Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
A bargain price of £32,998 from our dealership for this trustworthy and highly dependable saloon which is fitted out with a 2.0 L diesel engine and 9,732 miles clocked-up on the dashboard. It is a second hand vehicle but it's been well looked after and still remains in an excellent, nearly new condition throughout.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
This 3 Series is a model that is rated as one of the most reliable motors around. This second hand one, advertised by this dealer contains a 2.0L hybrid engine with automatic transmission and has 64,011 mi clocked up on the dashboard.
At this dealer in Ilford you will find the great price of just £10,375 on this BMW 3 Series 2.0 320I M Sport with a 2.0l petrol motor, automatic transmission and 75,392 miles clocked up on the dashboard.
On offer and ready for its new owner to take home is this dependable and durable BMW 3 Series that is ranked amongst the UK's top 20 most reliable cars. It comes fitted out with a 3000cc diesel motor and automatic transmission. This second hand one at this dealership in Leighton Buzzard has been finished in grey and has clocked up 112,552 miles.
Currently available at our dealership in Bury is this second-hand, low mileage 3 Series 2L M Sport that incorporates a petrol, 2.0 LTR engine and automatic transmission. On offer and ready for you to drive away in a black finish with just 30,205 miles on the clock.
On offer at our outstanding price of only £29,998 is this BMW, it has got 20,427 miles clocked up on the dash and contains a 2.0 litre diesel engine with automatic transmission.
The UK Reliability Index figure analyses several elements: a car's rate of failure, price and inconvenience, it comes from data gathered from millions of pounds worth of claims which are filed by drivers every year and gives motorists a good overview of cars on the road today. The BMW 3 Series is in the top 20 of the UK's Reliability Index and this dealer currently has this second hand model available to buy priced at only £6,000. It's already a really good deal for this model, even more so taking into account that it's less likely to leave you with an extra bill for repairs.
This 3 Series 2.0 12Kwh M Sport Euro 6 Ss for sale from this dealership in Aylesbury priced at £19,991 has been finished in black and has 68,430 miles clocked-up on the dash.
Up for sale and ready for its new owner to take home is this BMW 3 Series that has automatic transmission and a 3000 CC hybrid motor. This second hand low mileage one comes in grey and only has 19,000 mi on the dash.
Coming in the shade of white, this 3 Series 2.0 320D M Sport Euro 6 Ss has 111,400 miles clocked-up on the dash and is equipped with a 2000cc diesel motor.
Encompassing a 2.0 ltr hybrid motor and a automatic transmission, this reliable BMW 3 Series 330E Sport Step is currently available on the market in white with 57,869mi on the dash. This motor is advertised at £20,998 with budget friendly repayments available beginning from around £ per month.
Located at this dealer for the fantastic price of just £38,222 is this 3 Series 2.0 330E2.3kwh M Sport Touring Euro 6 5-Door which has a 2000CC hybrid motor with automatic transmission. It is a used model, but it was well looked after and still remains in an almost flawless, nearly new condition.
Painted with a white finish, this motor has got 72,696 miles clocked up on the dash and incorporates a 2.0 litre petrol engine with automatic transmission. First Registered in 2020, this BMW 3 Series 320I M Sport Step is now on the market and ready for its new owner to drive away for £17,799.
This saloon motor has 54,365 miles clocked up on the dashboard and comes fitted out with a 2.0 L diesel motor. It's up for sale and ready for its next owner to take home for the superb price of only £18,995.
With automatic transmission and a 2.0L petrol engine; this second hand
BMW 3 Series is on the market and ready for its new owner to drive away with 43,500 miles on the clock.
A fantastic price of only £12,999 is being offered by our dealership on this 3 Series Se that is known to be one of the most dependable and trustworthy vehicles around. This model comprises of a 2000CC petrol engine, automatic gearbox and has 50,937 miles clocked-up on the dash.
This 3 Series is a vehicle that is known as one of the most dependable motors on the market. This dealer is selling a second hand one that has 117,622 miles clocked-up on the dash and incorporates a 2.0l hybrid engine.
A low price of only £73,995 from our dealership for this BMW 3 Series M3 Competition M Xdrive that is ranked among the top 20, most dependable and trustworthy motors. This particular model consists of a 3.0 L petrol motor, automatic gearbox and has just 17,000 miles on the clock.
A superb price of £14,998 is currently being offered by us at this dealer on this BMW 3 Series 320I M Sport Shadow Edition Step that's known to be one of the most dependable and trustworthy models available.
There's an awesome price at this car dealership on this nearly new, top 10, best-selling BMW 3 Series 2.0 320I M Sport Euro 6 Ss with automatic transmission, a 2000 cc petrol engine and 28,447 miles on the dashboard.
