Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used BMW 1 Series on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW 1 Series on finance

Navigating through the process of getting aused BMW 1 Series on finance can be made smoother with a well-structured plan and understanding of available options. The 1 Series is widely recognized for its blend of sportiness and practicality, making it a popular choice among drivers. Below is a guide that explores key considerations and steps when getting a used BMW 1 Series on finance.

Getting Started:

1. Establish a Budget:

  • Calculate how much you can afford for monthly payments, insurance, and maintenance.

2. Check Your Credit Score:

  • A higher credit score generally offers access to better financing rates and terms.

3. Selecting a Model:

  • Identify the model, age, and condition of the 1 Series that aligns with your needs and budget.

4. Vehicle Assessment:

  • Ensure a detailed inspection and verification of the car’s history and condition.
  • Consider involving a professional mechanic for inspection.

Financing Options:

1. Personal Loan:

  • Borrow from a bank or lender, purchase the car outright and repay the loan in instalments.

2. Hire Purchase (HP):

  • Make an initial deposit and pay the rest in monthly instalments. Ownership transfers to you after the last payment.

3. Personal Contract Purchase (PCP):

  • Pay lower monthly instalments and decide at the contract end whether to return, buy, or exchange the car.

4. Lease Purchase:

  • Similar to PCP but you’re obligated to buy the car at the end of the agreement.

5. Dealership Finance:

  • Obtain financing directly through the dealership. Ensure to compare these deals with external finance options.

6. Peer-to-Peer Lending (P2P):

  • Secure funds directly from individual lenders using online platforms, ensuring to comprehend all terms and confirm the platform's legitimacy.

Buying Procedure:

1. Choose a Reliable Seller:

  • Ensure they provide thorough vehicle history and are transparent in dealings.

2. Price Negotiation:

  • Engage in discussions regarding pricing, ensuring all costs are transparent.

3. Test Drive:

  • Never skip the test drive to assess the vehicle’s performance and condition.

4. Opt for a Financing Plan:

  • Ensure the terms are clear, and that the plan is financially viable for you.

5. Acquire Insurance:

  • Finalize insurance before taking ownership of the car.

6. Paperwork:

  • Complete all necessary documents accurately and keep copies for your records.

Additional Considerations:

  • Depreciation: The car’s value will depreciate over time; consider this in your investment.

  • Warranty: Evaluate if there’s an existing warranty or the possibility of purchasing an extended warranty.

  • Total Payable Amount: Be aware of the total amount payable over the duration of the finance term.

  • Final Payments: If you opt for PCP, be prepared for the balloon payment if you wish to retain the car.

In Summary:

Embarking on the journey to finance a used BMW 1 Series requires thorough research, careful evaluation of finances, and a comprehensive understanding of available finance options. Engage with financial advisors or utilize online resources to fortify your knowledge and decision-making capability, ensuring a satisfactory purchase and ownership experience.

About the BMW 1 Series

When one thinks of luxury compact cars that resonate with agility and sophistication, BMW's 1 Series often springs to mind. First launched in 2004, the 1 Series entered a market dominated by mainstream hatchbacks, introducing the concept of a premium compact to many drivers.

Diverse Generations:

Over the years, the 1 Series has evolved through various iterations, with each generation reflecting the shifting priorities and tastes of drivers. Whether it was the rear-wheel-drive dynamics of the earlier models or the more space-efficient front-wheel-drive layout of the latest versions, the 1 Series always prioritised driver engagement and luxury.

Interiors and Technology:

Step inside, and the cabin exudes a sense of quality, seamlessly integrating the latest infotainment and driver-assistance systems. BMW's commitment to blending sportiness with luxury is evident in the fine materials, ergonomics, and the driver-centric layout that the brand is renowned for.

Rivals in the Spotlight:

In the luxury compact segment, the 1 Series competes with the likes of the Audi A3, Mercedes-Benz A-Class, and the Volkswagen Golf. While each brings its set of virtues to the table, BMW's offering has carved a niche for itself with its unique driving dynamics and undying focus on the driving experience.

Financing Your Dream:

BMW appreciates that driving a luxury hatchback is a dream for many. To simplify this journey, they offer an array of tailored finance options. This means whether you're setting sights on a brand-new model or considering a certified pre-owned 1 Series, BMW ensures the financial aspects are as smooth as the drive itself.

A Look Ahead:

The 1 Series has played a pivotal role in reshaping our understanding of what a compact car can be. With electric and hybrid models on the horizon, the 1 Series is set to not just adapt to the changing automotive landscape but to continue leading in its segment.

Conclusion:

Representing more than just a car, the BMW 1 Series embodies a fusion of luxury, performance, and innovation. For those who believe that journeys are as important as destinations, this hatchback offers a delightful, premium experience.

Buying Guide

Want to find out everything about all 1 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 1 Series buying guide here.

