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Used BMW 1 Series on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

6,095 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW 1 Series on finance

Navigating through the process of getting aused BMW 1 Series on finance can be made smoother with a well-structured plan and understanding of available options. The 1 Series is widely recognized for its blend of sportiness and practicality, making it a popular choice among drivers. Below is a guide that explores key considerations and steps when getting a used BMW 1 Series on finance.

Getting Started:

1. Establish a Budget:

  • Calculate how much you can afford for monthly payments, insurance, and maintenance.

2. Check Your Credit Score:

  • A higher credit score generally offers access to better financing rates and terms.

3. Selecting a Model:

  • Identify the model, age, and condition of the 1 Series that aligns with your needs and budget.

4. Vehicle Assessment:

  • Ensure a detailed inspection and verification of the car’s history and condition.
  • Consider involving a professional mechanic for inspection.

Financing Options:

1. Personal Loan:

  • Borrow from a bank or lender, purchase the car outright and repay the loan in instalments.

2. Hire Purchase (HP):

  • Make an initial deposit and pay the rest in monthly instalments. Ownership transfers to you after the last payment.

3. Personal Contract Purchase (PCP):

  • Pay lower monthly instalments and decide at the contract end whether to return, buy, or exchange the car.

4. Lease Purchase:

  • Similar to PCP but you’re obligated to buy the car at the end of the agreement.

5. Dealership Finance:

  • Obtain financing directly through the dealership. Ensure to compare these deals with external finance options.

6. Peer-to-Peer Lending (P2P):

  • Secure funds directly from individual lenders using online platforms, ensuring to comprehend all terms and confirm the platform's legitimacy.

Buying Procedure:

1. Choose a Reliable Seller:

  • Ensure they provide thorough vehicle history and are transparent in dealings.

2. Price Negotiation:

  • Engage in discussions regarding pricing, ensuring all costs are transparent.

3. Test Drive:

  • Never skip the test drive to assess the vehicle’s performance and condition.

4. Opt for a Financing Plan:

  • Ensure the terms are clear, and that the plan is financially viable for you.

5. Acquire Insurance:

  • Finalize insurance before taking ownership of the car.

6. Paperwork:

  • Complete all necessary documents accurately and keep copies for your records.

Additional Considerations:

  • Depreciation: The car’s value will depreciate over time; consider this in your investment.

  • Warranty: Evaluate if there’s an existing warranty or the possibility of purchasing an extended warranty.

  • Total Payable Amount: Be aware of the total amount payable over the duration of the finance term.

  • Final Payments: If you opt for PCP, be prepared for the balloon payment if you wish to retain the car.

In Summary:

Embarking on the journey to finance a used BMW 1 Series requires thorough research, careful evaluation of finances, and a comprehensive understanding of available finance options. Engage with financial advisors or utilize online resources to fortify your knowledge and decision-making capability, ensuring a satisfactory purchase and ownership experience.

About the BMW 1 Series

When one thinks of luxury compact cars that resonate with agility and sophistication, BMW's 1 Series often springs to mind. First launched in 2004, the 1 Series entered a market dominated by mainstream hatchbacks, introducing the concept of a premium compact to many drivers.

Diverse Generations:

Over the years, the 1 Series has evolved through various iterations, with each generation reflecting the shifting priorities and tastes of drivers. Whether it was the rear-wheel-drive dynamics of the earlier models or the more space-efficient front-wheel-drive layout of the latest versions, the 1 Series always prioritised driver engagement and luxury.

Interiors and Technology:

Step inside, and the cabin exudes a sense of quality, seamlessly integrating the latest infotainment and driver-assistance systems. BMW's commitment to blending sportiness with luxury is evident in the fine materials, ergonomics, and the driver-centric layout that the brand is renowned for.

Rivals in the Spotlight:

In the luxury compact segment, the 1 Series competes with the likes of the Audi A3, Mercedes-Benz A-Class, and the Volkswagen Golf. While each brings its set of virtues to the table, BMW's offering has carved a niche for itself with its unique driving dynamics and undying focus on the driving experience.

Financing Your Dream:

BMW appreciates that driving a luxury hatchback is a dream for many. To simplify this journey, they offer an array of tailored finance options. This means whether you're setting sights on a brand-new model or considering a certified pre-owned 1 Series, BMW ensures the financial aspects are as smooth as the drive itself.

