On offer at the fantastic price of only £21,999 and manageable instalments on hand starting from just £ per calendar month.
Currently available for viewing at this car dealership - BMW 4 Series 420D M Sport in blue that's fitted with a automatic transmission and 2000 CC diesel engine.
This BMW 4 Series 3.0 M440i Mht Xdrive Euro 6 2-Door is rated as one of the UK's top 20, most durable and trustworthy motors. This model is equipped with a 3.0l petrol motor and has automatic transmission. This used one available from this dealership in Bristol has clocked up 28,823 miles and comes in the tone of blue. Currently available to drive away at the great price of just £34,000 or with the possibility to purchase on finance with achievable repayments available starting at £ pm.
Now available at this dealership located in Warrington:
BMW 4 Series 435D Xdrive M Sport with
automatic transmission, 3.0l diesel motor and 42,500 miles.
Built with a 2.0 Litre petrol motor and a automatic transmission, this very dependable hatchback used car is available for sale in grey with 71,036 miles clocked-up on the dashboard.
On offer at our remarkable price of only £21,000 is this 4 Series, it incorporates a 3.0 ltr diesel motor with automatic transmission and has 71,384 miles clocked up on the dashboard.
The outstanding price of £15,490 is being advertised by our dealership on this 4 Series that is known to be one of the most trustworthy and dependable motors on the market. This model possesses a 2000cc petrol engine, automatic gearbox and has 59,356 miles on the dashboard.
This BMW has 45,401 miles on the dash and is equipped with a 2.0L hybrid motor and automatic transmission. It was first registered in 2021 and is currently on the market and ready for you to drive away for £23,995.
Durable and dependable, BMW's 4 Series is amongst the top rated for reliability, this second hand one comes fitted out with a 2.0l petrol motor and automatic transmission. It is on offer at the amazing price of just £23,499 or with the possibility to purchase on finance with affordable instalments on hand beginning at only £ pm.
Dependable and trustworthy, the BMW 4 Series is in the top 20 of the UK's reliability index. This second-hand model available at this dealer has 94,000 miles on the dash and has been finished in the shade of black.
Looking to get yourself a BMW? Well, consider this second-hand model from this dealer, it has a 3.0L diesel motor with automatic transmission and it has 100,800 miles clocked up on the dashboard.
Available for viewing at this car dealership is this BMW 4 Series 420I M Sport Step 2025 which comes fitted out with automatic transmission and a ltr petrol motor.
For sale at the price of £29,736 or with the possibility to buy using finance with affordable repayments commencing at £ per calendar month, this blue BMW is fitted with a LTR petrol motor with automatic transmission and has 19,666 miles clocked up on the dash.
Purchasing a used BMW 4 Series via finance involves considering various aspects from budgeting to selecting the most suitable finance option. Here's a structured guide to assist you:
1. Budgeting and Financial Planning:
Define Requirements: Identify the specific 4 Series model and features you desire.
Budget Management: Outline your financial plan, considering down payment, monthly installments, and maintenance costs.
2. Exploring Financing Options:
a. Bank Loan:
Pros: Often provides lower interest rates and structured repayment schedules.
Cons: May impose stricter approval requirements.
b. Hire Purchase (HP):
Pros: Straightforward, with ownership transferred after the final payment.
Cons: Typically has higher monthly payments compared to other options.
c. Personal Contract Purchase (PCP):
Pros: Offers lower monthly payments and multiple end-of-contract options.
Cons: Requires a sizable balloon payment to retain the car at the end.
d. Dealer Financing:
Pros: Convenient and occasionally features special promotions.
Cons: May carry higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
Pros: Can provide competitive rates and is often user-friendly.
Cons: Necessitates diligent checking of platform reliability.
3. Smooth Purchase Journey:
a. Select a Reputable Dealer:
Check reviews and possibly visit the dealer physically to ensure credibility.
b. Negotiation:
Be informed about the market prices of the 4 Series and negotiate confidently.
c. Contract Review:
Thoroughly understand and agree with all terms before signing.
d. Insurance Acquisition:
Secure an insurance policy that matches your needs and legal requirements.
4. Post-Purchase Management:
Scheduled Maintenance: Ensure adherence to maintain vehicle health and resale value.
Loan Management: Make repayments punctually to avoid additional charges and safeguard your credit score.
Additional Advice:
Depreciation Awareness: Understand the vehicle's depreciation rate to plan finances judiciously.
Loan Tenure: Ensure the total loan cost is worthwhile and manageable over its term.
Check for Warranties: Understand any existing warranty and contemplate additional coverage as needed.
Conclusion:
Financing a used BMW 4 Series necessitates detailed research, thoughtful financial planning, and understanding various finance options. Utilize expert advice and online resources to fortify your decision-making. With methodical planning and informed choices, you can enjoy the luxury and performance of your BMW 4 Series while ensuring financial wisdom and stability.
About the BMW 4 Series
The BMW 4 Series, a symbol of sporty elegance and performance, is a standout choice for drivers in the UK who demand both style and substance from their vehicles. In a country known for its passion for driving, the 4 Series delivers on every front, combining dynamic driving dynamics with luxurious features. In this article, we'll explore the distinctive characteristics of the BMW 4 Series, examine its competitors, and dive into the appealing financing options available for this exceptional sports coupe.
BMW 4 Series Key Features:
Dynamic Performance: The 4 Series is engineered for driving enthusiasts, with a range of powerful engines and sport-tuned suspension that ensure an exhilarating experience on UK roads.
Elegant Design: Its sleek and aerodynamic profile, complete with the iconic kidney grille, makes a bold statement. The 4 Series embodies BMW's commitment to sophisticated design.
Advanced Technology: Inside, you'll find a cutting-edge infotainment system, intuitive controls, and driver assistance features that enhance safety and convenience.
Luxurious Comfort: Despite its sporty nature, the 4 Series offers a well-appointed cabin with high-quality materials and comfortable seating, making it suitable for long journeys.
Rivals in the UK Market:
The BMW 4 Series faces competition from other esteemed brands in the UK's performance coupe segment:
Audi A5: Audi's A5 coupe combines elegance with sportiness, offering a refined interior and a choice of powerful engines.
Mercedes-Benz C-Class Coupe: Mercedes-Benz is known for its luxurious and stylish offerings, and the C-Class Coupe is no exception, featuring advanced tech and a comfortable ride.
Alfa Romeo Giulia: Alfa Romeo's Giulia boasts Italian flair and spirited performance, appealing to those seeking a distinctive alternative.
Lexus RC: The RC offers a unique blend of reliability and hybrid power, making it a standout choice in the luxury coupe segment.
Conclusion:
The BMW 4 Series, with its thrilling performance and luxurious features, embodies the essence of driving in the UK. In a nation that values both style and substance, the 4 Series offers an exceptional driving experience. With flexible financing options, it becomes an even more enticing choice for British drivers who want to experience the perfect blend of sportiness and sophistication.
Buying Guide
Want to find out everything about all 4 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 4 Series buying guide here.
BMW 4 Series Data by County
BMW 4 Series data for the amount in stock, average price, age and mileage throughout
the UK and by county.