Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Dependable and durable, the BMW 4 Series is in the top 20 of Britain's reliability index, this second hand 420I M Sport Step available at this dealer comes fitted with automatic transmission and a 2.0l petrol engine. It's on offer at the marvellous price of just £23,898 or with the option to purchase on finance with manageable payments at hand starting out at just £ per calendar month.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Providing a superb and high class mode of transport, this convertible BMW 4 Series M440d comes in the shade of white, incorporates a CC diesel engine with automatic transmission and it has got 20,352 miles on the dashboard.
Equipping the driver with a Litre diesel motor and a automatic gearbox, this very dependable and trustworthy hatchback is currently available for sale in with 55,005 miles clocked-up on the dashboard. This second-hand model is for sale at £15,591 with budget friendly repayment packages on hand starting off at £ per calendar month.
Durable and trustworthy, BMW's 4 Series is among the top 20 rated for reliability, this used model for sale at this dealer is fitted out with automatic transmission and a l petrol motor. On offer at the brilliant price of just £37,900 or with the possibility to purchase using finance with manageable payments at hand commencing from only £ monthly.
Get behind the wheel of this BMW which has been created to have durability and trustworthiness in mind. It comes fitted with automatic transmission and a 3.0 litre diesel motor. This second hand one currently in stock at our dealership in Ballymoney has 97,910 miles on the clock and has a blue finish.
Rated as one of the top 20, most reliable and trustworthy models in the UK, this BMW 4 Series 2.0 420D M Sport Euro 6 Ss comes fitted out with automatic transmission and has a 2.0 ltr diesel engine. This dealer currently has this second hand model on offer that has got 79,432 miles on the clock.
The Reliability Index figure calculates several factors - the amount the car fails, inconvenience for drivers and cost. It is sourced from data collected from a large quantity of insurance claims that are made by drivers throughout each year which helps to provide drivers with a comprehensive overview of vehicles on the UK's roads today. The BMW 4 Series is in the top twenty of the United Kingdom's Reliability Index and at this dealer you can pick up this second hand model for just £18,950. That's already a bargain price for this particular model, even more so if you factor in possible savings in repair bills.
Designed by BMW to provide drivers a higher degree of dependability and trustworthiness than most ordinary models. This used BMW 4 Series 420I M Sport Step Pro Pack comes in the shade of grey with a petrol 2000 CC motor, automatic gears and 23,412 miles clocked up on the dash.
Well known for being a highly trustworthy and durable car, this 2 door convertible car is fitted out with a diesel 2.0 litre engine and automatic gearbox, is finished in white and has 71,500 miles on the dash. Available at the incredible price of £14,490 or you can also opt to buy on finance with evenly spaced, budget friendly repayments starting off at only £ per calendar month.
Built with a 3000CC diesel engine and a automatic gearbox, this highly dependable BMW 4 Series 3.0 430D M Sport Euro 6 Ss is currently available to drive away in white with 79,868 miles on the dash.
This used 4 Series painted in the shade of white is currently on the market and ready for its new owner to take home with the added option to pay on credit.
Fitted with a 2000 cc diesel engine with manual transmission, this used 4 Series 2.0 420D Xdrive from this dealership in Tipton is on offer in grey and has 99,000 miles clocked-up on the dashboard.
Up for sale and ready for you to take home is this BMW 4 Series that is fitted out with a 3.0 LTR diesel motor and automatic transmission. This second hand one has got a mere 39,874 miles on the dash.
Get behind the wheel of this BMW 4 Series for only £12,999. It contains a 2000cc diesel engine with automatic transmission and has clocked up 83,092 miles.
Available on the market is this second hand car at the amazing price of only £10,595. This dealership in Norwich also gives you the option to pay with achievable monthly instalments with instalment packages starting at only £ per calendar month.
On the market and ready for its new owner to take home is this BMW 4 Series 2.0 420I M Sport which contains a 2000cc petrol engine and automatic transmission. This used model currently on sale at this dealer in Nottingham has 41,214 miles clocked-up on the dash and has a white finish.
Seize the opportunity to be the new owner of this 4 Series 420I M Sport U3555 Ulez for sale at this dealer's great price of just £12,490. It comes in the tone of blue, has 79,124 miles on the dash and is fitted with a 2.0 L petrol engine with automatic transmission.
Finished in black, this second-hand BMW 4 Series has got 117,435 miles clocked up on the dashboard and comes fitted out with a 3000CC diesel engine and automatic transmission.
At this dealership there's a bargain price for this used 4 Series with automatic transmission, a 2000cc diesel engine and 95,000 miles clocked up on the dash.