A Look Ahead:

The 1 Series has played a pivotal role in reshaping our understanding of what a compact car can be. With electric and hybrid models on the horizon, the 1 Series is set to not just adapt to the changing automotive landscape but to continue leading in its segment.

Conclusion:

Representing more than just a car, the BMW 1 Series embodies a fusion of luxury, performance, and innovation. For those who believe that journeys are as important as destinations, this hatchback offers a delightful, premium experience.

Buying Guide

Want to find out everything about all 1 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 1 Series buying guide here.

BMW 1 Series Data by County

BMW 1 Series data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,939£16,944648,45811,426
Aberdeenshire63£23,478322,984118
Angus39£21,448432,81888
Ayrshire46£23,259324,29088
Bedfordshire146£13,938866,142224
Berkshire79£17,080744,136190
Blaenau Gwent12£13,614751,43814
Borders4£20,109445,0496
Bridgend8£12,970764,45818
Bristol104£14,190758,046172
Buckinghamshire98£18,033653,896165
Caerphilly11£8,8301087,7638
Cambridgeshire192£15,883655,209270
Cardiff51£18,533538,809113
Carmarthenshire4£19,368532,4678
Cheshire146£19,351545,958394
Conwy17£18,985549,93228
Cornwall25£19,385638,86433
County Antrim88£18,276544,417166
County Armagh44£19,958443,56761
County Down15£13,306861,92034
County Durham101£16,780649,516188
County Fermanagh7£18,821453,9598
County Londonderry38£13,649767,58936
County Tyrone26£18,193550,42220
Cumbria19£17,943538,72841
Derbyshire196£18,133642,456464
Devon107£17,343745,851153
Dorset32£20,351531,58570
Dumfries & Galloway4£15,497636,03612
Dunbartonshire2£21,748531,8368
East Riding of Yorkshire34£19,726434,633106
East Sussex64£16,760856,26691
Essex146£15,705749,818260
Falkirk9£18,262539,57734
Fife30£21,990535,17082
Flintshire19£10,9801164,10517
Gloucestershire68£17,708544,35384
Greater London398£17,371642,140686
Greater Manchester363£16,297652,141692
Gwynedd2£13,495760,3492
Hampshire128£18,439640,090277
Herefordshire18£17,808640,71227
Hertfordshire156£17,331646,030341
Highland21£20,688440,11247
Inverclyde1£17,995434,432-
Isle of Anglesey1£3,99511109,3002
Isle of Wight4£9,4201378,2317
Kent113£17,350540,678224
Lanarkshire131£21,349433,662286
Lancashire229£15,364652,560385
Leicestershire70£18,841648,786228
Lincolnshire121£18,256538,844214
Merseyside111£15,464651,654161
Merthyr Tydfil8£12,366771,9827
Midlothian56£19,037536,190128
Monmouthshire4£9,3231084,11310
Moray4£25,170321,5585
Neath Port Talbot5£14,677745,4003
Newport48£17,892649,595119
Norfolk93£17,751644,492125
North Yorkshire92£20,434437,520170
Northamptonshire44£18,214545,037115
Northumberland8£17,467640,97522
Nottinghamshire107£16,942646,956216
Oxfordshire21£18,601539,46948
Pembrokeshire3£6,66511111,9008
Perth & Kinross8£16,803645,99524
Powys1£18,490665,0001
Renfrewshire24£19,289429,98745
Rhondda Cynon Taf11£10,359861,77319
Shropshire38£19,732646,11889
Somerset40£18,915538,35288
South Yorkshire164£16,874652,038318
Staffordshire136£17,174644,292274
Stirling23£22,657323,80162
Suffolk52£16,616646,199124
Surrey156£17,118745,720246
Swansea27£20,182431,20871
Torfaen2£6,9451082,1579
Tyne and Wear108£16,683647,821218
Vale of Glamorgan4£10,1071170,9137
Warwickshire35£18,277546,90471
West Lothian18£12,466866,26235
West Midlands249£16,232652,257501
West Sussex37£21,744426,91294
West Yorkshire214£16,958652,120429
Wiltshire102£18,950540,123191
Worcestershire35£18,841541,04977
Wrexham1£12,995836,7806
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