Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Dependable and trustworthy, the BMW 4 Series is in the top 20 of Britain's reliability index and this dealership in Peterborough has this second hand one available to buy priced at £15,475.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
A convertible designed by BMW that gives drivers a higher level of trustworthiness than the average car. This used 4 Series comes in this tone of red with a petrol 2.0 ltr engine, automatic transmission and 54,387 miles clocked up on the dash.
A terrific price of just £10,995 is being offered by us at this dealer for this BMW which has been created with reliability and trustworthiness in mind. It is comprised of a 2.0L diesel motor and has 83,889 miles on the dashboard.
This second hand BMW from this dealer in Andrew Toms Car Sales features a 2.0 Ltr diesel engine with automatic transmission and it has 58,000 miles on the clock.
UK top 20 rating for dependability and trustworthiness - this 4 Series 3.0 435D M Sport Xdrive Euro 6 Ss comes fitted with automatic transmission and a 3000CC diesel motor. This second hand model from this dealer has 31,000 miles clocked up on the dash and is currently available to drive away in a white finish.
Up for sale and ready for its new owner to drive away is this coupe containing a 2000cc petrol motor with automatic transmission. This second-hand one at our dealership comes finished in the tone of and has 111,521 miles clocked up on the dash.
Fitted with a 2000 cc diesel motor and a automatic transmission, this reliable BMW 4 Series is available for sale in white with 74,441 miles clocked-up on the dashboard.
Now offered by our dealership, for the bargain price of £13,950 is this BMW that has an excellent reputation for durability and is amongst those ranked in the top 20 of the UK's reliability index.
Currently available to drive away today is this BMW 4 Series that has a 2.0 Ltr diesel engine with automatic transmission. At the low price of only £7,190 and achievable instalments at hand starting off at as little as £ per calendar month.
This BMW 4 Series contains a 2000 CC diesel motor with automatic transmission and it has 120,000 miles clocked up on the dash. This particular second hand one from this dealership comes with a finish.
Up for sale and ready for its new owner to drive away is this convertible 4 Series at the brilliant price of just £41,950. This dealership in Plymouth also provides you with the possibility to pay using achievable monthly payments to suit all budgets with instalment plans beginning from only £ per calendar month.
Up for sale and ready for its new owner to take home is this coupe that comes fitted with automatic transmission and a 3.0 Litre engine. This second hand model is advertised at the incredible price of £17,750, comes finished in the shade of blue and has 44,100 mi on the clock.
Available to view at this dealer is this second hand, low mileage 4 Series 420I M Sport Step 2023 coming fitted with a ltr petrol engine with automatic transmission. It is on offer and ready for you to drive away in a grey finish with only 29,041 miles on the dash.
Up for sale and ready for its next owner to take home is this 4 Series that has a 2000 CC engine with manual transmission. This used model now in stock at our dealership in Canterbury has a blue finish and has 88,000 miles clocked up on the dash.
Go down to this car dealership for a closer look at this automatic 4 Series 420I M Sport Step 2023 coming fitted with automatic transmission and a ltr petrol engine. This second hand model in Milton Keynes is finished in the tone of black and has 16,946 miles clocked up on the dashboard.
A convertible vehicle created by BMW to give its driver a higher degree of dependability and a more reliable performance than an average car. This particular second hand 4 Series comes in this colour of grey with a petrol L motor, automatic gears and 22,458 miles on the dash.
This vehicle has 48,673 miles clocked up on the dashboard and has a 3.0L motor with automatic transmission. It's now on the market and ready for its next owner to take home for the superb price of just £17,490.
An incredible price from this dealer in Wigan on this 4 Series 2.0 Gpf M Sport Xdrive Euro 6 Ss that is known as one of the most trustworthy motors available. It comes with a 2000 cc petrol motor and has 49,000 miles clocked up on the dashboard.
Ranked among the top 20, most trustworthy motors in the UK, this coupe comes with automatic transmission and a 2.0 L diesel motor. This dealership currently has this second hand model in stock that has 31,985 miles on the dash and a grey finish.
Purchasing a used BMW 4 Series via finance involves considering various aspects from budgeting to selecting the most suitable finance option. Here's a structured guide to assist you:
1. Budgeting and Financial Planning:
Define Requirements: Identify the specific 4 Series model and features you desire.