Getting a used BMW 3 Series on finance involves a series of systematic steps and careful consideration of various aspects to ensure a smooth purchase and ownership journey. The 3 Series, renowned for its perfect blend of performance, luxury, and reliability, is a popular choice among used car buyers. Below is a guide to walk you through the financing process.
Step 1: Pre-Purchase Considerations
1. Budgeting:
Identify how much you can afford in terms of down payment, monthly instalments, insurance, and maintenance.
2. Credit Score Assessment:
A better credit score often leads to more favorable financing terms.
3. Model Selection:
Choose a variant of the 3 Series that aligns with your needs and budget.
4. Vehicle Inspection:
Ensure a thorough check, preferably by a professional, of the vehicle's history and current condition.
Step 2: Exploring Financing Options
1. Personal Loan:
Acquiring a loan from a bank or financial institution to buy the car and repaying in scheduled instalments.
2. Hire Purchase (HP):
Pay an upfront deposit followed by fixed monthly payments and gain ownership after the final instalment.
3. Personal Contract Purchase (PCP):
Pay a deposit, lower monthly instalments, and decide at the end whether to return, purchase, or part-exchange the car.
4. Lease Purchase:
Similar to PCP but with a commitment to buy the car at the end of the term.
5. Dealer Financing:
Obtain a finance deal directly through the dealership, ensuring to compare the terms with other financing options.
6. Peer-to-Peer (P2P) Lending:
Borrow money directly from individual investors via online platforms, ensuring thorough understanding and verification of the platform’s credibility.
Step 3: Purchase Process
1. Choosing a Trustworthy Seller:
Ensure transparency and provision of detailed vehicle history.
2. Negotiation:
Ensure clarity in pricing and potentially negotiate for the best deal.
3. Test Drive:
Validate the car’s condition and performance through a comprehensive test drive.
4. Secure Financing:
Finalize your financing option, ensuring clear understanding of the terms and total payable amount.
5. Insurance:
Ensure you secure an insurance policy prior to taking ownership of the vehicle.
6. Complete Paperwork:
Ensure all documents, such as the V5C, MOT certificate, and service history, are accurately filled and securely stored.
Additional Notes:
Depreciation: Be mindful of the depreciation of car value and how it impacts your financial strategy.
Warranty: Consider the availability of the manufacturer's warranty or the option to purchase an extended warranty.
Total Cost Awareness: Ensure understanding of the total cost payable throughout the finance term, including interest and any fees.
Maintain Regular Payments: Keep timely payments to avoid any penalties and to safeguard your credit score.
In Conclusion:
Acquiring a used BMW 3 Series on finance demands thorough research, meticulous planning, and comprehensive understanding of your finances and available finance options. Engage in detailed discussions, utilize online calculators, or consult a financial advisor to ensure a well-informed decision. With astute preparation, you will not only revel in the driving experience but also enjoy peace of mind, knowing your finances are in order.
About the BMW 3 Series
The BMW 3 Series, renowned worldwide and particularly cherished in the UK, has often been considered the quintessential driver's car in the executive saloon segment. Since its debut in the 1970s, this model has been a benchmark in blending performance, luxury, and daily usability.
Decades of Dominance:
Throughout its existence, the 3 Series has experienced multiple evolutionary leaps. Each iteration accentuated its sporty DNA, combined with enhanced comfort and cutting-edge technology. This balance between dynamism and practicality has solidified its place in the hearts of car enthusiasts and daily commuters alike.
A Tech-Infused Sanctuary:
Modern versions of the 3 Series are furnished with the latest in automotive technology. With features like a sophisticated infotainment system, heads-up display, and myriad driver-assist utilities, the 3 Series isn't just about driving pleasure but also ensures occupants are well-entertained, informed, and safe.
Rivals in the Rearview:
Its reputation might be formidable, but competition is fierce. Models like the Mercedes-Benz C-Class, Audi A4, and Jaguar XE have been vying for the crown. Yet, the 3 Series, with its impeccable driving dynamics and brand legacy, manages to maintain a distinguished presence.
Into the Future:
With the advent of electrification, the 3 Series continues to adapt. Hybrid variants and potentially full-electric versions signal BMW's vision for a sustainable future without compromising on the driving joy the 3 Series is known for.
In Conclusion:
For many, the BMW 3 Series is more than just a car; it represents a passion for driving. It stands as proof that even in an age of change, some legends continue to inspire, evolve, and thrive.
Buying Guide
Want to find out everything about all 3 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 3 Series buying guide here.
BMW 3 Series Data by County
BMW 3 Series data for the amount in stock, average price, age and mileage throughout
the UK and by county.