Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Dependable and trustworthy, the BMW 3 Series is among the top 20 rated for reliability and this dealership in Enfield currently has this second hand one for sale at £23,695.
A 4 door saloon car created by the BMW company that provides its driver a higher level of durability and a more reliable performance than your average model. This 3 Series 2L M Sport incorporates a 2000 CC hybrid motor with automatic transmission and has got 61,319 miles on the dashboard. Available for sale at the amazing price of just £17,485 or with the possibility to purchase using finance with achievable instalments on offer from £ monthly.
On offer and ready for its next owner to take home is this 3 Series that comes fitted out with manual transmission and a 2000 cc diesel engine. This second hand model currently in stock at our dealership in Chorley has got a mere 40,000 miles on the clock and has been finished in .
Fitted with a 3.0 Ltr diesel motor and automatic transmission, this used BMW 3 Series 3.0 335D M Sport from this dealer is available to drive away in a silver finish and has 94,472 miles clocked-up on the dashboard.
At this dealer you'll find the low price of only £18,698 on this BMW with a 2.0 Ltr petrol engine, automatic transmission and 45,499 miles clocked-up on the dash.
Providing you with a 2.0 litre diesel motor and a manual transmission, this highly dependable BMW is currently available to buy in with 110,342 miles clocked up on the dash. This car is for sale at £5,695 with budget-friendly repayment plans on hand beginning at £ per calendar month.
Dependable and durable, the BMW 3 Series is in the top 20 of the UK's reliability index. This second hand 2.0 330E 7.6Kwh M Sport Saloon Plug-in available from this dealer is available to drive away in a white finish and has 81,200 miles clocked-up on the dashboard.
Coming finished in the shade of blue, this BMW 3 Series 328I Luxury Touring has 56,000 miles clocked up on the dash and contains a 2.0 ltr petrol motor with automatic transmission.
Painted with a blue finish, this used car has got a 2.0 LTR diesel engine with manual transmission and has 39,760 miles on the dash. It was first registered in 2019 and is now available to drive away for £13,995.
Rated as one of the top twenty, most durable and trustworthy cars, this 3 Series comes fitted out with automatic transmission and a 2000 CC hybrid motor. This dealership currently has this second hand model in stock that has 105,550 miles on the clock and a grey finish.
Get this used 3 Series for just £4,495. Credit deals start off at around £ per month for this vehicle which comes fitted with manual transmission and a 1.6L petrol engine.
The Reliability Index figure combines several factors: a car's rate of failure, the inconvenience for the driver and cost. It is based on data gathered through a vast number of insurance claims that are filed by motorists each year and therefore provides you with a comprehensive overview of cars currently on the road. The BMW 3 Series is in the top twenty of Britain's Reliability Index and this dealer currently has this used model in stock for just £18,975. It's already a bargain for this model, particularly when you take into account that it is less likely to need extra trips to the mechanic.
On offer at the superb price of only £5,495 is this BMW that incorporates a 2.0 L diesel engine with manual transmission. This used one has 154,000 miles clocked up on the dash.
This BMW 3 Series 2.5 325Ci 325 Sport is a vehicle that is known to be one of the most trustworthy and reliable models on the market. This second hand one priced at £7,000 contains a 2500CC petrol engine with manual transmission and has got 96,100 mi clocked up on the dashboard.
Containing a 2000CC petrol motor with automatic transmission, this second-hand BMW 3 Series 2.0 330I M Sport Euro 6 Ss is currently available on the market in the shade of grey with 82,290 mi on the clock.
Painted in black, this car incorporates a 2.0 L diesel engine with automatic transmission and it has got 48,620 miles on the dash. It was registered in 2019 and is now on the market and ready for its new owner to take home for £17,286.
There's a fabulous price of just £26,099 on this second hand, low mileage BMW with a 2.0 ltr petrol engine, automatic transmission and only 30,222 miles on the dash.
Available at our dealership in the Birmingham area is this BMW 3 Series that features automatic transmission and a 2.0l petrol motor. It's up for sale and ready for you to drive away in the shade of white with 76,000 miles on the dash.
Getting a used BMW 3 Series on finance involves a series of systematic steps and careful consideration of various aspects to ensure a smooth purchase and ownership journey. The 3 Series, renowned for its perfect blend of performance, luxury, and reliability, is a popular choice among used car buyers. Below is a guide to walk you through the financing process.