Budget Management: Outline your financial plan, considering down payment, monthly installments, and maintenance costs.
2. Exploring Financing Options:
a. Bank Loan:
Pros: Often provides lower interest rates and structured repayment schedules.
Cons: May impose stricter approval requirements.
b. Hire Purchase (HP):
Pros: Straightforward, with ownership transferred after the final payment.
Cons: Typically has higher monthly payments compared to other options.
c. Personal Contract Purchase (PCP):
Pros: Offers lower monthly payments and multiple end-of-contract options.
Cons: Requires a sizable balloon payment to retain the car at the end.
d. Dealer Financing:
Pros: Convenient and occasionally features special promotions.
Cons: May carry higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
Pros: Can provide competitive rates and is often user-friendly.
Cons: Necessitates diligent checking of platform reliability.
3. Smooth Purchase Journey:
a. Select a Reputable Dealer:
Check reviews and possibly visit the dealer physically to ensure credibility.
b. Negotiation:
Be informed about the market prices of the 4 Series and negotiate confidently.
c. Contract Review:
Thoroughly understand and agree with all terms before signing.
d. Insurance Acquisition:
Secure an insurance policy that matches your needs and legal requirements.
4. Post-Purchase Management:
Scheduled Maintenance: Ensure adherence to maintain vehicle health and resale value.
Loan Management: Make repayments punctually to avoid additional charges and safeguard your credit score.
Additional Advice:
Depreciation Awareness: Understand the vehicle's depreciation rate to plan finances judiciously.
Loan Tenure: Ensure the total loan cost is worthwhile and manageable over its term.
Check for Warranties: Understand any existing warranty and contemplate additional coverage as needed.
Conclusion:
Financing a used BMW 4 Series necessitates detailed research, thoughtful financial planning, and understanding various finance options. Utilize expert advice and online resources to fortify your decision-making. With methodical planning and informed choices, you can enjoy the luxury and performance of your BMW 4 Series while ensuring financial wisdom and stability.
About the BMW 4 Series
The BMW 4 Series, a symbol of sporty elegance and performance, is a standout choice for drivers in the UK who demand both style and substance from their vehicles. In a country known for its passion for driving, the 4 Series delivers on every front, combining dynamic driving dynamics with luxurious features. In this article, we'll explore the distinctive characteristics of the BMW 4 Series, examine its competitors, and dive into the appealing financing options available for this exceptional sports coupe.
BMW 4 Series Key Features:
Dynamic Performance: The 4 Series is engineered for driving enthusiasts, with a range of powerful engines and sport-tuned suspension that ensure an exhilarating experience on UK roads.
Elegant Design: Its sleek and aerodynamic profile, complete with the iconic kidney grille, makes a bold statement. The 4 Series embodies BMW's commitment to sophisticated design.
Advanced Technology: Inside, you'll find a cutting-edge infotainment system, intuitive controls, and driver assistance features that enhance safety and convenience.
Luxurious Comfort: Despite its sporty nature, the 4 Series offers a well-appointed cabin with high-quality materials and comfortable seating, making it suitable for long journeys.
Rivals in the UK Market:
The BMW 4 Series faces competition from other esteemed brands in the UK's performance coupe segment:
Audi A5: Audi's A5 coupe combines elegance with sportiness, offering a refined interior and a choice of powerful engines.
Mercedes-Benz C-Class Coupe: Mercedes-Benz is known for its luxurious and stylish offerings, and the C-Class Coupe is no exception, featuring advanced tech and a comfortable ride.
Alfa Romeo Giulia: Alfa Romeo's Giulia boasts Italian flair and spirited performance, appealing to those seeking a distinctive alternative.
Lexus RC: The RC offers a unique blend of reliability and hybrid power, making it a standout choice in the luxury coupe segment.
Conclusion:
The BMW 4 Series, with its thrilling performance and luxurious features, embodies the essence of driving in the UK. In a nation that values both style and substance, the 4 Series offers an exceptional driving experience. With flexible financing options, it becomes an even more enticing choice for British drivers who want to experience the perfect blend of sportiness and sophistication.
Buying Guide
Want to find out everything about all 4 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 4 Series buying guide here.
BMW 4 Series Data by County
BMW 4 Series data for the amount in stock, average price, age and mileage throughout
the UK and by county.