BMW 1 Series Data by County

BMW 1 Series data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,322£16,745649,61610,995
Aberdeen City42£22,166423,22489
Aberdeenshire19£23,695527,39430
Angus4£23,728538,0017
Antrim13£15,936656,87332
Ards5£10,615951,8298
Armagh7£13,476764,2683
Ballymena9£15,980650,12910
Ballymoney7£15,445665,38312
Banbridge1£10,995996,0002
Barking & Dagenham - Greater London4£10,1601066,29611
Barnet - Greater London5£17,834537,1116
Bedfordshire131£13,566863,442230
Belfast33£20,178540,08886
Berkshire77£13,797959,146133
Blaenau Gwent13£12,536869,4716
Brent - Greater London10£15,1721157,17810
Bristol116£14,902852,528174
Bromley - Greater London49£22,148323,34464
Buckinghamshire89£15,635758,377171
Cambridgeshire158£14,615761,951303
Cardiff35£24,975322,66368
Carmarthenshire3£13,328757,5615
Carrickfergus10£16,309556,23016
Ceredigion4£13,870764,6627
Cheshire177£17,821650,725407
City of Edinburgh43£17,924646,67792
City of London - Greater London34£15,596750,23257
Clackmannanshire1£24,998320,1693
Coleraine15£12,218971,15333
Conwy3£11,3281061,8628
Cookstown3£15,328649,9944
Cornwall21£19,387641,70641
County Durham73£16,376652,631202
Craigavon19£25,008322,77737
Croydon - Greater London30£23,594323,97935
Cumbria15£16,498746,28840
Derbyshire216£18,028641,763465
Derry3£14,980787,3523
Devon69£14,728757,512177
Dorset33£18,355641,96452
Down2£20,145651,4831
Dumfries and Galloway8£22,097424,52223
Dundee City38£19,887532,33555
Dungannon5£14,324756,3538
Ealing - Greater London7£7,1031287,75316
East Ayrshire7£11,140863,91410
East Riding of Yorkshire16£14,176752,24328
East Sussex62£18,731747,68274
Enfield - Greater London17£17,575637,70954
Essex121£16,043754,482252
Falkirk9£13,619852,56223
Fermanagh5£21,315347,2834
Fife31£17,768748,34864
Flintshire32£17,789868,1566
Glasgow City81£20,194535,256247
Gloucestershire55£18,963540,759100
Greater Manchester382£14,870756,014717
Greenwich - Greater London10£24,699213,37513
Gwynedd1£19,950343,6503
Hampshire124£19,245539,160323
Harrow - Greater London9£15,973646,79213
Havering - Greater London69£15,569752,980139
Herefordshire10£20,892432,70835
Hertfordshire129£18,835641,775244
Highland13£23,490326,31040
Hillingdon - Greater London52£13,105856,29484
Hounslow - Greater London15£22,425424,29531
Inverclyde4£8,8721064,1495
Isle of Anglesey1£18,945449,9781
Isle of Wight6£6,0281476,2284
Kent86£15,020748,955174
Kingston upon Thames - Greater London42£24,393318,92265
Lancashire196£15,999751,350399
Larne6£13,063873,814-
Leicestershire120£19,611542,251199
Limavady2£16,995549,5001
Lincolnshire96£18,170541,412258
Magherafelt3£11,980869,6705
Merseyside80£16,890649,710170
Merthyr Tydfil7£13,927762,59414
Merton - Greater London2£9,495687,9573
Midlothian1£9,270868,0002
Monmouthshire3£17,995747,0009
Newham - Greater London3£6,38111113,6302
Newport3£12,415766,25215
Newry and Mourne8£20,338539,4739
Newtownabbey6£16,408543,40314
Norfolk87£17,052642,150171
North Ayrshire17£17,438543,61657
North Down4£11,945766,6528
North Lanarkshire18£12,478851,07552
North Yorkshire62£18,110645,725188
Northamptonshire45£18,186547,497132
Northumberland8£14,261747,23114
Nottinghamshire89£16,606748,426174
Omagh7£20,421447,8385
Oxfordshire20£21,887422,73749
Pembrokeshire1£17,295532,8642
Perth and Kinross12£18,533547,52333
Redbridge - Greater London4£11,809769,9187
Renfrewshire22£19,148531,43448
Rhondda Cynon Taf13£10,458871,71216
Rutland1£9,0001167,3521
Scottish Borders5£17,749441,67110
Shropshire37£21,400544,34983
Somerset48£15,394754,92389
South Ayrshire12£19,756525,26119
South Lanarkshire10£20,291429,17037
South Yorkshire151£16,522653,318356
Staffordshire116£17,908537,107269
Stirling21£22,796424,90247
Strabane3£18,825562,1178
Suffolk47£15,961752,01590
Surrey135£17,187746,913229
Swansea9£19,422532,88832
Torfaen1£13,990845,000-
Tyne and Wear68£15,980653,248186
Warwickshire26£21,472437,12267
West Dunbartonshire3£15,327750,5925
West Lothian12£10,067973,04217
West Midlands225£15,885756,003560
West Sussex53£20,627635,050102
West Yorkshire190£17,384648,815450
Wiltshire108£20,561539,736204
Worcestershire48£18,682646,61583
Add postcode for better results.