Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Currently available on the market is this coupe car for the total of just £13,975. This dealer also provides you with the possibility to pay with flexible monthly payments with repayment packages starting at just £ monthly.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
A brilliant price of only £46,475 is currently being advertised by us at this dealer for this low mileage convertible in an almost pristine, like new condition. This model has got a mere 5,000 miles clocked-up on the dashboard, a 2000CC petrol motor and automatic transmission.
Check out the remarkable price at this car dealership for this near mint, top ten, best-selling BMW 4 Series 2.0 420D M Sport Euro 6 S S with 92,012 mi on the dash and a 2.0 ltr diesel engine with automatic transmission.
An outstanding price of just £34,900 for this like new, top 10, best-selling 4 Series 420I M Sport Pro Edition Step 2024 with automatic transmission, 25,142 miles on the dash and a ltr petrol engine.
On the market and ready for you to drive home is this BMW 4 Series which has a 2000cc motor with automatic transmission. This used model currently available from this dealer has been finished in blue and has clocked-up 38,000 mi.
Up for sale and ready for its next owner to take home - used BMW 4 Series 3.0 M440i Mht Hatchback Hybrid Xdr that comes fitted with automatic transmission and a 3.0 LTR petrol motor. At the fantastic price of only £39,999 from this dealer in Edinburgh.
Available for viewing at this dealership in the Irvine area is this 4 Series 420D 190 Xdrive M Sport Prof Media which incorporates a 2.0 L diesel engine with automatic transmission.
Coming fitted with automatic transmission and a 2000 cc petrol engine, this second hand BMW is on the market in the tone of white with 40,000 miles on the dashboard.
Available for viewing at this car dealership's show room in Craigavon is this very reliable 4 Series 2017 Bmw 4 Series 2.0 420D M Sport with a automatic gearbox and 2000 CC diesel engine.
On the market and ready for its new owner to drive away is this 4 Series that comes fitted with automatic transmission and a 2000 CC diesel motor. This second hand model currently available from this dealership has 52,045 mi on the clock and is finished in the shade of grey.
Up for sale and ready for its next owner to take home is this trusty BMW 4 Series 2.0 420I Sport Xdrive Euro 6 Ss that is one of the UK's top 20 most reliable vehicles. It comes equipped with manual transmission and has a 2.0 LTR petrol engine. This used model priced at £6,990 has clocked up 100,000 miles and comes finished in the tone of white.
Coming fitted out with a 2000CC petrol motor with manual transmission, this BMW 4 Series 420I M Sport Professional Media is on the market in the tone of white with 67,461 miles clocked-up on the dashboard.
On the market and ready for you to take home is this used car at the outstanding price of only £24,490. This dealership in Basingstoke also gives you the possibility to pay with achievable monthly instalments with repayment plans starting from just £ monthly.
Providing its next proud owner a truly excellent and luxurious level of transport, this used car is finished in the shade of black, has a 2000 cc petrol motor with automatic transmission and has got 13,601 miles on the clock.
On offer at the outstanding price of just £26,495 is this coupe which is fitted out with automatic transmission and a 2.0 Ltr hybrid motor. This second-hand model currently available from this dealer in Blackburn comes finished in grey and has 48,000 miles clocked up on the dash.
Favoured for its reliability, this BMW 4 Series comes with automatic transmission and a 2.0l petrol motor. This second hand model has 80,243 miles clocked up on the dash and is available on the market in a black finish.
This trustworthy and dependable BMW 4 Series has 46,291 miles clocked up on the dash and incorporates a L petrol motor. Grab the chance now to be the lucky buyer of this second hand model which is available at the price of just £18,700.
Dependable and durable, the BMW 4 Series is in the top 20 of the UK's reliability index. This second-hand modelcurrently available at this dealer has 19,003 miles on the dash and comes finished in the tone of black.
Having to get your car repaired is not only an inconvenience, but it can be on the expensive side too, therefore buying one that's rated for being reliable may be something you'll want to consider if you are thinking of overall cost in the long term. The BMW 4 Series is in the top 20 of the reliability index and at this dealer you can get this second hand one for only £12,990. That is a bargain for this particular model and even better when you take into account that it's less likely to let you down and cost you extra money in repair bills.
Purchasing a used BMW 4 Series via finance involves considering various aspects from budgeting to selecting the most suitable finance option. Here's a structured guide to assist you:
1. Budgeting and Financial Planning:
Define Requirements: Identify the specific 4 Series model and features you desire.
