Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
A 5 door estate car created by BMW that offers motorists a higher standard of reliability and trustworthiness than the average model. This 3 Series is equipped with a 2000cc diesel motor with manual transmission and it has 138,600 miles clocked up on the dash. On offer at the fabulous price of just £3,690 or with the option to purchase using finance with manageable payments on hand starting at £ per calendar month.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
An incredible price from this dealership in Nottingham for this BMW 3 Series that is featured in the list of the top 20, most trustworthy and reliable motors in the United Kingdom.
This used 3 Series 3.0 330D M Sport Xdrive Euro 6 Ss coming in the shade of white is on the market and ready for its new owner to drive away with the added option for you to buy with credit.
A 4 door saloon car by the BMW company that provides motorists a higher level of reliability and trustworthiness than your average vehicle. This 3 Series 325D M Sport has 54,092 miles clocked-up on the dashboard and is fitted out with a 2.0L diesel motor with manual transmission. Available to drive away at the superb price of just £10,595 or with the option to buy using finance with manageable payments available starting from £ monthly.
Now available from this dealership's showroom in Bolton is this trustworthy and very dependable 3 Series that has a automatic gearbox and 2.0 LTR petrol engine.
Up for sale and ready for you to drive away today is this dependable and durable BMW that is ranked amongst Britain's top 20 most reliable cars. It is fitted with a 2000 cc petrol engine and automatic transmission. This used model currently for sale at our dealership in Farnborough has 31,963 miles clocked up on the dash and has been finished in the shade of blue.
62,372 miles on the dashboard and painted in the shade of black, this saloon 3 Series M Sport comes equipped with automatic transmission and a 3000cc diesel motor.
Test drive this 3 Series that is equipped with a 2.0 ltr petrol motor and automatic transmission. This used one now in stock at our dealership in Bristol has been finished in blue and has got a mere 31,512 mi on the clock.
Be the new owner of this BMW which has been designed to have trustworthiness and dependability in mind. It comes equipped with automatic transmission and a 2.0 ltr petrol engine. This second hand model from our dealership comes finished in grey and has 72,900 miles on the dashboard.
At £13,995 you can get this used BMW 3 Series from this dealership in Wokingham which comes fitted out with automatic transmission and a 3000CC diesel motor.
This 3 Series 330E M Sport Step Pro Pack has been finished in black and despite being a used model, it is still in a superb, like new condition. This particular used model features a 2.0 L hybrid motor with automatic transmission and has 5,070 mi on the dashboard.
Up for sale and ready for its new owner to drive away today is this BMW that's been engineered with trustworthiness in mind. This model currently in stock at our dealership is a second hand model, but it's been well looked after and is still in an almost spotless, like new condition.
This dealer in the Manchester area is currently advertising a bargain price of just £14,950 for this 3 Series that's listed amongst the top twenty, most reliable and trustworthy cars.
This dealership in Coventry has a fantastic price of just £24,899 on this 3 Series 320I M Sport Step with a 2.0 L petrol engine, automatic transmission and 20,318 miles clocked-up on the dash.
Currently available to test-drive at our showroom - this low mileage saloon BMW 3 Series in an impeccable, nearly new condition that has got a 2.0 Litre petrol motor with automatic transmission.
Containing a 2.0 Litre petrol engine and automatic transmission: this second hand
BMW is now available for you to drive it away today with 30,392 mi on the dash.
This BMW 3 Series M Sport has got a 2000 CC petrol engine with automatic transmission and has 51,000 miles clocked up on the dash. It is on the market and ready for its new owner to drive home for the brilliant price of only £20,500.
Be the new owner of this saloon that is equipped with a 2.0 LTR hybrid motor with automatic transmission. This second hand one comes in grey and has got 51,823 mi clocked up on the dash.
Getting a used BMW 3 Series on finance involves a series of systematic steps and careful consideration of various aspects to ensure a smooth purchase and ownership journey. The 3 Series, renowned for its perfect blend of performance, luxury, and reliability, is a popular choice among used car buyers. Below is a guide to walk you through the financing process.
Step 1: Pre-Purchase Considerations
1. Budgeting:
Identify how much you can afford in terms of down payment, monthly instalments, insurance, and maintenance.
