Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
This used 3 Series 2.0 320I M Sport Touring finished in the tone of white is on offer and ready for you to drive away with the option for you to purchase with finance.
Currently available at this dealer in Swindon is this BMW that has a 2.0 ltr petrol engine with automatic transmission. On the market in a grey finish with 77,563 miles on the dashboard.
At this dealership there's a terrific price on this second hand BMW 3 Series 2.0 320D Ed Plus Saloon Euro 6 S that’s got a 2000 cc diesel engine, automatic transmission and 153,000 miles clocked up on the dash.
Dependable and durable, the BMW 3 Series is in the top 20 of the UK's reliability index and at this dealer you can get this second hand 2.0 320I M Sport Touring Euro 6 S for £25,990.
Trustworthy and durable, the BMW 3 Series is in the top 20 of the UK's reliability index and this dealership in Enfield currently has this second hand one for sale at £20,495.
Up for sale and ready for its next owner to take home is this dependable BMW 3 Series that is one of the UK's top 20 most reliable models. It comes fitted with a 2000CC petrol motor and it has got automatic transmission. This used model now up for sale at our dealership in Cheltenham has only clocked up 10,139 miles and has been finished in the tone of .
This BMW is known as one of the most trustworthy and durable motors available. This second hand model, now available from this dealer has got 66,457 miles clocked up on the dash and is fitted with a 3000CC hybrid engine and automatic transmission.
Now available to test-drive at our dealership in Newbury is this durable and trustworthy 3 Series that has 33,000 miles clocked up on the dash and a 2000cc hybrid engine with automatic transmission
This 3 Series 2L M Sport Shadow Edition is fitted out with automatic transmission, a 2.0 Ltr diesel motor and has 87,730 miles clocked-up on the dashboard.
This BMW 3 Series is ranked as one of the most dependable motors available. This dealer is selling this second hand model that is equipped with a 3.0 Ltr diesel engine with automatic transmission and has got 91,000 miles clocked-up on the dashboard.
The Reliability Index figure combines several elements - inconvenience caused, cost and a car's rate of failure. It's based on data that has been collected through the vast number of claims that are made by motorists each year and shows motorists a good overview of the vehicles on the UK's roads today. The BMW 3 Series is in the top 20 of Britain's Reliability Index and at this dealer you can buy this second hand 330E M Sport Step for just £22,477. That's a really good deal for this model and it's even better when you take into account that it's less likely to leave you with an extra bill for repairs.
Up for sale and ready to take on a test drive is this BMW 3 Series in grey; it is fitted with a 2.0 Litre petrol engine with automatic transmission and has 39,190 miles clocked up on the dash.
Renowned for being an extremely durable and trustworthy motor, this 5 door estate 3 Series 2.0 320D Sport Touring Euro 6 Ss provides you with a diesel 2.0 ltr motor and manual transmission, is finished in white and has 157,109 miles on the clock. Currently available at the brilliant price of £5,350 or you can also buy on finance with the help of evenly spaced, cost efficient repayments commencing from only £ per calendar month.
Take a look at this BMW 3 Series which comes equipped with a 2.0 litre petrol engine and automatic transmission. This used one now available from this dealer is available at the outstanding price of just £20,991, comes finished in the tone of black and has 79,756 miles clocked up on the dashboard.
Coming equipped with automatic transmission and a 2.0 L petrol motor, this BMW 3 Series is finished in the tone of silver and has 76,003 miles on the dashboard.
Respected for being an extremely reliable motor, this 4 door car provides the driver with a diesel 2000 CC engine and automatic gearbox, is finished in white and has 89,791 miles on the dash. Yours to buy at the awesome price of £12,495 or you can also opt to buy on finance with the help of evenly split, repayments starting from only £ per calendar month.
Ranked amongst the top twenty, most trustworthy and reliable vehicles in the UK, this 3 Series comes fitted with automatic transmission and has a 2.0 Litre diesel motor. This dealer currently has this second hand model on offer that has got 121,000 miles clocked up on the dashboard and a red finish.
Finished in the shade of black, this estate second hand car has got 63,900 miles clocked up on the dash and incorporates a 3.0 ltr diesel engine with automatic transmission.
Getting a used BMW 3 Series on finance involves a series of systematic steps and careful consideration of various aspects to ensure a smooth purchase and ownership journey. The 3 Series, renowned for its perfect blend of performance, luxury, and reliability, is a popular choice among used car buyers. Below is a guide to walk you through the financing process.