Want a model that has been manufactured to be trustworthy and dependable and is amongst the top rated for reliability? Well, have a closer look at this second-hand model with a 2.0l petrol motor, automatic transmission and 70,580 miles on the clock.
Purchasing a used BMW 4 Series via finance involves considering various aspects from budgeting to selecting the most suitable finance option. Here's a structured guide to assist you:
1. Budgeting and Financial Planning:
Define Requirements: Identify the specific 4 Series model and features you desire.
Budget Management: Outline your financial plan, considering down payment, monthly installments, and maintenance costs.
2. Exploring Financing Options:
a. Bank Loan:
Pros: Often provides lower interest rates and structured repayment schedules.
Cons: May impose stricter approval requirements.
b. Hire Purchase (HP):
Pros: Straightforward, with ownership transferred after the final payment.
Cons: Typically has higher monthly payments compared to other options.
c. Personal Contract Purchase (PCP):
Pros: Offers lower monthly payments and multiple end-of-contract options.
Cons: Requires a sizable balloon payment to retain the car at the end.
d. Dealer Financing:
Pros: Convenient and occasionally features special promotions.
Cons: May carry higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
Pros: Can provide competitive rates and is often user-friendly.
Cons: Necessitates diligent checking of platform reliability.
3. Smooth Purchase Journey:
a. Select a Reputable Dealer:
Check reviews and possibly visit the dealer physically to ensure credibility.
b. Negotiation:
Be informed about the market prices of the 4 Series and negotiate confidently.
c. Contract Review:
Thoroughly understand and agree with all terms before signing.
d. Insurance Acquisition:
Secure an insurance policy that matches your needs and legal requirements.
4. Post-Purchase Management:
Scheduled Maintenance: Ensure adherence to maintain vehicle health and resale value.
Loan Management: Make repayments punctually to avoid additional charges and safeguard your credit score.
Additional Advice:
Depreciation Awareness: Understand the vehicle's depreciation rate to plan finances judiciously.
Loan Tenure: Ensure the total loan cost is worthwhile and manageable over its term.
Check for Warranties: Understand any existing warranty and contemplate additional coverage as needed.
Conclusion:
Financing a used BMW 4 Series necessitates detailed research, thoughtful financial planning, and understanding various finance options. Utilize expert advice and online resources to fortify your decision-making. With methodical planning and informed choices, you can enjoy the luxury and performance of your BMW 4 Series while ensuring financial wisdom and stability.
About the BMW 4 Series
The BMW 4 Series, a symbol of sporty elegance and performance, is a standout choice for drivers in the UK who demand both style and substance from their vehicles. In a country known for its passion for driving, the 4 Series delivers on every front, combining dynamic driving dynamics with luxurious features. In this article, we'll explore the distinctive characteristics of the BMW 4 Series, examine its competitors, and dive into the appealing financing options available for this exceptional sports coupe.
BMW 4 Series Key Features:
Dynamic Performance: The 4 Series is engineered for driving enthusiasts, with a range of powerful engines and sport-tuned suspension that ensure an exhilarating experience on UK roads.
Elegant Design: Its sleek and aerodynamic profile, complete with the iconic kidney grille, makes a bold statement. The 4 Series embodies BMW's commitment to sophisticated design.
Advanced Technology: Inside, you'll find a cutting-edge infotainment system, intuitive controls, and driver assistance features that enhance safety and convenience.
Luxurious Comfort: Despite its sporty nature, the 4 Series offers a well-appointed cabin with high-quality materials and comfortable seating, making it suitable for long journeys.
Rivals in the UK Market:
The BMW 4 Series faces competition from other esteemed brands in the UK's performance coupe segment:
Audi A5: Audi's A5 coupe combines elegance with sportiness, offering a refined interior and a choice of powerful engines.
Mercedes-Benz C-Class Coupe: Mercedes-Benz is known for its luxurious and stylish offerings, and the C-Class Coupe is no exception, featuring advanced tech and a comfortable ride.
Alfa Romeo Giulia: Alfa Romeo's Giulia boasts Italian flair and spirited performance, appealing to those seeking a distinctive alternative.
Lexus RC: The RC offers a unique blend of reliability and hybrid power, making it a standout choice in the luxury coupe segment.
Conclusion:
The BMW 4 Series, with its thrilling performance and luxurious features, embodies the essence of driving in the UK. In a nation that values both style and substance, the 4 Series offers an exceptional driving experience. With flexible financing options, it becomes an even more enticing choice for British drivers who want to experience the perfect blend of sportiness and sophistication.
Buying Guide
Want to find out everything about all 4 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 4 Series buying guide here.
BMW 4 Series Data by County
BMW 4 Series data for the amount in stock, average price, age and mileage throughout
the UK and by county.