Step 1: Pre-Purchase Considerations
1. Budgeting:
Identify how much you can afford in terms of down payment, monthly instalments, insurance, and maintenance.
2. Credit Score Assessment:
A better credit score often leads to more favorable financing terms.
3. Model Selection:
Choose a variant of the 3 Series that aligns with your needs and budget.
4. Vehicle Inspection:
Ensure a thorough check, preferably by a professional, of the vehicle's history and current condition.
Step 2: Exploring Financing Options
1. Personal Loan:
Acquiring a loan from a bank or financial institution to buy the car and repaying in scheduled instalments.
2. Hire Purchase (HP):
Pay an upfront deposit followed by fixed monthly payments and gain ownership after the final instalment.
3. Personal Contract Purchase (PCP):
Pay a deposit, lower monthly instalments, and decide at the end whether to return, purchase, or part-exchange the car.
4. Lease Purchase:
Similar to PCP but with a commitment to buy the car at the end of the term.
5. Dealer Financing:
Obtain a finance deal directly through the dealership, ensuring to compare the terms with other financing options.
6. Peer-to-Peer (P2P) Lending:
Borrow money directly from individual investors via online platforms, ensuring thorough understanding and verification of the platform’s credibility.
Step 3: Purchase Process
1. Choosing a Trustworthy Seller:
Ensure transparency and provision of detailed vehicle history.
2. Negotiation:
Ensure clarity in pricing and potentially negotiate for the best deal.
3. Test Drive:
Validate the car’s condition and performance through a comprehensive test drive.
4. Secure Financing:
Finalize your financing option, ensuring clear understanding of the terms and total payable amount.
5. Insurance:
Ensure you secure an insurance policy prior to taking ownership of the vehicle.
6. Complete Paperwork:
Ensure all documents, such as the V5C, MOT certificate, and service history, are accurately filled and securely stored.
Additional Notes:
Depreciation: Be mindful of the depreciation of car value and how it impacts your financial strategy.
Warranty: Consider the availability of the manufacturer's warranty or the option to purchase an extended warranty.
Total Cost Awareness: Ensure understanding of the total cost payable throughout the finance term, including interest and any fees.
Maintain Regular Payments: Keep timely payments to avoid any penalties and to safeguard your credit score.
In Conclusion:
Acquiring a used BMW 3 Series on finance demands thorough research, meticulous planning, and comprehensive understanding of your finances and available finance options. Engage in detailed discussions, utilize online calculators, or consult a financial advisor to ensure a well-informed decision. With astute preparation, you will not only revel in the driving experience but also enjoy peace of mind, knowing your finances are in order.
About the BMW 3 Series
The BMW 3 Series, renowned worldwide and particularly cherished in the UK, has often been considered the quintessential driver's car in the executive saloon segment. Since its debut in the 1970s, this model has been a benchmark in blending performance, luxury, and daily usability.
Decades of Dominance:
Throughout its existence, the 3 Series has experienced multiple evolutionary leaps. Each iteration accentuated its sporty DNA, combined with enhanced comfort and cutting-edge technology. This balance between dynamism and practicality has solidified its place in the hearts of car enthusiasts and daily commuters alike.
A Tech-Infused Sanctuary:
Modern versions of the 3 Series are furnished with the latest in automotive technology. With features like a sophisticated infotainment system, heads-up display, and myriad driver-assist utilities, the 3 Series isn't just about driving pleasure but also ensures occupants are well-entertained, informed, and safe.
Rivals in the Rearview:
Its reputation might be formidable, but competition is fierce. Models like the Mercedes-Benz C-Class, Audi A4, and Jaguar XE have been vying for the crown. Yet, the 3 Series, with its impeccable driving dynamics and brand legacy, manages to maintain a distinguished presence.
Into the Future:
With the advent of electrification, the 3 Series continues to adapt. Hybrid variants and potentially full-electric versions signal BMW's vision for a sustainable future without compromising on the driving joy the 3 Series is known for.
In Conclusion:
For many, the BMW 3 Series is more than just a car; it represents a passion for driving. It stands as proof that even in an age of change, some legends continue to inspire, evolve, and thrive.
Buying Guide
Want to find out everything about all 3 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 3 Series buying guide here.
BMW 3 Series Data by County
BMW 3 Series data for the amount in stock, average price, age and mileage throughout
the UK and by county.