Step 1: Pre-Purchase Considerations
1. Budgeting:
Identify how much you can afford in terms of down payment, monthly instalments, insurance, and maintenance.
2. Credit Score Assessment:
A better credit score often leads to more favorable financing terms.
3. Model Selection:
Choose a variant of the 3 Series that aligns with your needs and budget.
4. Vehicle Inspection:
Ensure a thorough check, preferably by a professional, of the vehicle's history and current condition.
Step 2: Exploring Financing Options
1. Personal Loan:
Acquiring a loan from a bank or financial institution to buy the car and repaying in scheduled instalments.
2. Hire Purchase (HP):
Pay an upfront deposit followed by fixed monthly payments and gain ownership after the final instalment.
3. Personal Contract Purchase (PCP):
Pay a deposit, lower monthly instalments, and decide at the end whether to return, purchase, or part-exchange the car.
4. Lease Purchase:
Similar to PCP but with a commitment to buy the car at the end of the term.
5. Dealer Financing:
Obtain a finance deal directly through the dealership, ensuring to compare the terms with other financing options.
6. Peer-to-Peer (P2P) Lending:
Borrow money directly from individual investors via online platforms, ensuring thorough understanding and verification of the platform’s credibility.
Step 3: Purchase Process
1. Choosing a Trustworthy Seller:
Ensure transparency and provision of detailed vehicle history.
2. Negotiation:
Ensure clarity in pricing and potentially negotiate for the best deal.
3. Test Drive:
Validate the car’s condition and performance through a comprehensive test drive.
4. Secure Financing:
Finalize your financing option, ensuring clear understanding of the terms and total payable amount.
5. Insurance:
Ensure you secure an insurance policy prior to taking ownership of the vehicle.
6. Complete Paperwork:
Ensure all documents, such as the V5C, MOT certificate, and service history, are accurately filled and securely stored.
Additional Notes:
Depreciation: Be mindful of the depreciation of car value and how it impacts your financial strategy.
Warranty: Consider the availability of the manufacturer's warranty or the option to purchase an extended warranty.
Total Cost Awareness: Ensure understanding of the total cost payable throughout the finance term, including interest and any fees.
Maintain Regular Payments: Keep timely payments to avoid any penalties and to safeguard your credit score.
In Conclusion:
Acquiring a used BMW 3 Series on finance demands thorough research, meticulous planning, and comprehensive understanding of your finances and available finance options. Engage in detailed discussions, utilize online calculators, or consult a financial advisor to ensure a well-informed decision. With astute preparation, you will not only revel in the driving experience but also enjoy peace of mind, knowing your finances are in order.
About the BMW 3 Series
The BMW 3 Series, renowned worldwide and particularly cherished in the UK, has often been considered the quintessential driver's car in the executive saloon segment. Since its debut in the 1970s, this model has been a benchmark in blending performance, luxury, and daily usability.
Decades of Dominance:
Throughout its existence, the 3 Series has experienced multiple evolutionary leaps. Each iteration accentuated its sporty DNA, combined with enhanced comfort and cutting-edge technology. This balance between dynamism and practicality has solidified its place in the hearts of car enthusiasts and daily commuters alike.
A Tech-Infused Sanctuary:
Modern versions of the 3 Series are furnished with the latest in automotive technology. With features like a sophisticated infotainment system, heads-up display, and myriad driver-assist utilities, the 3 Series isn't just about driving pleasure but also ensures occupants are well-entertained, informed, and safe.
Rivals in the Rearview:
Its reputation might be formidable, but competition is fierce. Models like the Mercedes-Benz C-Class, Audi A4, and Jaguar XE have been vying for the crown. Yet, the 3 Series, with its impeccable driving dynamics and brand legacy, manages to maintain a distinguished presence.
Into the Future:
With the advent of electrification, the 3 Series continues to adapt. Hybrid variants and potentially full-electric versions signal BMW's vision for a sustainable future without compromising on the driving joy the 3 Series is known for.
In Conclusion:
For many, the BMW 3 Series is more than just a car; it represents a passion for driving. It stands as proof that even in an age of change, some legends continue to inspire, evolve, and thrive.
Buying Guide
Want to find out everything about all 3 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 3 Series buying guide here.
BMW 3 Series Data by County
BMW 3 Series data for the amount in stock, average price, age and mileage throughout
the UK and by county.