Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Painted with a white finish, this used car has 33,954 mi clocked up on the dash and comes fitted out with a 2.0 Litre petrol motor and automatic transmission. It was registered in 2024 and is currently on offer and ready for its next owner to drive home for just £23,999.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Become the new owner of this BMW which comes fitted with a 2000 cc hybrid engine with automatic transmission. This second hand model at this dealer has 80,000 miles on the dash.
Available for viewing at our dealership in London is this saloon car which comes equipped with a hybrid, 2.0 litre engine and automatic transmission. On the market in a tone of white with 60,764 miles on the dashboard. An excellent choice of saloon if you're looking to buy a model that has an excellent reputation for reliability.
A remarkable price of only £2,200 from our dealership in Peterborough on this 3 Series 2.0 Ed Efficientdynamics Business Touring Euro 5 that has an outstanding reputation for durability. This particular model incorporates a 2.0 Ltr diesel engine, manual transmission and has 203,318 miles on the dashboard.
Up for sale and ready for you to take home is this 3 Series which has been created with reliability and trustworthiness in mind. It comes equipped with a 2000cc diesel motor and automatic transmission. This second hand one currently in stock at our dealership comes finished in orange and has 92,190 miles clocked-up on the dash.
This BMW 3 Series is a model which holds a high ranking for durability. This second hand one has got 90,881 miles clocked-up on the dashboard and contains a 2.0l hybrid engine.
Currently available to drive away is this BMW 3 Series 2.0 330E 12Kwh M Sport Saloon Plug-in H that has automatic transmission and a 2.0 LTR hybrid motor. On offer at the low price of just £15,500 and affordable payments available starting off at £ per month.
The Reliability Index analyses: the amount the car fails, cost and inconvenience caused. It's based on data gathered from a large number of insurance claims that are made every year which helps in providing drivers with a comprehensive overview of all of the vehicles on the road today. The BMW 3 Series is in the top 20 of the Reliability Index and this dealership in Newhaven has this second hand one available to buy priced at just £6,990. It's already a really great price for this model and even more so if there's less chance of having to fork out for repairs.
On offer and ready for its new owner to take home is this 3 Series that is rated as one of the most dependable and trustworthy motors around. It features automatic transmission and a 2.0 litre petrol motor. This second-hand model currently available at our dealership in Bury has 37,119 miles clocked up on the dashboard and has been finished in the tone of grey.
Fitted with a 3000CC petrol motor and a automatic transmission, this very dependable and trustworthy coupe 3 Series 3.0 330I M Sport Steptronic Euro 4 is currently available for sale in black with 77,000 miles on the dashboard.
Trustworthy and durable, BMW's 3 Series is among the top rated for reliability, this second-hand model currently available at this dealer incorporates a 2.0 litre hybrid motor and it has automatic transmission. It's on offer at the outstanding price of just £15,950 or with the option to purchase on finance with manageable repayments on offer commencing at around £ pm.
For sale and ready to drive home is this BMW 3 Series 3.0 340I M Sport coming in the tone of blue; this second hand model has 107,000 miles clocked-up on the dash and contains a 3.0 Litre petrol engine with automatic transmission.
Coming in the shade of black, this 2000cc petrol BMW 3 Series 2.0 320I M Sport Touring Euro 6 S with automatic transmission is available to test drive.
Currently available at this dealership located in the Birmingham area is this second hand car which consists of a petrol, 2.0 Ltr engine and manual gearbox. It is on the market and ready for you to drive away in a blue finish with 102,799 miles on the dash.
Well known for its reliability, this BMW has manual transmission and a 2000cc diesel motor. This dealer currently has this second hand model in stock which has 99,110 miles clocked up on the dash and a black finish. It's available at the discount cost of only £6,699 or through making monthly repayments starting off at only £ per month.
At £18,000 you can buy this second-hand BMW 3 Series 2.0 320D M Sport Euro 6 Ss from this dealer that comes fitted with automatic transmission and a 2000 cc diesel motor.
Amongst those ranked in the top 20 for reliability, this is a saloon car manufactured by BMW to provide drivers a higher level of durability and dependability than most ordinary vehicles. This second hand 3 Series 2.0 320D M Sport 188 Bhp has got 108,302 miles clocked-up on the dashboard and incorporates a 2.0 litre diesel motor.
Getting a used BMW 3 Series on finance involves a series of systematic steps and careful consideration of various aspects to ensure a smooth purchase and ownership journey. The 3 Series, renowned for its perfect blend of performance, luxury, and reliability, is a popular choice among used car buyers. Below is a guide to walk you through the financing process.