2. Credit Score Assessment:
A better credit score often leads to more favorable financing terms.
3. Model Selection:
Choose a variant of the 3 Series that aligns with your needs and budget.
4. Vehicle Inspection:
Ensure a thorough check, preferably by a professional, of the vehicle's history and current condition.
Step 2: Exploring Financing Options
1. Personal Loan:
Acquiring a loan from a bank or financial institution to buy the car and repaying in scheduled instalments.
2. Hire Purchase (HP):
Pay an upfront deposit followed by fixed monthly payments and gain ownership after the final instalment.
3. Personal Contract Purchase (PCP):
Pay a deposit, lower monthly instalments, and decide at the end whether to return, purchase, or part-exchange the car.
4. Lease Purchase:
Similar to PCP but with a commitment to buy the car at the end of the term.
5. Dealer Financing:
Obtain a finance deal directly through the dealership, ensuring to compare the terms with other financing options.
6. Peer-to-Peer (P2P) Lending:
Borrow money directly from individual investors via online platforms, ensuring thorough understanding and verification of the platform’s credibility.
Step 3: Purchase Process
1. Choosing a Trustworthy Seller:
Ensure transparency and provision of detailed vehicle history.
2. Negotiation:
Ensure clarity in pricing and potentially negotiate for the best deal.
3. Test Drive:
Validate the car’s condition and performance through a comprehensive test drive.
4. Secure Financing:
Finalize your financing option, ensuring clear understanding of the terms and total payable amount.
5. Insurance:
Ensure you secure an insurance policy prior to taking ownership of the vehicle.
6. Complete Paperwork:
Ensure all documents, such as the V5C, MOT certificate, and service history, are accurately filled and securely stored.
Additional Notes:
Depreciation: Be mindful of the depreciation of car value and how it impacts your financial strategy.
Warranty: Consider the availability of the manufacturer's warranty or the option to purchase an extended warranty.
Total Cost Awareness: Ensure understanding of the total cost payable throughout the finance term, including interest and any fees.
Maintain Regular Payments: Keep timely payments to avoid any penalties and to safeguard your credit score.
In Conclusion:
Acquiring a used BMW 3 Series on finance demands thorough research, meticulous planning, and comprehensive understanding of your finances and available finance options. Engage in detailed discussions, utilize online calculators, or consult a financial advisor to ensure a well-informed decision. With astute preparation, you will not only revel in the driving experience but also enjoy peace of mind, knowing your finances are in order.
About the BMW 3 Series
The BMW 3 Series, renowned worldwide and particularly cherished in the UK, has often been considered the quintessential driver's car in the executive saloon segment. Since its debut in the 1970s, this model has been a benchmark in blending performance, luxury, and daily usability.
Decades of Dominance:
Throughout its existence, the 3 Series has experienced multiple evolutionary leaps. Each iteration accentuated its sporty DNA, combined with enhanced comfort and cutting-edge technology. This balance between dynamism and practicality has solidified its place in the hearts of car enthusiasts and daily commuters alike.
A Tech-Infused Sanctuary:
Modern versions of the 3 Series are furnished with the latest in automotive technology. With features like a sophisticated infotainment system, heads-up display, and myriad driver-assist utilities, the 3 Series isn't just about driving pleasure but also ensures occupants are well-entertained, informed, and safe.
Rivals in the Rearview:
Its reputation might be formidable, but competition is fierce. Models like the Mercedes-Benz C-Class, Audi A4, and Jaguar XE have been vying for the crown. Yet, the 3 Series, with its impeccable driving dynamics and brand legacy, manages to maintain a distinguished presence.
Into the Future:
With the advent of electrification, the 3 Series continues to adapt. Hybrid variants and potentially full-electric versions signal BMW's vision for a sustainable future without compromising on the driving joy the 3 Series is known for.
In Conclusion:
For many, the BMW 3 Series is more than just a car; it represents a passion for driving. It stands as proof that even in an age of change, some legends continue to inspire, evolve, and thrive.
Buying Guide
Want to find out everything about all 3 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 3 Series buying guide here.
BMW 3 Series Data by County
BMW 3 Series data for the amount in stock, average price, age and mileage throughout
the UK and by county.