Budget Management: Outline your financial plan, considering down payment, monthly installments, and maintenance costs.
2. Exploring Financing Options:
a. Bank Loan:
Pros: Often provides lower interest rates and structured repayment schedules.
Cons: May impose stricter approval requirements.
b. Hire Purchase (HP):
Pros: Straightforward, with ownership transferred after the final payment.
Cons: Typically has higher monthly payments compared to other options.
c. Personal Contract Purchase (PCP):
Pros: Offers lower monthly payments and multiple end-of-contract options.
Cons: Requires a sizable balloon payment to retain the car at the end.
d. Dealer Financing:
Pros: Convenient and occasionally features special promotions.
Cons: May carry higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
Pros: Can provide competitive rates and is often user-friendly.
Cons: Necessitates diligent checking of platform reliability.
3. Smooth Purchase Journey:
a. Select a Reputable Dealer:
Check reviews and possibly visit the dealer physically to ensure credibility.
b. Negotiation:
Be informed about the market prices of the 4 Series and negotiate confidently.
c. Contract Review:
Thoroughly understand and agree with all terms before signing.
d. Insurance Acquisition:
Secure an insurance policy that matches your needs and legal requirements.
4. Post-Purchase Management:
Scheduled Maintenance: Ensure adherence to maintain vehicle health and resale value.
Loan Management: Make repayments punctually to avoid additional charges and safeguard your credit score.
Additional Advice:
Depreciation Awareness: Understand the vehicle's depreciation rate to plan finances judiciously.
Loan Tenure: Ensure the total loan cost is worthwhile and manageable over its term.
Check for Warranties: Understand any existing warranty and contemplate additional coverage as needed.
Conclusion:
Financing a used BMW 4 Series necessitates detailed research, thoughtful financial planning, and understanding various finance options. Utilize expert advice and online resources to fortify your decision-making. With methodical planning and informed choices, you can enjoy the luxury and performance of your BMW 4 Series while ensuring financial wisdom and stability.
About the BMW 4 Series
The BMW 4 Series, a symbol of sporty elegance and performance, is a standout choice for drivers in the UK who demand both style and substance from their vehicles. In a country known for its passion for driving, the 4 Series delivers on every front, combining dynamic driving dynamics with luxurious features. In this article, we'll explore the distinctive characteristics of the BMW 4 Series, examine its competitors, and dive into the appealing financing options available for this exceptional sports coupe.
BMW 4 Series Key Features:
Dynamic Performance: The 4 Series is engineered for driving enthusiasts, with a range of powerful engines and sport-tuned suspension that ensure an exhilarating experience on UK roads.
Elegant Design: Its sleek and aerodynamic profile, complete with the iconic kidney grille, makes a bold statement. The 4 Series embodies BMW's commitment to sophisticated design.
Advanced Technology: Inside, you'll find a cutting-edge infotainment system, intuitive controls, and driver assistance features that enhance safety and convenience.
Luxurious Comfort: Despite its sporty nature, the 4 Series offers a well-appointed cabin with high-quality materials and comfortable seating, making it suitable for long journeys.
Rivals in the UK Market:
The BMW 4 Series faces competition from other esteemed brands in the UK's performance coupe segment:
Audi A5: Audi's A5 coupe combines elegance with sportiness, offering a refined interior and a choice of powerful engines.
Mercedes-Benz C-Class Coupe: Mercedes-Benz is known for its luxurious and stylish offerings, and the C-Class Coupe is no exception, featuring advanced tech and a comfortable ride.
Alfa Romeo Giulia: Alfa Romeo's Giulia boasts Italian flair and spirited performance, appealing to those seeking a distinctive alternative.
Lexus RC: The RC offers a unique blend of reliability and hybrid power, making it a standout choice in the luxury coupe segment.
Conclusion:
The BMW 4 Series, with its thrilling performance and luxurious features, embodies the essence of driving in the UK. In a nation that values both style and substance, the 4 Series offers an exceptional driving experience. With flexible financing options, it becomes an even more enticing choice for British drivers who want to experience the perfect blend of sportiness and sophistication.
Buying Guide
Want to find out everything about all 4 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 4 Series buying guide here.
BMW 4 Series Data by County
BMW 4 Series data for the amount in stock, average price, age and mileage throughout
the UK and by county.