Step 1: Pre-Purchase Considerations
1. Budgeting:
Identify how much you can afford in terms of down payment, monthly instalments, insurance, and maintenance.
2. Credit Score Assessment:
A better credit score often leads to more favorable financing terms.
3. Model Selection:
Choose a variant of the 3 Series that aligns with your needs and budget.
4. Vehicle Inspection:
Ensure a thorough check, preferably by a professional, of the vehicle's history and current condition.
Step 2: Exploring Financing Options
1. Personal Loan:
Acquiring a loan from a bank or financial institution to buy the car and repaying in scheduled instalments.
2. Hire Purchase (HP):
Pay an upfront deposit followed by fixed monthly payments and gain ownership after the final instalment.
3. Personal Contract Purchase (PCP):
Pay a deposit, lower monthly instalments, and decide at the end whether to return, purchase, or part-exchange the car.
4. Lease Purchase:
Similar to PCP but with a commitment to buy the car at the end of the term.
5. Dealer Financing:
Obtain a finance deal directly through the dealership, ensuring to compare the terms with other financing options.
6. Peer-to-Peer (P2P) Lending:
Borrow money directly from individual investors via online platforms, ensuring thorough understanding and verification of the platform’s credibility.
Step 3: Purchase Process
1. Choosing a Trustworthy Seller:
Ensure transparency and provision of detailed vehicle history.
2. Negotiation:
Ensure clarity in pricing and potentially negotiate for the best deal.
3. Test Drive:
Validate the car’s condition and performance through a comprehensive test drive.
4. Secure Financing:
Finalize your financing option, ensuring clear understanding of the terms and total payable amount.
5. Insurance:
Ensure you secure an insurance policy prior to taking ownership of the vehicle.
6. Complete Paperwork:
Ensure all documents, such as the V5C, MOT certificate, and service history, are accurately filled and securely stored.
Additional Notes:
Depreciation: Be mindful of the depreciation of car value and how it impacts your financial strategy.
Warranty: Consider the availability of the manufacturer's warranty or the option to purchase an extended warranty.
Total Cost Awareness: Ensure understanding of the total cost payable throughout the finance term, including interest and any fees.
Maintain Regular Payments: Keep timely payments to avoid any penalties and to safeguard your credit score.
In Conclusion:
Acquiring a used BMW 3 Series on finance demands thorough research, meticulous planning, and comprehensive understanding of your finances and available finance options. Engage in detailed discussions, utilize online calculators, or consult a financial advisor to ensure a well-informed decision. With astute preparation, you will not only revel in the driving experience but also enjoy peace of mind, knowing your finances are in order.
About the BMW 3 Series
The BMW 3 Series, renowned worldwide and particularly cherished in the UK, has often been considered the quintessential driver's car in the executive saloon segment. Since its debut in the 1970s, this model has been a benchmark in blending performance, luxury, and daily usability.
Decades of Dominance:
Throughout its existence, the 3 Series has experienced multiple evolutionary leaps. Each iteration accentuated its sporty DNA, combined with enhanced comfort and cutting-edge technology. This balance between dynamism and practicality has solidified its place in the hearts of car enthusiasts and daily commuters alike.
A Tech-Infused Sanctuary:
Modern versions of the 3 Series are furnished with the latest in automotive technology. With features like a sophisticated infotainment system, heads-up display, and myriad driver-assist utilities, the 3 Series isn't just about driving pleasure but also ensures occupants are well-entertained, informed, and safe.
Rivals in the Rearview:
Its reputation might be formidable, but competition is fierce. Models like the Mercedes-Benz C-Class, Audi A4, and Jaguar XE have been vying for the crown. Yet, the 3 Series, with its impeccable driving dynamics and brand legacy, manages to maintain a distinguished presence.
Into the Future:
With the advent of electrification, the 3 Series continues to adapt. Hybrid variants and potentially full-electric versions signal BMW's vision for a sustainable future without compromising on the driving joy the 3 Series is known for.
In Conclusion:
For many, the BMW 3 Series is more than just a car; it represents a passion for driving. It stands as proof that even in an age of change, some legends continue to inspire, evolve, and thrive.
Buying Guide
Want to find out everything about all 3 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 3 Series buying guide here.
BMW 3 Series Data by County
BMW 3 Series data for the amount in stock, average price, age and mileage throughout
the UK and by county.